/biz/ - Business & Finance

>>55308330
>lowest level in history
I fucking hate lying slimy jews

>>55308361
>What is interest rate
>What is monthly payments
Fucking moron doesn't understand the difference between price and affordability.

>>55308361
zoomed out more btw. Even a 50% crash isn't enough to make up for the covid pump. Should crash 80%, but it's rigged so government will probably stop the dump at 20% again

>>55308374
Ah shut the fuck, nigger. You don't know how buying power works. Wages would have needed to like 5x since the mid 90s to have the same buying power for a house. Did that happen, nigger? Huh? Did it happen? That's what I though, you retarded bitch. Now shut your bitch mouth

>>55308374
>boomers think their wealth will be protected in housing because real estate fags shilled it so hard
>boomers whip their children and immigrants and their children from birth to buy in with money acquired from sex slavery to a jew so the boomers can cash out
Eventually the young wake up and either start with demolishing you fiscally, then legally, then the guillotine

>>55308330
NO HOUSES FOR WHITE ZOOMERS!
IMPORT MORE SUBHUMANS!
FLOOD THE STREETS! MORE VIOLENT CRIME! UNAVOIDABLE FINANCIAL SLAVERY! SALARY STAGNATION, HOUSING INFLATION!!!

>>55308361
Pretty sure low affordability means more expensive. Cost of living is peaking.

>>55308361
>>55308387
should be looking at this chart. Either incomes have to increase or houses will drop in price. The only people buying right now are cashing out and moving to a cheaper place, or dual income couple. And I don't think that many more women have started working since 2015. Either way buying now seems stupid unless you absolutely NEED a house. Even buying in cash would have been stupid the last year since you would have missed the 20% gain in stocks while houses crabbed

>>55308330
People who write these articles are _____

Fill in the blank

>>55308719
big nosed curly haired dick eating j-

>>55308680
This, Jesus Christ this board is dumb.

>>55308361

White boomers

>>55308719
WHITE SUPREMACISTS

>>55308719
Angry Boomers mad about being priced out of their 4th vacation McMansion.

>>55308719
Stating the obvious.

>>55308698
>Either incomes have to increase or houses will drop in price.
Not when supply is at historic lows. We have an insane amount of empty houses being used as investments for foreign nationals and large hedge funds. Not to mention the millions of people who got into 30 yr fixed mortgages at 2-3% who will never sell unless it's pried from their hands. Only thing I see crashing the housing market is great depression level mass layoffs (which is a possibility) and well then you have that problem on your hands and all of a sudden keeping yourself fed becomes the priority over buying property.

>>55308330
They're not. It's that simple.

Whether that's a good thing is an entirely different question.

>>55308330
We can't. It's literally a waiting game to have boomies die out first.

>>55308361
it's always incredible when you see a literal retarded person who doesn't understand interest rates, but somehow knows how do post on 4chan.

>>55309266
it's pretty magical. I like to think of these people as being representative to the old boomer tards who caused the mess we're in now. when shit hits the fan they will be the first to go so that in itself is a great blessing.

>>55309283
>the old boomer tards who caused the mess we're in now.
is boomer the new code word for jew ?

>>55308330
if you read this and think prices won't fall then you don't understand how prices are set, putting you in the same category as dogs

>>55309467
No the boomer is the pet of the jew. The jew can live without the boomer, but the boomer relies on the jew

>>55309266
>interest rates
It's always funny watching retards not keep track of buying power over decades and thinking homes are as affordable now as they were back them LOL

>>55308698
Not when real estate is being bought up by investors and foreigners.

>>55309534
>rates double
>buyers have less purchasing power
>prices are supposed to go down
>boomers decide "well then, i wont sell"
>prices stay the same
>housing is now even less affordable

I'm proud of everyone here. No one thinks there will be a massive house crash... because there won't be unless something else breaks.

>>55308719
holding chainlink

>>55309829

Where have you been? Commercial real estate is crashing and regional banks are failing. Shit is breaking but it's not single family homes.

they don't goy. no one will ever own a house anymore. maybe except a few lucky ones who managed to be ecelebs or tiktok starts or other kind of influencer clown. you didn't notice how everything became subscription based? that's right wagie, you will rent until you dead so you can't give your kids anything so they can continue renting everything.

>>55309870
Kek

>>55308640
Amen brother. Bought last month and need someone to PUMP my zestimate.

>>55308330
lowest level so far*

Can someone help them?

>>55308330
Women are working now more than ever in history also people have less kids and no multigen homes. People just need to readjust how much space they actually think they need to buy and then get their bitch to pay for half of it.

>>55308330

Vote in communism. That’s how. Or the plan at least.

>>55308330
good. lazy genZ. go work harder

Early retired 19 property owner here.
Start small. Start humble. Go out of town, go old,
buy a place with another young couple half and half.
Buy a condo instead of a house.
Keep a good attitude and don't give up.

>>55308330
Its almost like the housing market is absolute bonkers and retarded especulation..
I mean its not like 2008 happpened.

>>55308330
Zoomers don't get married. Zoomers don't have kids. Why would you need a house?

>>55308330
jewish niggas will take care of that by crashing the housing market frfr no cap

>>55308361
>>55308618
>>55308640
>>55308771
>>55308933
>>55308986
>>55309262
>>55309502
Yes Ivan we know you're raiding

>>55308698
>you would have missed the 20% gain in stocks while houses crabbed
thats the thing anon, most people dont want to live in the crypto and stocks fast lane their whole life they would just rather buy a property and settle down so they have peace of mind. 'passive income' even just a small amount is what every normie secretly wants. thats what so many trading bots promise

>>55313129
thats why i think real estate is not going to come down however just sort of hang around in this unrealistic expensive range and those who want to start families will put in the effort to do so while everybody else who just wanna fuck and have fun with life will be pushed further and further out of major metropolitan areas of society

>>55312739
Who the fuck is Ivan? You stupid zoomers need to give more context

>>55308330

>>55312739
Ivans are decomposing in the trenches, it is Nastya

>>55313372
It gets worse, adjust for interest rates
>higher rates now than most of most of the past 70 years at historically high prices

>>55311615
>>55308330


zoomers vote for mass immigration which cause houses to be unaffordable for zoomers

it's like zoomers are not too bright.

I've met a lot of zoomers and millennials who have houses, way more than 5 years ago. We're entering thirdworldism where a few people with generous parents help them out with loans, some others took out a 500k loan for a house 2 years ago at 2% down and 2% interest and are holding on for dear life and then most people who didn't do that are priced out for the next 5 years until the market bottoms and interest rates are low enough.

>>55313627
Didn't the Ivans win the battle or are we calling all Slavs "Ivan" now? What's a Ukrainian name? Pidor?

>>55308330
and that's a good thing
>>55317716
I call them all chinks