/biz/ - Business & Finance

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Why not just open up a new CC that offers a $200+ signup bonus (this is extremely common) and toss the charge on that CC which will get you closer to that signup bonus that you can then use to payoff that $200?

>>55282296
my credit is fucked anon, lost my job last year in May 22 and my entire life has spiraled out of control

>>55281826
cant you ask your parents for help?

>>55282405
The only family I have left is my Mom and she's on SSI/disability earning 1k/mo $500 of which goes to her lot rent. I'm trying to find a job to help us both out I've already sent in 3 applications on Indeed im really trying to turn my life around but I need help, hence why im trying ASAP to sell my garbage useless junk to anyone who would be willing to buy it.

>>55282327
How fucked are we talking here? Worst that could happen is they deny you and ding your CS which who even gives a fuck at the stage you're at.

>>55282528
My credit score is currently 512, the only offers I even receive are ones that give me a credit limited parallel to how much I deposit first. I.e "get a $300 credit limit when you deposit $200 or more" I'm 99% guaranteed to get declined immediately and they'll bring it down another 10 points or so.

>>55281826
whats wrong with ebay?

to sell local try offerup for online maybe mercari for the pokemon cards

good luck, its an evil jewish world

>>55282488
why don't you move in with your mom? homelessness averted

>>55282617
Anon...

It's time. Don't get greedy

Dude, apply for abattoirs, warehouse, factories all that shit just to keep your head above water and then train to do a shitty office job, a basic IT access course should give you some CV cred. 3 Indeed applications isn't gonna cut it, as for where to sell pokemon cards, I think Ebay is the most accessible and used platform

>>55282927
Had a bad experience, and things take forever to sell on there. Plus, I get hit with the 12.9% seller's fee haircut and I can't afford that unironically. Thanks for your time man, I appreciate it.
>>55282970
I'm literally trying to do that, I live South of her it's an 8 hour drive North to her but I need money to actually make the trip.
>>55282992
Time for me to kms? Can't just yet
>>55283051
I'm still applying today yeah, that was just where I was at when I made my post. Currently applying for my 7th job I try to do a minimum of 20 applications per day.

1 day work on craigslist (like helping ppl move, painting flats etc.), fiver, online surveys (you won't get much at all but if you have no other option it's something), sell your shit on ebay (you will sell at a loss with the fee but better than nothing), scam horny old men on dating sites, buy something like a phone (use a pay later option like paypal), sell that shit immediately. you'll have 30 days to pay the stuff you bought but in return you'll receive some money from whatever you sold. this means you'll have to have some money in 30days. do this only if you're literally fucked in case you don't have the money at the end of the month or if you'll be to get the money back as soon as you have to pay paypal

>>55283344
Thanks for the ideas, looking into these now. Just finished my 11th application; I guess I have no choice but to use ebay I absolutely have to make this money before the 30th. I've never heard of fiverr before so I'm definitely going to check that out too

>>55283959
Got any digital skills? Design, account management or discord janny? Might not work immedist9, but you'll need sidehustles if you are starting from that low. It's possible though and us Is still the best location to do so.

>>55284132
I've actually built a bit of a portfolio on TG being a janny/twitter hypeman/translator(I can write Chinese on a passable level, and the locals on TG practice with me) for various projects that went really high. Some notable coins that I worked on include
BOB
OPTIMUS
VTR69P
Shila Inu
ROPE
GME/WSB
DOSHIB
SPARKY
And a few others, but those are starting to go back to 2021 and 2022. Unfortunately I never was able to get early bags on these coins and was simply paid a nominal fee to do autistic hype/twitter algo raids/hypeman/general chat mod. One of the few things I have in my favor in this field is my ability to create high quality Tweets, and that I have a 24/7 open schedule(until I land a job) and I can work upwards of 16+ hour shifts 7 days a week. I can also create Discord servers as well, they're a bit antiquated in format but they're simple, clean, and efficiently set up. Unfortunately right now though, i'm not employed with any of these coins at the current time and I've yet to find further work in the field lately.

>>55281826
Literally bit-for-bit basically the same exact situation for me since around the same time frame Anon. Only except of needing $200 by the end of this month, I've been needing around $900 by the end of EVERY month since last year...

Am bilingual but still can't find a job so don't think that's somehow the magic ticket. The whole world's fucked. There is no labor shortage at all, basically no place anywhere is hiring despite what the media says.

Day labor, temp agencies are your best bet my friend. Doing Uber Eats/DoorDash/GrubHub/Postmates/etc. on bike or scooter is also another viable option if your market isn't oversaturated.

>>55284995
Damn man, I'm really sorry to hear that. I hope we both can find a job soon. Sadly, Doordash and other such optiona aren't in my realm of possibility; I have no car and I live in South Florida so as you might imagine the job market is extremely oversaturated and fucked here. I'm trying out every option anons here have mentioned, I'm hoping they work out for the both of us.

>>55282617
My score is a 502 and just got accepted for capital one with 200$ down, gotta start somewhere anon, my co signer on my car went bankrupt and loan company stopped auto payments on my car and I dint notice for a while so it fucked me.

>>55285249
I'd love to but I literally can't afford a $200 deposit right now, I've $73 in cashapp and $119 in eth I'm swapping out, I need another $200 on top of that to make sure I don't end up homeless. If I can scrape by this month, and can come up with another $200(or a job) before the next month is due I will definitely jump on it.

>>55281826
Sell blood plasma twice.

>>55285445
Didn't think of that, going to look into it and see if there are any local donation spots around my area

>>55281826
Check for some local pawn shops in your area. You could either pawn it or get a bit more by outright selling it. Good luck OP, I’ve been in some shitty situations as well but you CAN still make it.

>>55285658
I'll give it a shot, thanks anon. I appreciate everyone's time I've got a couple of ideas I can try now I'm grateful

>>55282617
Mine is at like $300 and I'm homeless

>>55286314
Fuck, I'm real sorry to hear that. How are you holding up? What are you doing for shelter, food and water? Asking because if none of these ideas pan out for me I will be in your exact position

>>55283095
>Currently applying for my 7th job I try to do a minimum of 20 applications per day.
aren't there any gibs available where you're from? you're actually making an effort to find a job

>>55286326
Needed just $400 more for my $800 rent in December but didn't succeed in getting it and got evicted. At first it was hard. Had to put all my stuff in a storage unit and face the cold. God were the nights cold. Had no blanket or tent either. Had to make a fire with a lighter and I would smell like shit in the morning due to the burning wood. Miserable. Fast forward to now and I know all the churches to get food from, got an EBT card, and can sleep at night with my shirt off because of how warm it is. For water I just use the park water fountain. Tastes like shit but if you just throw a flavor packet in there you won't be able to tell. And I FINALLY got a job on the 19th at FedEx, fulltime so by August I'll have a place again.

I learned that you can just walk into a uni/community college and make use of their electricity, bathrooms, wifi and even lockers. They're usually open year round outside of spring/winter break. I'm young too so I don't stand out. Also the bus is free where I live because the state is ran by liberals.

If you go homeless you'll adapt and it gets easier. Now consider calling up the salvation army. Turns out they would've been able to pay my rent had I known. If it's just $200 they got your back. Don't delay. Seriously. If the Salvation Army plan doesn't work then you can donate Plasma. Probably $40 a pop. You got like 17 days left of this month. You probably could get $200. There is also talking to your landlord and begging(embarrassing I know, I didn't do it).

If you do go homeless don't associate with other homeless people. Don't smoke with them, drink with them or hang with them. Literally had a guy last night wake me up asking if I wanted to "fuck some ass" and pulled his basketball shorts down showing me his fat disgusting flesh. God you have no idea how scarring it was and I literally have had it stuck in my head all day.

You get to clear your Vidya/book/whatever backlog though if homeless. Lots of time you will have.

>>55281826
I make 300-500 a month just picking up discarded lawn mowers off the curb in front of houses and putting a few dollars into them and sellig them for $120-150. You could also go on Craigslist Alfred section and find a few items then resell them. You should easily be able to make $200 in a single day.

>>55282488
3 applications lol. try 300 moron

>>55286461
Also you'll prefer sleeping in the park. Very clean and the grass is cleaner than dirt. Malnourishment and constantly eating garbage junk food will bring down your mental levels and probably make you emotionally unstable at times. Apply at Amazon too, they'll give you free shoes and you'll have a job that's open 24/7. Like you can walk in there when it's not even your shift. I'll pray for you, hope you get the money.

>>55286439
I don't think so for me, I'm pretty autistic but the government doesn't pay me for that I have no clue how to get gibs, I'm freaking out at the thought of being homeless I just want to feed myself and have a job
>>55286461
Damn, I'm really sorry to hear that. Thanks for the Salvation Army tip I completely forgot they exist, tomorrow I'll call them up and see if they can do anything to help me. I hope your situation gets better soon, I definitely do not want to associate with other homeless as I do not drink alcohol or smoke, the experience you had sounds absolutely horrifying. I'm going to try the plasma thing tomorrow as well, another anon suggested it earlier. I'm really grateful to everyone here for recommending ideas, I'm literally screenshotting and saving them all so I can try them one by one.
>>55286481
I never thought of this, thank you! I don't often see junk outside where I live but I will ride my bike out of my neighborhood tomorrow and will be checking for this too.
>>55286523
I've put in 20 today, how do you put in 300 a day? Genuinely asking, do you have a spam bot or something that auto deploys your resume? Seriously if you know please tell me, I got 20 put in today by manually clicking and applying between listing my shit online(no one has bought anything yet)
>>55286650
God bless you anon, thank you so much for the kind words and the advice. Like I said earlier I'm screenshotting everything and making a gigantic to-do list and your advice and a couple others here have given me some kind of slight contingency plan in the event I do end up homeless. Again, I really appreciate you and everyone else here taking the time to try and help me. Thank you.

>>55286788
I thought you were talking like 3 is a lot. Disregard my cuntery if you're pumping more out.

>>55286857
You aren't a cunt anon, thanks for your time and reminding me that I've gotta make sure I put in at least 20 applications before each days' end.

>>55283959
FB marketplace but beware of scammers
I sold of a bunch of my old post ranger stuff to a collector within a day

>>55287490
Just added this to my list, thank you! I honestly completely disregarded fb marketplace because I thought it was dead and not too many folks went there still. Did you sell them locally, or did you have to ship them? Sorry for bothering you and thank you for your time

>>55287510
How poor are you jfc? Go ask your neighbours/friends for 200$ loan.

>>55281826
craigslist

facebook marketplace

take puctures of everything post whatever the fuck you are selling at 20% below market rate. this is fight or fucking flight anon, do it for mom. sell all that shit. even if you sell all your yugioh for 20 or 40 bucks and pokemon for another 30. thats huge right now dude. dont end up on the streets. look for free shit on craigslist under the free section. wash it, clean it, list it on marketplace for 15-20 bucks. its insane how easy it is to flip shit like chairs, rugs, dressers.

you got this dude. dont end up on the street.

also

if you can hoin the military, nows not an awful time to explore options.