/biz/ - Business & Finance

>>55213250
I have 260k. houses here start at 600k. my life is no different than if i had 10k. my youth is wasted and now i have health issues

>>55213250
Most successful normies have 1-2M by their late 30’s

>>55213250
>>55213261
let me guess you have fiat sitting around devaluing while having no assets

>>55213250
You only need 500K to make it lmao
You already have 300K more than that

>>55213250
Demoralization thread. Kys ungrateful subhuman.

>>55213250
maybe you should stop posting anime shit you fucking faggot weeb

>>55213280
Lol how is it a demoralization thread. 800k still isn’t enough to quit waging for at least another 10 years in a first world country, probably 20-30. Women aren’t impressed with 800k either so it isn’t enough to compensate for being ugly. It gives you some breathing room but that’s it

>>55213292
>800k still isn’t enough to quit waging for at least another 10 years in a first world country
What?

Yes it is.
Fucking move from California lmao

>>55213263
Most people have to produce low-cost useless shits for Westerners.
Is a pile of low-cost useless shit that goes from a Pakistanise slum where they produce clothes to be weared 3times and thrown, to a web agency en Europe where they do a shopify app to sell this freaking useless shit. And people wake up for this.

at least you still have the money.
Had 400k and now I have 10k. I burned all my money right after the biggest easiest fakest bullrun ever.

>>55213280
This.
Even $50k for me can be life changing money...
not all americans earn $200k a year..
not even $40k

>>55213261
Got double your stack and have health issues as well (genetic in my eyes) and same anon.
Worst part is, its a third world shithole where houses have somehow inflated up to 300k when an average person is earning $300/mo salary. Who tf are buying these houses? Is it just the rich getting richer everywhere?

>>55213294
800k gives you like 2k a month at 3% withdrawal, you could subsist in a shithole part of the US on that maybe. But it would be a shit life, and it doesn’t account for future health costs when you’re old and if the market dropped you’d be wiped out

>>55213322
I live on $2500/month pretty comfortably and don't stress about daily prices much. But I will never ascend from middle lower class at this rate.

>>55213317
Brazil?

>>55213347
Liveable areas in India. Cost of living like a king is cheap though ~$200/mo but houses are retardedly overpriced with no signs of stopping anytime soon. A week ago I looked at a shitty 1000 sq.ft 1 bed apartment and the price was $330k

>>55213364
How much for a place with a toilet?

>>55213424
I mentioned liveable places for a reason kek. Eitherways those 300k houses are the even worth living in. It’s shit.

Convinced these have to be a joke. I live in Seattle and am doing good with a house and family with no where near this amount of money.

>>55213317
ikft. my health problems are genetic and incurable. im not fat and i exercise.

its all so tiresome

>>55213448
when did you buy house and how much has it gone up?
you probably just won housing lotto with house prices and interest rates and are now sitting pretty

>>55213263
I'm 29, assuming nothing goes wrong I'll hopefully have 1 mill by 31/32.
but that's barely above poorfag tier for my age, like if you're not a moron you should be near me. I wish I made 500k or something then maybe I could make it.
My life style is still basic bitch middle class unless I want to just blow all my cash and live outside my means for a year or two and then kill myself.
>>55213280
just being realistic, trust me nothing will change in your life with a couple 100k more
unless you're stacking up seven figs you're just a worthless wagie and nobody will give a shit
also I have to make like 80k in taxes a year lmao while actual rich fucks pay jack shit and im still a virgin
I fucking hate America, should I just leave and move to laos or something

>>55213364
Is that because the elite in india are practically monaco-wealth tier?
Aren't there an insane number of billionaires in india?

>>55213317
keratoconus?

>>55213317
>I suffer with 144 years of average salary

No one who says normie has 800k.

>>55213263
*most people have a mortgage by their late 30s, their actual networth is in the low 100ks even if they could sell their house for 500k

>>55213322
2k a month for free is enough to live in a suburban area around a major city and eat fast food pretty much every day.

>>55213726
Or maybe he bought it with a mortgage instead of spending 800k all at once on a house.

you know what sucks more? Dating the perfect gf for 3 months and then losing her. I don't give a fuck about money anymore, I just keep trading to entertain myself. And I'm earning more than ever. But I live with my parents and I just spend money on videogames and hookers.

with 800k you can buy any number of small businesses and hire a manager to run them and just live off the profit. your only failure is lack of imagination lack of motivation and being horrendously ugly and or brown

>>55213292
emotional vampirism
you expect anons to gib emotional support which costs them energy while you receive a small boost to yours
you will give absolutely nothing in return
this is why you should just kys as this pattern of behaviour is pathological and will lead to the degredation of the pathways necessary for self-sustaining leading to increasing dependence on others for validation and chemical balance
even family would not tolerate this behaviour forever and family is where you should seek emotional support should you require it
we are not family in case you didn't know that
no matter how much your mother insists otherwise i pulled out completely and she devoured my semen

>>55213280
This. Kill yourself OP

>>55213292
Where the hell do you even live? I live in Europe and 120k was enough to cruise for a few years lavishly...

>>55213785
Move to Eastern Europe/ Balkans. I did with a a fifth of what you have and live like a king

>>55213250
Same here, never had gf, about 300k$ of networth all stocks, etfs and some cash.

No job currently, draining cash.

I'm effectively poorfag as my life consists of going yo gym, prepare interviews and jerk off to porn.

Have very few friends, life sucks.

Might yolo everything into shitcoins, so Lambo or Rope it is

>>55213785
>1 mill by 31/32.
>but that's barely above poorfag tier for my age
you're completely delusional. you would be in the top 1%

>>55214315
Yes, you too? It sucks.

>>55214341
All stats coming from India is misleading.
The govt officially says its just 7% YoY inflation, and yet the rental home I live in has gone up by 10x in just 6 years. It’s all fabricated.

>>55213292
So funny reading messages like this
I make under 100k and enjoy life doing my own business with a wife, kid and home

Life is what you make of it and if you think you need to make X to get a woman you were never gonna enjoy it anyway.

A billion dollars won't make a difference to a sad little chud

>>55213250
you get used to it when you focus too much on money, I've been dodging fees with VINU for months now, if I can't hire 2 hookers when I'm done with this I'm going to cut my balls off

>>55214601
how are they going from 922k to 2.3mil in like 5 years wtf

>>55216099
Compound interest

>>55213317
It's weird, in Germany people consider you a richfag if you make 60k/year (posttax 37k LMAO) but houses here cost like 500k. A shitty 3 room apartment is like 300k.
Who the fuck can buy this shit? I will have to rent for life even though I make more than most.

Love how everyone here is a 6'3 chad with almost a million in the bank with a 200K a year job but if you go to PMG virtually no one even has 1000oz of silver

>>55213250
This is me but I have 2m in crypto and one house
Btw I'm 6 feet tall and have a 7 inches dick but women still won't fuck me
I think you should kys because inflation is coming or something like that, the west has fallen and it's over!

>>55213301
The most important thing is that Jews make a shit ton of money from this process of shit production

>>55215574
> Life is what you make of it

Off this board faggot normie nigger

>>55216757
4chan has been full of normies for fucking YEARS, dude. there's no going back to how things were.

>>55213250
what are you even looking for? Money doesn't buy happiness man. What sort of lifestyle would you like to have even? Do you just want to be a rich NEET? Seems like you just want to have a gf.

>>55216157
>>55216099
Not compound interest. That would be a 20%+ increase every year for those 5 years. What this shows it that people in the 99th percentile have found great ways to earn, not just that they've secured a big bag in youth. For example with 10% invested returns, that would take your $922k->$1.5m in those 5 years, and would require you to add $135k to your investment every year.

>>55213250
I'm 32 with only 110k networth and have never even touched a girl. No hugs even. Rated 3/10 on soc and women tell me I look like a more intimidating Mark Cuban. It's over

>>55215574
im ugly, so the only way ill ever get a wife is if I am rich.

>>55214601
i am below the lowest number and am 33

>>55213250
Don't get demoralized OP, you still have a lot of money saved, enough to make it if you play your cards well in the next bullrun.

>>55213250
Life sucks Anon but we can still make it

>>55213250
KEK you are so poor it hurts. You’ll never make it with that puny stack

>>55213250
With your net worth, i'd probably just do what I'm doing now, but in a nicer apartment.

Also: Just buy a gf. They're called sugar babies.

>>55213292
this, 800k is literally nothing

>>55216757
I've been here since 2008 faggot
Not everyone stayed in their basement
Kys

>>55213250
No faggot, life doesnt suck, is you who sucks. Have a nice day.

>>55213250
I want to punch the fuck out of so many faggots in this thread... Starting with OP.

the ideal lifestyle that the typical 4chan chud dreams of just proves how pathetic they are and provides a great window into why they will never have sex

if i am not out of finland by the age 35, i will get the philippines retirement visa (needs 35+) and move there and work remote for some finnish company
no will to stay here forever

>>55213250
My brother has gf and a house and is more miserable than me the virgin living with his mom. I think it irritates him how little it takes me to be happy. For them it's always more more more, more stuff more vacations etc.

Me? I just wanna grill.

>>55213250
I'm trying to repeat the massive success I had with VINU last year with other coins and shit ain't happening, I'm buying VINU again now to see if I can repeat that 5x

>>55213250
You just have to find a way to turn the 800k into 4 million and then you'll be good.

>>55220536
Based attitude anon. That's why I'm taking advantage of investments in stocks alongside staking crypto assets like Ride and Itheum for passive income.

>>55213250
>>save up $800k
That's enough for a comfy life anon, tf r u talking about? Imagine if you invest 15% in AVAX, you would have a backup if the dollars keep dumping

>>55213302
Same anon, what happened? I got burnt playing regionl banks

>>55213250
>>55213292
>>55213322
Why is everyone here retarded?
Use the money to start a business.
Since most of you are permanently online what you can do instead is buy a house with plenty of rooms near a college and rent them out. (learn handyman shit so you don't have to pay to fix anything)
That way you get enough rent to pay off taxes and depending on how big the house is you might not even have to work ever again.
Now you can focus on passion projects with a small chance of success with an insane payout if it works out for you.
If it doesn't then at least you went for it and that is more than most people can say
But make sure to wait a bit for the housing crash to kick in don't buy now and see that you could have saved 30% on your dream home

>>55225565
That's a good plan anon, staking is based. I do mine with my ETH stash on Rocketpool for a fair yield after spotting the opportunity through an AI research platform.

With $800k you could easily quit your job and dedicate all of your time to running a successful business or real estate portfolio or both, which would make you real money.

>>55213250
>my lifestyle will be same as every retarded normie
>also never had a girl friend
Uhhh, hate to be the one to tell you, but normal people date in their teens. Shit I got married at 21.

>tfw $1.6 million NW
>almost half of it tied up in ETH staking
>enough staking rewards to coastFIRE
>but back to the wage cage if there's a prolonged bear market
>can't cash out to safer investments because I'll get assblasted by taxes
>therefore currently can't stop waging and building up investment portfolio
My real life can start when $75k BTC and $5k ETH is adamantium, stable, butthole tight support. It's all so tiresome bros

>>55215574
It’s this. Honestly I do think most of these threads are just trolling but there are anons here who genuinely scoff at any amount of money because there will always be somebody else who has more. They must be women because men don’t act like this. It’s literally not in our nature. There is something deeply wrong with a man whining about only having $800k. They are absolute abominations, their actions an affront to God Himself. No amount of money can make these men behave like men

>>55216757
>Life is what you make of it
There is truth to this though. You can be a cunt or you can be a man. Choose to be a cunt and your life will be miserable no matter how much you have