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55010305 No.55010305 [Reply] [Original]

Is it too risky for my pension portfolio to be 100% in an S&P500 index fund?

>> No.55010352
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55010352

>>55010305
Depends on when you want to retire. If it's within the next 5 years then yes.

>> No.55010370

>>55010305
How old are you? If you still have 15+ years to go you’ll probably be fine

>> No.55010388

i just got a job
i make 11k a year
should i put 50% of my salary in an index fund?

>> No.55010402

No, it's already diversified by definition

>> No.55010408

Corporate pump and dumps of a dying debt baded empire that either goes into hyperinflation or loses control and it's hegemony

>> No.55010461

>>55010305
Personally I would go 75/25 US/international index funds.

VT is vanguard total world
Or mix VTI/VOO with VXUS

>> No.55010485

>>55010461
>Buy my bags
>Please

>> No.55010503
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55010503

>>55010305
No. Not ever. That is the safest play available unless you want to go the Vanguard All world ETF route.

If you are the most risk-aversive person in the world I'd say put 25% in the s&p500, 25% high yield saving account, 25% in PM(Gold/Silver/Copper) and 25% into the food/guns/agricultural land/water investment criteria. You will allways win.

>> No.55010537
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55010537

>>55010305
>Is it risky to put all my money into the biggest broad market index fund that gives an 8%-12% return year over year for the past 30 years with the exception of like 3?

It’s like the least risky investment you can make. Just don’t expect a very high return because of it.

>> No.55010558

>>55010485
Go duck yourself. You're gonna reccomend some kind of meme/crypto play where 0,01% gains alot and the rest loses big time. This anon just wants OP to make it. Go back to your Linkies/BTC/Monero thread where you can all circle jerk each other.

>> No.55010985

>>55010370
25