/biz/ - Business & Finance

$20k invested in stock indices grants you $800/yr for life with inflation-based raises. (See the Trinity Study)
But I'd be buying BTC with that ASAP and holding until early 2025

>>54746570
I will increase your rent to $900 next month.

>>54746695
Son of a bitch.

>>54746663
A lot of HYSA offer that rate too, seems comfy

>>54746663
This man gets it. Put 10% of that BTC into altcoins when BTC passes all time high and you’ll be golden

>>54746570

Get government grants to attend community college. You qualify for Pell grant at that income level. It's literally free money. Get a two-year degree & likely have extra money left over. You can then figure out if you want to go to university after for a 4-year. Improve yourself man. You don't want to work in fast food forever, and you can get free government money to do it. Make sure you're filing as independent and not a dependent on your parents tax returns (assuming you're not like 35 years old or something). Go talk to your local community college.

>>54746713
Keep in mind I'm not talking about 4% annual returns like buying some 4% dividend stock. I'm talking if you withdraw 4% of your entire stack each year the growth should match and cover any losses to inflation so that 4% next year is worth about the same as 4% in the past. If you buy a 4% dividend stock then your 4% returns in 20 years won't be worth today's 3% or even 2%.

>>54746754
That sounds like a good plan, just gotta figure out what to study

>>54746789
Oh shit, I didn't know that kind of thing existed

>>54746736
you buy alts when they are cheap not ath of btc when they are already pumping

>>54746736
Newfag

>>54746827

It's not just a good plan, it's literally free money. I want to re-iterate when I went to community college (was much younger, but I'd imagine it's still the same now) the Pell grant literally covered all my tuition and I had money left over, and because it's a grant, you never have to pay anything back. Some of the best times in my life in CC. University is a different story because it's so much more expensive, but CC can basically be free. There's zero reason to not get a free degree. I'd recommend just going down and talking to your CC and get them to give you a booklet on their degree programs, they can give you stuff to help you decide. There's also college girls to potentially fuck. Great times indeed.

>>54746877
wtf this sounds great
Time to wage for the rest of this year then do some CC Jan 2024?

I'm down for this timeline

One more piece of advice, stop posting frogs. Genuinely, if you become like the others, you won't make any money here. Literally 1/100 frog posts are about making money

>>54746570
NFA I'd throw just a little on this and wait a few months
wrongtoken.com

>>54746570
move to the midwest and buy a house

you could put $5k down on a 60K house and your mortgage payment would be less than your current rent. you could even rent a room and live there free. there are fast food jobs everywhere.

>>54747255
there are no 60k homes anywhere