/biz/ - Business & Finance

Richer than 80% of the world

>>54586432
>same
>same

it's not bad man. Keep at it.

>32 years old
>net worth: 950€
can always be worse fren cheer up :^)

>4th year in crypto
>Still havent't made any money.
>About to miss this bullrun
I fucking love this life bros. I am glad I'm alive!

>>54586432
Same and it was 230k at 25

Put all of it into EURL. You will thank me later

>>54586824
Qrd?

>27
>4k cash, about 20k in crypto
>30,000 in student loans
c'mon sleepy joe, just pull through on this one and i'll feel like i'm ahead in life

>>54586897
Pay your debts parasite

>>54586968
employers force a retarded barrier to entry thus forcing college thus forcing debt. Your real parasites are those that perpetuate a retarded system to profit off the masses like cattle

>>54586999
Beautiful digits confirm

>>54586897
>Also 27
>£40k in ISA
>£90k in home equity
>£10k in cash
>£0 in student loans because I'm not paying that shit
>Net worth increases ~£5k a month

I think we're gonna make it bros.

>>54586432
Better buy cryptocurrencies. That way, when the market crashes, you will have NOTHING!

>>54586432
>40 years old
>40k nw
It didn't have to be like this... Bros...

>>54586999
The barrier to entry are boomers and jews who sold your industries and jobs to browns, chink, and women. We all fell into the lie that everyone is equal and that everyone deserves a piece of the pie when you are the only demographic who keeps the system running. Your parents unknowingly regurgited to you the ideology that permitted the complete subversion of the American people.

Otherwise I agree.

>>54586432
This is the top 90% in France

>Yuropoor
>24yo
>net worth: 61k
AMA

>>54587148
$ that is

>>54586443
This is what most western doomers forget, 80% of the world doesn't have access ro running water and electricity.

Money isn't everything, they should try to find meaning rather than focusing on numbers on their phones.

>>54587162
can't find meaning when you're too busy wage slaving

>>54586432
>34
>like $10k at best

>>54586999
Ooo no muh barrier entry to muh cozy parasite bubble job where I see on my computer all day… this is not fair I am entitled to a parasited lifestyle!!! I want muh email job NOW

>>54587282
>being this mad

>26
>NW $100k
>Income $100k
>No sex in 2072 days

>27 years old
>Nwt worth $300k

I'm coming back to 7 figure hell soon

>>54586432
> 28
> net worth at 26: > $500K
> net worth today: $20K
it over

>>54587282
>missing my point this hard

>>54587302
>>54587437
>You must pay my loan so I can work my bug job debt free!!

>>54587514
>can't read
go back to your manual labor job, hillbilly

>>54587528
>The only jobs that exist out of bugs jobs are manual labor!!

Spoken like a true bugman parasite

>>54587528
>if you don’t go to college and be a parasite…. You d-dig ditches like a hillbilly!! You just do!

Source to cite this claim? I believe you can find me one. You paid 30k to learn how to cite sources

Unironically, put all of it into a 3-7x long position on your favorite brypto on a decentralized, kyc-less perpetuals exchange. Roll the dice.

>>54587533
>>54587554
Looks like I hit a nerve, Lol

>>54587162
fake as fuck statistics

>>54587587
That’s called a non sequitur. Doesn’t logically follow anything i wrote. You probably have schizophrenia. Now run along, you have debts to pay.

>>54587609
You are arguing about logic when all your posts didn't even attack my main point LMFAO retard alert.
Point is the oligarchs set shit up yo the point where it forces you to do dumb shit that shouldn't even exist i.e. asking for degrees even when the job doesn't use anything you studied for, simpleton.

>>54587642
My point is that your job most likely shouldn’t exist. Most jobs that actually involve skilled people maintaining infrastructure actually don’t require degrees. You’re basically whining because you don’t want to actually do something productive, you just want some overpaid e-mail job and then beg the tax payers for gibmedats

>>54587670
>My point is that your job most likely shouldn’t exist.
Stopped reading here. Let's assume that is correct. That still doesn't justify the retarded barrier to entry of needing a retarded degree that isn't even relevant to the job.
You know I'm right :)

>>54587682
No actually it makes perfect sense. You get thrown into debt for being a lazy sack of non productive shit.

>>54587685
>No actually it makes perfect sense. You get thrown into debt for being a lazy sack of non productive shit.
That's a retarded opinion. Jobs shouldn't ask for shit irrelevant to the job. Simple as that. If you had a brain, you'd agree.

>>54587693
If the job itself is irrelevant, yes they can.

Notice how cable companies aren’t looking for degrees to maintain telecommunications and computer networks, notice how you don’t need a degree to grow food, or repair refrigeration systems.

Should have learned a real skill. Now fuck off and pay your debts. I’m not paying them and Joe Biden agrees

>>54587716
>If the job itself is irrelevant, yes they can.
No, they shouldn't :)
Also, retard, all it does it makes colleges more expensive for real majors too, but you lack the IQ to see that. It also adds to making a school more impacted than it should be, but again, you lack the IQ to see that.
Your opinion is shit. Illogical. Lacks brain cells. If your brain was wired to be efficient, you'd only want barrier to entries that make sense i.e. that are relevant. But the thing is you smoke too much crack and are braindead so you'd rather clog the machine.

>>54587727
>they shouldn’t

Ok but they do you stupid faggot

>>54587693
See it like this, they can't ask for any relevant skills since there aren't any so they all for dumb meme degrees instead since they want to make sure they're not hiring drooling retards and the employee can at least wake up on time and form coherent sentences. It's a filter.

>>54587736
Yes. I already SAID AS MUCH, YOU MOTHER FUCKING RETARD.
Holy shit, this hillbilly. LITERALLY in my FIRST post I said as much. Learn to fucking read, crackhead. Missing my point again LMFAO. Take an IQ test and show me the results before speaking to me again

>>54587727
There is no such thing as a real major. You can be a good engineer or doctor without going to college

>>54587743
>since they want to make sure they're not hiring drooling retards and the employee can at least wake up on time and form coherent sentences. It's a filter.
>filter
Noooooooooo, really nigger? No fucking shit it's a filter. my point is it's a retarded one.

>>54587755
Are you a NEET? You literally can't work as a doctor without the CREDENTIALS
L
M
A
O
Holy shit, I'm arguing with a kid

>>54587763
>You literally can't work as a doctor

Says who? Just don’t snitch or get caught dumb fuck

>>54587769
This fucking retard

>>54587777
Notice how many people giving perfectly reasonable medical advice on the internet? If you go to your college educated doctor, you will realize his job is also a do-nothing job. He will just prescribe you a random pill like ozemic if you’re fat, adderrall if you can’t concentrate, or in my case - he will give you acid reflex medication for your cough. Doctors don’t have a clue. It’s also a fake industry. The real doctors are personal trainers, diet and nutrition specialists, and churches.

>>54586432
>33yo
>€230k net worth

unironically would give away all net worth if i can be teenager again

>>54587801
didn't read. The fact that you said "just be a doctor without a license, bro!" shows how much of a monkey brained nigger you are

>>54587836
People do it all the time though. For example, I suggest you take your meds.

>>54587845
You're an idiot

>>54586432
>29 years old
>Net worth : $484.50 (My bank balance)

Life is good.

>>54587888
Your*

>25 years old
>35k in stablecoins
>35k in student debt

I'm sidelined and priced out. Portfolio ATH was 350k btw. I didn't sell until -90%. Any word of advice would be appreciated.

>>54587939
*You're
LMFAO, this idiot just roasted himself.
You're = You are
"You are an idiot" is the grammatically correct choice. Not "your".
You are roasting yourself. LMFAO. Village idiot.

>>54588040
I fucked up too by being greedy. Literally saw that shit coming, yet couldn't get myself to sell because I knew if btc had one more leg up, I'd have 7 figs. Anyways, Btc is about to enter the bull market. I'm all in personally.

>>54588040
Grow balls by next bullrun. Why the fuck people didn’t buy after the FTX fiasco is beyond me

>>54586432
>27
>4k in crypto
>49k in debt
>Got fired last week
:DD

>>54586999
KEK
red pillin

>>54586432
Oof

>>54587585
Shut uh Raban, you're gay and your uncle is fat.

>>54586432
>28
>net worth: $95k
i still feel like i fucked up anyway
i literally owned bitcoin during sr1.0 days but didn't keep any, spent it all on mdma and lsd

>>54587162
>80% of the world doesn't have access ro running water and electricity.
retard almost everyone has access to water and electricity, get out of your basement from time to time its 2023.
tons of literal favelaniggers have objectively higher qol than you and enjoy higher individual freedom as they're not enslaved by kikes and their fake money

>>54586999
>mfw I'm making 80k/year at a comfy job with a GED I studied 4 months to acquire

>>54586432
>28 years old
>20k
>making 600€ a month working 15h a week
>gf makes 800€ working 21h a week with 118 days of paid vacation per year
>can easily afford a decent house with a large garden in a village nearby
Money isn't everything, friends.

>>54586443
no -becuase in the other 80% thier cost of living is much much less

>>54586432
>26
>45k nw in the balkans
can’t even afford an apartment in full…
fuck being a slave to the banks

>>54587162
See >>54587167
I don’t know if other anons can feel it but something big has been brewing for a month or so. It feels eerily similar to late 2019. The great reset is coming

>>54586432
Not too bad. I'm 34 with a net worth of about negative $30k. Also KHV and never seen boobs in real life.

>28
>Not even going to mention it

All I care about is money. It's revolting how much I care about money.
I worry constantly about going bankrupt and every day I look at my finances I change my gameplan entirely based off of this fear.
One day I feel like I'll make it without any real struggle, the other I'm thinking about pawning off all my furniture and hobomaxxing in my house.

>"Turn off the heating, take cold showers, flip antique coins online. If you don't do this you'll be destitute in a year."
>"Wait, things are looking up, you can afford that steak tonight. Don't worry. You'll be alright."
>"Fuck, I forgot about this arbitrary cost to what I'm planning on doing and it'll put me in the red in 5 months if I'm not careful. Shouldn't have had that steak."
>"I can't believe I'm being this stingy on food. What is the point of life if I can't even eat well when I'm working 10 hours a day?"
>"It's over. I'm one of those dumbasses that sank a quarter of his cash into a business venture that's going to become insolvent in no time. I should hang myself."
>"Fuck it. I'm going all in. It's sink or swim and I'm going to swim because fuck you drowning fucks, it's not going to be me."
>"It's going to be me. What did I do? I should have cashed out and bought some acreage in the country and work on healing my mind from this fucking greed."
>"This is my Odyssey - I'll climb up from under the heaps of shit and grow into a giant. They will read about me in the papers and I will look down on the masses from an ivory tower."
>"Maybe a bullet to the head is the best way. Some divine providence at last: choosing how I go out. It's all useless in the end anyway."

It's like this EVERY FUCKING WEEK
I can't escape it. I was better off as a teenager sitting in my own stink in college.
I've postponed renovations on my apartment 6 fucking times in as many months because I'm too scared to spend money, and then get frustrated over living in a construction site.

I fucking hate this shit.

>>54586432
28
i have easily less than 10k

>>54589069
wtf what job is that?

>>54590520
bull prepping

>>54590250
This is no way to live anon. You will feel much better if you address the financial anxiety (some do therapy, I chose books/articles)
If you have any way to increase your earning potential, you should do that too. I got a decent raise and it made a huge difference on my day-to-day doomer thoughts

>>54586432
>31
>100k equity in mortgage
>30k worth of crypto
>70k in retirement accounts
>30k in liquid cash

Am I going to make it, /biz/

>Turned 27 two weeks ago
>$400k net worth counting 401k, mortgage, house value, etc ($80k in crypto)

Not too bad. Could be better if I wasn't such a lazy shit with my job. Living in a house with a low mortgage % is pretty comfy.

>>54590250
Take the renovation money and gamble at the casino.
Atleast 3 dollar per bet.

>>54592378
Euro idiot here, isn't home loan subtracted from net worth?

>>54592504
You are correct, I'm saying I'm counting the house's listing value with my remaining mortgage as a negative.

>Zestimate $419,800.00
>Mortgage ($233,028.23) (15 year fixed @ 2.37%)

>>54592504
Yes, and even counting the house you live in as part of your net worth is cringe. Might as well add in your car too

>31
>250k
I don't want to rent forever but my house options are so unbelievably bad in Muttmerica

>>54592561
>Might as well add in your car too
My Camry isn't worth near half million like my house is. Sooo nah

>>54587801
>bro just watch a youtube video on how to be a surgeon or go to church lol

>>54592583
your options are the best in the world retard

>>54586432
>be almost 40yo
>be a millionaire from 2017 - 2022
>lose $18MM to crypto criminality
>current net worth $180k

im literally working a wage job right now and DCA buying just one crypto that will return all the money i lost by 2030.

>>54593046
>>lose $18MM to crypto criminality
You had that much in crypto and left it in an exchange?

>>54586432
I'm 30 and worth about 20k

>>54591588
Checked

I'm currently self employed so I either pay myself very little or lose investment capital, and if I up my prices now I'll be out of work within a month.
I'm working on setting up my own production instead of subcontracting it, but it takes a ton of investing and there's unannounced bills multiple times a week so I never know how much I'll have to cough up.

I wish I could be doing more work, really.
I just need to make enough money to not care about the cost of renovation, steak or anything else. That's the only way out of this mess.

>>54592420
I was in Vegas last year and gambled away about 500 bucks in 2 days. I went in expecting to get robbed, but I was so anxious about it the entire time that it was closer to an existential crisis than leisure time.
I don't have the patience to have fun.

>>54586443
Richer than 50% of the under 35 in the US.

>46 yrs old
>net worth $300k

>>54586443
At least in a commie block you get your own home.

>>54587162
91% of the world has access to electricity.

>>54586432
>28
>~$65k
Am I gonna make it?

>>54592561
for most people their house is the largest part of their net worth

>>54586432
>19 years old
>Net worth ~60k
>Never even kissed a woman

>24 years old
>net worth 350k
>26 years old now
>net worth 60k

>34
>286k

my biggest liability is a mortgage on a condo that is a shit-pile with incompetent management. Even still, the mortgage is down to a measely 50k and the unit pays me a couple hundred bucks a month. I have no worries.

>just got a text message that the AC is out in the unit
I have 1 worry

>>54596581
management like a property manager you hired, or the condo association's management representatives?

>>54586808
>was 230k at 25

AND you STAYED in the game even after you lost 20%... just had to "ride it out"... straight, hard, fast run to poor house

>27
>make $200k/year
>net worth: $14k
I spend like an absolute degenerate

>>54592688
American purchasing power is dogshit now, average houses here are $400k plus taxes plus insurance plus tip

>31

>250k net worth

WAGMI

The economic system is Nazi.

They always hire Wills' and Kyles and Katherine's

They never actually hire Abdellrahman

>>54586796
Anon take the shiny rock pill, you aren't made for crypto

>>54597166

Crypto is a cope, literally 18 year old dumbfucks who couldn't write a 3,000 word essay get hired by KMPG, or Morgan Stanley WSO

The final pill is realizing that both Canada and USA are Nazi organizations

>>54586432
>24 years old
>nett worth: 80 bucks

>>54597183

Now post your race and actually describe your facial features

Everything about IBD and banking and consulting is a scam

They are Nazis. The only good thing about this world is that women know

>>54597199
White, white.

>>54597181
>Canada and USA are Nazi organizations
God I wish, they're just some gay merchant republics that sees it's populace as cattle.

>>54597239

Bro just appreciate what you have and try to find love

>>54597224

Finding love is difficult even if the system caters to you, that's the catch

>>54597253
Never said I wasn't making the most of it, but there's nothing wrong with stating the truth.

>>54590520
A teacher obviously, and afterwards probably complaining about her hard work environment

>>54597264

It's a truth, it's not the truth, if you had an ms13 tattoo on your face you would know what it's like not being accepted by corporatism despite having a 4.0 from Harvard

>>54587897
based

>28
>Net worth: One 2008 Chevrolet Impala LT, with a dented front bumper and a bullet hole in the trunk
>10k in PLTR

>>54587162
my running water is full of neurotoxins and birth control. i can hear my neighbours 24/7 blaring their electonic devices

>>54586443
Only in terms of fake money and xbox and buffalo wild wings.

>>54587162
> tells a story about poverty
> ends it with 'money isnt everything'
> whole things made up anyways

>>54597459
same but 2005 volvo with rusted front fenders

I'm neither wealthy nor a squirrels

>28
>$120k net worth living with parents with half in crypto

Not too bad I think. Hoping to get a few hundred thousand next bull run to buy a house

>36 yo
>600k net worth
We're all going to make it

>>54598029
how'd you do it

>>54587801
90IQ

>>54586999
I’m not paying for your bags faggot