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/biz/ - Business & Finance

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54400919 No.54400919 [Reply] [Original]

I have been almost exclusively buying spy in my brokerage account. Is this dumb? Should I diversify more?

>> No.54400938
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54400938

>>54400919
Depends, are you betting on America, Tech and large cooperations then it's the smartest thing to do. Personally I would chill in an world etf till we're in an other bullmarket.

>> No.54400971

>>54400938
I am 30 and want to hold for minimum 15 years. I want financial independence. That’s really it. I was thinking about buying QQQ but idk

>> No.54401052

>>54400971
Just do it after the crash.

>> No.54401079

>>54401052
I have an emergency fund of 20k in a hysa. Besides that I just throw 800-1200 a month into spy

>> No.54401080

>>54400919
I have a lot of spy and QQQ but I've been buying some pharma and health tech specific hedge funds. Even if our economy goes to the shitter and ai takes all the jobs we will still need healthcare

>> No.54401165

>>54401079
you should put a portion in fixed income or cash. then if a bubble pops you convert it all to tech