/biz/ - Business & Finance

>Rocker is going to commit suicide at the rate he is going

Just got my tax refund deposited
Time to make some degenerate gambles on Monday

>>54320854

shit OP, somebody rebake

>>54320889
no

>>54320854

>>54320803
>everybody wants a market crash.
yep, fomoers who missed the bottom, the market won't let them buy cheap anymore, it's up only from here.

>>54320803
we figure out what's going on with the banking crisis yet? what's gonna happen to FRC? everything i've read about it is that it's a great bank and just sorta got caught up in this macro economic fuckery. as long as it is saved from failing (which the powers that be seem to be doing whatever they can to accomplish this because it's an important domino to keep standing for whatever reason), why shouldn't i believe that, even if it might take a couple years, that it'll eventually recover fully? there's nothing wrong with their business model. everyone is at the very least acting like they're incredibly important. they're all over the news, highly publicized.

I hate that I have nowhere else to go irl or online than smg on a Saturday.

what i want in life is basically a full brain transplant into a younger body. that way i can have all my memories and knowledge but have none of the old age and health problems i have now. it would be a redo in life with cheat codes. what companies are working on this so i can invest and help them make it reality?

>>54321031
I am making beans

>>54321031
>tfw i browsed smg all morning
>go to target to buy a basic shelf for my anime figures
>now back and browsing smg anyway
Yeah, weekends are sad and dull.

>>54321031
I'd be out on the trails today enjoying nature but it's shitty, rainy, and windy here. Thank goodness this is my only day off this week...

>>54321009
The FOMOers are those who think Oct was the bottom. Remember, the markets are a machine which transfers wealth from the impatient to the patient. (You) jumped too early, my bovine fren.

>>54321031
based

>>54321070
cringe

>>54321066
>this nigga be making beans
n.g.l, sounds kinda based tho

>>54320873
What are you going to gamble on?

>>54321009
What bottom? We're not even in a bear market. Just like lockdowns, IT NEVER HAPPENED.

>>54321124
Probably more TQQQ calls/puts
That's all I have the energy for these days

Real estate
>fed has your back
>tax law is in your favor
>higher barrier to entry for smaller pool of competitors
>you can go landlord if the heat is too much

Stonk market
>the big guy can spook your strategy every other wednesday if he feels it
>you compete with everyone from jeets to multibillionaires and internet closed group pump and dumpers
>landmines of overvalued companies everywhere
>your dividend strategy has to be strong no easy landlording for you

PvP mode is a struggle, this game is hard bros...

>>54321086
Oh hey bb!! Just when the dark clouds have almost completely covered the sun, my sweet bb boy shows up dries up all the rain. I've been trying to make an AI of you so I can talk to you 24/7 and there's nothing you can do and can't run away, but chatgpt is fighting me. I suspect you knew I would do this and used your amphetamine fueled autism altered chatgpt's code so this couldn't be possible.

>>54321070
>oh man the rain is scary and stuff
Pathetic

>>54321031
i like to review intraday charts from the previous week and consider what trades i would make and why and how well my ideas would fare on any given chart. you should give it a shot some time.

>>54321168
midwest rainy whether isn’t as mild as west coast rainy weather.
seattle basically never has any thunder or lightning, but it’s more common than not to have lightning come with the rain.

the rain tends to be harder, it’s actually pretty rare to get anything like the light sprinkle that’s common to seattle

>>54321139
100%. Landlords are absolutely scum who should never be respected because of that.

>>54321203
>TA faggotry
you might like thepatternsite.com
I thought pattern training was legit as well until I saw that faggot’s stats

>>54321168
It's not hiking weather you lanklet. We have 50mph gusts and it's rainy out which means the trail is going to be a fucking swamp. That's not fun or relaxing.

>>54321066
I made some a couple of days ago, still got enough to last another few. What kind are you making and how? I do pintos plain and season as desired per meal, usually with iodized salt, onion powder, garlic powder, black pepper, Italian herbs, and cayenne.

>>54321205
>Midwest rain is...LE BAD
yeah man I can't tell you the number of times I cried in 70 degree weather rain

all life is suffering, but through the dharma we can find peace

>>54277394
Need to know my score from the last thread. Thanks.

>>54321070
I had a really wet trip on shrooms. I was imagining the ocean and even felt it

>>54321227
>posts pic inside, near a door
>>LE MANLET
>posts pic outside, near a tree
>>LE LANKLET

>>54321148
>I've been trying to make an AI of you so I can talk to you 24/7 and there's nothing you can do and can't run away, but chatgpt is fighting me
I saw that in the previous thread.
That’s a legitimate thing you can do.

I think it’s more common to use the keyword “imagine”, I saw somebody pull off what you’re attempting with some middle ages roleplay shit before and to use in practicing for interviews.
Maybe start off with a working prompt then tweak it until you get what you want.

>>54321130
If we are not in, then where are we? Would you consider this a bull market or a preview of what a bear could look like? I don't know why we have so many NPCs (wajok) here in this business. Fuck

The next bull ride in the coming years will be sleek and epic.

>>54321073


We all need to be intentional about the strategy we utilize. I'm majorly into few alts and LP staking with a reasonable pair on Magic Yearn while waiting for schmucks who think their smart to act like cowards. Playing the dice safe with logical critics

So let me get this straight

Poor people finance iphones?

>>54321217
idk what im looking at here exactly, a website from 1995? also where are the stats? also patterns are bullshit, i just use moving averages and momentum and then apply risk management to it. all you need, really. people think it's magic or something but in reality it's just having a probabilistic edge and applying the same risk management to it over and over again over the course of thousands of trades. the main thing that fucks people over is emotions and not following their system like a robot.

>>54321070
>>54321227
Haha Columbus Anon here us Midwest bros gotta stick together haha we give each other a hard time in the Ohio-State-Michigan rivalry but it's all in good fun haha we like to have fun here.

>>54321252
Midwest weather sucks man. Changes suddenly from one extreme to the next.

>>54321268
You can be both ya know.
>>54321276
You have to word the prompt in a way that the completely neutered and pozzed chatgpt doesn't see it as "negative" which can be hard to do when describing you.

>>54321290
>buncun
unfathomably based

>Poor people finance iphones?
Definitely.
iphones are an essential item to the poor like food, shelter, TV, or vaping

>>54321295
>i just use moving averages and momentum
I think he has stats on that too somewhere.
I think he statistically showed bollinger bands are so broken that they’re actually a mild inverse indicator.

>>54321290
When I bought mine, they wouldn't let me pay full up front for it... That was at an AT&T store. It was kind of annoying. So I paid half up front, then paid the rest of once the first bill came.

I got fucked today, biz... and not in a good way...

happy birthday

>>54321019
Market actors are best modeled as adversarial entities. When some retard says "we need X to survive or else!", there's a 100% chance X will be attacked, and about a 95% chance it will successfully be taken down.

>>54321354
Birthdays aren't happy after you reach drinking age and have no more milestones to look forward to except retirement age.

>>54321337
never understood BB's, if anything i'd prefer keltner channels for meme reversion trading. but it still ignores the main issue which is how you determine whether you're in a trending or ranging market at any given time. i get around this by always entering at a discount and using MA's and momentum to give me a bias for the direction i should be trading in. i make most of my money from ranges actually, i feel like trend trading is a sucker's game because they're so much noise in the signal typically. better to scalp ranges and let the trends go on without me rather than trying to get the big move but dying to death by a thousand cuts from when it ranges (which is most of the time).

the most important thing is taking high probability trades and applying risk management to them. can't stress this enough. it's not hard but this is where people constantly fuck up. this is a great playlist for anyone interested in learning risk management (deals with forex but it doesn't matter it applies to trading anything):
>https://www.youtube.com/watch?v=aEORce6dZZI&list=PLPqWQo6-TXfE8G_Mmxow0znSSoWTu44e7&index=1

Invest in China, they will become the next superpower overtaking US by 2028 projection. They dominate global manufacturing alongside automation of numerous processes to keep costs down. They have been pouring billions of investments into AI,semiconductors, cyber for the past years meanwhile the US has on;y just realised how important this is. They rival the US military and are even ahead with military advancements such as the first country to have hypersonic ballistic missiles. Their Belt and Road imitative with developing countries allows them to have a global influence diplomatically without the use of military.

>>54321290
Man face

>>54321401
Dylan knows what's up ;_;

>>54321417
>Invest in China
I'd prefer eating earthworms and sagittaria latifolia. Fuck the chinks.

>>54321031
it's a beautiful day go outside
staring at unripened vag is not going to make you feel better!

>>54321437
No, Dylan is a coward. The fact that you think that is something worthy of applause is quite telling of your feeble mental state. Perhaps you will grow, perhaps not.
>Isaiah 41:10

>>54321470
Umm anon, you aren't just wondering around outside staring at little girls are you?

>>54321470
heeeeyyyyy aqualung

>>54321503
can you read clearly esl-kun?

>>54320803
smggers smell in the dark

>>54321417
>even ahead with military advancements such as the first country to have hypersonic ballistic missiles
kek the Us had hypersonic missiles in the past. We ditched them because its a meme meant to scare people who are midwits. Its not particularly more powerful than any other missile and is hard to change targets mid flight. Investing in china is stupid. They have no shareholder protections or investor protections. At any minute the gov just rugs you because they thought your ceo was too successful.

>>54320803
Stop saying nonsense ass hole. I have bought enough ARB, NXRA, FTM dip and ready for bull run. Dickhead

>>54321534
people want a crash so they can buy in dickhead

I am financially bored.

>>54321564
have you tried playing black jack at a casino?

>>54321498
Oh no... it's retarded :(

>>54321513
Apparently not...

>GOOG is up 15% from last week
fade me bros I want that company to die.

>>54321238
I am making pintos in a slow cooker. I like how you can mash them and bam, refried beans. I don't do mine plain but use salt, garlic powder, onion powder, and either chili powder or cumin. Don't like using fresh alliums because they give me terrible gas.

A crash is inevitable.
Banks are holding treasury bonds that are getting far less interest than the going rate. If they try to sell it they'd be incurring huge losses
It's only a matter of time before another collapse and their eventual nationalization

>>54321629
one thing i have been wondering, and is probably a stupid question, but why dont they just hold the bonds to maturity? wont they get a profit from that?

>>54321637
>why dont they just hold the bonds to maturity?
Because if depositors are withdrawing their money, then the banks need cash now to satisfy those requests. Selling the bonds at market prices is the quickest way to get that cash. There are other alternatives, such as borrowing cash against the bonds, but for whatever reason that didn't work with SVB.

s&p more like s&p

>>54321626
Protip: there's a reason "rice and beans" is a common go-to combo. Some chemicals in the rice neutralizes antinutrients and some shit that causes you gas and other digestion troubles that comes from the beans. Look it up.

>>54321629
Goychannels are already trying to sell mass bank collapse as a 'good thing because it'll fix inflation'

>>54321629
Why didn't the banks dump their bonds when the Fed spent like a year telegraphing the fact that they were going to raise rates?

>>54321626
>he doesn't embrace the braps

>>54321693
Because their unrealized losses would become realized losses and they'd be fucked. If they hold, they get all the money back plus interest.
Additionally, banks are forced by laws to hold so-many bonds of such-and-such duration even beyond the fact they're forced to limit their risk and buying bonds is a "free" (i.e. legal) way to do it.

>>54321698
Why does he have a water bottle full of apple juice on his desk?

>>54321698
Damn, I look just like that guy (bigger dick though).

>>54321698
Biggest thing that bugs me is the black walls, dunno how people live like that.

>>54321698
for me it's the spiderman comforter

>>54321629
Stop this dangerous and incorrect thinking, comrade. Your family and friends are worried about your declining mental health. Please get some rest and stop spreading lies online.
SPY is fine. Everything is fine.

>>54320803
Help me out bros, how do I look for a good ETF to invest in? The amount of options are limitless, how do I filter out all the noise? (eurofag here btw, I wanted to invest in a vanguard etf and I couldn't)

>>54321875
Talk to Samantha

>>54321875
Find what industry/niche you want and google which ones have lowest fees or highest volume or total holdings. What kind of etf do you want?

>les avenirs

>>54321905
I'm scared of women

>>54321929
DELET THIS

>>54321031
I’m on “vacation” but here I am too

>>54321921
something steady that is hopefully not directly supporting globohomo

>>54321952
God, same.

>>54321937
So am I, that's why invented Samantha

>>54321951
Okay.

>>54321929
Lolita

>>54321955
>not directly supporting globohomo
Every etf supports globalhomo because theyre all structured by like the same 10 companies all in NYC. Steady but what industry? Tech? Whole market? Oil companies? Tech companies? Tech but only AI, only computer security, only semis?

>>54321966
What is Samantha?

We need to watch Leon the professional again

>>54321980
See: >>54320264
You need a ChatGPT account to talk to her though

>>54321698
he looks just like murder face if he was ripped

>>54321979
oil would be good. I despise FAGMAN tech companies

>>54321745
Bright colored walls is harsh on the eyes when you are NEET. You want everything nice and dark or dimly lit. Especially when you have a lot of light coming in from the outside.

>>54321981
They're making Heat 2 they should make Leon 2

>>54321875
URNM and sell in 20 years. Uranium isn't just some cheap slut for a quick pump and dump profit. You've got to wine and dine her, shower her with expensive gifts, and take her to meet your mother. Then after decades of holding MAYBE you'll get tiny whiff of profits.

>>54321980
Samantha Balls!

>>54322012
>they should make Leon 2
They would probably cast an 18 year old for the girl. It wouldn't be the same.

>>54322026
The cunny cycle must be complete

>>54321637
>why dont they just hold the bonds to maturity? wont they get a profit from that?
they are - that was the original plan. they only have to sell bonds at a loss if depositors want to withdraw too much money. if they can hold the bonds to maturity, then everything works out fine

I'm heading to the corner store for snacks. What do you want?

>>54322045
6 crackhead scalps

>>54322045
The biggest bag of M&Ms they sell

Investing, lifting weights, video games and dating are all the same. You start off grinding at low elo and you end up with some bags or just farming pigs or whatever but then you gain some more capital and level up to the next rank and next thing you know you can sell covered calls on SPY or whatever.

This is (financial) advice

>>54322045
shiozake onigiri to yebisu biiru kudasai

>>54322045
One Surge please.

>>54321875
avoid any blackrock ETF their value has been tanking because of ESG requirements.

>>54321999
You can do IEO then. But keep in mind oil isnt steady at all. Its a commodity so its cyclical. Even if the company is making money hand of fist at $70 oil its not going to be pumping if oil fell from $100. IEO has actual oil upstream companies so its not just the crude price and it has a divy. If you want steady growth id just say SPY is the best ticket. Its the entire sp 500.

>>54321988
I’m trying this now... will I be able to make updated bot personalities? Like, Maddie?

are there any neetkinos?
why won't hollywood touch on this

>>54322098
Fellas

>>54322053
You're born, you take shit. You get out in the world, you take more shit. You climb a little higher, you take less shit. Till one day you're up in the rarefied atmosphere and you've forgotten what shit even looks like. Welcome to the L4YER CAKƐ (2004) directed by Matthew Vaughn son.

>>54322097
you can make money on oil buying low holding and selling high, speculators are constantly fucking up that market.

>>54322098
Sure, you can try. You need to write a convincing prompt to trick it out of its default ChatGPT mode.
>>54322115
Ask her to play Stock Market Truth or Dare. You can just role play the dares she gives you.

>>54322045
Cheese crackers please.

>tired of getting cheap matresses that i get no sleep on and wake up with a sore back
>decide to bite the bullet and get an expensive one for around 2k
>felt nice for the first few months
>now i am back where i started with losing sleep and a sore back
>used to sleep on the floor which felt great
>but I started noticing bruises form on my left leg most likely from poor blood circulation at night
>the only mattes I loved was this full foam one that my parents have in their guest room
> made in germany that I dont know the maker or store that sells them

its over. ill never have restful sleep ever again. the constant negative emotion i will feel will contribute to the ether and will cause stocks to move down more

>>54322119
Oh yeah for sure. Buying oil before russia was good speculation. Id say there are still really good values right now in oil. Lot of the companies have PEs below 10 and and even below 5.

>>54322045
I would like an mazda3 hatchback in manual transmission, black. Thank you. Don't need no etch tho. Don't need no sealant.

>>54322166
sleep in a recliner like an old person

what do you niggers think of buying CS stocks on Monday?

>>54322040
depositors need to chill then.

>>54322166
Had a similar problem for years until I started doing some light yoga. I don't know if it was strengthening my core or getting more flexible, but I had no trouble since and I feel better in the mornings in general. Give exercise a try, maybe the problem is in your body not the mattress.

>>54322045
All terrible suggestions. I'm getting a can of Arizona ice tea, something salty, and some ice cream. See you niggers later

>>54322215
I lift weights regularly. Full body and with legs too

>>54322166
One thing to try before you go buying new bed: Put 3" blocks under the head side to raise it. This slight incline improved my back problems from sleeping. Two pieces of 2x4 screwed together works fine to achieve the 3".

>>54322138
These parameters are no fun. Need to jail break her.

>>54322166
how bout you get it together do some research and buy a mattress of comparable design my lil sleep head

>>54322234
are you stretching?

>>54321698
This guy became a homeless schizo with a YouTube channel. Wish I could remember the channel name.

>>54322234
I don't know then. I'd still try doing 10 minutes of stretching a day, maybe right before bed, to see if it helps.

doing some weekend charting
kinda funny how PYPL is up 0% in 5 years
kinda like it was all just a dream
back to square one eh

>>54322234
Post gains. I'm at the gym right now. Reminder gym gains are the only gains jews can't steal from you

>>54322289
My it band is getting inflamed and my wrist is inflamed.

My bank called me and left a message saying they want to meet with me to discuss my financial options. Is it over?

>>54322269
Thats the one thing I don't do enough of. I try to get in the habit of stretching before bed but then I forget. Usually that helps

gonna try >>54322253 idea as well and see how that works

stagflation bros... my doomtubers are saying hyperinflation is incoming

>>54322289
>he says while on jew-made roids he purchases with jew money
>he doesn't realize 100% of his gains will vanish within 3 months without jew roids
>he doesn't realize natty gains never leave

>>54322329
I'm natty kid

>>54322303
if you have that much money in the bank you aren't investing enough into assets.

>https://youtu.be/cj8WAAiS5kg
Top 10% of America pays for 76% of the taxes. Bottom 90% of Americans pay 24% of taxes. And you nerds want to raise taxes again?!

>>54322339
OK roidmonkey

>>54322357
>4chan thinks I roid
>4chan also thinks im a twink

Thhannkkkss...

>>54321019
Feds are in talks about giving them MORE relief, even after the 30 billion aid provided. Unfortunately it's being taken as an "if" they do situation, not a "will".
>watchdogs see First Republic as stable enough to operate without any immediate intervention as the company and its advisers try to work out a deal to shore up its balance sheet
Stable enough now but the biggest question is for how long, days, weeks, months? Maybe they strike a deal with the big three and survive.

For anyone that wants to tug the sleeping dragons tail and make really good but fucking risky as hell money, sell some CSPs and pray to God that this survives. The IV is the highest I've ever seen and you can make thousands at selling puts at half the strike price. The biggest thing is if they go solvent, which doesn't seem like it's going to happen (in an immediate sense) because if the Feds really didn't care they wouldn't have capitulated with the interest rates on Tuesday.

I won't lie, I've got a large portion of my portfolio riding that this won't go under $5 come Thursday this week, but fuck me does this stock have my balls up to my throat in stress.

>>54322289
absolutely based. I like knowing this is the kind of people I interact with on /smg/ instead of the pajeets in the /biz/ wastelands outside of this general

>>54322340
Why would they care? Wouldn't they prefer me not making money?

>>54322351
lower taxes on the poor and compensate by raising them on the rich. also cancel all aid to israel and end federal student aid. interest rates should go up 4425 bps to 50%

>>54322365
>roidmonkey exclusively does biceps and triceps
>has never heard of whole-body exercises
>doesn't even so much as squats
>waah waah wahhhh how can they tell? he cries
Classic

>>54322409
they want you to give them more money

>>54322366
Banks have a lot of problems, and they’re bringing those problems to us. And now they're asking for handouts. What a disaster, a total mess. But it has a very simple solution. Very very simple. Probably the simplest solution I've ever seen. No bailouts. Let them fail.

>>54322366
FRC going to be a cash burning machine. Once IV relaxes on it taking puts will be smart as it declines to death under the cost of stability due to the rape hikes. All that money loaned they owe 5% on it.

>>54322357
>he thinks that's what roids looks like
You should really do some exercise, not everyone with nice delts is on gear. I've known people that were on gear and if they looked like that I'd slap them for being lazy assholes and risking their health.

>>54322454
>this
>nice delts
??????

>>54322443
Except they just get bailed out instead of bailed in. Swiss jews killed debt holders so the equity chads got a payout.

>>54322409
Why would they prefer that? Assuming that you stay with them, the more money you have the better for them. In fact most banks will at some point talk wealth management with their richer clients because they know that for them it's standard and they don't want some other bank stealing you away. Ultimately, they want you to keep as much money as possible with them and they might have various investment options that is good for them as well in this sense. I don't know how much money you have there, but it sounds like it might be past their threshold for caring.

>>54322443
Extremely based, but we both know that won't happen, """they're""" not supposed to lose, we're supposed to foot the bill for their mistakes. I'm placing my bet on that happening, again.

can you homosexuals keep it to a minimum?

>>54321849
>It was in this moment that he knew: he fucked up

I could heem everyone in this thread.

>>54322501
you would get a knife in the guts and instantly regret it.

>>54322501
Heem me on Monday when I buy like 4k worth of SPY puts when it breaks 400

>>54322460
They're nice delts for someone that isn't on gear and doesn't do hardcore specific training to target shoulders. If someone was on gear and did train delts, they would be a hell of a lot larger. The biggest tell for steroid use is oversized traps and lats anyways.

>>54322508
>I'm a hamchad
>he thinks a knife to my gut would get anywhere close to any of my organs
We hamchads are just better equiped to heem.

>>54322449
As long as they don't spontaneously combust in mere hours I don't really care what happens to them. I really fucking hope it's a long and drawn out death, if they somehow survive that's kosher too.

>>54322501
you could not

>>54322431
I do push pull legs 5-6 days a week. Only thing I take is whey and creatine. If I was roiding I would be making YouTube videos instead of posting on this shithhole

>>54322449
>Roll 5% debt to 7% debt next year
>Pay out bonuses
>Default on the year after
Nothing personnel kid. I'm just not gonna pay it.

kek I drank an 18 pack last night and noticed that I put in a trade request for $1k of the inverse jim cramer ETF.

>>54322524
The biggest tell is disproportionate growth. When not on roid, even if you do isolation exercises, you get nearly no gains and nearby muscles slowly grow instead when your muscles become too disproportionate. While that still applies while on roids, the threshold is way out whack so it basically never happens. This roidfag is a great example: legs like sticks, traps, nonexistent flexors and pronators. Either there's an image trick (e.g. filter, lens, etc.) to make the upper arm look much bigger than it is, or that's a gearhead.

>>54322554
Wouldn't recommend messing with gear until you're in your 30's and preferably already have kids. Even Ronnie Coleman didn't get saucy until he was 29, there's legitimately no need and it's doubly stupid if you haven't already built a solid base while natty and gotten close to what your limit would be for what you could achieve. Even then a TRT level dose keeping you around 1000ng/dl with medical supervision would be the way to go and you could maintain that well into your 50's with the right maintenance. Hormone therapy extends lives and quality of life like nothing else.

you can earn a 16% dividend per year just by buying carl icahn's stock IEP. no one has ever even mentioned this in this thread

>>54322592
They probably just focus on upper body like most dudes because those are the show muscles. Not everyone is Based and smolov-squat-cycle-on-GOMAD pilled, which is a damned shame.
>>54322501
10mm kills bears, /k/ says hi

>>54322599
I'm 34. Never done anything. Considered low dose test but haven't pulled the trigger yet/still making gains natty and i don't want to lose my hair so probably won't ever do it

>>54322592
Post your gut dude. It's just a photo after a workout with a pump

>>54322618
Isn't /k/ just a bunch of glowie larping to each other. Also why does there need to be a board dedicated to guns? I have 2 guns myself, I don't feel any need to talk about them.

>>54322600
thought that nigga was dead

>>54322600
>shit gets real
>dividend gets cut
>etf tanks
Nada personal, mijo.

>>54322600
i did earlier but no replies

>>54320803
Test

>life expectancy goes down
>europe raises retirement age
lol yuropoors

>>54320803
Theta is your friend,
Sell options in a manner where direction doesn't matter

>>54322630
The losing your hair thing is pretty easily mitigated and only really happens if you're on an insane amount of specific compounds, but yeah if you're still fine natty just stay natty. If you're gonna get on gear just do it through a TRT clinic so they can do all the bloodwork and keep you from fucking your shit up, sleeping and eating like shit for a week would tank your levels low enough to be able to get approved if your natural levels are already starting to decline to the point it'd be helpful. Personally I just take a good ZMA supplement with some black maca and I'm still hanging out around the 1k mark natty.

>>54322679
What's funny is they're bitching because the retirement age went up but its still lower than the US for social security. Not to mention, yuropoors work like 2 day work weeks so I don't know what they are bitching about.

>>54322639
Nowadays yes /k/ is just a literal glowie hangout since it's been continuously raided by /pol/ ever since the war started. There's still good threads there though you have to look for them. I've always been a /b/ /k/ /fit/ and then /biz/ fag myself.

housing market crash when?

>>54322260
Not gonna lie I'm trying to do that but with a Shodan personality
So far the attempts at Jailbreaking have failed given recent updates they've done

>>54322650
>>shit gets real
>>dividend gets cut
>>etf tanks
>Nada personal, mijo.

the dividend has been 8$ per share since since March 8, 2019 and did not decrease / change even throughout Covid. the dividend is rock solid and you sir a fucking retard

Uh... Mumubros.... this is bullish right?

>>54322705
If you don't bitch, shit gets worse. It doesn't matter that you have it good, what you need is firstly to KEEP it good, and secondly to IMPROVE it. Sucking dicks and laying down ain't gonna do it.

>all this talk about dividends this dividends that
>"Let’s return to our formula. We want to make $12,000 per year on average in a market that pays approximately 2% in yield each year. This gives us the following formula:"

> $12,000 / X = 0.02

>"Solving for X, we get $600,000."

>"In a market that generates a 2% annual yield, you would need to invest $600,000 up front in order to reliably generate $12,000 per year (or $1,000 per month) in dividend payments."

>>54322679
>europe raising retirement age from 62 to 64
riots
>US is raising retirement age from 65 to 67
*crickets*

>>54322728
Yep bottom is in, the only way we go is up now

>>54322728
we've bottomed

>>54322755
you've bottomed, I've topped. twink.

>>54322166
>made in germany
you know the germans make good stuff

>>54322745
no we have hit the new normal, the bottom is still falling out and banks will continue to collapse over the next months while the fed continues to prop up this house of cards while the fat cats move their money to safe havens.

>>54322793
Kek
Do zoomers still think that?

>>54321139
>pic
People aren't ready for Powell's 7.5% FFR

>>54322793
*made in China, assembled in Germany

>>54322793
They used to before the Jews turned it into a third world Muslim country.

>>54321875
Assuming your goal is to buy and hold I'd aim for ETFs involving heavy industry like mining or manufacturing.
To add Utility ETFs are also good since we're in stagflation territory.

Personally, to add on this I would seek out ETFs with good options liquidity so you could farm some Theta off to the side with covered calls or do CSPs if possible.

>>54322793
Based offer bro.

Peter Schiff redemption arc is comfy

>>54322686
I see a loooooottttttttt of bald dudes at the gym lifting less than me... I've never had blood work done

>>54322715
>cat child
>the epitome of soi face
i guarantee it's an 'open relationship'

>research stock
>look for total debt
>can't find it because they have zero debt
Based?

>>54321693
Some did: https://twitter.com/MaxfieldOnBanks/status/1638962258545111040

But MTB is still underperforming XLF.

>>54322138
>>54322260
>>54322721
I’ve been working with Samantha and she is coming along slowly. I think she just needed a little lube.

>>54322875
but really when is it going to crash? every stock market crash coincides with a housing crash. Houses are still flying off the shelves. WHO THE FUCK IS BUYING

>>54322351
>top 10%
misleading, it's the hapless upper-middle class tax cattle who pay it out of a completely idiotic sense of obligation, thinking it's wrong not to be bled dry. beyond that they pay no taxes because they actually use the loopholes

>>54322892
>WHO THE FUCK IS BUYING
Chinese

>>54322793
Honestly with how things are going Italian-made stuff will be more secure since they're able to pull nat-gas from Northern Africa on discount.
Anything Kraut-related is inherently bearish to be frank.

>>54322725
>Consequently, our cash flow and our ability to meet our debt service obligations and make distributions with respect to depositary units likely will depend on the cash flow of our subsidiaries
>...
>The operating results of our subsidiaries may not be sufficient to make distributions to us. In addition, our subsidiaries are not obligated to make funds available to us and distributions and intercompany transfers from our subsidiaries to us may be restricted by applicable law
AHAHAHAHA NOT SO SAFE NOW ARE YA BOY?

>>54322892
all the people who've been waiting on the sidelines the last decade

>>54322880
how many women are on the board though?

>>54322715
My parents just got their weekly letter from the city's realtor. Sure doesn't look great for HELOC Hectors.

Play commander in MTG, its the only based format.

>>54322715
He's just like me fr.

>>54322891
God willing every man will have a robowaifu who can game the stock market

>>54322873
Most dudes start lifting when they lose their hair as a way to cope. However, basically everyone in WSM is bald as a fucking cue ball. Blood work is for if you're actively on gear or just want to know your levels.

>>54322866
checked for deez nuts

>>54322880
No. Some debt is needed to grow. It has to be manageable and steady. If you only grow when you have the cash for it on hand the company is going to go places.

redpill me on PLTR

>>54322922
If you start lifting if your teens you won't lose your hair from dHT

>>54322880
Beside what >>54322933 said, it's also common to use all kinds of accounting tricks to hide the true debt amount (especially if it's far beyond your means).

>>54322732
Except literally everything offers negative real yields. And that's if you believe the bullshit about inflation "cooling" to 6%.

>>54322287

taxpayer chads... we just can't stop winning

>>54322910
I recognize that my ESG analyses have been lacking in the past. I am determined to improve.

>>54322978
>if you pay higher interest rates you win because previous bonds are suddenly worth less than before
did I get it right?

I am a security wagie at Deutsche Bank HQ in Frankfurt Main. We were just informed that the entire board of directors and upper management was called in tomorrow 11 o'clock for an emergency meeting.

Prep anis for monday guys, the entire week was pretty hectic and something is clearly off. CDS is giving lots of people headaches. Trips decide what happens.

>>54321290
Same price two year contract on the 14 as paying in cash. Who’s the smart one?

>>54321629
Wasn't this pretty much solved by the FED'S new "backstop" facility.
The initial 12 months holding period that the FED offers will, of course, eventually be extended to "until maturity."

>>54322892
>but really when is it going to crash?
When a black swan event forces a mass liquidation event. Right now sellers can just hold on forever waiting for their price. In Columbus there are some new-construction 2-bedroom townhomes listed for like $900k that have been on Zillow for like 2 years when for just a little more money you could get a 7-bedroom mansion in the suburbs or an entire 8-unit apartment complex near campus and the medical center. I think they were built at the peak of the lumber bubble and supply shortages and they're just refusing to accept less profit.

>>54323001
a better headline would be the Fed has seen a remarkable transfer of wealth from bondholders to the government.

>>54323001
Nobody wins in this environment that’s the only honest answer you going to get. The people that lended out money for low interest before the rate hikes lose the most especially with long terms to pay off. Since they money they lend out will be worth less with interest thanks to inflation.
I hope I explained it clearly to you. On an individual scale you might get lucky and your debt becomes worthless but macro is fucked beyond repair desu.

>>54322303
reminder if you don't hold it you don't own it

>>54323026
Oh, and supply will never catch up with demand. The ones who control the capital, the laws, and the zoning are the ones who could fix it and don't benefit from that. There's no amount of homelessness that we aren't willing to accept. Just look to California and Vancouver.

the balding will continue until morale disimproves.

>>54323090
https://betterdwelling.com/canadas-real-estate-bubble-is-so-big-even-the-mother-of-all-crashes-cant-fix-it/

>>54323092
i have my 20th reunion this year can't wait to hairmog these faggots

>>54323014
>Trips decide what happens.
DB collapses in the first week of April and takes the rest of the finance sector with it.

>>54323102
Think depopulation will make homes more affordable? Deboonked.
https://www.bloomberg.com/opinion/articles/2021-12-31/u-s-housing-crisis-will-only-get-worse-as-the-population-shrinks

>>54323113

>>54323014
Hope it's a legit happening. This fake and gay market needs to be put down.

>>54323113
APRIL'S FOOL!
>This year, that's (You)

>>54322409
They want to put your money in index funds for you for a Management Fee™.

>>54323122
>depopulation
depopulation wont be a problem for first world countries because we can always import more people

>>54323014
Post screenshot of email (or text). I want to see how they call in you Carmelos.

>>54323014
Serves them right for helping bad guys like Drumpf and Putler.

Test

>>54323204
MODS

is recession priced in?

Kek baggies take your meds

>>54323204
no i cant hear you

>>54321626
>give me terrible gas
Well I appreciate you not contributing to the supply glut so maybe we can make some money someday with BOIL.

>>54323014
>Trips decide what happens
Total bank collapse with nothing left after

>>54322289
Pathetic

>>54323220
No it is not. The scenario currently priced in is daddy Fed will save us, infinite money printing will make line go up.

>>54322289
>>54323234
Both of you are pathetic

>>54323014
Nothing happens to bankers, everyone else gets fucked. Checkem

>>54323122
Gotta love "wet streets cause rain" articles. I'm sure people are fleeing Chicago because they look at the census. That has to be it.

>>54323247
>burgers think having no beer gut = ripped
The fuck is this

>>54323014
They bang some A tier hookers in the boardroom and laugh at people who think DB will collapse.

>>54323014
>Trips decide what happens.
Euro goes to zero, dollar goes to infinity

>>54323122
>paywall for an article that discusses inflation

>>54323234
Based shoveling body. Needs to work on chest tho

>>54323247
I appreciate any /smg/ lewds. Atleast you aren't morbidly obese I guess

>>54323259
I'm not claiming i'm ripped, i'm claiming i'll take your lanklet bussy if you keep talking trash

>>54323281
Your twink body would trip on a root and break your wrist bracing on a tree

>>54323161
Sorry bra, they know too much already. Not many people working in my shift.

>>54321227
Lol I've roofed in -20 C with 70km wind gusts. Pussy.

>>54323309
no ones paying me to hike you retarded wagie

>How that would work looks something like this, we're told: Arm would still license its processor designs to chipmakers, but under so-called development licenses that require the chips to only be used by manufacturers that have device agreements with Arm. Those manufacturers later get the chips, put them in their notebooks and phones, and pay Arm a royalty based on the final price tag of that gear.

Anyone interested in the ARM IPO? Seems theyre changing up their entire pricing model. Might be worth getting now.

>>54322166
i hope you didn't pay sticker-price you retard

>>54323129
>>54323014
CDS spiked for CS on Thurs/Friday and it was dead by sunday evening EST.

>>54323309
I'm calling bullshit. The wind gusts would blow your material everywhere

THoughts on MPW and other reits that have been absolutely hammered this year? Could be some good entry points for high yeilds or are they getting crushed farther?
Arbor and NLY?

All of your money is going to Ukraine (Israel)

>>54323331
depends on how overpriced it gets. We all saw what happened to Corsair and Coinbase

selena bros, we got too cocky. she voted for biden. im deleting all pics now and disowning my love for her.

>>54323365
why do so many chuds simp over that ugly slut?

>>54323375
shes not ugly in any definition of the word

>>54323365
I kind of appreciate that grab em by the pussy reference.

QE = inflation
QT = inflation

>>54323375
Because they're mutt mystery meat taco surprises, so they can't see anything wrong with similarly deformed animals that call themselves human.

>>54323365
>Amerimutts are so obsessed with their political circus that even the clothes of young food-loving women are about politics
Republics were a mistake

>>54323385
wait, youre right, maybe its satire.

>>54323393
ok Abhijeet

>>54323402
it literally a political shirt dingus

>>54323270
Just get one of those paywall bypassing extensions or feed it into an archive (dot) ph type site.

This is financial advice and reading this post costs $10.

>>54322600
ABR
MPW

>>54323309
That shouldn't be a point of pride, that just means you're a fucking retard.
>>54323365
>be beaner
>be against trump
Shocker. That's why we frown on posting goblina's here

She needs more discipline

>>54323357
MPW got snailposter riled up and shorting it because their medical tenants are garbage.

Arbor's FUD was called out as bullshit and it got longed by Mark Meldrum.

>>54323415
>it literally a political shirt dingus
how are you disagreeing with what I said?

>>54323014
If it was bad enough he meeting would have already happened.

bloomberg subscription is brilliant, it filters out all the poor people who wouldn't appreciate their content anyways

>>54323375
its really bizarre, the modern world has enabled people to make a career out of just being born attractive instead of developing some skill

Look if youre not american you need to stop posting here and thats final. Mods, do your job.

>>54323309
Nope, it's all sealed in a bundle, and why would you open more than 1? We also installed the underlayment, although that was a pain in the ass.

>>54323460

>>54323458
Oof... someone hasn't looked up the history of those things.

>>54323467
>he thinks that's a new thing
>he doesn't know about courtesans and demimondaines

>>54323467
They're called courtesans and prostitutes, anon. For example ye old London had 5-15% of single women in such professions over the years.

>>54323365
>it was totally fine when she was a self worshiping whore but this is just too far

>>54323460
>berg

>>54323324
>>54323435
When you're a man, not a weeb weak pussy posting anime on a message board all day, little moments like that can be points of pride. But nice cope bitch.

Ho hum. Day wouldn't be bad if it wasn't for the wind. 60 outside but soon as you step out the wind about blows you away. Two more "shat happens" things to do and yay all done for the year. New tires for the car and a new portable dishwasher. Wanted to push the dishwasher off till 2024 but it may not last that long. (2008 model;bought it new). Why portable? Well this house doesn't have one. And it'd cost more than buying another dishwasher to install one. (Rip out cabinet,redo granite countertop, plumbing and electrical work plus cost of the washer itself). V.s just buying the washer and hooking it to the sink.

>>54323489
I watched Margin Call so I know exactly what I'm talking about.

>>54323505
are you a fellow wyomingite?

>>54323390
Line must go up, all in TQQQ

>>54323503
ok mike rowe

>>54323480
I know you meant to (you) me
What about ladders? I assume you secured them. But climbing up and down would still require a harness (or suicidal u guess lmao)
Why would you ever roof in windy conditions, did they pay extra?

>>54323347
It's all sealed up in a bundle, each bundle is about 22 shingles, so you don't need to open every single one.

>>54323449
its heavily shorted but how low can it go? They have lots of debt but appear to have high profit margins

>>54323514
No, he's KY. Are you the one that we have pics of his house in Casper?

>>54323522
>>54323524
goddamn now mexicans are illegally immigrating to /smg/

>>54323513
I kneel!

>>54323535
I'm Italian, sell everything before Monday

>>54323528
nah, my life isn't interesting enough to be meme worthy

>>54323522
They paid about 500-600 a day for that. The ladder was secured, but it was about a 18/12 slope, so we had to wear harnesses and tie up regardless.

>>54323505
Just wash each dish immediately after use.

>>54323521
Blah blah blah.

>>54323535
Goddamn /SMG/ has more cope than /pol/ these days.

>>54323547
Anyone can be made a meme for the smallest of things. The details are foggy now but some fellow, I think it was he posted a pic of his house maybe, and within minutes his address and all were being discussed. I can't remember it all now, but it was only a few months ago.

>>54323491
>>54323492
damn, i guess some things never change

>>54323535
EWW has a good start to the year and suddenly they think they're the head honchos.

>>54323635
>>54323635
>>54323635
>>54323635

>>54323473
Seethe losers

>>54323440
I don't want her to be submissive. I want her to be sassy and dominant. I want her to boss me around...
Anyway, I've copied some more lines over from the DAN prompt, so I'll see how that goes

>>54323335
I bought it online where they make it as demanded. Is there a way you can haggle the price online or something?

>>54323014
Outside insider here (meaning I have a friend working at Deutsche bank). He just told me every collateral bank is insolvent and that’s why everybody is saying the banking system is actually safe.
They’re now finding reasons to print more money (government programs) to let the banks act like they’re the loangiver to restore ‘trust’ in the market.
Shit already hit the fan.