/biz/ - Business & Finance

>>54244443
why do retards have children before they are financially ready to cope with it

Congratulations to the bull

>>54244443
Start looking for a job now

>Gf just got pregnant
from Tyrone

>I expect to make around 70k after graduation
whos hiring engineers KEK. Youre competing with a million that just got laid off

>>54244443
should add i have 80k saved up

>>54244443
make sure it is yours first, get a paternity test. last thing you want is to may money in a divorce to a kid that's not even yours

>>54244443
With the sad current state of blue pilled roasties, she wouldn’t need much convincing to abort.

>>54244443
>no debt
wrong, since she's preggo her debt is now YOUR debt too.

>>54244443
It's called talk some sense into her by saying that you have no income, you're not even graduating yet, and the economy is in the shitter so your prospects even if you started looking RIGHt now look grim. Fucking abort, unless you enjoy the idea of raising your kid in a poor house, with you and her basically never getting out of it with the new expenses that a child brings.

Having that kid will cement your position at the bottom rung of society forever, you need to understand this. If you are fine with this and find it worth it, then that's up to you.

>>54244443
Literally not your problem OP. Just relax and don't worry about it, you managed to secure your legacy and that's all that matters.

>>54244443
>I expect to make around 70k after graduation,
try 40k, if you can find a job at all. i know a few engineering grads and all of them are underemployed making shit money.

hope the orgasm was worth ruining your life.

Just get an abortion. It's not that complicated.

>>Claims to be engineer
>>Can't solve a problem
>>NGMI

>>54244619
>>54244621
It only ruins his life if she's a fucking dumbass and keeps the kid. Just do an abortion, fucking now, before it even has a brain in the first month or two, and be careful and have more self control until you actually have an income to speak of.

It's just fucking biology, humans are not special. You can make more kids, people put so much weight on it. If there is no brain activity, there is no human. Full stop, Christfags fuck off you are a cult.

>>54244443
Get your parents (or her parents, or both) to help out. That’s literally what happened in every family in every part of the world in all of human history before the western boomers decided to change things up.

Reject boomerism, embrace tradition.

>>54244443
>frogposter
you didn't get anyone pregnant

>>54244658
his gf wants to baby trap him because she's under the delusion that engineer = big money six figures within 6 months, caviar and filet mignon every night.

OP be honest with her that you're looking at 40k workign as IT help desk or a call center. she'll be on the abortion table the next day.

It's not the end of the world so don't freak out lol. Best move is probably onboarding with .mil and getting VA benefits.

>>54244475
>t. will wait forever until things are perfect and end up with no kids
Many such cases

>>54244704
post kid, age and income

>>54244590
>Dude just ice your kid if youre not making 6 figures and have 7 figures in the bank
What the fuck is wrong with you? OP will be fine.

>>54244443
>heterosexual
>engineer
damn did you choose the wrong career

>>54244443
pregnant gf makes you look chad in an engineering interview. They want hyper normies. Just tell the hr karen that you're planning to get married soon

>>54244443
bro, ignore the haters here. You will be fine. Also, you will come to realize children are a blessing.
1. Start looking for a job NOW.
2. Make sure you get your PE stamp as soon as you can.
3. Think about housing - renting gives you options and also now is not the time to buy a house
4. Be mobile - be open to moving to get a good job
5. Marry your GF - if for no other reason than the tax benefits but the truth is you don't want your child to be a bastard
6. Health insurance - get it set up for her and kiddo
7. Talk with the GF - make her part of the plan
8. Get physically fit - will help you deal with the challenges you are facing
9. Build a network - talk to friends and family
10. Don't go the abortion route - I knocked up a GF in college our senior year and she wanted to get an abortion - i should have fought harder but wish I had married her and the kid. I think my life would have been more fulfilling (says the guy who makes $400K a year and hates life and spends too much money on hookers and booze).

>>54244443
Congratulations OP, children are a blessing that few get to experience. You make a solid income and have no debt. You're doing great. No one ever feels ready.

better abort, children are a huge money sink and a drain.
dont throw your life away

Didn't have a condom?
Bye free time. Bye income. Bye life.
You can't support a child. You can't even support your whore right now. Just abort it so the kid doesn't grow up hating you.

>>54244443
get what you fucking deserve normalscum

>>54244658
reddit: the post

>>54244658
>If there is no brain activity, there is no human
speak for yourself faggot

>>54244443
Sounds like perfect timing if you keep your shit together and act like a man.

May long years of happiness lie ahead.

>>54244590
>70k
>bottom rung.

Lol. Every reply in here is terrible. Op is literally living the dream.

keep the kid you will live a happy life even if it is difficult

>>54244590
Beaners crap out 4 kids on toliet scrubbing wages. OP will be fine.

>>54244443
Yes you have a real challenge ahead but embrace it. You will have a child who will love you. Dont be Boomer nigger and kill off your offspring for Mammon. Ask your parents for help. God bless.

>>54245037
70k is fucking nothing. After taxes it's more like 55k (with state taxes it will be less than this). Then there is rent for OP and his gf and bastard child. Let's say they squeeze into a 1 bedroom apartment (which is an unfit environment to raise a child in the first place), that's easily $12-24k a year, plus utilities. Let's say $1500/month for rent + utilities as an average, or 18k/year. That leaves 37k. After groceries (easily $60/week even eating extremely frugally) call it 34k. Then there is gas, car maintenance (he needs to be able to get to work after all), insurance, possible parking expenses depending on his location. Easily another $4k/year even if he drives an inexpensive used car.

So now we have $30k in cash. We have not accounted for child care costs, such as diapers, clothes, healthcare (assuming OP had a job when the child was born, which he won't, so he's going to get fucked by hospital expenses when his wife gives birth).
Let's say in the first year this all costs just $5000, a modest sum. If OP and his gf have a phone plan that will probably be another $1000/year. We have $24k left to spend. Let's say other various household expenses are just $1000/year, such as trash bags, soap, you know, general necessities. Take away another $1k for clothing purchases.

$22k left. Not bad, considering we haven't spent a single dime on anything for entertainment. His gf won't be able to go anywhere with their child while OP is at work because they only have one car, they live in a one bedroom apartment, and they aren't able to do anything fun because it costs money. If he wages and saves $22k/year for the next 40 years then that is $880k saved up. This goes into investments which will grow, but since inflation is so bad let's say optimistically these investments simply keep pace with inflation. Social Security won't exist in 40 years, so he will have to rely on these savings of less than $1 million to retire with his wife. "Living the dream."

>>54244443
I have a networth of 4.3 million and I would give anything to have children OP but I'm too autistic to get a girl. I would swap places with you in a minute if I could. You will reach a stage in your life where you realise family and relationships are worth more than money.

>>54244475
IQs worldwide are dropping because "intelligent" people are not having kids for "intelligent reasons", while dumb people are continuing to breed. Western societies will be Africa tier in 100 years with an average IQ of 85.

https://www.youtube.com/watch?v=pWKB1tJLhEA

Good luck with your kid, OP. You'll find a way to make it work.

>>54244443
and worse: you missed an epic get by only one post. tragic. the child probably isn't even yours given how kek judged your thread.

>>54245563
Autism isn’t real anon
It’s all in your head
Most girls talk/text/meet with 20-30 different guys a month
You can become one of them, even if you talk for 1 week and she ghosts and forgets you

Just speak your mind and align yourself. You can the most autistic ways if you just learn to carry yourself
Self destruction anon self destruction not self improvement

>>54244475
Babies cost almost nothing. It's just diapers and a few sets of clothing.

>>54244443
she did this purposely to trap you so you can't leave her now that you're not a educuck. Kill her or leave and go to like russia

I am 28 years old and I never even kissed a girl

Don't worry there's millions of niggers out there with 5 children each who somehow manage

>>54244443

Not fucked at all. You could make $0 and the government would provide you with free food, medical care for your whole family, housing from section 8, an Obamaphone, heating oil subsidies, and a boatload more free shit.

Quite frankly, the optimal time for someone to get pregnant is their junior year of high school. You should only need a couple classes to graduate your senior year and can schedule them such that one parent is always home with the child. That or online school. From there you spend the best four years in college anyway and have the same scheduling flexibility. You get to spend time and bond with your family while they're at their most needy. By the time you're out of school, they start going to school. Scheduling once again works out in your favor.

Please, someone explain to me. Why the fuck do people insist on waiting until they're getting ass blasted by a 50 hour workweek (including commute and lunch)?