/biz/ - Business & Finance

It's closer to 99% if you don't count gov employees with pensions

>>54148632
Omg those poor blacks! Who gives a shit about everyone else

Wow!
me fuckin too

>>54148632
Not my problem.

>>54148632

DESPITE

>>54148632
...there are black people with savings? Like, more than ten dollars?

>>54148632
duh, they buy jordans, sprayground backpacks and don't even have enough for bus fare

>>54148632
they should riot

>>54148632
does this mean that it will be easier to get a chocolate gf?

>>54148632
>work with black guy
>he makes like 40k more than me
>gf is a cunt, spends all his money
>over heard her tell him "if you got all that money why aint you spending it"
>not all her fault, he bought a new car based on maximizing the monthly payment, he literally pays like 2k month for his gay ass car
>he puts all is spending on credit cards
>he's like 100k in debt, guys a manager and wants to work two jobs to pay off the debt
The point is that almost every black person uses money like this, spending $400 on shoes when the only make like $12/hr and not wearing them.

>>54148632
>career choices as nigger
>government employee
>criminal
>music industry
>sports industry
How is it only 54%? Are they literally gorillas?

>>54148632
That needs a lot of clarification.
54% of what age group? Retirement age blacks?
Also most retirees don't have savings at all, they just get their pension or social security and just live off that. It's just like being on welfare pretty much, except socially accepted.
I doubt it's much better for other races.

Niggers always got the latest Jordan's, and drive escalades. They're doing fine.

>>54149586
I'll buy my neighbor a 75k retirement account, when they buy me a 75k escalade. j/k, i don't need that stupid shit, and that would never happen. guess that makes me rayciss.

>>54149332
not sure about the US, but poor people in general are like that. they don't know how to manage money, they care about their image more than about their wellness and wealth.

>>54148632

Retirement is just a meme, as long as you have to pay taxes to the government as a home owner, you never really are retired.

Just let that sink in.

>>54148632
No one in the USA has any savings you guys are dumb as fuck.

>>54149671
>but poor people in general are like that. they don't know how to manage money, they care about their image more than about their wellness and wealth.
That's a lie.
Rent eats up all our money you dumb fat bitch.

>>54148632
They basically won’t see any consequences for it, so I don’t see why this is a problem

>>54149953
Thats a poorfag cope

Poors waste it all for alcohol, cigarettes and other useless shit, and the whine they dont have any money to save, its the same as fat people that whine they cant lose weight when they eat goyslop all day

>>54148632
So 46% of all black Americans can retire but 0% of me can retire?
Equity needs to solve this racist system.

>>54148632

Lol reminds me of this:

https://www.bitchute.com/video/Rym4mUKtlu74/

>>54148632
And they will come for your money, white men.
You'd better prepare and get ready.
Nignogs have to go.

No pol this doesn't agitate race hate either.

>>54148632
Good thing 55% of them never had jobs to retire from

>>54149942
I do, but I'm white.

>>54148632
Jokes on you, you'll be paying for our retirement hahahah

>>54148632
Neither do spics and they outnumber the nogs. They are the greater problem and why your 401ks will be nationalized in the future.

>>54148632
>the gibsmedat cries in pain as he takes your taxes.

>>54149332
In case you didn't know there is a term for that: nigger rich.
They got a nice new Chrysler and some expensive jewelry and not a dollar in savings.

>>54148632
Black people work into old age, I don't see the big deal when you're going to spend your time childless getting molested in a nursing home

>>54148632
And I’m sure it’s white peoples fault

>>54149332
>>54149671
>>54149953
>>54150622
Statistically, poor/welfare people are the highest consumers of:
>Alcohol
>Cigarettes
>Drugs
>Fast food
Poor people also:
>Don't go to libraries
>Don't save money
They expect everyone else to pay for all the dumb shit they spend money on.
Instead of bread lines and soup kitchens, they get debit cards.

>>54152457
Interesting. Worth noting that this narcissism developed as a defense/coping mechanism against hard core Jim Crow racism. I guess it has outlived its purpose.

>>54148632
They’re already on welfare

>>54155176
>Don't save money
Yup.
New study finds poverty leads people to focus on short term goals while ignoring the long view
https://phys.org/news/2012-11-poverty-people-focus-short-term.html

>>54155638
>https://phys.org/news/2012-11-poverty-people-focus-short-term.html
Come on Anon, I think you can do better than to quote a retarded study that's over a decade old, and used a "volunteer video game" model as its basis:
>In this new study, the researchers conducted several experiments meant to discover if living in poverty itself may lead people to make poor financial decisions. All of the trials were based on volunteers being given a certain amount of resources (playing time and/or points) when playing a video game – some were given a lot, others very little. Play was then monitored to judge decision making skills and to compare the choices made by the "rich" versus the "poor." The researchers found that those given limited resources at the outset, tended to focus almost exclusively on accomplishing tasks at hand, even as they knew their limited time allotment to accomplish goals was running short. To allow play to continue, the researchers introduced borrowing at increasingly high rates. They found that in the game, just as in real life, those with the most limited resources tended to be the heaviest borrowers, despite having to pay the higher cost.

In reality, many people are poor BECAUSE they literally can't grasp/understand long-term thinking. They have no capacity to think for the future, or understand anything related to concepts of future-time.
https://www.youtube.com/watch?v=kOkrYW3vF0o

>>54149332
women with tattoos must be destroyed with violence

>>54155945
plenty of rich people clamoring for infinity ZIRP and money printing, seems like pretty poor long term thinking to me bucko

>>54148632
Niggers don’t retire. They receive gibs their whole life.

>>54148632
Gotta get those air jordan

>>54155945
>you can do better than to quote a retarded study that's over a decade old
That's the base logic of the poor, the inability to plan ahead due to the short term need for survival. Doesn't matter the date of the study, human nature doesn't change.

>>54149332

>know 1 (one) black guy that spends money badly
>the point is that almost every black person

kys senpai desu

>>54148990
BEING

>>54155996
Rich people have stocks and land and other assets that will increase in value despite infinite money printing, and in fact may increase relative to the average explicitly BECAUSE OF infinite zirp and money printing.

>>54155591
evidence?

>>54155638
>>54157423
>Mixing cause and effect
Poverty is the result, not the cause. Low IQ is the cause. Low IQ doesn't think about the future, it doesn't even consider that there is a future.
When the social justice activists finally realize this, they're usually either on their deathbeds if they realize it at all, or they're immediately declared persona non grata in any institutions or academic discussions of the subject.

>>54148632
It’s even more than that.

>>54148632
I wonder how many women and men don't have it
I wonder if the numbers are the same as criminality cause right now they are similar lol

>>54148632
that's pretty decent since1 out of 3 americans don't have enough money to retire