/biz/ - Business & Finance

Baking.

To win the stock market you must become the smartest man in the world.

Worst day of the year, SO FAR.

>>54028613
Hey it’s early

I feel as though I should have bought Bitcoin miners. Something tells me crypto is going to pump.

First for BOIL

>>54028613
>>54028623
Where's that FDIC press release that ominously ends by saying SVB is the first bank failure "this year"?

HIFS. You don't know about HIFS. You won't listen about HIFS. But I will keep talking about HIFS. Until people start telling me to stop posting the long thesis on HIFS.

But I haven't posted the thesis yet.


So you don't know.

You don't understand.

You don't even try to understand.


It's Friday night.

You're on /smg/.

Stock market general.

And an anon tells you about a SMID cap regional bank that is being sold off because of the SVB / SI contagion.

But it's a value stock.

A boomer bank.

Do the whites in the thread listen.

>>54028633
Oh I have been slurping MARA RIOT COIN so hard idfc we get a retard rally soon and crab between 380-420

It's Friday Night on /smg/

Why else are you here.

But to listen to someone shill a SMID cap banker.

After the entire banking sector has taken a hit.

Why else are you here.

On a Friday night.

>>54028612
I feel like the opposite is true actually. If you want to make it you have to be dumb enough to have a distorted sense of risk reward. Maybe the truth is that normal distribution meme where only the retards and smart people make it.

I DON'T HEAR A FUCKING THING

>>54028652
Based as fuck

Is it finally over? have we lost?

>>54028582
The music is stopping frens, I'm gonna get heemed, we are all fucked.

Biggest banking failure since 2008 happening this year, AAAAAAAAAAAAHHHHHHHHHHH

>>54028633
tbqh, I really do hope Kumars are still being paid to shill here. I hope they're using it to by canned vegetables or curry or whatever the fuck they buy there.

Do you open the closet door. Do you unveil the sorcerer's stone.

Do you listen to the HIFS long thesis.

bros did you see the fucking volume today?

>>54028710
Stop reposting this shit and go back to /pol/

>>54028713
using their paychecks*
buy*
Fuck, I'm done.

>>54028582
>Stopped music edition

>>54028680
Because I have no girlfriend, CRBPajeet. There, you happy now?

>>54028652
>winter is over
>economy is about to be horse n' buggy to trade scrap for caps at chucks
>suadis and iran have a deal
>still etnernally oilbased
oilcucks, what level of reality are you on?

biz is ELECTRIC today. i'm thriving

https://www.youtube.com/watch?v=VUjdm5h1t1M

>>54028745
Hell no, most of those guys don't even understand how money works.

FDIC insurance is a scam, isn't it?

>>54028583
>>54028625
My reading of the worldcom comment is more obvious: worldcom was an accounting fraud case that was directly connected to enron through Andrew Anderson's Jackson practice, which was purchased by KPMG when he was indicted of fraud re: enron. As you see, the same external auditor was overlooking both cases.
Now there isn't an accounting fraud case here (... or is there?), but it appears to me that the parallel would involve another bank that also invested in some weirdly bad stuff (e.g. low-yield bond on high-yield inflation, but it could be other stuff, too, like bad stocks, or giving out loans to bad companies).

>>54028721
Do you know what happens to stable, reasonably priced value stocks when their sectors get beat to shit?

I'll give you a hint: it starts with "b" and ends with "eat to shit"

>>54028773
Is the correct answer not beat to shit?

>>54028612
I'm going with >>54028684 on that one, chief.

>>54028750
Do you want a girlfriend?

Or do you just want to get laid.

An Horse Don't Need Jump Higher If Than Haver.

>>54028582
I lost 2.8 percent this week. I made one big mistake last week. I bought TMF but I should have bought 3x more as I wanted. I could have actually made money this week. At least 0% on the week of I had followed my instincts

THREAD THEME
https://youtu.be/h-z9A1-O4oI

>>54028782
No it's, bobo's eat to shit.

>>54028756
search ticker, we frack around here.

>>54028767
yea, but it made you feel good for awhile right?

>>54028767
Always has been

>>54028756
>suadis and iran have a deal
Anon, if we lose the ability to topple Riyadh they can actually, unironically play the "fuck your petrodollar" card. The deal itself doesn't mean anything for OPEC+.

Man next week is gonna suck ass for stocks. I can see big tech tanking -10% if CPI reports come in hotter because jobs are still rising too much.

>>54028773
Can you please tell us what beating shit is. You beat literal turd nuggets together into a shit batter?

And there's nothing wrong with buying value stocks. It's like the time I fucked a toothless obese crack addict. Very little capital expenditure required for that, and the upside was huge. Small (but actually large, obese specifically) Cap Value play.

French Fama have been validated. SCV still wins

>>54028762
why did you make a thread there then?

DUDE SUBPRIME IS CONTAINED

>>54028660
Am i shorting or longing? Tell me before i black out tonight and stick my tongue down a light skin black girls throat

>>54028656
>it's real

>>54028835
not mine, some asshole took my image and put it there.

>>54028813
>we invest in a form of oil collection only viable at higher prices.
no, i get it. that doesn't make it better.

Bros... check the boulevard

>>54028844
>i black out tonight and stick my tongue down a light skin black girls throat
show us this light skin

i find light skins hot sometimes because the stepdad porn i watch involves a lot of them.

>>54028855
P B R
B
R

>>54028866
emerging market hype?

>>54028782
More gooder stocks generally bleed less than their sector but you don't want to buy when FAZ is still putting up double digit returns on the weekly.

Then the recovery from the bottom is a diceroll based on new regulations, whether bigger banks opportunistically drive them into a firesale, and whether you even get a return of positive sentiment and fair pricing. They may remain beat to shit for quite a while, so your money is better off elsewhere.

>>54028863
what did he mean by this?

>>54028863
Que se passe-t-il là-bas, Anon?

I guess we're getting out England pension moment where banks overleveraged into shit rates of return and now in short term are seen struggling to pay depositers so money is now cascading in the system.

>>54028889
Just the stock staying pretty stable at its level coupled with the monstrous divvy these days. I think it's oversold because of the whole CEO musical chair thing followed by lula livre.

>>54028749
kek might have to add 2023 to one of the worst financial crises years now

https://youtu.be/IAqAl292ozs

>>54028855
The trucks show up monthly around here and top off yard tanks. There are even ACs that run on it. Not to mention grilling season is about to start, and we still have blackberry winter ahead. Flatlanders don't know.

>>54028865
I dont know who my victim is yet i need to find one then ill know

>>54028582
I hate weekends

>>54028689
I hear a brass band going off, there's a party somewhere in the distance. We can get there

Just spoke to a friend who has $4.01 stuck in Silicon Valley Bank. He can no longer afford his Wendy's 4 for $4 meal tonight.

The entire financial system is about to crash.

>>54028831
>And there's nothing wrong with buying value stocks.
If you've bought VBR or AVUV or thrown darts at the metaphorical dart board by collecting a portfolio of small cap value, you've gone nowhere since mid 2021. Which means in real terms you're down like 15-20%. To say nothing of opportunity cost from missing obvious plays like longing energy, shorting ARKKshit, or shorting financials.

And if you want to dig for small cap gems, banks are one of the dumbest possible sectors to do it in 2023 and 2024. "Why" is left as an exercise for the reader.

>>54029016
I went into Wendy's a little while ago and they raised the 4 for 4 and 4 for 5 by a buck.

>>54029016
>not getting the $5 bag for the double stack and using a coupon for free crispy chicken sandwich or baconator fries
ngmi anyway

What rhymes with deflation?
>inb4transitory

>>54028959
Yeah pretty much. We'll get rate hikes, plus QT, plus QE for the FDIC.

it's going to be a 'weekend dow' weekend

>>54029016
Sometimes people get what they deserve anon

All you have to do is trade SOXS and SOXL at the same time.

>>54029016
He should write up an IOU that Wendy's can cash at SVB when they unfreeze the money. We call that wildcat banking mode.

>>54028702

>>54029047
>deflation
Stimulation. From the Federal Reserve Station.

The only thing to fear is fear itself (and losing all of your cash in shit option trades)

-Warren Q. Bluffet IV

Avert your eyes

How much of this will transfer to the NASDAQ given that they dealt mostly with tech?

>>54029047
defenestration

>>54029165
from what

>>54029047
Dis inflation

>>54029047
defamation?

>>54029181
The boulevard. It's too late now.

>>54029047
negrification

Frog.

Why are there so many damn frogs today..

>>54029132
>>54029197
>>54029188
>>54029179
>>54029219
>>54029227
Revelation

>>54029237
Oh, I thought it was sex transition.

>>54029047
>niggerfication

>>54029234
sorry, I sent out the frog signal, I apologize

>>54029237
Masturbation.

>>54029234
I sent out a text to all my frog bros saying I had some free Bangs sodapop

>>54029268

>>54029307
Can't believe some jokers vandalized the Wikipedia page to try and win that argument.

And we've just lost the boulevard.

>>54029322
It's a meme you dip

>>54029047
Decapitation

>>54029268
Thanks a lot, (You) now have me craving an ice cold Bangs and I have no motorized vehicle to utilize in the efforts to procure one, the nearest being miles away.

>>54029356
>not have a steady 24/7 supply of Bangs on your person at all times

ngmi

>>54029341
I know. So why would they go through the effort to trash the Bang's page? Makes no sense.

frogs can't invest, that's stupid.

>>54028713
this is where we are headed

>>54029268
>>54029307
Based bangs enjoyers

You're posting stupid pepe frogs on 4chan. While VVIX is above 100. Look at yourself. Idiot. How are you positioned.

>>54029375
Because it's what we do here, reddit.

>>54029411

I WON'T LET THEM TAKE MY PADDING

>>54029411
For me, it's UVXY, TMF and DRV. And you?

>>54029411
>worrying about VIX instead of BOIL
The Holy Bible says that calling people idiots puts you in danger of hell fire.

>>54029442
For me its avoiding UVXY like the plague

>>54029411
1/10 cash, 3/10 INTC, 6/10 OXY. Why

>>54029411
I'm setting up tiger traps in the forest as we speak

frogs don't have to pay taxes

>>54029487
Lol. That picture.

That picture has it all wrong.

I sold some puts, bought some shares, and and went out to live my life. I just now checked my account. Down 2%. What the fuck did you guys do? I can’t leave you all alone for a fucking day?

15x revenues.

Habanero Sauce.

Cajun Fries.

>missed the big bucks on SI and SBNY puts

Why do I ever doubt cohodes on shorts?
Fucking me on longs though

>>54029514
We like to have a lil fun around here bro

>>54029487
I feel I'm losing. I'm listening to a song called too much love will kill you and enjoying every fucking moment in a way nothing matters at all. And you only can dream of what I am feeling right now.

>>54028582
Who's the girl?

which bank is next? I think a certain car loan business that is a top bank is next. I wont say who

>>54029543
cazoo cvna hurrr durrrrrrrr

>>54029539
best part is that our market closes friday at 3:00pm cst

>>54029543
Credit Acceptance Corporation (Ticker: CACC)

>>54029411
Ready for the bullets to start flying. More blood the better.

>>54028767
All insurance is a scam. A parasitic industry. A legal mandate to pay (((them))) an indirect form of rent. They decide the terms, the pricing, who can play and who can pay.

FDIC is a government run scam. As typical of government policy, it solved one problem by creating an even larger problem.

>female broker

>>54029564
Oh yeah CVNA too

>>54029635

>>54029572
I don't understand why people would live off nose timr

>>54029514
Ummmmmmmm well see. Someone said the safeword today so the beatings will continue. You may breathe on thursday.

>>54029635
why don't you take a seat right here?

>>54029635
Whose idea was it to take a 3rd world lesbian with a mental disorder whose mom never left the kitchen and put her in charge of managing risk for like 300 billion dollars.

>>54029675
I'm going to sum it up with one word: jews.

Don't forget to move your clocks forward this weekend. We're losing an hour of sleep but it also means futures will be opening a lot sooner this Sunday!

Did regional banks start failing before everything else in 2008 and other crisis as well?

>>54029543
There are probably a ton of companies that would be hard-pressed to come up with liquidity in a pinch.
Today demonstrated that basically any bond purchased between 2020-2022 is poison, during the years with some of the most turbulent markets in modern history when many institutions were looking towards bonds as a safe haven.

>>54029709
liar

>>54029450
Please short on leverage.

>>54029741
It's true. All of it.

>>54029753
>>54029753
Why the fuck would I do that. I just said to avoid UVXY. Retard. Why would I trade a black box asset.

>>54029712
Some of them died in the 90s but they were absorbed and only investors lost hard on bonds it was the 80s and bond holders got promised more opportunities they turned liberal

>>54029709
stay safe boosted anons.

>>54028745
DON'T LOOK AT THE MAN BEHIND THE CURTAIN

>>54029772
One need not know how something works as long as they know how to work it!

>>54029712
https://en.wikipedia.org/wiki/Savings_and_loan_crisis

>>54029772
Oh, so you just don't understand it. Then it's fine, I retract my statement.

>>54029847
you're getting raped on levered ETF fees, you're mutch better off selling straddles on high volume ETFs like QQQ

>>54028745
Get the fuck in the oven, kike

So powell won't raise by 50bps at this point. We got max pain with a literal bank failing. I think the work is done and we can expect a pivot soon.

>>54029675
She probably just handed out loans to anyone and everyone.
>hi I want to start a tech startup that focuses on creating technology that turns poop into pee. I need $300 million
>that's ridiculous what a stupid idea!
>oh did I mention I'm trans and bi-queer?
>get me my checkbook

>>54029904
would be based for him to keep raising rates
it would be nice to shake out all the weak hands and financial rot

>>54029904
>max pain

You haven't seen max pain

i came to this thread looking for ways to profit off the svb thing yet after 150+ there's not a SINGLE entry of value on what the fuck to do with my money besides a bunch of fucking frog images

>>54029978
markets are closed, the fuck you expecting

BUDDY LOOK AT CRYPTO COMPUTER

>>54029978
just bee yourself m8

>>54029904
Jesus fucking christ you pivotards are bat shit retarded.

>>54029978
>3 posts above you
Not our fault you cant read without your mother holding your hand.

>>54028582
What the fuck is the point of this guy?

>>54030071
insider exits

>>54029925
>>54029978
>>54030047
these considered regional banks? if so kre puts

what happens to shorts when trading gets halted?

What is with this half off mattress sale? Ffs Stearns and foster are the kings.

>>54030071
.... how do you think the jews sell their expensive bags?

Tell me how low the sp500 will go and I will tell you how stupid you are

>>54030071
Buy SJIM

Believe it or not, Today was actually the /bottom/. Screencap this

>>54029904
Remember when Bernenke didn't stop when banks were showing stress. That's where we're at now.

>>54030109
bout tree fiddy (3500)

>>54030100
BNY Mellon will not go under, that's where the world's elite go for wealth management

>>54030109

>>54029895
I'm going to have to take some fee rape in order to build up to the point that I can afford getting into selling options.

>>54030109
Lower than my attitude of you little blue guy you are.

>>54030109
380

>>54029978
You are like that Notch meme where all he sees is faggots, except for (You) are all the faggots in one.

>>54030199
meds

>>54029904
You don't get it, he can't pivot. If he pivots inflation runs rampant which cannot happen. The rate hikes continue.

>>54028582
I hedged NRGD with NRGU but now I htink I shouldd have just been a NRUG only guy.

>>54030109
I see two floors, 3800 and 34-35. Depends on the fed.

>>54029904
>I'M GONNA PIVOOOOOT

>>54030221
>>54030012
rate hikes are delayed effects so there's no need if banks are alraedy failing
>>54030114
yeah so he will probably stop soon

>>54028662
>a retard rally
It'll literally be down for the next month before a rally, then down for 2 months before the summer rally begins in late june.

>>54028684
>>54028612
Big brain stock strategies would be "grind during your 20s/30s to get a VP of penis inspection job in your 40s and make a million a year TC while DCA'ing your money into slow growth etfs which track the market" and that person gets a 5x over 40 years on a 2 million dollars investment.

Retard strategies would be "some shitpostere on /smg/ said mutant cricket semen is being shorted by the hedgies and is going to moon and is already up 50% in premarket, so I'm going ALL IN with debt" and then that retard turns his 50k in student loans into 250k in a single day.

But the retard is more likely to keep holding in hopes that 250k goes up more.

>>54030071
Dude Cramer already admitted to market manipulation years ago as a broker. He knows what he's doing

>>54030270
Once one of the top 5 banks die, I think you'll finally see him pivot.

>>54030109
>>54030194
>SPY literally dumped in the 5 minutes before aftermarket closed
Lmao monday will be circuit breakers.
>how low
3600 in march. Pump back to 3950 in april. Fails to break above 4000 again. Violently cascades to 3200 in may-june. Up to 3800 again in august. Down to 2900 in september. That's the bottom.

I want a vacation like running away with gookfu and getting married in another country and being a white dude in Asia probably might be the best thing to possibly do.

Why haven't you listened?

>>54029085
>wildcat banking mode

>>54030364
boys will be boys anon.

Does someone have that chart with how much different banks are underwater?

I wanted to buy UVXY and TMF today but I am maxed out on day trades until Tues and I was afraid of getting stuck without being able to exit if I needed to. I also have to wait until Tues for all of my sells to be settled so I can switch to a cash account. I had to watch trades that would have for sure made me money just go right on by. I am really counting on 3/22 to be extra good to make up for it. I suspect that these are intentional obstacles against the cattle getting out of the pasture. I am way too old for Bogle.

>>54030388
Which one the one charting held until expiration or the other one?

>>54029904
The odds are at 50/50 between 25bps and 50bps right now.
There is a lot more pain incoming.
Hedge, ffs.

>>54030429
I could have died, and I gotba second lifetime and I became a Christian

>>54030429
Keep in mind. This happened before the new rape hikes.

>>54030388
but everyone is delta neutral anon

>>54029627
Oi vey!

>>54030109
240. I have a spread that maximizes on this

>>54029904
Max pain would be >75 bps

>>54030109
0 when NYC gets destroyed by a non-russian related tsunami

>>54030364
They never listen. All they know how to do is buy and hold bags in any market like the jews told them to do.

It's hilarious to know banks and hedge funds are gambling with boomers life savings on pump and dumps. There is probably some trans racial troon mid level minority hire buying 300 p/e tech stocks with their life savings during QT while they pick up an overtime shift

>>54030518
max pain has nothing to do with the rate level but what happens, banks failing is max pain no matter what schizo bear fantasy you have

>>54028845
>THE FIRST

>>54030568
I want all banks failing

>>54029051
Theres plenty of money in the system. The issue is that its been misallocated by banks who haven't been able to shore up their ability to pay depositers a fair rate of return so depositers are shopping.. Which is fine, until the bank gets ran on.

>>54030518
Fucking lol, I would laugh so hard if JPow came out with a 75 bps hike on top of all this just as a final fuck you to this entire clown world system.

>>54030566
That’s called ARKK investments anon

Wagie wagie back in the cagie.

at least pivotmonkeys cant sit here and say
THE ECONOMY IS DOING FINE THE RATE HIKES ARENT EVEN DOING ANYTHING
the cycle of bullish delusion is broken and we are gonna make new lows

Jerome Powell please be my banker.

if you're seeing this chart its too late market

I think I'll be checking crypto prices this weekend as a rough guide to what's happening to stocks while the markets are closed.

>>54030592
Based.

Debtors being in debt with other people's debt is the most antiquated Jewish nonsense possible.

>>54030653
Fucking rofl. Reminder the bottom isn't in until Gamestop is $2/share and ARKK delists

WHAT THE FUCK HAPPENED ON FRIDAY TELL ME NOW I WANT TO KNOW WHY EXACTLY.! YES I WANT TO BE SPOONFED INFORMATION.

>>54030790
I redeemed.

>>54030601
They were given over 200 billion dollars of assets to manage and failed because they couldn't produce less than 1% of that. It's beyond honked. It's peak clown world.

>have bonds that are yielding 2%
>literally just fucking sell them at a loss
Honk honk honk honk

>>54030790
JEWS
+
A THIRD WORLD ALPHABET WOMAN WAS IN CHARGE OF RISK MANAGEMENT

The government won't allow anything bad to happen.

>>54030808
Yield chasing is going to destroy us all

it's so fucking over

It's only beginning.

>>54030790
My INTC covered calls expired worthless. Worthless like our major banks.

>>54030818
A functioning financial system is inequitable; we need to be more like Zimbabwe.

It's the Alpha and the Omega

>>54030808
Misallocation of funds at its finest. The bank clearly was the epitome of QE practices where you literally only had to beat 0% to be yield positive. Now the Fed is locked in at 5% and might be more but definitely going longer than people will expect so banks who didn't build up a war chest of cash are getting slaughtered trying to pay yield on their depositors to keep them from fleeing so some banks are burning cash faster than tech trannies do.

It's glorious to see.

>>54030861
The poop and the pee.

Yield deez nuts.

>>54030830
Yield chasing from QE is going to cause a lot of souring investments over the short/mid term. They were holding a ton of MBS that were only providing 1-2% yield lol.

>>54030865
Meanwhile the ceo sold $150M of shares yesterday. Checking account yield of 1.2% was definitely why they went under though.. fucking rofl

>>54029904
Probably 25 point cut Monday never mind any more raises.

>>54030871
The shid and the fard.

>>54030750
>Reminder the bottom isn't in until Gamestop is $2/share and ARKK delists
But that seems so distant. Even with T-bills yielding 5%, it feels like monetary policy is still stimulative. Less stimulative than before, sure, but stocks remain expensive and there's still excess money being thrown at silly things.

>>54030911
They also burned 1.8 billion dollars going cash flow negative.

It’s time to grab the bull by the tail and look him in the eye.

>>54030897
I just don't get why the fuck you would by 2-10 year notes at 1-2% much less if you literally don't have any fucking cash on hand and have to panic sell the bags.

When I was younger I used to think the people that run the world are smart and evil but now I realize they are retarded and evil and that is way more scary

I bought SPY 370 puts as a joke but hey maybe the yield curve actually does matter

Biotech filings AH today regarding the SVB exposure potential.
Lol.


Look at.

The.


SAVA.

>>54028582
its fucking over bros im hanging myself tomorrow

The Fed will pivot or shit will break.
This is coming from someone that thought 50 was pretty much confirmed last week.
If another 3 regional banks go down from panicked investors then everything is fucked.

>>54030999
>trips
don't do it bro, you just got trips

>>54031010
Breaking shit is the point, the only way to bring inflation down.

>>54030999
Unironically go to church instead.

>>54029635
she cute

>>54031010
I've mocked pivot fags for the last 6 months and the idea of a "pivot" (reducing the rate) still seems like a retarded pipe dream but I think this might be the last rate hike before the pause and I think it's only gonna be 25bps.

TMF finna buss?

>>54031028
I understand what you are saying anon, but they were going for a controlled demolition, not a nuclear bomb.
If investors and citizens lose trust in banks its super fucked.

>>54030999
Anon, we will be alright.

>>54031010
BUY WHEN C SUITES START TO TAKE HEAD DIVES OFF OF HIGH RISES

>>54030996
>company announces it has cash at SVB
>and citi
??
CITI BOYS GOING TO GET A RUN?
I don't think most banks are as weak as SVB was financially, but I am sure there is some lesser known ones that are burning cash just like they were. SVB was providing cash to startups and with them being down the past year that part of the business guessing saw a slump in cash flow and the core of the bank was not well built to provide yield to maintain on its own.
>>54030970
All the banks are crying because anything 10yr+ has seen their value drop by 40% or more since peak in covid.

>>54030999
transition to femboy and you'll have a new look on life.

>>54030970
It's pretty nuts. As a bank you're supposed to manage the risk, at least sell once the losses get pushed past some point. Like fuck, it's supposed to be retail that plays with no stop losses and gets rekt, not major institutions. Really goes to show that the people here calling "pivot's around the corner" really are representative of what the outside world thinks.

>>54030468
We will pump on a 25bps hike, but I think there is a 90% chance of back-to-back 50bps hikes.

>>54031010
That's because you are smart.

If they don't pivot or pause soon they will break something. That is truly the black swan event. The fed willingly break and collapse the system.

50 is off the table. they might not even hike at all if more banks start folding...

>>54030461

>>54031092
Based.

>Cathie bought the most coinbase shes acquired all year
>on thursday
>her waking up today
>during womens history month
i love the stock market

>>54031071
The list i posted is from a biotech doomer. tbhonest, SVB exposure is a bigger issue for the small private companies that have their cash in deposits. But govt can get them some of their money

any public companies (stocks) with large amounts of cash have it in treasuries, money market, etc.

So SVB doomers need to at least grasp that the stock market isn't really going to care about this besides some near term vol

>>54031071
Just hold it until maturation at the rate you fucking agreed upon instead of swinging it around like a fucking shitcoin. God damn "missing out on gains" =/= losses =/= the reason why your goddamn bank is illiquid

>>54031094
A 25 bps hike doesnt carry the weight any more that it once did. Too much fear now, soft landing is canceled, and nobody gives a fuck about a pivot anymore. If the Fed does pivot, it wont be to pump your shitcoins, but a last ditch attempt to stop the collapse of the financial sector.

>>54031107
https://www.newyorkfed.org/newsevents/speeches/2018/wil181130

THESE FUCKING CRAZY FUCKS ARE GOING TO REMAIN ELEVATED TO GET BACK LONG AVERAGE INFLATION TARGET AND REMAIN NORMAL RATES YOU AND EVERYONE WHO HAS DONE DO NOTHING BUSINESS IS FUCKED IN THE ASSS

>>54031130
The market will care... Powell said many times he has tools to fix over tighten if need be. The fed put is and was always there. Now if Powell said FUCK YO FED PUT NIGGA WE GOT INFLATION TO FIGHT.

Then goodnight sweet prince we going to S&P 2000.

>Fed waits too long to start hiking, creates massive inflation
>Fed starts hiking
>Fed starts hiking faster
>Fed starts hiking at fastest recorded rate
>"haha ok Powell maybe its time to slow down"
>He doesn't slow down
>"OK DUDE WHAT THE FUCK ARE YOU DOING SHIT IS ABOUT TO BREA-"
>he slows down to 25
>"ok good now we can manage and everything will be ok."
>Powell sprints back and tries to hike it to 50, screaming about job numbers and wagies
>financial system explodes

>>54031107
They're going to inch 50 and 50 more until Papa Powell has satisfied his lust for (demand) destruction.

>>54031131
>Banks take depositors money
>Banks then invest depositor money seeking yield
>Bank only needs a small portion of cash on hand to cover daily depositor action, they don't have to keep it all on hand
>For the last ten years, depositors only expected .25
>Banks were buying anything to get yield (especially real estate MBS)
>Last year the fed began a rape hike cycle (often times confused with a rate hike cycle)
>Depositors see other banks offering higher yields to bank with them
>They pull their funds
>Banks liquidity disappears, forced to create some
>Sells off what they invested to get yield
>book losses of 20% or more
>Reports this
>Everyone else pulls out
Fractional reserve system failure. SVB could not provide attractive rates to bank with them and once money left they could not re-capitalize. Also CS going under soon too.

>>54031204
the things you say and the way you type scare me.

>>54031204
No one knows what is going to happen except the fed faggots. I'm staying cash and BOIL and my little bit of RBLX puts and TMF and just fucking waiting until after FOMC to see what their plan is and how the hysterical retard market reacts to it/picks a direction

>>54028582
>120k in cash in brokerage account since i got out of the market last year
Where to invest now? Short the market?
What do? I have enough stuff irl I’m good

>>54031218
BITCH you forgot the last part..


FED COMES TO THE RESCUE
>QE INFINITY AND BEYOND UP YO ASS
>MELT UP
>DOLLAR BECOMES UNUSABLE AS THE WORLD RESERVE CURRENCY
>DEBT CRISIS'S
>DOLLAR LOSES RESERVE STATUS
>NEW DOLLAR CBDC
>OWN NOTHING
>EAT BUGZ

>>54031131
>>54031236
I really spoke too much, a simpler explanation
>Peter thiel realized your banks a flaming garbage fire
>informs everyone to leave the bank
>Bank has to find money to pay depositors pulling out
>Cant find money fast enough, gets ran on
>FDIC is called

>>54031218
>Banks have to buy bonds
>Powell cuts rates to zero and buys all the bonds
>Yields are 0.5%
>Powell raises rates and dumps all the bonds
Nothing personnel banks.

>>54031258
6-month treasuries.

:(

>>54031236
Look dude.. robinhood can afford to pay 4.25% yield don't give me some bullshit excuse that banks blow up because of 2% savings accounts.

They gambled $220 billion dollars on dumb tech startup shit and crypto scams and then sold bonds at a loss like fucking idiots

Banks only exist because they provide an illusion of stability and safety.
If we get another 5 regional bank collapses (which is on the verge of happening as we speak because of bank runs) the illusion breaks and everyone tries to get all their shit out at once.
Then its fucken over.

Give it to me straight. Are the mega banks in deep shit?

predictions on timelines as to how this might pan out?
serious shit kicking off as soon as the coming week or will it metastasize over months on end?

>>54031266
I am Canadian and if this happens I will firebomb the US treasury in minecraft

I just realized that I can walk around my neighborhood. But then I could get into my car and drive to another place, like a city, or a park, or a place of business, and I can get out of my car, and I can walk around that location too.

>>54031299
suck it nerd

>>54031313

Are we headed towards shit-town USA? How likely is this to go bad?

>>54031299
You remember JXN. Right.


Now look at HIFS.

I'm telling you.


Look at it before it's too late.


The Eye Of The Glass.

The Philosopher's Stone.

Look At It While It's Cheap.

Got Sold Off From The Bank Contagion.

I Know You.

When The Moon Shines Tonight.

The Ghost In Your Window.

Look At HIFS While It's Cheap.


I'm tellling you.

>>54031317
I love you so much I wish I could hug you and have a good night where we have a few beers and watch hockey and eat good food while sharing a few laughs.

>>54031309
Nothing the bank can do if a large number of people withdraw their money at once. It was forced to sell to pay the depositors their money. They can't wait for ten years to have generated enough yield to pay a fund trying to pull 100million out the bank.

>>54031299
Not checking the market works for me too, it's like I tank the price of my shit by just observing it like particle physics.

I won't be able to keep warning them about HIFS.

>>54031338
If the people in charge are smart and act fast nothing will happen and stocks might actually go up off lower hikes/pause.

Jerome has no choice but to hike at least .50 to keep Elizabeth Warren from thinking she won, damn the torpedoes.

>>54028713
Would

>>54031353
Maybe they should be legally required to keep a certain amount of cash on hand instead of going balls deep in trans owned cricket meal replacement companies for green carbon emissions and gambling on fucking shitcoins

This world is so fucking retarded

HIFS. I
Told.


Them.


about.

Hingham.

>>54031313
Ze Great Reset is proceeding as planned.

>>54031347
> It engages in the business of commercial and residential real estate mortgage lending, funded by retail deposits, wholesale deposits and borrowings
Yes, buy into real estate lending now that mortgage borrowing is at an all time low and banks are starting to fail. Gotta throw a few bhenchod plays every once in a while to make sure no one takes you seriously.

>>54031372
Dude, the bullish pivot argument surrounding lower rate hikes is over after today. Just drop it.

>>54031258
Buy SJIM. Maybe some ibonds. I would say CDs for larger banks but this shit just happened fuck.

>>54031353
Maybe sell the bonds before they are so far underwater?? Perhaps don't diversity hire for your risk management positions overseeing ALL OF YOUR FUCKING MONEY!?!?!?

@ Nh0vCPcc

HIFS consistently delivered total returns, paying special dividends every December. I keep warning the people inside that room. But they keep showing up to block me. Jared told me to stop. Had a large knife in his hand when he blocked me. I couldn't go any further and tell them waiting inside the room.

>>54031404
Shut the fuck up dumbass. What do you mean its OVER after today?
Do you not understand what will happen if they don't chill the fuck out with rate hikes? Are you seriously stupid enough to think they're going to hike at 50?
Do you buy all the shit on the news that its just one bank? Fuck off. This place has become infested with "my first market" fags.

BUDDY, LOOK AT CRYPTO COMPUTER

>>54031387
No bank is immune from a bank run. Its just part of the system of fractional reserve to stimulate economic growth

>>54031386
If you face fucked her/came on her face do you think the dot would smear like eye liner does?

Shit man, I wish I could get paid big money to constantly fuck and. I could excel at that.

>>54031443
No retard, rereard my post, I think theyre going to hike 25 bps. What I dont think is that a 25 bps hike is going to cause the markets to rally as the fucking financial sector is literally falling out from underneath us now. A 25 bps hike into this shitshow is still a FURTHER tightening of financial conditions.

>>54031438
SER! SER PLEASE TO DOING THE NEEDFUL AND LOAD THE HINGA DINGA DURGA SER SHILLING SER! THE RUPEES WERE SPLITTING SER!>?

I’ll just keep buying. Line goes up, line goes down, line goes back up. Nothing in the news means anything. The world is rigged.The only way to make it is accumulation. If that doesn’t work, then no one is going to make it except shorts with big money. But then their money becomes worthless and we all lose. There’s no reason not to stay the course, objectively speaking.

>>54031396
I was very happy that drv went up today solidly. I had sold my tmv earlier in the week. Not exactly sure why reits shot down as people fled to bonds.

>>54031491
WELL THEN I AGREE WITH YOU BUT IM MAD, ANGRY, AND FRUSTRATED AT WHAT'S GOING ON
IM HUNGRY TOO AND IM TOO LAZY TO GO PICK UP THE FOOD MYSELF

>>54031502
Stinky breath gay boy. Homosensual Ultra God is Verbal pussy pounding. It’s liquid God. Tight pussy pump Cream King sexual slavery manhood snatcher Safety Cock Hot Cock Cock Socks. Liquid God will reverse negative crystal dick rot caused by failure to adhere to perfect Two-Thousand Dollar World Record Beater model cigarette currency. Cig currency converts ALL dollars and gold denominations into ONE ALLIANCE overarching tobacco cash, trading packs in pack market. Roseanne Barr sent to Federal Pussy Prison by Tom Arnold, warden Ellen DeGeneres. Roseanne trapped with political pussy prisoners Kirstie Alley and Ricki Lake in world's Strongest Maximum Security Alien Pussy Prison at bottom of Atlantic Ocean. Roseanne and Tom cigarette cash forgery network. Orbital police-cop.

>>54031471
Most of their assets should be tied up in loans and mortgages and shit. They couldn't come up with ONE FUCKING PERCENT of their assets

>>54030388

>>54031466
Nice stable coin retards
Can we kill carvana and ally too while we are at it?

>>54031513
I'm mad reits went down bigly today. SIVB is tech focused, not real estate! I expect a dumpening, but not off that.

>>54031473
I only cum inside, anon. I’m a father of 3. I have principles.

The dominos are tippling

how are bank runs even real, money isn't even backed by anything it's all made up.

This is all Putin's fault.

>>54031553
Buy more. Beat them at their own game.

>>54031523
They are tied up in mortgages as mbs. But if 1% of your deposits is pulled out in a day that means you need to generate 2billion usd immediately. Which means you have to sell something. Which they did.

>>54031576
this, the treasury can just print money and not tell anyone

https://boards.4channel.org/biz/thread/5403160154031601
>>54031601
>>54031601
https://boards.4channel.org/biz/thread/5403160154031601
>>54031601
>>54031601

>>54031523
>They couldn't come up with one percent
Yeah what should terrify you is that none of the big banks can realistically handle more than a 1.5-2% bankrun.

>>54031553
Im guessing fears of a credit crisis destroying real estate value.

>>54031309
they were FORCED to sell bonds at a loss to cover depositor withdrawals, retard. you technically cant lose money on bonds unless you sell them because the yield to maturity will give you gains no matter what. so they basically got cucked by being margin called on a "safe" asset

>>54031616
God willing.

>>54031627
You would have thought with all the massive bond sell offs last year that ALL banks would have positioned for something like this. Clearly the answer is no.