/biz/ - Business & Finance

>>53400557
49 year old construction worker here

He is right about 95% of the stuff he says. Zoomers are filthy degenerate and lazy pieces of shit who would rather sell their pussy on OnlyFans and do their dumb Twitch streams rather than doing a proper job.

America was built by strong and hardworking alpha men and now we have a generation of disgusting ADHD noodle arm parasites who want to live on welfare. We're doomed

Will the boomers escape via death's sweet release or will they live to see the u.s. torn asunder by the wrath od the shitskin horde?
I need them, old and feeble, to witness with their dying breaths the utter desolation their avarice and apathy delivered upon us.

You guys don't get tired of spamming "BEANS AND RICE" every hour on the hour?

>>53400601
I agree, as a 65 year old retired construction worker I thought Gen X was the laziest most worthless generation

but now that I have seen millenials and Gen Z, I see them as the laziest. I am going to vote to increase taxes on their wages and lend them credit easier so I can cash out my 401k and housing bags on them LOL

>>53400601
Starting wages now are less than a third of what you got when you began working.
Rent and mortgagees are 10 times more expensive.
You'll die in an alzheimer stupor beaten to death by the cheapest jamaican nurse the system could afford because of it.

>>53400557
i'm in an upwardly mobile white collar profession and i put in a little more than the bare minimum because i will realistically benefit from my efforts. if i was the rung of the mill normie working a dead end job i would simply give up and leech off parents or the state. there is no future in what they are doing. no hope of home ownership, no hope of fruitful reproduction, no hope of retiring, no hope of anything. no one other than a brainwashed slave would work 40+ hours a week just to survive in this sort of environment.

>>53400601
This is correct
Also back in the day these alpha tough guys were compensated for doing so and now they're borderline slave animals and their children will have a worse upbringing than they did

>>53400670
fast food pays $13-15/hour in my area. one bedroom apartments start a $1200-1500/month depending on your tolerance for negroes and puerto ricans. it's pure insanity.

>>53400670
Coo yah white bowy eff yuh kip shitting up yuh bed pan yuh wi nuh get anymore food fi a week

>>53400601
And this konstrokshin worker just happened to be on 4chan on a Monday morning?!

>>53400601
What do you get from making shitty b8 posts like this besides making sub IQ anons seethe?

>>53400557
is he going to make housing cheaper?
no? then shut the fuck up
these out of touch boomers would never make it if they had to start from scratch

>YOU NEED TO GET YOUR OWN PLACE
>MOMMY CANT PROTECT YOU
Seethe boomer landlord piece of shit.
I will live with my parents.
I will save money.
I will invest my money.
I will inherit my parents house.
Cope.

>>53400670
This is what I hate most of you filthy zoomers, you always find a reason to complain. Guess what...this is the real world not everything is handed to you on a silver plate.

People have been literally working for millenia and you're now complaining that your inflation adjusted salary is -5% lower than during the 1960's while you keep leeching off from society. I really want to slap you disgusting spineless wankers so badly

>>53400557
>You can't rely financially on your parents!

Uh huh, and where does your wealth come from?

>>53400733
Dave Ramsay was born rich, given free schooling, given his real estate parents bank contact to make good deals, and he STILL fucked up and went bankrupt. Now imagine if he was born in this timeline

>>53400634
They could see it with their own two eyes and still not blame themselves for it
>>53400764
Holy fuck I would love to see boomer Dave bumbling around as a retard fucking zoomer with no rich parents

>>53400601
Yes and no. The problem is that they have zero good prospects for the future, and they know it. They are also getting taken advantage of by speculators. There is no doubt that the older generation worked extremely hard despite the high cost of living, but what they could afford today for working extremely hard is completely different.

>>53400557
95% of boomers are complete pieces of shit and would not be able to handle the pressure millienials and zooms zooms have had to bear and it showed beautifully with the coof. Cry more many of them are faggots but many could also run circles over your geriatric asses while spamming build on fortnite multi-player matches. Tough guys until daddy government says to bend over no Vaseline.

>>53400764
i'm a 33 year old boomer. you should never take the advice of anyone older than like 40 years old. they were born in a different fucking universe. pic related is borderline hyperbole but it has a lot to say about the world before 1990/2000 vs. today. if you want a real shock, look at changes in racial demographics over just the last 20 years.

>>53400557
It's true.
You will never be pressured into a diamond if you have such a cushy fall back.

>>53400557
my mom lived with her mom and now i live with mine :) we are poor

>>53400601
38 year old construction supervisor here.
BACK TO WORK.

>>53400742
>is -5% lower
Its worth less than a third.
You will be beaten to death as you lie in your bed covered in sores and you will deserve it.

why are boomers seething? I hate zoomer faggots as much as anyone but I thought all our jobs were going to be taken my Mexicans? Owell. More people should just live at home for longer. You’ll save money and it it gives land lords less leverage.
The great reset will actually be caused by zoomers just doing nothing and imploding the fake and gay economy

>>53400634
You realize that the entire world flooded here and that includes European debris like Italians and Irish right?
Getting here first is not some massive achievement.

>>53400852
Most likely they'll die with dignity while their kids suck up to them constantly the final couple of years just hoping for the table scraps.
Keep dreaming.

>>53400859
>The great reset will actually be caused by zoomers just doing nothing and imploding the fake and gay economy

Retarded take. The great reset IS happening right now by Boomers as a last fuck you to the rest of the world's generations before they die in the next 20 years.

>>53400740
He wants you to spend 2/3rds of your income renting property he inherited.
This is why people like him will die a painfully after 5-10 of hell in the cheapest assisted living institution.

>>53400880
lmao, no. Ask any assisted living facility worker.
Boomers are being dumped and forgotten about by their families by the thousands. They cannot keep up with demand. Boomers are taking reverse mortgages hoping to pay enough not be piled up in a room with 4 other geezers.

None of this is productive. It's just generational shit flinging to keep everyone distracted and at each other throats. The actual enemy is the draconian system we have, and the money we used that's back entirely by debt. What Dave says about working hard and sacrificing today so you can personally have a better tomorrow that does have merit (also having your own place is better if you're bringing bitches home and don't want anyone still treating you like a child) but at the same time I understand where the zoomers are coming from, why would you want to work a shit job that won't even cover your cost of living?

>>53400557
Living with parents is best, only exception is if your parents live in a rural area with no work and/or you want to start up a non-digital business venture like running a taxi business.

>>53400920
>Boomers are being dumped and forgotten about by their families by the thousands

there's more to it than this. the demands of modern wageslavery (two income household, both working 40+ hours a week) mean that adult children don't have the time to babysit an 80 year old who shits his adult diapers and requires constant care. and this is assuming that the adult children even have a spare bedroom... or a house for that matter. boomers and their gen x shabbos goyim are truly reaping what they sowed.

>>53400920
kek
But this is in areas where there aren't minorities.
Dream on.
They'll die of covid or whatever the next bioweapon is and it will be relatively short and sweet.
You on the other hand will suffer enternally and seethe the entire time.
>>53400925
Duh. Everyone is larping for fun.

>>53400925
>What Dave says about working hard and sacrificing today so you can personally have a better tomorrow that does have merit
It doesn't. His entire lifetime was built on government subsidies. The "hard work" of post world war II was a meme. Their entire life was subsidized by the state and they don't even realize it.

Should I throw away 100% of that food I just bought?

>>53400963
NO
Eat your fill but leave some left, add some of ur hair in it
Go to the place you got it from and complain about the hair and get free food.

>>53400740
And how does it work if you have siblings? Or if your parents are goybrained and reverse mortgage their house, or fail to put it in a trust before going to a nursing home and racking up a million dollars in medical bills?

>>53400954
All white nurses are old as fuck and retiring. It doesn't matter where you build it. The nurses will be mostly cheap minorities because its not profitable otherwise.
This is reality right now, you can cope and seethe about it, it won't change it.

>>53400557
What's wrong with living with your parents?

>>53400557
>pump out ponzi economy by being a rent-cuck
no

>>53400954
Shit, you don't even need to leave your house to realize this. Search for nursing facebook groups and read the comments there. Pretend to be a nurse and get in the private chats. It will open your eyes.

>>53401039
you don't get to rent from him, and that's not good

Doing an extra pizza delivery shift isn't going to change reality. Dave is applying boomer logic to a modern situation that he clearly doesn't understand.

>>53400601
>49 year old construction worker here
Get back to work, and stop phone posting, fag. Is this why it's taking a fucking year to construct my Parents house?
>hurr durr milenials are so lazy, look how they work lazily while I phone post on a Taiwanese basket weaving board.

>>53400667
No one is going to buy your house, you'll sell it at a loss in 2026 after the next housing crash in 2024.

>>53400710
This is why contractors can't get shit done in a timely manner.
>yes anon, we can get that Jon done 6 months from now
>6 months later
>oh sorry we can't get materials, just wait another 6 months anon
> oh you want to cancel the contract? Well sorry anon we already bought the materials so we can't give you a refund, no we still don't have the materials

Fuck construction workers, unironically fuck these jews

>>53400764
He would be a rich faggot throwing away money on ethots.

>>53400601
Retired Ford factory worker here. Absolutely true, the replies to this posts are from the very zoomer adhd ridden little faggots you mentioned the seethe is real.

>>53400601
You're 50 and still on the job site? Lol drink some natty daddies for me

>>53400710
hes one of the 5 extras sitting around on their phone while the other 2 work. County contracts and all.

>>53400601
>>53400670
>>53400698
>>53400710

>>53400557
>NOOOO YOU CANT JUST LIVE WITH YOUR PARENTS AND SAVE MONEY
>YOU NEED TO BE PAYING HALF YOUR SALARY TO A LANDLORD LIKE ME FOR A SHOEBOX

>>53400880
My parents are boomers and live at my house.
If they got too old I'd take care of them because there are some things that are more important than money.

Also my parents were atypical boomers, they were redpilled on jews and they helped my buy my first house. My mom even drove me to a prep school out of town to make sure I got a better education.

They did right by me, so I'll do right by them. I honestly can't understand other millenials relationships with their boomer parents.

My parents were on the younger side of boomer closer to gen X, and they were poor so that might have had something to do with it.

I live like this and biggest budget is smokes and food. Even with this method I'm able to put approx 1k into crypto a month
Zoomers are fucked. Their idea of "making it" will be living pay check to paycheck during their healthiest years

>>53401008
>>53401055
I live in southern IL and everyone is white.
I get a kick out of city dwellers that hate minorities yet still live in the city.
lmao

Im never buying your boomer shitboxes.

>>53400557
>>53400601
>PLEASE, PLEASE FOR THE LOVE OF GOD TAKE A LOAN AND BUY A HOUSE, RATES ARE RELATIVELY LOW, PLEEEEAAASE
>WHAT DO YOU MEAN NO PUSSY NO WORK NO LOAN NO TAXES??????????????????????????? JUST GET A CHURCH GIRL (used goods) AND IGNORE HER SIDE EFFECTS FROM 20 YEARS OF BIRTH CONTROL
>MY... LINKY...?????????????????

>>53401357
forgot image

>>53401346
This. I have/had the same.
People with shit genetics think they can blame their parents, but it's really just a long string of being shitty people.
You aren't magically "good" because you are white.
They will be just as shitty as their parents 99% of the time and so it goes.

>>53401059
Actually I own the house, my parents are living with me because they sold their house before their new house was constructed.

They literally bought a farm, it was just an 80 acre lot. And they hired a contractor to build a house. And that contractor has been fucking them over, they're pissed and it's all they talk about this construction company not getting shit shit done on time. The house was supposed to be finished last summer. It's been 6 months and they barely have the basement in.

>>53401431
Wasn't there a contract signed and the time specified including the default in case they didn't meet the timeline?

I would sue them. If they focused on their work instead of posting on here they would have had it done by now.

>>53400667
Based. Fuck them

>>53401493
I kept telling them to cancel the contract last year when shit wasn't getting done, but they already gave them the money for the materials. So they're kind of locked in.

They sold their house in the city when home values peaked last year and decided to move to the country where they could live cheaper they've never had this much money before I'm kind of worried they're gonna get jewed out off everything they got.

At least they own the lot free and clear. And they have a camper they stayed in last summer, they moved in with me for the winter.

I think they won't sue the contracting company, because the owner goes to their church. It's pretty fucked.

>>53400557
Am I young adult at 28 or is Dave ok with me now

>>53400557
He doesn't offer advice at all. He just affirms what boomers already think. Nobody actually listens to him.

>>53401760
this, boomers just follow him to hear what they want to hear, same as how redditors go to reddit just to reaffirm what they already believe

>>53400557
kek this guy seems like hes slowly realizing he will be beaten to death by a jamaican nurse or killed in his sleep by looting third worlders as society collapses.

hes resorting to outright bullying now hes so afraid

pure kino

>>53401653
That sucks man. If they can be such pushovers they can even be pushed on to a building price increase.

>>53400742
bait post, math doesn't even make sense. there's a reason cities around the world are imploding boomer and it's not because people just suddenly lost the will to work. there's nothing worth working for anymore because it's all priced out of reach to keep fat retards like you alive. in 5-15 years they will be executing people like you in the streets and raiding your shitty sports car collection.

>>53400601
Nobody sane gives a single fuck about "proper jobs2 or that most meaningless of concepts, the "society" or "country." It's all just lies made to enslave you and make you into a useful tool. And then you die.

Life is about doing little or nothing, and just enjoying yourself. Everything that helps you achieve that goal is good. People like you are totally expendable, and are numbered in the millions. All jobs, all work, is equally meaningless. It's better to be a leech than to be "useful."

>>53401760
>>53401814

It's similar to Cramer. He doesn't have to be right he just has to get people to watch and engage.

>just work harder bro
>just buy a house bro

>>53401236
Considering he's a narcissistic sociopath he'll probably be selling e-courses

>>53400834
>California goes from 85% white to 30% white in 30 years
>Meanwhile houses go up 10x anyways
Kek

>>53401008
>biz admits that it lives in brown areas
Knew it, all you poltards are larpers.

>>53400557
I will continue to leech from the British state as much as possible and use the resources of others to benefit myself. Do I have moral quandaries about this? Of course I do. I don't want to use other peoples hard earned money to enrich myself but I know other people DO want to do this. Therefore I must do it out of necessity.
If there is no support system for young people gaining meaningful employment then I have no choice but to leech from the state. If having a degree that is now considered useless because of happenstance means that I can no longer work in my field and make enough money to sustain myself, then there is nothing I can do about that.
A society cannot tell its young people that they can study whatever they want and then when that child's degree is useless tell them that they aren't working hard enough. I was told by my work coach in school that I should study what ever I was good at and I did so. Is it their fault I therefore cannot get a job? Maybe. Is it my fault for being a 16 year old making life decisions that would affect me decades later? I'm not so sure about that.
Not to mention how much more specialised I need to become in order to get a chance at a decent job. I can't do that if I'm working minimum wage.
Someone is to blame and it ain't zoomers.

>>53400557
lmao, old fuck is scared his real estate investment will keep dropping so he's trying to spook kids into leaving the nest to prop his bags.

>>53400557
I have 2 jobs and still live with my parents

>>53400920
>forcing your parents to waste the equity you will inherit
Do retards really?

>>53402279
>he doesn't know about medicare estate recovery
what equity?

>>53400670
>YOU SHIT DA BED AGAIN YOU DUMBASS CRACKKA IMA BEAT YO FUCKIN ASS BITCH YOU AINT GETTIN NO FOOD DIS WEEK
>I ain’t cleanin yo shitty drawers Cracker bitch you gets to sit in ya own shit
>GIBS ME DAT
>ayooo Jamal DiS cracker got dem pain pills called Percocet dem da ones you can sell or trade fo some blunts?

>son! Shaneequia is beating me here at the nursing home you put me in you have to help!
>sorry pa the economy is really tough and that place is all we can afford why don’t you take the advice you gave me and pull yourself up by the boot straps and give the manager a firm handshake and express your unhappiness with the place?

>>53401380
imagine the smell

>>53402369

Yes the boomer will be shown the indifference they showed to their children. I don't even bother talking to my boomer parents. Let Shaniqua clean up their shit.

I was reading an article today about a boomer complaining his daughter was 'only 22' but getting married to a 'no good guy who never moved out of his mom's house until he got engaged to my daughter'. Apparently his idea was that his daughter was going to miss out on having sex with hundreds of men in her 20s and a fulfilling HR recruiting job making 60k a year if she married this guy 'so young'.

Boomers have actively, aggressively destroyed society, are the source of all degeneracy even more than j*ws and still try to fuck things up for younger men. They need to be DOTP'd for any of us to /makeit/, they cannot be allowed to hold power any longer, they are fucking cancer and anyone arguing for the sake of the boomers is definitely a boomer themselves.

>>53401388
Meh, people inherit genetics not just from parents but from grand parents and even from ancestors several generations back. It's not so much genetics as people are naturally NPCs and just stay in their lane. 97% of people stay in the same income range as their parents except for the 3% who usually have well defined goals. Your genetic profile has literally never existed before nor will it ever again. Yes there are hard limitations based on what those genetics are but how they are contextualised in your environment is up to you. See: all the examples of great men in history who came from the working class. Kant, Hume (in the top 5 greatest philosopherz pf all time) jm demarco (born to a single mother, penta millionaire).

Yes most peole are shit but despite biology fags pushing biological determinism people have free will snd it's not muh genetics just like how fat people are not fat because of genetics. Everyone is responsible for their own life.

>>53400601
Fuck you and your gay little blog post
t. 23 year old construction worker

>>53402411

Imagine being so deep into the cuckold mindset that imagining your daughter being fucked by all kinds of men brought you satisfaction.

Every day we stray further from God.

>>53402467
But surely someones motivation and limit to dealing with abuse and rejection is genetic as well?
For example, someone who was shit on their whole life will probably not have the motivation to succeed to 'get back at them' if they also realised that happiness comes from people not things.

>>53402577
>For example, someone who was shit on their whole life
How is that genetic?

>>53402620
Lurk more dumb newfag. People who have “inferior” genes usually get bullied. (Ugly, weak, short) It mainly happens to men for obvious genetic reasons too.

>>53402569
>SHE'S MISSING OUT ON HER WHOLE YOUTH IF SHE GETS MARRIED AT 22!
I realized the real reason boomers are cancer is because they larp as their parents, but in a 'satanic' way. Where his WWII dad would have thot patrolled his sister for fucking around with rando niggers and hippies, he's trying to steer his daughter straight into the cock carousel- basically the exact opposite of what a father should be doing. He should be glad his daughter is getting married, but he's pissed because if she has kids she'll 'miss out on being young'. It's actually fucking insane how backwards they are mentally and you can see how everything terrible about modern women goes back to these dipshit boomer dads.

>>53400601
>>53400667
t. Jew cum-socket

How does it feel knowing you're the trash the kikes laugh about?

>noooo y-you have to p-pay rent, please, i need support to my pensions

Lmao, no way Schlomo, get fucked.

>>53402411
Has it occurred to you that maybe the boomer is worried about his daughter marrying someone who has never demonstrated the ability to support himself, much less someone else?

>>53402577
Maybe but their is more to free will than just your pain tolerance. There is also choices of action and, argusbly more importantly, choice in your thoughts and how you perceove a situation. The lens with which you view the world. Withiut a lens with which to view the world everything would look like an abstract art painting. Even the basic idea that things like heavy ojects fall down is a lens, (scientific structuralism). Similarly the lens with which you view being shit on is yours to choose.

>>53402867
Found the boomer.

>>53401705
Boomers do not differentiate.

>>53402725
I shit you not. I remember some boomer coworker of mine being pissed that his daughter married young (27) and got pregnant instead of “pursuing her career”
When I said who cares about careers, Europeans are about to be a minority he just stared around.

>>53400920
>>53400880
>boomers
Most of the people in old folks homes would probably be the uncles or parents of boomers in their 80s, 90s, 100s, Silent gen and the last part of the GI gen. Not many left, but boomers are still in the "shitty 65 year old boss" phase, not the "decrepit 90 year old" phase.

Which means things will actually be worse for them, as people actually sort of liked the silent gen, but everyone hates the fuck out of boomers (except boomers themselves).

>>53402984
>you're missing out on the thrilling life of being a wagie and topping out at 60k filing paperwork
>don't have kids when you're young and can afford them, have 1 really autistic kid when you're 40
Unironically what is wrong with them kek. Actual insanity.

>>53400557
Boomers are the most domesticated, arrogant and delusional generation, birthed from the traitors of the west and had to privilege of living in a monoethnic country while being able to gain good wages due to no outsourcing and floods of shitskin parasites. (((they))) produced the best goyim generation ever and they will screech at anything that affects their pensions of wealth while not caring about their kids or future generations

>>53400557
agree but whoever follows these "gurus" "coaching" "motivational speakers" are equal loser as any other pathetic loser

>>53403034
WAIT IS THIS A REAL THING?

>T. Sperg with parents who had me in 30's-40's.

>>53400958
>national debt 1980 <1 Billion
>national debt 2022 >30 Trillion

literally free government debt based real estate

>>53400557
>Inflate my rental property

>>53400742
I'd like you to try, your a washed up old man halfway to death and I'm a young millennial with years of mma training and gym strength. I would strangle you to death with my bare hands and society would not stop for even the smallest second

>>53403112
Yes I am also from old parents. My booms travelled around the 3rd world for 10 years instead of having a family and blew the equivalent of £50,000 on holidays.
They had one autistic kid (me) and now I can hardly function in a work environment. It's my fault though I guess...

>>53400601
>>53400667
>>53400742
>>53401263
You might own all of the money, all the will, all the connections, all of the properties and every single commodity available at the snap of your fingers.

But you'll never recover all the time you wasted away "working".

>>53401325
Hey I live by that
And nothing of value is lost

>>53403112
Boomers for the past 30 years have told everyone younger than boomers they should 'live the good life and fuck around' until they're middle age and then spontaneously have a family.

This is generally why people fucking hate boomers (or at least one reason) because this is terrible advice.

>>53400925
The system is upheld by boomers. If you want to stop the system you need to not have 80yo president dipshit whose platform revolves around telling millennials he'll help them with their debts, then he doesn't do that and instead he increases social security for the elderly. A system which kills the young to feed the old will produce a collapsing society, because there will be no young to take care of the current generation when they are old if this continues.

There's a reason why every generation prior to gen x had a "seize your day" moment, where a young politician like kennedy or clinton would upstage the old generation. Boomers instead are clinging to power as long as possible and it is fucking everything up, because elderly people driving policy means that policy will tend towards cutting jobs and costs and consolidating shit so old people don't have to spend as much while driving down wages for the young. Which, again, leads to a society in collapse. The future lies with investing in the young, not jerking off the old, they had their time and now they're trying to steal your time.

>>53403313
Yes. Boomers want to act like they embody traditonal values and it's all the young people that have fucked the West when really they are the biggest degenerate pot smoking hippies that have ever been produced. Who raised gen X, myillenials and Zoomers? Their parents went to war and they destroyed everything they fought to protect because they didn't like having to have "rules" and look where we are now.

>>53403421
well their parents went to war for the bankers without knowing and destroying the only strong white nation that existed, but you are right anon

>>53400601
33 year old sexualreparationsclaimer here. Cope seethe and pay my neetbux. Simple A-S

>>53403381
>There's a reason why every generation prior to gen x had a "seize your day" moment, where a young politician like kennedy or clinton would upstage the old generation.

uhhh excuse me but we got the cool nigger president who was only 40 years old, who drone striked schools and hospitals and reformed healthcare by temporarily taxing people who couldn't afford to purchase a product from a private entity.

>>53403551
Investierst du als NEET? Sagen die Behörden nix?

>>53403719
>Investierst du als NEET?
nein

>Sagen die Behörden nix?
Natürlich, mein Geld meine Entscheidung

>>53400656
I hate beans.

>>53403809
Ich wohne noch bei den Eltern, meinst du ich solle ausziehen bevor ich NEETe?

>>53402102

Kinda sucks when people are selling the country. You do realize that White and Black Americans are being betrayed and we have to compete with literally thee entire world in regards to buying a house?

>>53402684
You didn't get bullied for your genes you got bullied because you're a unsociable cunt

>>53403597
>le based niggeronis

>>53400601
Reminder you are being cucked by faggot goy born with a silver spoon in his ass

>>53400958
can you elaborate on this point so I can BTFO boomers in arguments

>>53400670
lmfao

>>53402926
So that's a no?

>>53404951
>housing is completely unaffordable on one income
>guy can afford to move out with wife on two incomes
>blah blah boomer booming
Fucking boomers.

>>53400557
Nothing can protect you, the economy is thoroughly rigged

>>53400863
13 = 60

>>53400557

>Move out and become a victim of abusive landlords.

Nah, I'm good Dave. I'm 28 and live with my parents. We all work, we all contribute to the rent, food, bills, etc. and we all get along great.

It's easier for people to get ahead when people have savings Dave. It's kind of hard to save up money when $2k a month is going to bills and you're living alone.

It sounds like Dave's active managed funds are getting fucked and they need new blood in the real estate market.

I can't stand Dave Ramsey.

>>53405492
>they need new blood in the real estate market.
They'll just import more immigrants, especially since the series of safe and effective pokes have caused massively high excess death rates leading to more and more empty houses hitting the market.

>America was built by strong and hardworking alpha men
America was built by freedmen, chinks and indentured irish workers employed by the government claimed eminent domain over the 'alpha men's' handbuilt homes.

>>53405700

That's true.

>>53400557
This man is going to be dead soon

>>53400557
>oh vey
>dont cooperate with others to get ahead
>be atomized cattle
I lived with my parents till 27, smartest
decision of my life

>>53401359
And based on past trends do you believe that your shithole will continue to be white heading into your retirement?

>>53402411
Sounds more like he didn't want her to be with a loser.

>>53400742
Except everything was handed to you on a silver plate. High wages, low immigration, cheap housing.
LMAO boomers and boomer lites are sad. You didn't work hard, you're just privileged

>>53406174
Yeah she should become an HR whore and fuck and suck her way through her 20s instead. Men should spend all their money on rent instead of saving up for a house. Listening to boomers who have no idea how anything works or trust fund kids who agree with them is surely how you manage to have a house and family by 40 and won't put you in massive misery and waste of time.

>>53400557
>pay >$1000 a month on rent
>instead of living with parents and investing $1000 a month in crypto
Sorry I'm not taking the advice of the elites, they're trying to keep you idiots living paycheck to paycheck.

>>53400601
I'm a laborer you dumb baka.

>>53406485
Where are you putting it down to 2 options? Let me guess you identify with the unemployed, lives with his parents 30yo? He's been an adult living at home for 12 years so he should at the very least have an established career or house part way paid off

>>53400601
They're disillusioned by the gross excess and abuses on the part of the global cabal of billionaires buying government.

>ADHD noodle arm parasites who want to live on welfare. We're doomed
Over a trillion in FREE USD MONEY to already wealthy corporations, some of them global and publicly traded subsidiaries, and putting the other 99% in the hole might be the only way to fix it. We're doomed alright.

>>53406162
They want young people paying 1/3 to 1/2 of their monthly earnings in rent in order to keep the housing bubble inflated. Don't fall for it, live with your parents and invest the money you saved.

>>53406571
t. trust fund kid

>>53406571

The point he's making is that more than 90% of people are losers and poor. They give criticism, rather than advice, and what advice they do have is clearly shit.

We know that these people are losers and shit at everything because they have failed to become rich and provide the proper social opportunities for their children to meet quality people to make into spouses.

The eternal boomer fails to provide proper guidance and opportunity, then chastises their children for "poor" partner selection. Reality is that in-laws are always assholes and will always see any personal struggle or difficulty in life as a personal failing, either by their children or their partner. Anything to avoid lending a hand or taking any sort of responsibility.

They will shit on every partner you find and then try to gaslight you into waiting for the perfect one that meets their nebulous criteria, and before long you've hit the wall and have to settle for what you can get. (If anything)

>>53406691
Your family sucks.
Someone start a family-for-hire business for sad sacks like these.
My great grandma was jewish and my family would be happy if i married hitler because (a) he's so charismatic and (b) he would be the first partner i ever had. No homo/incel.
I would only marry hitler if it was a platonic married between bros.

>>53406691

Correct. It's classic externalization of personal failings.

>>53406732

Like is said, 90%, and if you're unconnected it looks like even more. I legitimately respect Jews for this reason. They're the only group that consistently sets their family up for success, both financial and social. They can get kicked out of one country and own the next one within three generations. They do what it takes.

You're right though. My family does suck. I'm just fortunate enough to have realized at 16 that the people I was taking life advice from were losers in their 40's who didn't even have six figures of net worth built up.

>>53401008
This is partly correct. Boomers will rot in their own shit in nursing homes while nurse Daqueefa browses Amazon's coconut oil collections and CNA Hernandina Cortez beats them harder than the Conquistadors beat her ancestors. But the white nurses exist and are very common--they just won't touch long term care with a 20 foot pole. Why would I take care of 50 demented, ass-groping old fucks for a pittance when I could take care of a handful of almost normal people in the hospital? Or better yet, a clinic somewhere? Or just leave the bedside entirely and do pretend admin work? It's not even that LTC facilities are money grabbing corporate monsters--they're about even with the rest of the creatures that control our healthcare--they legitimately can barely turn a profit on anything but the fanciest just-for-rich-people facilities. Taking care of old people 24/7 is incredibly expensive and most people can't get even close to affording it. Elder care in this country is an absolute nightmare. Back in the day your extended family, in a multigenerational home, would care plus or minus caregiver support part time. Or you just died. And you only had like half the diseases people do now.

I'm a big proponent of large houses or properties with multiple generations living together. This single family, kick the bird out of the nest shit is an aberration.


t. Nurse

>>53400557
>>53400601
>>53400667
>>53400670
Dunno how hard it is for these kiddos not to get a trade or join the military like real men

Sent from my Samsung Galaxy Note 8
____________________________________
-Buck "Doc" McLarsson, MSG BBQ Sgt. USMC 1982-1982, "Rough Devil Necks".

-Ar15.com Gold Account 2002-Present

"Nobody knows what we bled to know, nobody feels what we bled to feel." - James "Devil Rider" Lockland, BBQ Sgt. 5589th "Dark Wolf Skulls" USMC 1975-1975.

"I'll let em' have it, I'll light em' up, and I'll march through the fires of death, for I am death itself." -Ron "Steel Hands' McBrackland, LGBTBBQ Cpl. 289th "Hell Rhino Hounds" USMC 1989-1991

>>53406833

You also notice that the constant stream of filth propaganda to be a rootless goy consumer is coming directly from those jews that own the entertainment industry. The boomer is completely unable to accept that the TV is controlled by people that hate him and want to ruin him to eliminate competition for their own race. So he just goes along with whatever it tells him even if it ruins the lives of his children.

You have to break the cycle at some point.

>>53406898

>fight for israel goyim

Most bluepilled possible take. The Jews are the only beneficiaries of the military industrial complex.

>>53406833
I never once asked my family for life advice.
Because we are independent and free thinking people with our own opinions, goals and dreams.
As a wholesome family, we support each other despite our differing ways of life and don't infinge on our respective right to non-conformity while also being confident that each of us is responsible and intelligent enough to handles their own /biz/ness until otherwise specified.
I'm sorry your parents are so insecure about their own ability to parent that they think to interfere.
My sibling has a friend named hitler.

>>53406867
>This single family, kick the bird out of the nest shit is an aberration
Yep it just isn't realistic for a young person to go spend half his income paying for rent. Its stupid and if your parents kick you out they deserve to get sent to a retirement house where they'll be mistreated by people who were brought up to believe old white people are the cause of all their personal shortcomings.

Multi-generational homes will be common place soon because nobody can afford to buy a house these days, and its starting with our generation.

less than 10 sec search shows that hes an insecure boomer, that cant stand criticism

>>53406867
>I'm a big proponent of large houses or properties with multiple generations living together. This single family, kick the bird out of the nest shit is an aberration.
This is just a cope because we live in less plentiful times, no one back then thought "le traditional values are dying" because GIs raised their kids in detached homes in the suburbs instead of some shitty house with their grandparents. I hate the boomer mentality of thinking living with parents is inherently bad too but what you're describing isn't ideal imo.

>>53406898
great, your choices are

slowly work your self to death for boomers, or fight wars and possibly die for Isreal.

>>53406956
>Multi-generational homes will be common place soon because nobody can afford to buy a house these days, and its starting with our generation.
not for girls. 18 year olds will be living in the harems of rich older guys while guys there age will be incels at home

>>53406934

>I never once asked my family for life advice

That's kind of my point, dude.

If your child has to ask, it means you've not done a good enough job passively imparting wisdom and providing the proper behavioral model to get results. That or you know that you'll get a bunch of garbage that's actively detrimental to follow, and then criticism if you don't adhere to it.

At this point I know you're larping. Interfere is what parents do, it's called parenting. Zero role or influence would effectively mean you're a feral child.

The goal is for is for their influence to be so subtle and high quality that you don't even notice it. You start to assume it's all on your own thrust, rather than being pointed in the right direction or being provided with the right tools, resources, and skills to achieve social and financial success.

>>53407119
harems are cancelled
only reverse harems in the future
all presidents are female and men have withdrawn from the dating pool because lolidolli's are real and wholesome

>>53407142
my experience is that most parents are not communicating their values to their children. this requires an active effort.

>>53407156
why would harems be cancelled

>>53407169

I have to disagree. If they're you're values they're automatic. I like to tinker and repair shit, my wife likes to cook. I'm cheap most of the time, but splash out for social occasions. It would be effort to turn that part of my personality.

What I think is happening is that their values are just so shit or non-existent/schizophrenic that this is all kids get.

They're communicating plenty, it's just all self-centered, unambitious garbage.

>>53407169
Let's be real anon, most westerners post 1945 dptn't have values period.

>>53406867
Holy shit is elder care a monumental task. Grandma had a final stroke which disabled 3 limbs. Thank God she was filipina which meant she was easy as hell to bench and even my bitch ass aunt could move her. It took my mother (an RN herself) me, my aunt and a hired caregiver in order to care for her. I watched her slowly die over the better part of 2 years and I'm pretty sure she lost the will to live when she crapped her diaper and I changed it for her.

>>53407519

Yeah I hope I do my children the kindness of dying suddenly so they don't have to deal with that.

>>53400601
Good, kill yourself with a forklift faggot.

>>53406636
I was poor until 25
>>53406691
It's not about being rich but being not a piece of shit. I'm sure if he lived at home at 30 but was a qualified physiotherapist it wouldn't be such an issue

>>53408292

Read the post again. It's loaded with "apparently" and "he claims" statements. The person speaking in the article isn't the in-law making direct statements of fact, but instead reiterating allegations made by the in-law. The HEAVY use of these phrases indicates that this particular boomer has a history of embellishment or outright fabrication when it comes to character judgement.

Sorry, calling bullshit. The type of person who gets fired that quickly doesn't get back out there and rehired on short notice. They get demoralized and give up entirely, or have very large gaps in employment history. It's altogether likely that the boomer latched onto the person's age/living with his parents and fabricated a backstory to how such an occurrence is possible. He MUST be a total loser that can't hold down a job and blames other people, otherwise he would have moved out.

Either way, there's no winning with boomer in-laws. If you were a doctor they'd gaslight their daughter into being worried about your availability and not "being there for her and the kids". If you were independently wealthy and had both time and money then you're a silver spoon princess that doesn't have a good work ethic. I've personally lived both sides of this dynamic; a no-income loser while a student, and the uncaring career person whenever I picked up overtime or bluepilled into thinking I had to respond to "urgent" requests after hours to be a good employee.

Never assume rationality when it comes to these people. Anytime someone says "I don't understand why" it either means they are too stupid and uncreative to think of a reason or they didn't care enough to ask. They saw some petty thing they don't like, know that it's petty, and won't say it. Instead they will concoct all manner of slander and nitpickery, ultimately fucking over their own children in the process.

>>53408292
>different id
>"it wouldn't be an issue"
So what retarded third world country are you that you have no clue how american boomers work, or are you just an id hopping shitposter? It doesn't really matter, because anything a boomer says is to be disregarded implicitly because they aren't trustworthy and neither are the words of someone who would immediately jump to a boomer's defense.

>>53400601

>>53400601
Almost every boomer I've ever met in life is retarded with a few expectations. But every time I have "listened to my elders" they were wrong every single time in my life. Unless you're a self-made millionaire I won't take anyone's advice. Even then I would be selective. Especially someone who's wasted their entire life working for someone else in a job that's slowly killing them. You're a loser boomer talking shit because why?

I make a shit ton of money WFH while living with my parents.

>>53400700
Its called room mates. Yes rents are insane but being unable to afford a single apartment when starting out isnt a new thing.

>>53400656
BEANS

RICE

BEANS

RICE

BEANS

RICE

>>53409532
Oh yes, move away from living with your one group of people you know to live with strangers. Really proving the Boomers you're making it.

>>53406898
i agree , with you Buck !

these kids need real jobs ! like my good nephew bubba ! he was on the meth and got cleaned up and works on cars !!! hes greatful for , that job ! kids these days !
___________________________________
-Jimmy "Slim" Johnson, LCpl, Logistics, USMC 1974-1974. "Let 'em eat"
“Because we never got out. We never got out of the green. Our generation died there.” - Stephan King

>>53409558
whats this meme, brokie meals?

>>53400700
what did you expect
productive labour has been tax transfered to woke trans immgrants with thier make work job

>>53401063
iKR
when house price >> greater than post tax thriiple jobs income.

your fucked

>>53400667
>fuck over my genetic future because I raised them poorly
Uh oh granddad's brain has turned to mush

>>53410069

It's a phrase he repeats. Basically if you're in debt cut spending down to the barest minimum until you are out.

It gets repeated because it's not as effective as it used to be. You can try and save money until you're blue in the face and you won't outpace the appreciation on real estate. If you want to own a home it's basically take out irresponsible debt levels or give up.

It's quintessential boomer advice from an era where an average person could make a decent wage and get ahead, and the only reason they weren't was due to irresponsible consumption spending.

WTF is this animosity towards parents? Is this some kind of western propaganda where you are supposed to cut ties with your family as soon as you get married and have kids?
This is fucking bonkers. I love my parents to death and we have been helping each other a lot. Dumping them into retirement home is just cruel.
Building generational wealth implies having a family. It's like people are taking pride in cutting ties with their kin.

>>53410398

Now imagine your parents didn't do any of that shit and actively undercut your opportunities for personal development and socialization by enacting strict curfews, demanding hourly check ins, and then showing up where you were to embarrass the shit out of you should you miss one of those check ins or not immediately answer their call.

For my 13th birthday I got a flip phone. I was told that I'd have to pay the bill myself, check in hourly, and still couldn't go anywhere or do anything that wasn't a pre-approved church or school activity.

Not everyone gets the benefit of actually having family.

>>53410398
Millennial here.

When I first came to America in my teens, it struck me as cruel to find out that parents not only can kick their children out once they reach 18 years old, but will make sure they will get kicked out once they reached that age!

My parents did everything in their powers to make our life better even though they lived in communist country. I have nothing but love and respect for them. I help them every chance I get. But the boomers in north america are a different story.

>>53400791
This. They will lie to themselves

>>53400557
Yea I’m sure a ton of zoomers are listening to this guy. In reality it’s just boomer parents getting ammo to aim it at their shit kids.

>>53400925
>The actual enemy is the draconian system we have
the actual enemy is the jews

>>53402211
This is the facts.
It's the same reason Blackrock, whose primary gig is managing public union pension funds, is gobbling up real estate everywhere to keep prices high: If there is a housing crash, it's going to take the boomers' pensions with them.

>>53402867
>This 20 year old has never demonstrated that he has the financial maturity of a 60 year old!
God help us!

>>53400557
>live with my parents
>managed and sold our two family businesses
>mortgage paid in full so rent free for all of us
>money saved on rent I'm using to take my parents to south africa
suck my fucking cock you slum lord Dave. You will sell your real estate. I will buy zee dip.

>>53400557
Not paying your rent boomer fuck

>>53400601
America is dogshit, and you would undoubtedly defend many of the things that led to making it this way.

>>53406373
That's the odd thing, it wasn't. There is an attitude among those who learned how things 'should be' from watching television and they like to share that with you and then mock you for not getting it. (These same people confuse credit limit with wealth, by the way). A very disproportionate number of them work for the Government with guaranteed paychecks for the rest of their lives, so as long as they can pay their monthly bills, they don't feel the weight of the debt.
But by and large the baby boom generation generally did not experience any of these things. Hart Cellar was enacted in 1965, when the oldest boomers were 19, and Reagan's Amnesty was in 1986 when the youngest were 22. Most Boomers' adolescence and early adulthood was during the stagflation and the oil shocks of the 1970s. Gold was decoupled from the dollar in 1971, when the oldest boomer was 26 and the youngest was 7.
A lot of this Okay Boomer stuff is just as much anti-family atomization as the boomer bootstraps bull, pushed by the same kinds of people.

>>53406898
>USMC 1982-1982
>USMC 1975-1975
>USMC 1989-1991
>>53409931
>USMC 1974-1974
This went right over a bunch of heads.

>>53406898
>>53409931
kek

>>53409532
Roommates alone are another kind of nigger jew. I've seen people who were all friends become enemies after being roommates. They are usually incredibly unreliable and can easily drop everything and leave you with the house payments.

>>53400601
Well too bad, we've been told all our lives that we shouldn't be that.

>>53400925
Yes. Central bankers should be gunned down by incels.
>What Dave says about working hard and sacrificing today so you can personally have a better tomorrow that does have merit
I'm all for hard work, but for the sake of building a better system instead of simping for our ponzified economy
>>53406867
>I'm a big proponent of large houses or properties with multiple generations living together
This is the move, I think. Big house or a whole block for my family. Makes more financial sense to me than throwing my parents in a retirement home
>Daqueefa
kek
lmao

>>53401325
>"zoom zoom, you shouldn't do the griddy on a moving 18-wheeler"
>"and that is why nobody will remember your name"

The Jews fear the generational household

>NOOOOOOOOOOO YOU CANT LIVE AT HOME AND SAVE MONEY YOU HAVE TO MOVE OUT AND PAY ME 90% OF YOUR INCOME IN RENT

Boomers at my job were telling me to pay off my mortgage as soon as possible because of this guy instead of putting dry powder into other assets. That whole generation ate lead paint chips.

>>53400557
Yeah, about that.... NO PUSSY, NO EFFORT! HAHAHAHAHAHAHAHAHAHA
I know, it sounds funny to you doesn't it Dave? Let me say it again loud and clear:

NO

PUSSY

NO

EFFORT

HAHAHAHAHAHAHAHAHA. I live in Southern Europe, and most of my extended family lives in 300-500 Square meter (3300 to 5500 sqft for you mutts) multi generational homes. People raise their kids there. I know, it sounds crazy to degenerated and demoralised proddies but it is what it is. We also use 100% of our garden to grow food, even the grains we mill. Only takes about half an acre and you've cut down your family food expenses by 90%. My parents support me being a NEET, my plan is to eventually use government farm subsidies as dividend retirement income after I make it in crypto (no need to farm to be able to leech btw). Mutts couldn't even fathom this in their wildest imagination.

>>53401380
How do you keep from getting ran off whoever's property you are on?

>>53410610
They've actually stopped acquiring property in July last year if I recall correctly.

>>53409468
Every single thing the baby boomers ever needed to know they learned in 1975. Then they promptly shut off their brains. This is evidenced in so many places but their approach to everything technical just takes the cake:
>Approaches technology that is minimum ten years old.
>"What is this? I don't know how to use it."
>"Therefore this sucks and is stupid."
>"Back in my day we just [insert a four week process which is now done in milliseconds]."
>Approaches a younger person
>"Hey you, kid, you fix this."
>Relies on their experience and expertise in a subject they did not know, now the Boomer's life is better
>"Fucking millennials are so goddamn stupid I'm going to go rant about it on Facebook, another technology which I also fail to understand."

>>53406898
>>53409931
This is honestly the funniest thing I've seen on this site in like 10 years

>>53400704
wagwan darling, cool nuh and yam dem fruits. bubu da fool, bumbacloot send 2 shots 2 ya rassclot. Bullet!

>>53402154
The problem is you think "society" gives a single shit about you. They don't, the fact that you don't participate is even better for the foreigners that are faced with less competition. You're not that special, the worker shortage isn't real and the only reason we hear about it is people on the lower end of the food chain now have access to the internet. Most of the gen Z I know are doing just fine, if not above average. But those are the ones that don't usually hang on internet forums and consume memes all day.

>53400601
Based (You) farmer

>>53412065
That will be you 30 years from now. I’ve seen older millennials complaining about having to use a Chromebook or modern smartphone UI. This is just apart of getting old and you should have some perspective before you get humbled real hard

>>53402411
The guy's a deadbeat who can't hold a job, dumbass.

>>53412402
>Most of the gen Z I know are doing just fine,

Really, most of the ones at my college are gigafucked. I expect half to not get jobs post grad

What do I need to be protected from?

>>53400601
>America was built by strong and hardworking *immigrants that Americans shit on

>>53410832
Best post ITT. Pretty sure j€ws and bots are stirring shit up with their usual D&C op

Almost all boomers I know that "made it" only started trying after 30. No shit, they spent their 20s just working shitty labour jobs, living in flats, drinking, etc. And then within two years of sorting their shit out they could save enough for a mortgage on a house. Even the ones that had kids in their teens and early twenties weren't saving anything or working towards anything, they just went through life. Not saying it's a bad thing, but it's not like they as a generation did anything special.

The ones that worked the hardest were the Silent Generation, and they died poor as fuck.

>>53412456
They're dumbing down UIs enough for toddlers to be able to use a phone.
Things are getting worse, you retard; everything is being brought down to the lowest common denominator and that denominator is violent and retarded.

>>53406898

I love <1 year date ranges on the service terms, god what a great touch

>>53412816
It contrasts nicely with the AR15.com gold account 2002-Present.

>>53402154
Just go get a different job. You don't need to sit in a room listening to some faggot talk for 4 years to get a good job.

>>53410832
Congratulations, you are one of the few to realize crying about boomers is a psyop.

>>53410465
>i wanna stay late to suck cock
stfu you wannabee skank

>>53400601
Good.
Fuck the USA.
Allah akbar.

>>53400634
>shitskin horde
There's a billion Africans and Muslims, whites are minority and always has been.
Go back to Europe you fucking mick.

>>53402771
>Everyone I don't like is Jewish.
>A faggots guide to arguments.

>>53402771
>cum-socket
Can you go like, one day without talking about homosexuality? It's gay and faggy.

>>53402984
>Europeans are about to be a minority
You've always been a world wide minority you dumb fucks.
Lmao, boomers are right, you faggots are weak, gay and effeminate.
World wide minority, good riddance when you fags die off.

>>53410832
The world becomes a better place when western white boomers and kikes die off

>>53403421
Yeah I didn't have parents, miss me with that gay shit, blaming parents for your fuck up is gay.
You gay nigger.

>>53402684
>Ugly, weak, short
Those "men" are usually insufferable to be around.
Constantly screeching and being passive aggressive.
What a bunch of faggoys.

>>53405492
>It's easier for people to get ahead when people have savings Dave. It's kind of hard to save up money when $2k a month is going to bills and you're living alone.
I have 4k in crypto and 2k in cash and I live alone.
Zero formal education, I'm literal a tribal from butt fuck Canada and came here with nothing.
You're a fucking cry baby.

>>53400893
Into the nursing home they go!

>>53410398
>WTF is this animosity towards parents? Is this some kind of western propaganda where you are supposed to cut ties with your family

Only if you're a white American, with white boomer parents. White boomers will kick their kids at 18, so the boomer can downsize the home and buy himself a boat. Beaners, Indians and Asians will let their kids live at home forever to build generational wealth.

>>53402279
As if you k ow anything about how to care for patients or even how to physically take care of them. For months, maybe even years. You’ll give up after a few weeks, I bet. Or once you see that soiled diaper and poop dripping off the side of the bed, it’s gg

>>53412456
Doubt it. a lot of zoomers are tech iliterate while people like us who did grow up with technology and needed to troubleshoot it constatly will likely have no problem to adapt even at old age.

>>53410485
>But the boomers in north america are a different story.

White American boomers are the most greedy and selfish generation to ever exist, next to the kikes that rule them. White entitlement means boomers don't feel bad kicking their kid out at 18, even if it means the kid has to live on the streets.

>>53400670
Starting wages now are still more than what you would make in 99% of other places on Earth

>>53413898
This would be great if it didn't come with unbearably high rents.
The market adapts to the demand and if we could tell landlords to fuck off and truly work from home everywhere that wouldn't be such a problem.

I'm living in my parents' house and gladly giving them some rent money because I know they will use it for their own good. I don't want to pay a leech I don't know for selfish reasons.

>>53410832
Tribal here, you're a little bitch.
Life ain't easy for a majority of the world.
Toughen up, butter cup.
You have parents, you life is insanely easier compared to most.

>>53400724
the seething is its own reward

>>53411585
>90% OF YOUR INCOME IN RENT
Make more money, this is America.

>>53411828
Half acre in some places is like under 10k, you have to be stubborn to think cheap land is hard to come by.

>>53412558
The USA has been through multiple recessions including one right now, you dipshit boomer. Blow your fucking brains out.
>N-no a recession is just an excuse
Cancer generation.

>>53412662
No you retarded boomer, go back to /pol/ and then facebook. 4chan has had boomer hate threads since 2008, you'd know that if you weren't a fucking 60 year old migrant from faceberg.

>>53410832
>But by and large the baby boom generation generally did not experience any of these things. Hart Cellar was enacted in 1965, when the oldest boomers were 19, and Reagan's Amnesty was in 1986 when the youngest were 22. Most Boomers' adolescence and early adulthood was during the stagflation and the oil shocks of the 1970s. Gold was decoupled from the dollar in 1971, when the oldest boomer was 26 and the youngest was 7.
No retard it's our actual lived experiences of having shitty boomer families that steal from us. This is actual fucking gaslighting by the way.

And boomers could have always reversed all the shit in your post, they've been in power since 1990. Instead from 1990 to 2023 they increased immigration from 300k to 1.2 million a year.

Boomers really are the jews of generations and you're going to get the holoboomer.

>>53404139
White Americans hate Black Americans so much because they know they're going to become them with about a 30-40 year time delay. The truth is that they've never been very different from each other and that makes them seethe and dilate even harder.

>>53400557
This thread is full of the kind of Jewish demoralizers who manufacture zoomer "culture" in order to make zoomzooms live in a fragile bubble which will pop and leave them a trillion times more vulnerable than the average "boomer" "wage slave".
Ironic.

Whats with boomers and all this mothers basement shit? Were their parents not together or something?

>>53400601
I think you have heavy metal poisoning.

>>53409532
>DUDE JUST SIGN A JOINTLY AND SEVERALLY LIABLE LEASE AGREEMENT WITH COMPLETE STRANGERS LMAO

>>53413814
>Tribal
>No reading comprehension
Figures. I'm saying the modern world is like a H.G Wells Novel and Boomers in their time were the eloi.

>B-but I don't know what that is-

I know, i'm telling you to read a book you stupid fucking nigger. Then maybe you can re-read my post and understand that I wasn't blaming boomers in my post for my life as an individual, I was blaming them for the degeneration of my society.

>>53400557
2 things can be true

Boomers and Millennials (who hate boomers, but have continued their policies) have created an unsustainable economy, and zoomers are indeed fucked over by it.

At the same time, zoomers are degenerate and culty. They are going to ruin things even more for the next gen.

>>53400557
chillin' with the parents and saving a shitload of money. i pay the bills. going to retire at 40. boomers get fucked call me what you want DON'T CARE.

>>53416729
Agree with everything you said except.
>They are going to ruin things even more for the next gen

At some point the penny has to dropand when it does the generation that picks up the slack won't have the luxury of being soft. I think we are seeing that now with zoomers as they enter the workforce. But whether the penny drops with them or its gen alpha that picks up the slack remains to be seen.

>>53400601
Top tier bait

>>53400557
The classic "Dave Ramsey gives wrong advice" thread, I see.
Living has near-fixed costs (rent, electricity, etc.), and if an entity like a family lives in more houses, its fixed costs will be higher as a percentage of total family income (and a higher percentage of individual income by implication). This is feasible in a growing economy (actually, the slice of the economy that goes to labor), since the members can also harvest more income, but in a shrinking economy, where you need to concentrate wealth, it's exactly the wrong thing to do.
Zoomers are intuitively doing the right thing by reacting to resource scarcity, and Dave, whether through ignorance or malice, is once again telling them to do the opposite of the right thing. He's the Jim Cramer of personal finances.

>PLEASE PLEASE PLEASE RENT MY PROPERTIES SO THE MARKET DOESN'T COLAPSE
lol
lmao

>>53413829
> 6k
anon I... I'm so sorry for you...

My mom used to tell me how my three step brothers were all better than me. Now I'm the only one who has a full time job. One of them does side jobs and the other two are unemployed. My oldest step brother just moved in with my mom and step father.

>>53416949
When I was about to lose my job due to the jab mandate she told me I was on my own but she let my step brother move in after he got laid off

>>53413829
That isn't a lot

>>53400601
THIS OMG SO MUCH THISSSSSSSSSSS /THREAD

>>53416962
I lost my job to jab and had to move in with mom while my stepbro goosesteps for soros, life sucks either way.

>>53400634
Remember, the final fuck you from boomers will be leaving us minorities within our own countries.

>>53415158
If you think boomers are bad with immigration, then wait until they die off and gen x, millenials and zoomers have the reins.

>>53415571
White americans worship blacks the same way Hindus worship cows. Who are you even trying to kid?

>>53417199
I lost my mom to jab and had to move in with soros while my stepbro goosesteps for my job.

>>53416949
>step father

Lol

LMAO even

You got the last laugh, anon. Make sure you’re the one who gets power of attorney when she and your step father are too old and feeble to care for themselves. Otherwise your deadbeat step brothers will get control of the estate and it will be hard for you even if you hate your “parents”.

>>53400834
It's not a proportional relationship. Remote work allows people to choose where they want to live and Southern California has the most desirable climate in the country.

Lending requirements changed in the 2010s so that instead of the traditional 28%/36% PITI/debt ratio, people could do 50% of their income. Mortgage rates in 1997 were 8%. In 2021 they dropped to 3%.

The rates alone increase purchasing power 74%, then you have the additional 39% that everyone qualifies for now and you've got price-income ratios that should be more than double what they were in 1998.

When you this into account, you land right around 1 million for this house, which is what it sold for in July.

And that's not including the growth in personal investments that people have had the past 2 decades. Anyone who threw money into the stock market prior to 2013 got a 3x-5x, crypto had even better results, and everyone outside of early 2022 buyers have home equity.

Mortgage rates have been high for 6 months now, but it would take a long period of time at this level to have any kind of drop in the market. Would-be buyers are priced out and forced to rent, would-be sellers are staying put or renting their home out instead of selling at a loss. You see this in a market that has 12 consecutive months with declining transactions.

>>53400601
>listen too fiction worshipper
>make smart financial decisions

Pick one.

>>53400601
>Zoomers are filthy degenerate and lazy pieces of shit who would rather sell their pussy on OnlyFans and do their dumb Twitch streams rather than doing a proper job.

Money is money, but you're also blowing OnlyFans out of proportion, not that many are doing as much as you think, there's also people well into their 30s making decent money doing twitch streaming.

One of his pieces of advice is to rent or buy your own property surely.

>>53400601
>ex construction worker here
Construction guys are the scum of the earth. I don’t care how mad you all get, it’s a cope career for low iq dregs of society. Not only do you have to work with these low iq dick heads who just talk about nigger ball, beer, and basic bitch conservative politics. But they’re abusive towards young dudes! If you stand up for yourself they’ll try to say “you need thicker skin, you’re soft” after they just insulted you and your entire generation and you want to smash a red necks teeth in!

If you’re good looking or in shape they’ll say shit like “I used to be like you, back in the day” or some other amogging cope! And they will actively hate on you and give you the shit work. It’s the career field for sub humans straight up! Everyone subconsciously knows it!
>oh and they don’t make the often claimed “six figuraaarrrzzz” lol

>>53400698
They’re not tough and alpha. If you see most of them, they look like Subhumans they’re broke and fat and goofy looking. Reek like cigarettes and beer! And all have that country bumpkin low iq aura.

>>53413782
Yet made the most prosperous and technologically advanced civilizations on the planet. Everyone wants to come live in a place built by white men. You don't see too many people clamoring to get to fucking Africa. Hahaha

>>53407658
Im going to walk off into the wilderness and die instead of letting my children suffer through my elder care.

>>53419682

Same. The day I can no longer deal a hand of blackjack is the day I complete my final arrangements and exit this world.

If I can't turn over cards or do addition up to 21 then I'm already dead. Just make it official.

>>53412883
Now if only we can stop people bitching about millennials and zoomers.

>>53416729

Boomers took the economy, millennials took the culture. There's nothing cool made for young kids anymore, and millennials are burning down what entertainment media already existed.

They're all watching reruns of SpongeBob and watching the same anime. Literally Bleach, One Piece, Naruto, and Dragonball like it's 2005 still. It's no wonder Fortnite managed to pop off with children, it was the first relevant piece of new media with a colorful aesthetic in a VERY long time.

Zoomers are fucked and I feel bad for them. Millennials might have been priced out of home ownership, but zoomers have been priced out of playing video games and fucking Legos. All the shit that's for kids has been turned into premium versions for millennials choosing extended adolescence over building the future.

>>53400601
fuck you. I made 288k in total profit after all expenses for my company this year, and i was paid 58k BEFORE taxes. Owners take there 60% cut and pay the people actually producing value pennys on the dollar. if you think that i will slave my life away for 40 years for a 10th of what i produce your sadly mistaken.

>>53400601
nice bait

>>53400557
Man these guys are pushing nuclear exchange with russia are they seriously still doing this?

The zoomer cope in this thread is hilarious. The world will slowly crumble to nothing around them and they have no skills or abilities to help themselves. They'll be wrestling with niggers for the tastiest squirrel while complaining that they deserve better because???? Noone is listening you little faggots

>>53402037
always 1971

>>53400557
>1965
>median houses cost 2-3x median annual wage
>1990
>median houses cost 3-4x median annual wage
>2022
>median houses cost 10x the median annual wage

>>53421475

It's explained here >>53418129

>>53417279
>then wait until they die off and gen x, millenials and zoomers have the reins
Who were imbued with their retarded opinions from their retarded boomer parents

>>53421504
It does seem like housing is priced based on what people can borrow

>>53400557
>old man who built his wealth off real estate telling younger people that they need to buy homes
don't care

>>53421680
People spend just about everything that they earn. Prices are just a reflection of inflation, income, and rates.

I make 80k-100k a year and the only houses I can afford are small 50 year old + shitholes. Boomers deserve the rope.

I had a conversation with my boomer father and he tried to cope and claim how he had it harder in the past because rates were higher and wages were lower he claims.

Only way I can afford to live in a decent sized nice house is either A. housing market crashes or B. boomer parents die and I inherit their shit. And fed will never allow a housing crash because boomers will seethe. parasites

>>53406898
>>53409931
lol

>>53402411
Holy shit this dude.

>>53400667
Millennial here. Worked my whole life. It's Gen Z/Gen Y who are the biggest letdowns, and I know a fair few from my own generation, but not all of us are like this.

>>53400656
it's
BEENZ
N
DEENZ
motherfucker

>>53400557
Ramsey married his wife Sharon in 1982, and the Ramseys have three children: Denise (Ramsey) Whittemore, Rachel (Ramsey) Cruze, and Daniel Ramsey. All three work for Ramsey Solutions.

If he really hates leaches he should fire his kids

Why can't they find a real job at a real company ?

>>53424889
lel

>>53424181
>Gen Y
Millennials are gen Y you retard.

>>53400557
Not buying your bags boomer.

>>53400557
>>53400601
I just got approved for SSI for a long list of mental conditions, ADHD being one of them. Get checked and rekt

>>53415571
lmao yeah so similar, that's why they riot to get anything they want? I'm not talking about 2020, 1990s, 1960s. MLK was about to raze DC to the ground if he didn't get reparations shortly before they assassinated him.

>>53400684
Good take

>>53400925
>The actual enemy is ...
You can say it anon, it's safe here.

>>53402369
Hahahaha

>>53403089
This

>>53421448
That’s when jews took full control

>young adults living with their parents so they can start saving and keep family united instead of paying rent to some boomer is bad
>you young kids need to stop renting and save to purchase a home instead!

>>53401325
Zoomer zooming on a zoomermobile gets zoomed

>>53424015
>*decent sized house can be defined as 3000+sqft

>>53417279
I always see retarded boomers come to 4chan and post this like most of 4chan aren't people under 45 and always has been.
>wait until you're in charge
Well let's see dipshit
>rightwing boomer: based hispanics do the jobs we don't want
>rightwing hispanic zoomer: all the illegals need to go back they make my neighborhood shit
Seems like nick the spic fuentes is preferable to george bush and his push for amnesty in 2005.

>>53400863
What did this retard unironically mean by this?

>>53425553
Gen X/Y/Z is a social construct of generations separate from 13th/millennial/homeland, you are conflating two different speculative socially constructed charts of 'generations' together.

>>53400557
All his kids work for his "company"

>>53412402
>The problem is you think "society" gives a single shit about you
that's his point. my question is why should i give a fuck about something or someone who doesn't give a fuck about me?

>>53427206
It's already over the demographic shit is pointless to even have an argument over as the point of no return is long gone.