/biz/ - Business & Finance

>>53348823
I drive a Honda civic
Minivans get shitty gas mileage

Hey Dave, fuck you you fucking boomer ass bitch ass cracka

I actually don't think Dave is so bad. I don't jump on the bandwagon. I think for myself.

>>53348879
"Thanks for calling in, anon."

>>53348823
then we can be
men with ven

>>53348894
he is scamming all his fans with his sales funnel that pushed people into overpriced high-fee mutual funds, non fiduciary advisors, and real estate + mortgage brokers that give him kickbacks.

>>53348894
>I don't jump on the bandwagon
That's why I hate him. I have knee jerk reactions to financial gurus who try selling stuff.

>>53348823

>>53349250
/thread

>>53348823
Based. I bought my minivan with cash in 2019.

I bought cash with my minivan

>>53349900
Nice. You're unironically sitting on unrealized gains I bet. Minivans mooned last year.

>>53349250
while this is true, you have to remember, he's not giving general financial advice that applies to everyone
he is specifically targeting his advice to poor-to-middle class white people, who are at least somewhat religious
this people can follow instructions if they're in the format of a religion, but are other wise lost
if nothing else, no one is going to be financially ruined via his advice, they'll just have to work another decade or so

based if the van is a 2k beater

>>53349961
daves advice is pointed at middle class retards that make $30k a year but buy a $70k car. then when the car is paid for, they turn around and buy another $70k car instead of driving the paid for car and saving the money they were spending on a note.

>>53348823
>Buy your van home with cash

>>53348823
Gas the boomers
Age war now

>>53350014
$30k isn't middle class, at least not anymore, but your post is correct otherwise.

>>53348823
Now that I think of it this boomer might just save my financial future with the rice and beans shit. It's like pennies a day, much cheaper than eggs.

>>53349250
Perhaps but the advice he gives is better than some of the people who call in with a 150k salary and somehow spending 200k a year

>>53348823
>"Welcome to the Dave Ramsey Show. How tough are ya?"
>"How tough am I?! I just bought a $2 million house"
>"haha yeah, so?"
>...with a 7 year ARM..."
>"Oh shit er...come on in sir!"
Kek

>>53348823
Boomers are about to fuck around and find out

unironically you should just pay 2k for a beater van from 1982 instead of buying a new van