/biz/ - Business & Finance

>>53302604
don't care
not my problem
none of these things effect me

>>53302604
You’ll own nothing and be happy

Good accelerate. We don’t need any of this bullshit, bmws are trash anyways vastly inferior to Mercedes. Life was much better and happier with Nokia phones.

>>53302604
>Apple planning to offer iPhones as a subscription service
are you stupid? this isn't new, and it's done by literally every phone company in my country, and it's not exclusive to iphone. EVERYTHING electronics, PC parts, laptops, headsets, screens, phones etc.. they all have subscription services with a 2 year downpayment, then you can purchase the product for a litlle extra, or pick a new product and continue the lease. no rent on the down payments

>>53302604
>youngfags can't afford a house and have to rent (aka a subscription service)
Well gee, let me just go out to buy a house so I can "own" it....except for the fact that after shelling out all that money to "own" it, I'll still have to keep paying property tax on it, otherwise the house that I "own" can be taken away from me
Isn't that technically a "subscription service" too?

>>53302604

It could be pretty much anything.

It's caled "rent-seeking", individuals and companies attempt to gain economically without providing additional gain for anyone else.

Publicly traded companies are beholden to shareholders, so if they can't innovate on something new (diminishing returns) they need to find some way to make more money. So they will start parting out things into services to try to keep infinite growth going of their share price.

Kind of an inevitability of capitalism.

>>53302604
The absolute state of this world.

>>53302947
Follow me for more hot takes @chainlinkTHOMAS

>>53302604
>What will be the next thing we own that will turn into a subscription service?
air

>>53302882
Yes sucks

>>53302847
seething itoddler. You are the BWM owner of the phone world kek

>>53302847
What terrible third world country do you live in

>>53302604
Lmfao they don't want you to accumulate wealth, they want you to get more efficient on the hamster wheel and grow cashflow. Now more assets, just services. They'll probably figure out a way to weasel out of whatever SLA they offer with their subscriptions.

>>53302604
>"Oh no goyim, the supply chain is making us have to raise our prices! You can either buy the iphone for $3000 now or we can lease it to you for $100 a month."

>>53302909
>Kind of an inevitability of capitalism.
No, it's the inevitability of a successful company eventually plateauing. The next innovator comes along and disrupts them and they either drop prices, compete, or go out of business.

>>53303215
apple is already out of business
the easiest short in history

its called boycott them every last one of them and boycott consumer capitalism

>>53303225
>he unironically thinks apple will collapse
This would have already happened if normalfags weren't retards. Unfortunately most of them are so apple is the most valuable company on the planet.
>>53303249
>implying boycotts work
Name a single one that has genuinely worked against massive mega corporations in the last 10-20 years. These companies are unironically too big to fail because normal gags will just pay for the subscription like it's normal. Plus half of the time they're only doing this evil shit for propaganda reasons and are willing to burn capital to demoralize (see amazon rings of power for a perfect example). Btw you profit off of this by starting your own subscription services to get started on this extremely profitable trend early.

>>53302831
hahaha mercs are for retired oldfags , bmw is the best eu brand car you pleb COPE

>>53302604
They already made your immune system a subscription service with the vaccine.

>>53303249
>implying we have a choice
It will be done with every company and there will be no choice buddy

sleeping pod subscription. for people who either can't afford rent but still need somewhere to sleep or people travelling who want to save money vs a motel. a provider will have locations in major cities like any major hotel chain and as long as you pay monthly you can sleep wherever. some people won't even have stationary long term homes they'll just work remotely and through the zucks workgoggles and sleep in random sleeping pods getting driven around the world by ai cars on their ford mobility subscriptions.

>>53302604
>BMW offering heated seat function as a subscription service
still drive my 8 yo compact car and it still works, never had issues cause i picked a reliable one
>Apple planning to offer iPhones as a subscription service
my last phone was a premium flagship android, that i got for 1/4 its price used in new condition.
>all your movies, games, and music are offered as subscription services
only sub is the 5 bucks i pay for a vpn, i torrent everything
>youngfags can't afford a house and have to rent (aka a subscription service)
feels bad, but cant be helped for now

>>53302604

Become a shareholder in these companies then. Unless they make owning stocks a subscription service

>>53302604
ownership; you'll have to pay a subscription to the government just to be able to buy other things one time

>>53302604
never owned an apple, never will

>>53303500
these pods will have their own mini bathroom and a fridge. basically they're like bachelor apartments but much smaller with very little standing space.
a food subscription will track your location at any pod in the world, coordinate with local grocery stores and delivery companies, know your preferences and budget, and automatically deliver your food when you need it without you even asking. even surprising you with new items you've never had if you like.

you pay your subscriptions and you can travel, sleep, eat without planning or coordinating or shopping. and just wander around doing whatever.

>>53302604
Guy who works as a PM at a huge asset managerment firm here. Yeah it's true we're pushing all the tech cos to do subscription services hard, via shareholder activism. It's called "SaaS," it has higher margins + more revenue stability than doing one off sales of products. The new thing is getting hardware into a SaaS model, maybe they'll call it 'HaaS' or something like that.
Anyway where it's going is feudalism. The hardware, the software, real estate, it's all gonna be rented to you. If you don't want to go full slave then I'd say you have something like 5 years left to get rich. After 10 years I can guarantee you there will be zero social mobility.

>>53303609
>ownership; you'll have to pay a subscription to the government just to be able to buy other things one time
is that like.. property tax?

>>53302815
You could clearly see this coming once the software companies figured this out. They need you on the constant debt/consume treadmill for their system to hold up. The disconnect is there are still too many people that aren't cool with that. What happens next is anyone's best guess.

>>53302882
>anon realizes taxes are a scam
proud of you son

>>53302847
>EVERYTHING electronics, PC parts, laptops, headsets, screens, phones etc.. they all have subscription services with a 2 year downpay.
Yea I dont know what youre smoking but not everyone puts their electronics on lay-away plans.

>>53303656
also the pods can deliver your stuff. you just tell the app at the pod chain where you want your stuff delivered and they'll go into your pod, pack up the stuff, and then deliver it and set it up at another pod at your selected next location. some will have two sets of often identical stuff so they can get their stuff sent out early so its there when they arrive. since the pods all look identical inside and will already have your stuff and decorations in place when you arrive, it will feel as if you're coming home wherever in the world you go.

if you want to live with a woman there will be larger couples pods to rent. even a family pod, which will have a large shared living area with walking space (however the sleeping areas will be more like the pods then a full bedroom and the bathroom will be small)

>>53303762
but how can all the unemployed people pay for all this?

>>53302831
those were the comfiest times when nokia was the market leader

>>53303776
its not for everyone, more for neets, ubi homeless, and remote workers

a "dating site" subscription that's actually just escorts. but its set up like a dating site. but its to hook you up with a prostitute. all verified real hookers with accurate pictures. and you can reach out to them and depending on your subscription plan you can arrange whatever number of "dates" each month.

education subscription. once the zuck perfects the metaverse bullshit we won't need as many physical locations for universities anymore. sure engineers with their machines and scientists with their test tubes will still need physical locations but you wont need the classrooms. online universities will become common and legitimate.

>>53302604
Why? Their drones buy them annually anyway.

Microsoft Office subscriptions are bullshit

alright i've got food, housing, sex, transportation, education covered in previous posts with subscription plans but i can go further.

clothing subscription. tier 1 is all new clothes, fast fashion, fresh outfits on the regular, custom tailoring. tier 2 is either regular used clothes and/or infrequent new clothes. tier 3 is poverty level of trickle down used clothes from higher tiers. an ai can be setup with a knowledge of current fashion trends and your personal preferences and handle it all for you automatically and it can run in the background. perhaps a camera in your clothing storage area can keep track of the condition of your outfits and only order replacements when necessary.

finally there will be the omnisub
the omnisub is what plans and coordinates all your other subscriptions. its hard to keep track of all your many many subscriptions in life. the omnisub will manage your subs and offer package deals. rather then having to set up all these subs you only need to setup omnisub and it handles the rest

>>53303656
also the food sub works with the data collection in your toilets pee pod to manage your diet based on nutritional testing

>>53302801
thanks for sharing you fucking faggot

instead of welfare money or food stamps the government will just provide you with the bare necessity subscriptions. called subsfare. when ubi inevitably by design fails and they cant afford to pay anyone a living wage the subscription service pod life will become necessary.

now the issue here is this will raise the price of those basic subscriptions since the government will pay any price. which will raise the floor on the costs of all subscriptions, which will make more people unable to afford life on their own and forced to go on government subsfare. making more people dependent on government and thus powerless to go against it being all part of the plan. also putting money in the pockets of big subscription corporations who in turn will line the politicians pockets with donations will keep it accelerating.

>>53302831
simpler, happier times

look, with the overbearing presence of social media one wrong word can ruin your life. we need a solution. introducing the niggerpass, your monthly subscription makes you immune to censorship or cancelling. $3 gets you 5 uses of the word nigger, 10 misgenderings, and one holocaust denial a month.

>>53304375
I pictured the eventuality of a cyberpunk dystopia as pulpy and cool, but it's gay and depressing.

the slowclap subscription

when you are subscribed to slowclap you get a number of slowclaps every month but also have the opportunity to pay off your subscription and even making money by participating in slow claps.

here's how it works. the customer wants to initiate a slow clap. maybe he's at a wedding, or a conference, or a meeting, or someone's giving a speech whatever. he tells the slowclap app on his phone that he wants a slowclap sometime in the next 20 minutes. the slowclap app rounds up every slowclap subscriber in the area and offers them the chance to come slowclap. the people show up and filter into the crowd of people already there, ideally in numbers calculated to be sufficient in bootstrapping a slowclap into the public crowd. when youre ready you start clapping, everyone in the crowd that is a slowclap sub gets a notification that its time and they start to clap along. the app triggering only a couple of people at first, then a few more, and eventually all of them and ideally the clap now spreads into the crowd.

>>53304588
checked and I like the way you think anon.

>>53302604
When i read demonic shit like this i want to stack gold and silver more than ever.
Look all around you, the millenials don't own any physical asset beside the tools of their own enslavement. They are on perpetual deferment, one paycheck away from being hobos.

It's made precisely for people who can't afford a subscription. To ingrain the idea that they'll spend their whole life in debt without hope to repay it (the satanist elites will be given phones for free).
Intent is to make the middle class in perpetual fear of governments and corpos.
And as soon as they drop class tghey'll end up in the lower levels of society where nations, races, culture, religoions, civilizations all these concepts are erased, worth nothing and you live in the world of blade runner

>>53302604
>roots Android
Nothing personel consoomer

>>53302847
>are you stupid?
Are you? Phone plans with providers are not the same fucking thing. There's a difference between paying for a "free" phone over 2-3 years and renting a phone forever.

>>53303568
>they won’t make stocks a subscription service
>He doesn’t pay for his Robinhood premium subscription

>>53304097
Dont get me started on azure cost per hour.

>>53302604
Having a wife

>>53302604
No one in this thread can explain anything that is wrong with this situation because they are all third worlders who don’t understand money
Scenario
>buy iPhone for 1.5k outright
>buy iPhone for $125 a month with 0% interest for12 months Take remaining cash and buy a crypto currency at the bottom (a useful one like BTC not link). Sell crypto investment at end of 12 months. Phone is free because of your earnings

Tough choice

This is why you should own physical media of anything you like while it's still available.

>>53302604
Your soiboi pussi

>>53302604
You will own nothing.

Just wait until the day private property is outlawed and you have to pay rent to jews for your toaster.

>>53302847
This. Unless you're willing to risk bricking your phone flashing a custom rom you have to buy a new one every few years for the latest (((security updates)))

>>53303249
>>53303490
We have a choice, to end every consumer in Minecraft. A global reset.
Your issue is not with corporations, it’s wil dumb consumers.
Back when I was in fast food, we had customers who would order and then ask for free sauces. I would inform them that the sauce cost 50c and I instead advised them to buy them from Walmart, since it’s cheaper and a little sauce won’t worth 50c.
A reasonable consumer would see this as scam and refuse to pay for a sauce that should be free with purchase of food.
But you know what dumb consumers do? They would complain as they give you cash for the sauce.
90% of my customers did that. Complained like impotent cucks as they gave me cash.
Last I checked the sauce is up to 75c, an indication that it sold well globally.
Dumb consumers are why we are in this mess.

>>53302604
Only cucks and braindead normalfags with no money management skills have subscriptions. All media can be pirated and a subscription to anything but standard utilities (gas/electric/water), a cheap prepaid no-contract cell plan, cheap internet, and a $30/month gym is not required.

>>53303776
one-way pod for you

>>53303341
>eu
BMW is the go to brand that all the wannabe rich Blacks in the US buy.

>>53302604
Simple. You find the wires that connect to the heating element and wire in a switch. No subscription needed

>>53302604
Apple was the catalyst to all of this horrible shit. They made normies feel like they could buy a personality.

The brainwashing works on Apple products the same way it does for (((social media))) propaganda.

>This would have already happened if normalfags weren't retards. Unfortunately most of them are so apple is the most valuable company on the planet.
100% this.

>>53306447
oops forgot to link
meant for >>53303291

>>53303693
whats the minimum amount to make it

>>53302801
Effect is not a verb, faggot. The word you seek is affect

>>53303693
Anon please share your thoughts on Bitcoin. I have a large property, metals, and SP500 exposure. Debating on establishing position in crypto?

>>53303188
>>53303188
>$3000 per iPhone
Just about there already, iPhone 14 Pro 128GB costs the equivalent of $2,193.15 in Turkey. Shitload of goyim on 'pay $150 per month' phone contracts and get upgrades every year. Its already rental in all but name.

>>53302831
>inferior to Mercedes
Are you a chinese doctor or dentist by any chance

>>53302604
>BMW offering heated seat function as a subscription service
They still offer the option to buy it, it's a long term subscription style thing that is basically a form of cancellable finance to 'try it out' or 'only have it in winter'
>Apple planning to offer iPhones as a subscription service
phone subscriptions have been around since the dawn of mobile phones
>all your movies, games, and music are offered as subscription services
Not me, and if you don't pirate in 2023 you're a mongoloid
>youngfags can't afford a house and have to rent (aka a subscription service)
Owned my own home for just over 18 months and I'm a literal zoomer. On a mortgage however, so I suppose there's somewhat of a subscription fee, but I own around 50% equity so I'm not left with nothing when I 'cancel'.

>>53302604
>heated seat function as a subscription service
I don´t get it, they want you to suscribe to use an already built-in car accesory?

Linuxfag here, I will accept your apologies now.
I TOLD YOU SO

>>53308685
Yes, the hardware is already built into the car, you pay BMW to unlock it so you can use it.

I refuse to participate in this economic model.

>>53308716
Wow, world is really becoming a big circus when people actually pay companies for a product just to be disrespected like that.

>>53302604
You vill zownz nuzzing unt you vill zlike zit

>>53307173
well, he did definitely effect a reaction from you

>>53308832
If you are into buying hobby toys (Star Wars, specially) then you would have seen the signs sooner.
These companies sometimes make gofundme’s we’re they ask fans to PAY the company to produce a new toy. Then they make the toy in a limited edition, produce false scarcity, and the funniest part is that people then have to again PAY to get the actual toy in their hands.

>all your movies, games, and music are offered as subscription services
people actually pay for shit you can easily get for free?

>>53302831
If only you knew how bad things really are.

>>53308919
Well, that´s actually a good move from them to get some extra cash.
In any case if the product worths it, the customer would be anger for the bad play from the company but happy with the product itself. What worries me the most is that the absolute centralization of production and companies is making us, customers, an absolute NPC which has no influence on the design or functionality.
That´s it goy, here is your car you like it or not.

>>53303341
Mercury made some good cars. Fuck you.

>>53303500
They already have this shit in the Atlanta airport. They literally have sleeping pods that you rent by the hour.

Dear Apple and every other company on Earth,

Here's the only subscription I need.

Enjoy the free lead,

Anon

>>53302604
clothing

>>53302604
Hustler Magazine

>new iphone comes out
>gimp all the old ones with software updates
it basically was a subscription service already

>>53305458
>oh ye brooo we understand money
>deprive your youth from having a simple job by giving them o-k pay
>instead open borders, and visas so both high value and low value jobs are filled, while your own people lose economic power
This is not economy. It’s literal parasitism and you don’t get it.

>>53303249
Good as a personal habit but roa- err, women are something like 70% of consumer purchases and will maintain this system anyway.

>>53306363
holy smokes that is totally something i'd do to my other head. just as a prank too. knowing he's the only one who can feel the ass nerves. hahahahaa. motherfucker eatin pineapple on his stupid ass pizza.

>>53302604
>>53302909
Instead of whining about capatalism, build a product yourself without subscription bullshit and outcompete these faggots, if they want to kill themselves it's much better for our pocket.

>>53302604
The subscription for everything model is pure cancer I was warning people about this years ago when it first started. It's only going to get worse. I blame women because it's mostly women that have 10 of these monthly subscription services.

>>53302847
lmao do Americans really?

Just rent everything?

You guys are fucking retards

I pay for my phone with by debit card, I pay for my laptop, my sofa, my pc, my tv, my bed, my car all with money from the bank.

>>53302604
Clean water in apartment buildings
bottled water will start getting so expensive that you are better off using the high quality filter.
It will start cheap enough to justify you not getting one yourself but once they buttfuck you on the pricing all water filtration systems will be too expensive to own as they buy up all the filter stock

>>53303188
mfw I have 3 useable phones because I buy android instead of faggy goIphone (upgrade every few years and write it off on taxes since I do need it for work)

>>53303693
I'd imagine this means all devices will now have a 1 year shelf life before it becomes unusable but is made to be easily recycled into new goytech that they will sell to you for the same price.
Imagine a car with a 1 year shelf life because "save the environment"

>>53305703
Literally children can flash a custom rom, you are just making up excuses.