/biz/ - Business & Finance

>>53279154
Daily reminder that finance and economics are pseudoscientific make believe garbage and capitalism is inherently unstable, exploitative and unsustainable with a built in expiration date. Ever escalating recessions, poverty, debt, wealth inequality, monopolies, disease, pollution, exploitation, slavery, conflict and wars are fundamental, necessary and intended principles of it, NOT glitches. Greed, selfishness, lying, cheating, stealing, competition, conflict, slavery and war are behaviors highly encouraged and incentivized under capitalism. It is LITERALLY cancer and i dont mean it metaphorically, i mean it literally, it shares the exact same functions and principles as a cancer cell.

The freer the market the more enslaved everything and everyone else is and the more blood sacrifices need to be performed to "the Line god". An economy needs to be as regulated and planned as possible to serve the living beings needs and desires and be able to be adjusted according to our needs at any given moment/period. finance and stock markets are incompatible with life and are in direct competition

Threadly reminder that dividends are irrelevant. If you want a bit of cash from your stocks, you can sell some.

>>53279154
what do you bros think of CS (Credit Suisse) stock?

>>53279174
shame none of us give a shit about that commiebot

I hope I get to strangle communists with garots EXTREMELY SOON

Redpill me on NDIV
>exposure to oil/gas/minerals
>monthly dividends
>capital growth potential
Any reason not to hold it if I want the above?

>>53279225
It's been going down a lot. That's usually bad, right?

yearly options expire this month. all recent market movement has been because of this. if you do not understand this leave /smg/ forever

Bulls,
Explain yourselves.
Are you convinced there will not be another downturn are you just FOMOing for your long term investment?

>>53279209
I'm addicted to dividends. You're words can't stop me on my hunt for yield.

>>53279301
>all recent market movement has been because of this

Recent like the recent run up after the crabbing?
I’m not going to leave. Explain why.

>He didn't buy Coinbase at 35 USD

OHNONONONO

Fuck MCD all my homies use JACK

Kek my state has decided in it's wisdom to screw over electric car owners. But subjecting them to a new tax on top of the regular registration fee and what not you pay for a normal car. Each year just as you do your registration you fork out the new tax fee to the state.

Nyee

>>53279417
JACK is based

>>53279380
market makers have incentive to maximize pain for option buyers. garbage companies squeezing on low volume this time of year is not a coincidence

>>53279380
People buy options with no intention of acquiring a position in the underlying. MMs delta hedge with stock. Gamma squeeze ensues. People sell options before expiration. Market implodes for the remaining people that held on too long.
What few options did get exercised are flipped on Monday decline. Tuesday rebounds and a new month's put sellers arrive to extract some theta.

This has been the monthly cycle for an entire year now. This month has been bigger than usual due to seasonal effects, taxes, etc. That is all. The only way this gets resolved is if they ban retail options trading, but personally I profit off the whole casino so I'd prefer they keep the tables open.

Quick reminder that AI will make everything simpler by 2030.
https://www.youtube.com/watch?v=akceKOLtytw&t=1s

>>53279423
>subjecting them to a new tax on top of the regular registration fee and what not you pay for a normal car.
EV drivers don't pay gas taxes. It's probably to make up for that gap. Any time EVs have the appearance of being cheaper or more efficient or more effective than ICE cars in any sense, you should know that hidden subsidies are behind it.

>>53279456
>>53279465
The market makers just see which options the retail holders hold more of? Puts or calls? Then they move the underlying the direction where the retail holder loses? It’s that simple?
Does only Wall St know who holds more of what position? I don’t know how to find out.

>>53279154
Reposting in new thread because I truly feel like this is important:

>>53278961
most people are stupid. like, most people in the world. IQ is on a normal distribution, a "bell curve", which means half of the world is double digit IQ. i want you to seriously think about this. im completely 100% serious btw im not joking, i want you to actually research IQ and think about this a lot because it's extremely important for you to understand in general. i can't stress this enough. im not joking i really want you to learn about IQ. here's a taste:

>https://www.youtube.com/watch?v=_J2VwFDV4-g [Embed]
>https://www.youtube.com/watch?v=5-Ur71ZnNVk [Embed]
>https://www.youtube.com/watch?v=fjs2gPa5sD0 [Embed]

really, truly, this is just text but i cannot stress enough: you NEED to know how dumb the average person is. you NEED to know it, understand it fully. you should not go through life not understanding it. if you're actually smart, like myself, it's easy to think everyone is relatively as smart as you. i didn't find out until my 30's how wrong i was. one last time: really, learn about this shit. it's not a joke, most people are idiots.

and they can vote. a vote that is equal to the vote of a smart person.

>>53279434
What's the good price to buy JACK?

>>53279535
It's not anything malicious like that. Retail holders are buying something inherently worthless (an option) and then the position stays open until it expires worthless.
In the meantime the temporary buying pressure of hedging against that option creates the appearance of a stock price moving higher. Some who are quick can actually exit at the higher price, but in the end on the whole the retail traders tend to lose money because the end result is that all those options get flipped, nothing gets exercised for actual shares, and the whole pump and dump ends right back where it started, with the option premiums extracted by MMs or whoever their counterparty is.

>>53279465
This. Entire stock market is basically driven by derivatives now and they just make up news headlines and point to random data to try and explain the movements. I prefer it stay open as well though.

>>53279535
market makers are the option sellers. they lose money letting options expire deep in the money. learn what theta, gamma, and the greeks represent. january LEAPS have a high trading volume thus mean reversion is more likely this month.

>>53279507
Yeah that's why they done it. Think god I don't plan to get any EV car anytime soon. My corolla is still in good shape (under 75000 miles) and the uh way I drive it'll last till I'm an old man at 75 (I hope).

>>53279605
Just because a bunch of retarded people are huffing pure copium doesnt mean you should be a fucking lemming about the economy.(see : GME) Rates will continue to go up.

>>53279565
>mfw smart enough to realize im a dummy

>>53279639
the bond market will heem the stock market soon enough. but before leaps expire I would not bet on a downturn

BTC is crashing my basterds

>>53279639
im gonna report every time you post the bunny from now on just so you know. im tired of your degeneracy and you will get what you deserve.

>>53279693
>quoted post number with the strike-through

and, like magic...

>>53279301
>all recent market movement has been because of this
What movement?

>>53279678
Aw dang, I was up 20 bucks on my COIN meme position

Why don't brokerages have access to every bond? Is there some other place that bonds are traded/cleared through? Really don't want to have to make a phone call and pay $50 just to trade bonds.

>>53279678
Bhenchod computer finished the buttcrack pattern

>>53279742
the crab is bad for options. a 2 week giga pump on heavily shorted garbage is bad for options

>>53279209
Submit to the Ai Overlords and by the tech

A ChatGPT-based bot with chatroom moderation capabilities has the potential to greatly improve the user experience in online communities.

>>53279678
BITO calls made me decent money, it was stupid af but it worked out in the end

>>53279568
I don't invest where I eat

>>53279678
your BITF short is going to hurt you

>>53279954
If you aren’t getting into airlines and travel you’re going to miss out the recovery starts here, you have been warned

That wasn’t meant to be a reply

>>53279976
Got anything in particular to shill?

redpill me on my 395 march puts.

>>53279864
ChatGPT is retarded. It can’t even answer simple questions.

>>53280057
ChatGPT said No. You just don't understand english.

>>53279565
Much more than half of the world is double-digit IQ, because the world's population is not at 100 average.

>>53280036
you’ll be taking money from gods chosen

>>53279976
What’s even down right now? Everything recovered months if not years ago. Lol.

>>53280057
That one AI search engine's implementation is solid.

>>53280079
or will i be 'making' money with gods chosen

Bull bros how we feelin durin Bobos big crash????

This thing is fuckin pozzed lol

>>53280129
It's good at writing short stories

>>53280078
I haven't seen any evidence to suggest this, but if so that just makes the problem worse, not better. It's just weird to be like

>most people are stupid, and it's a big problem!
>no, you're wrong anon. they're even stupider than that!
>....okay?

>>53280208
i want to watch this movie.

I'm losing my mind trying to figure out if I want to be an investor or a trader.

>>53280294
There's no point in thinking too hard...
Either way, you'll end up a bagholder

>>53280263
Reverse Flynn effect.

>>53280294
Do the one that makes you more money. Or, since this is /smg/, that loses you less money.

Why do you have to pick one or the other anon?

>>53280294
I'm a trader until my position is down 20%. Then I'm a longterm investor.

>>53280263
>I haven't seen any evidence to suggest this

>>53280365
>Evidence bad

>>53280380
Yes.

>>53280365
if you'd like to post the evidence i'd be happy to take a look, anon.

>>53280263
Are you just legitimately stupid? The average person on the planet is dwelling in a slum in abject poverty. Do you think their IQ is 100 on average?

what credit card do you guys use?

>>53280451
amazon one
been meaning to get capital one quick silver as it gets 1.5% cashback but too lazy to apply

I'm helping my 40 year old aunt find a husband. What should his minimum net worth be?

>>53280451
Chase Ink Unlimited
got the card recently.

>>53280451
not surprised how viral this webm has become around here. i just want to be loved, bros. why is the modern world so cold?

>>53279209
>you can sell
No you cant, you can only buy and accumulate

>>53280544
im debating fidelity's since they'll give 2% back on literally everything and throw it in your brockerage account for stocks

>>53279209
>buy stock
>need cash
>cant sell or you get short term capital gain taxed
>dividend is more favorable for the <1 year period
dumbass nigga

>>53280607
Chase Freedom is 2% as well.

>>53280607
bro.. your fees?

>>53280694
Credit cards don't have fees if you don't carry a balance in general.

>>53280694
0%

>>53280700
>>53280703
I'm talking about the brokerage account commissions and fees.

>>53280706
??? also 0%, fidelity is famous for that

>>53280546
sauce

I will be shorting hasbro and warner bros. DnD fuck ups and Velma are such trainwrecks KEK

>>53280607
I just sign up for new credit cards every few months to pay my taxes with so I can get a discount.
but if you're lazy anything with 2% is pretty solid.

>>53280717
Wow they charge less than interactive brokers, I can't believe this lad. Truly I am baffled as to how they make money

>>53280772
They still have commissions on options and bonds.

>>53280772
IBKR lite has no US stock commissions.

>>53280540
She’s out of options. If he has a job and isn’t an alcoholic, he’s the one.

>>53280546
Kys pedo

>>53279244
>Any reason not to
being poor, not liking money

>>53280607
that's what I've started using, simple. also does anyone know the purpose of fidelitys spend account? I opened it for the free $100 but you can also buy stocks in it, and it comes with a debit card. One day I guess I could use it to spend divvies directly

I think I might be a money market bro for the forseeable future with buying a house and needing a new car. There is no way the fed actually managed a soft landing after failing since 2009 right?

>>53280824
im not a pedo. that cartoon character is of legal age of consent.

>>53280057
why are you expecting so much from an overcomplicated text generator?

>>53280451
Don't have one

>>53280918
regardless if they do or not it will be volatile, so money market is a good decision lad. especially since interest rates actually do things now

>>53280635
Dividends are irrelevant when taxes and trading costs are negligible. That's not always the case in real life, so your point is valid: depending on the investor's tax situation, dividends can be better or worse than, for example, buybacks.

>>53280807
im american living in canada so idk if that's available to me, the fees are still low for the broker i use anyway for anything but options which are an exorbitant $10+ per trade

>>53280451
amex gold

i eat out a lot so it works out, restaurants get 5x points

>>53280451
autism is a hell of a syndrom

>>53280954
based

>>53280918
3 months treasuries homie. If you aren't going to make a decision in the short term make that risk free
>4.67%
Jesus what is happening in the bond market. It looks even more anemic than it did a few weeks ago.

>>53281007
>>53280955
Bond market is suggesting recession SOON because price action of the short versus the long dated ones right? Or is the most recent action just the assumption of a pity pivot from the Fed even though nothing is broken and the labour market is still tight?

Either way I need to save up so much. Actually kind of happy to be single right now.

>>53281044
gonna be real with you nobody really knows. it's pricing in volatility for certain though

>>53281044
>Bond market is suggesting recession SOON because price action of the short versus the long dated ones right?
I wouldn't look to bonds to mean much. One year ago 30y was at like sub 2% lol. You think it was priced there because bond holders knew what was gonna happen next?

Major bond holders are just legally mandated bagholders - pension fund managers and insurance companies with their float. Then there's all the boomer 401k holders that still believe 60/40 is a real thing. There's no "smart money" market signal there.

>>53280407
>No

>>53279209
>buy stock
>need cash
>sell stock
>price lower than buy price
>negative dividends

>>53281085
Its why I am still a doubter even though banks showed a mixed picture on friday and CPI seems to have "peaked" and thats the narrative.. Even though the sticky part of CPI is still running up .4-.5 a month and has shown no likelyhood of stopping. While it can be manipulated energy prices have essentially stabilized and used autos are slaughtered back etc. Outside of a recession they shouldn't dive too much much more.

Still not bullish but mostly waiting on the sidelines and just buying lottery tickets to gamble while I work out this house and car. Once I have the mortgage paying it off faster is essentially investing in super treasuries to deal with 6.5% apr.
>>53281091
Yeah no doubt and while they can appreciate real yields the fed is dumping stinky bags onto the market each month. Banks are still suggesting recession soon but labour market hasn't even given anything up. Workers were doing the needful though not demanding pay increases but that should change here soon due to the sticky parts of CPI hitting the poors bottom line.

>>53280635
This is true.
Buybacks for longterm investors, dividends for short term investors. You can hold something for just 2 months, and get a fat qualified divvy, then sell the remaining position for breakeven or perhaps even a short term loss. Negates your other trading gains on the year.
Dividends are incredibly tax efficient for swing traders.

>>53281091
>Inverse bond yields have been correlated with a recession every time there has been a recession in all of the history of modern capitalism.

>I wouldn't worry about it to much

Bulls on fucking maximum copium

Dividends are nice because they are:
1. More resilient than share price during bear markets
2. Having some form of cashflow without having to reduce your holdings is high favorable
3. Qualified dividends are tax advantaged.

>>53281180
we already had the recession, 2 stright quarters of negative growth.

>>53280263
>t. two digit iq

>>53281196
thats not enough, stocks arent back to pre covid

RELEASE THE ROCKER CUT

>>53281196
Do you think there's a ceiling on the how long bear markets can last or something? We are not going to see a bull market again until the fed starts QE again and we have a long way to go down.

>>53281206
Take into account that much more USD exists post covid.

>>53281211
I'm almost done editing

>>53281180
Did you already forget 2018?
And for the record, I'm not a bull.

>>53281264
There better be some good stock tips in this one
I have like $500 to blow on options

>>53280294
Investor is less stressful but you will get blown out with both

>>53281304
I only give good advice

>>53281322
You better call out the dividend chuds this week.

>>53281361
He is a dividend chud though, right? I thought he said he was going all in to JEPI

>>53281382
>I thought he said he was going all in to JEPI
I hope not. That tax drag is gonna eat his compounding.

>>53279225
Deutsche bank 2.0

So there's this company MNDO. It's a nice company run by gods chosen people. They do billing for telecom. They have a rule where they have to pay out dividends, like better than MO. It's $2.28 right now, I'm thinking yolo $20k that direction and see how the dradel falls. Can't fail. See you weighted-blanket using retards on the other side of the moon.nadrpd

>>53281440
I'd never invest in an evil burger corpo

>>53281440
next time you shill your scam company can you mention it is a penny stock so i dont waste my time googling it

>>53281143
Your shares would be worth even less if the company paid a dividend, because the company would have less cash.

>>53281091
I can't bring myself to own bonds post 2008's QE world. For a decade bonds were giving negative real yields cause interest rates were 0.25% and inflation was 1-3%

>>53281652
Yeah. TLT total return past 5 years is negative. Pretty funny.

>>53280635
>need cash
>sell stock
Ngmi

DXY IS GETTING FUCKED!

>>53281698
I don't want to defend bonds but bonds that are 20 years long will fluctuate in a 5 year basis

should i go exchange USD for JPY before my trip in april? is DXY going to keep getting fucked?

9 minutes to movie night! Tonite's feature (for the third saturday in january) is special anime, we are viewing all 4 episodes of Okane ga Nai (2007)!

>>53281790
Nope

>>53281790
its a certain kind of special

Late to Egg bull run? Guess which commodity bull runs next?

>>53279209
You get some divvies to deal with the broker fees on the account, otherwise you need to top up every couple months.

>If you want a bit of cash from your stocks, you can sell some.

Sell stock
Pay trading fees
You either sell your weakest stocks which realises losses
Or you sell your favourite stocks
To pay account fees

This might all work in theory but it doesn't when you throw in the trader.

Movie night movie night, get in here! Tonite's feature is Okane ga Nai episodes 1-4 (2007)!

>>53281827
Wheat because cake ingredients.

>use any dating app
>algorithm sends you trannies

>>53281790
fuck, who here is a fujo? I want answers.

>>53281782
The FX spread the bank gives you will likely be more than whatever amount USDJPY moves in the next quarter. Also get a bank that does foreign ATM withdraws for free (schwab) as that is the best FX rate you can get.

>>53281827
I'm going with wheat. Maybe beans will continue to run.

>>53281288
What about 2018? We did see a recession. We saw the market crash in 2020 and then a recession not long after.

>>53281888
checked
>the botnet knows you browse /gif/

Where's that update at Rocker.......you detroit wigger

>>53282176
62% uploaded

>>53279154

>>53282176
>>53282243
You need to be careful around your ghetto workers. You’re calling for the dindo line of thought.

>>53282078
Great. Get ready for a recession in 2024 once the China devs release Pandemic 2: the Sequel.
If you completely disregard timing and causation, then sure, go ahead and pray that your magic correlation will continue to hold valid in a world where QE and stimulus checks have completely changed the interest rate paradigm.

Two months ago, I was seeing a lot of charts posted around the net showing how perfectly this bear market was lining up with 2008, 1929, and other major crashes. Then this month happened, and suddenly they've all disappeared. Humans are trained to look for patterns, but in the absence of understanding logic that drives the correlation there is no meaning. It's just useless data.
Try using your brain. Think.

Besides, as another anon >>53281196 mentioned, we already got our recession 6 months ago. We've already seen the layoffs. It wasn't a big deal. There's no depression. Inflation is walking back in.
Personally, I think we'll see a resurgence of oil/energy price inflation into the summer. Housing may crash, and stocks could decline again. There'll probably be another silent recession that our government refuses to officially confirm. But it won't be because of this magic inverted rate trend. The problem with that correlation is that it ignores inflation. Real rates are negative right now. Real rates are theoretically positive in the future. Adjust for inflation expectations and there is no inverted curve. The curve is showing off a soft landing. Realistically though, it's just showing off the Feds own yield curve control. QT and QE have ruined the meaning of the rate curve.
In the end, nothing really matters because even if things do start to appear negative, the moment things truly get bad enough to cause lasting damage, the helicopter money will arrive to bail out the whole world. The entire concept of risk has been ruined. The only legitimate risk left is the value of the US dollar. Embrace that.

I think most micro cap and pink sheet stocks are used for money laundering.

>>53282271
Kek, they aren't black

>>53281888
nice digits. They know that's what you want.

>MUH HECKIN SOFT LANDING

No update.
I’m pulling the funds John.

>>53281178
>>53281667
any of these worth while?

>>53282286
Always have been. It is just more recently it now also includes most "midcaps" that IPO and some large cap memes like EV stocks.

>>53282471
Dude said none of those were tested. Why not test them yourself to see if they work? Problem is "it works till it doesn't" holds too true.

Jesus Christ now the video has to process up to HD. This the last time I turn up the quality on the export

Oh never mind it's done

Fresh update
https://youtu.be/0V0DatD6cak
https://youtu.be/0V0DatD6cak
https://youtu.be/0V0DatD6cak

>>53282518
>another 30 minute yankfest
well here we go for a review

>>53282518
thank you based rocker

>>53282518
unsubbed

>>53282518
>lord knows none of you guys make money on your own
says the guy going around asking anybody who has money for 3k in this general

>>53282549
3k he got from his former ape baby scoopsies to stop badgering and attacking his person.

>>53282549
That money is owed to me.

>>53282580
by who /smg/ as a whole? we're lending money to smg now?

JEPI bros, i got greedy and bought puts on friday. now i have no money until next week to buy more shares.

have a good night /smg/

>>53282608
You're not the boss of me.

>>53282518
Bread costs way cheaper at the local bakery than at the safeway. And it tastes better.

I'm a bear and I miss low rates already.

I'm a bobo and im a gay tranny who takes black dick up the ass and lost my small bank account shorting this year, I also don't have a jaw or chin and look just like the chud. How can I learn to be a based bullchad and start making money?

Whats the return on investment farming my own magic mushrooms.

>>53282682
post loss porn

>>53282471
Post more pictures of my broker

>>53282284
>In the end, nothing really matters because even if things do start to appear negative, the moment things truly get bad enough to cause lasting damage, the helicopter money will arrive to bail out the whole world.
But that's the thing, they literally can't do that again, most of the criticism of the Fed's handling of the GFC is the insane moral hazard it created and 20-21 proved it. Even with "da deadliestie pandemic evar" for cover, QE and ZIRP still caused a violent melt-up, if they try it again the melt-up will be currency destroying, never forget that the oligarchy holds position via soft power wielded primarily through the financialization of the world economy, they can't risk the system, they are the system, another round of QE/ZIRP will destroy the system

>>53282518
glad you don't listen to that chud telling you to make short videos

>>53282827
It's a broken system. The only possible conclusion is that it collapses eventually. I doubt they ever do so willingly.

>>53282704
Do it and take the risk instead of asking questions, pussy.

Someone kill this fucking crab already.

>>53282976
2023 will be year of the crab

>>53282901
Considering it. Seems like there are low effort options to try it out for $200

https://www.youtube.com/watch?v=OrR1TGQY20Y

>>53283010
Worst case scenario you'll have a shit load of drugs all to yourself

>>53283090
I heard zoomettes enjoy them

>>53283076
very bullish post for PEP

>>53283076

youtube.com/watch?v=BJpz70dCmyg

>"While Treasury is not currently able to provide an estimate of how long extraordinary measures will enable us to continue to pay the government's obligations, it is unlikely that cash and extraordinary measures will be exhausted before early June," Ms. Yellen wrote to Congressional leaders.
https://www.zerohedge.com/markets/yellen-warns-us-will-hit-debt-limit-next-thursday-will-take-extraordinary-measures-avoid

They were saying the extraordinary measures would last until September just the other day and now Yellen is saying, "Maybe, *maybe*, we can bridge the gap until June."

>And while the US has about 9 months to go until the mid-September D-Day, or the moment when various emergency measures meant to provide breathing room under the debt ceiling
https://www.zerohedge.com/markets/us-hit-debt-ceiling-one-week-today-starting-countdown-epic-chaos?commentId=63bf42834c8d8c001cc11975

>>53283151
Does anyone actually care about this shit?

>>53283207
There was a mini crash when the debt ceiling thing came up in '21. They'll just raise it again like they always do and never deal with the consequences.

>>53283226
Kevin McCuckney is the house speaker so this is another bobo nothingburger like evergrande

One day, something will happen.

god fucking damnit

>>53283151
I think it is very interesting that the expected time frame for how long the "extraordinary measures" will last has already been downgraded from "September D-Day" to "maybe we can hold it off until June." I wonder if these three months that got shaved off are related to the absence of the Fed's remittance to the Treasury now that the Fed is no longer able to send its profits to the Treasury. I suppose however long before September it ends up running out will characterize exactly how bad things really are. I will be very glad to hear about it if unprecedented budgetary shortfalls in the Treasury force the issue even earlier than June.

>The Federal Reserve announced on Friday that it sent $76 billion in profits to the US Treasury last year, though those transfers stopped in September when its income turned negative and the Fed started accumulating a massive, multi-billion loss which totaled $18.8 billion by the end of the year
https://www.zerohedge.com/markets/fed-sent-76bn-treasury-2022-it-now-sending-650-million-banks-every-day-instead

>>53281866
Dividend irrelevance theory doesn't deal with taxes and trading fees. They can make dividends better or worse depending on the details.
If you expect to pay fees to your brokerage, maybe you should keep some cash around or have an external source of cash, such as income from work.

I put about 1.3 units of currency into SHIB recently. It is my realistic expectation that the year long downtrend will continue though obviously I am willing to gamble a little since I have so much extra coin at the moment. Thus, I must consider my stop loss order. I think I will risk as much as 0.3 currency units and close the position if the NAV goes below 1.0 currency units.

>>53283124
kino

>>53283226
>cant pay debt and cant take on more
>take on more debt anyway
i love the government

>>53283270
how many in are you?

My net worth is nearing 100k finally

>URNM 11% YTD

Yeah it's finally our turn uranium kings.........

>>53280451
Why would I want a (((credit))) card?

>>53283595

I refuse to be a paypig. Fuck credit card companies.

https://www.youtube.com/watch?v=5iwzGsU2bAg

WHERE IS MY MONEY JEROME

>>53279154
Whoa black betty?

>>53280451
Costco, cash back on gas, and credit towards groceries, you'd have to be an imbecile not to take advantage of the flexibility, and benefits of credit. Unless of course, your a mouth breather with no capacity for fiscal responsibility.

What's the average normalfag's sentiment like right now? Both in general and financially?

>>53283709

>>53283591
not until uranium twitter hucksters who keep altering trendlines to show imminent breakout are liquidated

>>53283716
jpow get on it, crush their spirits

>>53283744
just 2 more weeks until jpow stops the rally and saves bobo portfolios!

>>53283751
Nevermind that, I want to see people on the streets and office workers leaping from rooftops.

>>53283744
Vix is low, and trending down. usually that implies upward movement. But earning is coming, Big tech earnings will likely be the leading directional indicator , MSFT kicks it off on 24th, TSLA on the 25th, AAPL AMZN GOOG on 02/02. the highest weighted companies in the indices will move the broader market

>>53283767
You'll see bobos homeless or leaping from rooftops once S&P is 6000 later this year, no that isn't a typo I meant 6000.

Bill Gates bought a bunch of Coupang and they now have some real estate and headquarters in Seattle. Talk about a 30B market cap that can easily go to 90B in a year. They just turned profitable. Take a look at Tesla's stock the year they turned profit. (2020)

>>53283780
Don’t we also have a 25-50 bps rate hike coming like February 1st?

uh oh stinky

>>53283780
VIX is useful because it's mean-reverting. The higher or lower it goes increases the likelihood of a reversal.

>>53282284
>QE and stimulus checks have completely changed the interest rate paradigm
>https://youtu.be/pSS7iJUsYCY
Kek, you probably fuck your cousins too you god damn retard

>>53280208
top kek

>>53283871
CPI, interest rates, is all long priced in. Earnings compression, and forward guidance, and recession outlook will determine the next leg

>>53284190
>priced in
It can’t be priced in when nobody knows what it’s going to be, least not when we are only 5% down from what we were almost a year ago.

>>53282284
>Adjust for inflation expectations and there is no inverted curve.
yield curve has been used as a recession predictor in many previous inflationary periods. it didn't stop working then. it's still working today. and every single time it precedes a recession people come up with another excuse why its different this time.

Rocker if you’re reading this I do have kids. I didn’t even eat gum balls when I was a child

So prime broker doesn’t just mean female broker??

>>53279209
stocks are of zero real value if they don't pay out interest rate beating dividends
you're basically just playing a game of pretend otherwise

>>53280129
Math for that seems pretty easy

>>53284227
What is different this time is that the crash started before tightening in anticipation of tightening, whereas previously (2000, 2008) the fed tightened on the way up

>>53283947
what's going on with pfizer? I don't want to use twatter

Still waiting for Boomergeddeon when its figured out that you can replace CEOs with AI

>>53284426
$7 trillion of stimmies forced TINA, driving SPY to extreme bubble territory (38 PE). Smart money knew from the first hike there was going to be much more pain and the fun was over. despite the fed saying "transitory" and doing a pity 25 hike those who understood how inflation works (I did not) knew it was over.
So the first crash was not from earnings dropping unexpectedly, that didn't happen for most stocks.

However as more people lose their jobs, and money continues to tighten earnings should fall this year. I would expect, at least as more money goes to interest payments, even for those who locked in "low" rates on homes that doubled in price over a short time.

>>53284551
If they new from the start we need to look for signs that they also know when the pain is over with and we get out of this bear market.

>>53283716
Really makes you think. Even if inflation finally comes down, it is obviously not the time to get greedy, yet. Earnings will come in a lot weaker than expected for tech and many other sectors. I think we will go down 10-20% once more before numba go up and the next bullrun.

>>53283591
>>53283742
KINGS
I
N
G
S

>>53284810
>10-20%
lol, good one

>>53284525
>Still waiting for Boomergeddeon when its figured out that you can replace CEOs with AI
It is only a question of time until some company releases CEO-GPT. A completely moral free AI model trained with data sets only from most evil sociopaths. To be hosted on the Oracle cloud, kek.

>>53283780
Tech earnings will be terrible and most of the stocks you mentioned will drop a lot more. Maybe MSFT will be alright, because ChatGPT has everybody hyped right now.

>>53283780
Lol you're nuts if you think thech stocks are gonna pump in this environment. I am not saying don't buy them but don't expect returns till next year.

Is anyone investing in Gold funds?

Ninety One Global Gold is gonna be the bg thing this year apparently.

powell is gonna come out in the next fomc and give us 75 and then say they revised the terminal rate to 650

Getting real fucking sick of the crypto fags. We better make some nice thicc legs down this week

>>53279209
>. If you want a bit of cash
How much so you need?

1. Get a job with a steady income for free cash flow.

2. You should already have some cash for a rainy day or buy some shit or go on a vacation.

3. Whole portfolio doesn't have to be long-term dividend investments.

>>53284977
The only time J Powell's that restrictive is Saturday night at the bondage club.

>>53285038
>He didn't buy Coinbase under 35 USD

I should have put in sell orders on friday. I just know there will be more dumping this week. We tagged the 200 day again which means more pain.

>>53284190

what is the ratio to things being priced in to people not knowing where the market is going

smgsisters what do I do with my extra money each month? throw it into a high yield savings account? I'd like to buy a house in lets say the next 2 - 4 years so I need the cash by then.

>>53281624
But he wouldn't have sold so it doesn't matter.

>>53285413
Bonds

Kek well it seems "old school" flip phones are making a come back among kids now. BTW VZ owns Tracphone a popular carrier of the flip phone. (I still have mine from back in the day, a little Nokia). https://www.cnn.com/2023/01/15/business/flip-phone-gen-z-ctrp/index.html

>>53285413
1 year bonds are like 4.75% now if you want something 99.9%

>>53285577
Right, cash from dividends is equivalent to cash from selling shares, ignoring trading costs and taxes. If a stock's price is down, then it's down.

>>53285176

we'll probably keep pumping this week until we re-test 4100

>>53285150
Some people live off their investments, though. For those people, collecting dividends and selling a small percentage of their shares every year are reasonable things to do.

>>53283709
True normies barely think about the market whatsoever. Think back to before you ever invested and realize that's the average normie. They aren't talking about the market at all.

Normie investors on the other hand are bogle baggies. They just dump their money in, watch it go -30% and tell themselves "I'm in it for the long run!!!!!". Those normies are pretty comfy right now and truly think the worst of the market is behind us, and that line will only go up from here.

The true normies are the harbingers of truth. When the market is neon green and those types start talking about "finally time to get in the market!", you know it's time to sell, and when it's blood red and they say stuff like "wow, sure glad I'm not in the market what a scam!!", you know it's time to buy

Dividend's are not the tax boogieman everyone makes it out to be. Most people here, the only way such a thing would even start to actually make your tax burden more is if you were pulling down a shat load of dividend's a year. Honestly read the tax stuff your broker puts out. A lot of cases you end up owing nothing to the govt when it pertains to your brokerage account. However you do end up getting a tax break if you've got actual losses the previous year (1500 single or 3000 married). So rather than burden you the brokerage account can actually make your tax owed less. Ex: I'm married. So for 2022 tax year our combined income must exceed 80,000 before taxes start to "go up". Uh yeah that isn't happening to put it simply. (Note 401k income is whatever your RMD is for the year so yeah just cause its got 2 million in it don't mean you'll get taxed on that whole 2 million, rather just whatever the RMD amount for the year was)

>>53285849
who asked

>>53285923
I was about to, you cranky parasite.

>>53285589
>>53285634
thanks, I don't know anything about bonds, I thought you had to wait many many years to cash out - I guess that is not the case for some bonds e.g. 1 year bonds?

>>53285971
>2 posts by this id

what you preferred market cap

for me it's Small Caps

>>53286082
large caps. seriously, i'll never understand why asians love flatties

>>53286082
mid cap fr fr

small cap fucking me in ass right now no cap

I took the value investing pill

>>53284977
God I hope so

I shorted BITF after it went up 40% in a day. How tucked am I?

>>53285984
nevermind ok I read the internet.. "interest is forfeited from the previous three months." if you cash out before 5 years.

>>53285849
Braindead. There is a reason Berkshire doesn't do dividends. It's a bad practice. Sure for you they don't matter because you don't make any income. Why would you invest in a braindead management or company that burns everyone's money.

Berkshire abuse the FUCK out of the tax code to never realize capital gains. That's stewardship. Giving dividends proves a company is low IQ and uninvestable. If they can't pass the braindead test to avoid unnecessary taxes why invest innthem with your money

Fuck off. Divies are for retards

>>53286255
Divvies are great. Imagine having to sell stocks to realize gains.

>>53286255
>Giving dividends proves a company is low IQ and uninvestable
How to tell you have been in the market for less than 5 years

>>53286297
Imagine wanting a company with a conscious cfo

>>53286255
>the largest companies on earth are brain dead for returning tangible value to the shareholder without having to sell any of the underlying
>I’m the smart one

I don't understand why everyone keeps insisting on staying with oil while at the same time everyone expects a recession. Aren't recessions highly deflationary for oil prices? Why would I buy oil now if I think a recession is due?

>>53286300
Taxing your investors for no reason makes lots of sense. That's why Berkshire is structured to never realize gains. They are just retarded, way better to pay as much capital gains as often as possible.

>>53286326
The largest companies do tax efficient strategies. Aka not divvies

>>53286082
I trade index so all four of your waifu is belong to me ^^°

>>53286297
Exactly. Pushing the sell button is too hard. I don't have the spoons for it.

>>53286357
The largest companies pay dividends.

>>53286008
You think I’m a shill here to sell bonds? Have another cup of coffee, anon.

Morning /smg/

>>53286082
Mega caps seem like safe choice but will let you down in the end
Large caps overrated and always pushing themselves on you (by being in 401k auto-buy funds)
Small caps look fun but are too unstable and will probably drain all your money before you know it

Mid caps are the balanced choice with the highest potential for stable gains

Regular income without having to sell any stock is le bad

>>53281866
Holding stocks is retarded since they have risk they go back to below you bought and stay there. Many such cases.
Which is why you hold at least 1.5 million in MSCI World and you liquidate 4% tops yearly and on a long enough timeline you will not run out of money. That is how live off passive investments. Everything else is a meme. (we are assuming the %4 rule keeps working here btw)

>>53286082
what the fuck is her legs problem?

>>53286337
The bull case is that the recession will be mild and the oil market is structurally under supplied. I do not believe the recession will be mild.

>>53285413
money market fund paying 4.3%

>>53286461
bowlegged, knock-kneed, pigeontoed

>>53286459
>dividend stock goes down
>buy more stock with dividend
>compounds quickly
>stock goes back up
>sell covered calls
>continue to collect dividends
>receive covered call and dividend income
>retain ownership of stock
>repeat forever

Looking for a good stable dividend ETF, is SPYD my best option?
Gonna wait for a serious washout/recession/depression until I buy in, hoping for like $15-23

>>53286536
JEPI. It’s the best covered call ETF imo

any takes on soxl fellas? looking to unload my last few bullets before reversing

>>53286502
pretty much, however I am also betting that oil has one last surge to show everyone inflation is not actually under control and to drive the point home

>>53286441
Are we still talking about breasts here?

>>53286255
While I mostly agree with the "dividends are irrelevant" idea... the larger a company is, the fewer people who could hypothetically realize the "true" value by taking the company private. For mega-caps, there are only a handful of people on earth who could outright buy them, so the "bid" could be way below a "fair" value. In such an environment, it seems reasonable for a company to put in place a dividend so shareholders will more directly benefit from the company's cashflow.

Now in practice. Most mega-caps these days are "growth" stocks so they trade at absurd multiples anyways. But if they didn't. Then a dividend would definitely be a sound decision by management.

>>53286564
You're too late. Nobody will ever use semiconductors ever again.

>>53286459

Do you mean 1.5 million in shares or dollars?

>>53286583
...you mean you dont have 750million in stocks?

>>53286604

I invested all my money in bourbon and anime

>>53286516
>sell covered calls
>repeat forever
When someone buys call options, it's because there's a chance he'll exercise them.

>>53286459
>many such cases
not just many, every stock will go to zero sooner or later.
either you swing growth stocks or buy indexes to hold forever

>>53286619
Be conservative then. If they get exercised then enjoy the gains and buy back in when it dips. If it doesn’t enjoy the free premium.

>>53286582
uh huh..I am thinking 13-15 as intermediate top

i'm getting too many dividends. it's going to impact my obamacare subsidy. people bicker about tax advantages i'm over here getting screwed because they're forcing income on me.

>>53286661
lol, health insurance

>>53286643
That's reasonable, part of the option wheel strategy. But it contradicts Anon's idea of
>retain ownership of stock

>>53286661
>i'm making gains
>and thats a bad thing
I know this is /smg/ and all but gains are a good thing.

>>53286552
Can't do calls in bongland at least with my trading212 account (need a loicense, what a surprise eh) but I will keep that in mind
Just want a long-term divvie etf

>>53286552
looks good. finna frfr

>>53286661
Based. You have the equivalent of one wagie slaving away for a whole year and giving you their entire paycheck.

>>53286692
I am that anon. I don’t sell covered calls on my entire position. And I usually am conservative enough to not get called away. Dividend stocks don’t usually pump for no reason

>>53286661
giz the deetz fella

>>53286661
I don't have health insurance.

>>53286418
Most of their returns are not due to dividends, but buybacks
If one more retard tries to tell me aapl and msft are “divvy socks” im going to have a conniption. Its like saying SPY is a dividend etf. Just stop

>>53286744
boring index funds mostly

>>53286796
sounds perfect!

>>53286787
You’re shifting the goalposts. You said large companies don’t pay dividends. They do

>>53286796
Is that about $3million worth of index funds?

told you brehs it looked bullish last week.

New thread!
>>53286921
>>53286921
>>53286921

>>53286886
nah ~$1m

>>53285849
>However you do end up getting a tax break if you've got actual losses the previous year (1500 single or 3000 married). So rather than burden you the brokerage account can actually make your tax owed less.
This is wrong, by the way. Please read up, Coke Boomer: https://www.investopedia.com/terms/c/capital-loss-carryover.asp

Losses are used to offset gains, with any excess carrying over to the next year. In addition to that, $3000 of ordinary income can also be offset, whether you're married or single. Or as the IRS tl;dr's:
>If your capital losses exceed your capital gains, the amount of the excess loss that you can claim to lower your income is the lesser of $3,000 ($1,500 if married filing separately) or your total net loss shown on line 16 of Schedule D (Form 1040).
-https://www.irs.gov/taxtopics/tc409