/biz/ - Business & Finance

>>52750072
There is no escape

>>52750072
buy the dip

>>52750072

save money. invest in urself. the main advantage u have over younger people is experience & time. by the time you are old you should have invested/done whatever to have money saved up. additionally, your resume should reflect that you are better than a mcdonalds job (should you want a better job). that's really all it is

>>52750072
Save for retirement early

>>52750072
Become immortal.

>>52750072
You literally cannot. This will be you in 60 years and unless you have $5m+ RIGHT NOW there is nothing you can do to stop it. Unless you own and can comfortably maintain for 10+ years your own own home RIGHT NOW, you're finished. The time of economic prosperity and opportunity is firmly behind us, from here on out the whole world is just going to get poorer. All resources and wealth will flow upwards to (((them))) while the plebs fall further and further into debt servitude.
In the next 5 years, nobody will be able to afford a home. If you already own one, guess what, you won't be able to afford the maintenance. You'll be forced to sell it and rent. Soon enough the same will apply to cars, food, energy, everything. But don't worry goy ((hey)) will generously provide it for you in exchange for your weekly sanctioned labor-hours. Retirement will be a thing of the past. You will work until you die and you will be happy.

>>52750072
Don't live, laugh, love.
Save, save, save.

>>52750156
>Realize that fiat is imaginary
>Realize that fiat debt is even more imaginary
>Realize that violence is real

Just kill yourself at the age of 40, it's as shrimple as that.

>>52750072
don't eat at McGoyims

>>52750072
Honestly start committing crime. Use your head and you won't get caught.

>>52750072
https://www.youtube.com/watch?v=v4LjKgXRjoA

>>52750272

in the future they will force you onto happy pills the second you think or post this until you're a mindless wagie

>>52750272
/thread

>>52750272
Why not just try to rob a bank at that point? At worst you die like you wanted at best you make it out with a couple grand.

>>52750305
shoplifting isn't even a crime in california. what's there to stop someone from selling stolen goods for a living?

>>52750072
have any sort of investments beyond the bare minimum of ((social security)), essentially.
some of those old farts just do a few hours a week to have someone to talk to. but i'm sure a lot of them need the money, shit's depressing.

>>52750156
>this time is different bro I swear it's the end
i'm with you in thinking that the prognosis on the future has gotten worse, but really i think people will snap if it happens that fast. you gotta incrementally demoralize them a generation at a time so they never question it.

>>52750072
Do not feminism.

>>52750072
wait WAIT wait what? your bills don't just stop at age 66? wtf am i going to do i don't have any kids

>>52750072
I let you write the words START and END in proper order

alot of times they get jobs because their fucking bored, i took a part time job at a dollar store last summer for that reason

life is fucking boring

>>52751506
How was it? Any QTs?

>>52751506
This is the correct answer. The way to avoid this fate is by having your family still visit you when you're an old boomer, but with traditional family structures collapsing there are a lot of old people out there stuck with no one to talk with, so they end up being greeters or working fast food just to be around people.

>>52751530
I worked at Target before and there were some very cute college girls there trying to talk to me, but this was back when my mental health was really bad so I ended up brushing them away.

>>52750072
Sight chance she might want to work
I've known older people like that, even wealthy ones

It's hard for us instant gratification dopamine-addicts to understand

>>52751664
No she is le neurotic wagecuck who wants to kill le themselves just like me when I’m at work!! They are also poor like me!!! They couldn’t possibly enjoy working at a cash register because I depend on working at a cash register and just talking to a customer with even a slight attitude makes me want to hang myself in my moms garage

>>52751664
For a lot of people their job is their social life, so retirement can be depressing if their family isn't constantly with them

>>52751797
rent free

>>52750156
Dude you only need a couple hundred thousand to retire in your 20s. Just get some dividends at a 10%+ rate and you're set for life. If you keep reinvesting that money in 5-10 years you'll be making six figures annually as well.

>>52751980
Wtf why does biz say I need like 10 million??

>>52752005
You do that anon is a retard

>>52750072
if you're not totally retarded and have some understanding of money and the economy you'll be fine. so many people are seriously stupid and oblivious

>>52752005
10 mil, nah, half that though.
investing a few hundred thousand won't give you anywhere near enough to live off of.

>>52750072
have lots of kids and treat them well. live with them when you’re old

>>52750072
The goy cannot. It is unfathomable. Impossible. Preposterous.

>>52750072
MAKE MORE FUCKIN MONEY

>>52752066
Checked. Selling cranberry juice is a great way to make money.

>>52750072
I heard it's legal to live in a van by the river. She could try that.

how about developing a valuable skill

>>52751506
Jesus christ man. The state of you

>>52750072

>>52750225
>realize that power substationd are high-value targets

>>52750072
promotions. get a managerial position. know, at all times, the top 5 hottest rap songs according to billboard dot com, so you can pretend that you're down with the niggers that work for you. it will be easier to control the herd once they know you're down and sheeyit. then you get promoted to district manager where you do what you did as a local manager, but a lot less work and a lot more pay, just do the rounds, whatever corporate needs you to do that day, then you have a choice. be a franchise owner, buy a mcwagie restaurant yourself and run that shit and make bank or just get promoted to a corporate office job for less pay but a more cush position then you'll retire with a fat wallet way before this old bag of bones does

>>52750347
This is happing. there are major gangs involved. it is why target and Walgreens are closing stores for good out there, they have so much lost stuff they are not making a profit anymore in CA

>>52752288

a lot of dumb kids don't understand this. they talk about 'i'm gonna code forever' but they don't understand when they hit 40, 50 they're going to start getting discriminated against for jobs people want younger folks in. as you age, you need to take more senior positions because those are protected against younger folks and therefore age discrimination because you NEED significant experience. you can try to go back to the 'fun jobs' (whatever BS justifications) once you hit retirement and no longer care. you gotta be a manager, business owner, or some such thing by the time you're 40, 50 or people will start looking at you like you're a useless old man whereas if you're a director/VP/business owner and an old man you're wise and battle tested

>>52750072
You never know, her husband could of died and she had to get out of the house and this was the first job available.

>>52752019

please. 4% of 2 mil is 80K. add in SS (if it's around) and whatever other BS gov welfare old people get (tax breaks, medicare, whatever) and you'll be fine. if you already own a house at that point you'd likely be fine on just a mil. fun fact: if you put $6500/yr in an IRA account every year for 35 yrs (say age 25 to 60) at 7.5% return you'll have 1 million. it's honestly trivial. only 6.5k a year. people get fucked because they save NOTHING every year

>>52752294
Good. They're both garbage. Who needs their shitty, overpriced products that are still made in China? People will learn to shop around at other stores or they can continue using Amazon.

>>52750072
She probably doesn't actually need the job. But you will support it via your own wage being diluted.

>>52750225
>>Realize that fiat is imaginary
>>Realize that fiat debt is even more imaginary
>>Realize that violence is real
You have a lot of bills to pay don't you anon.

>>52752430
slicing me like a hot knife through butter anon wtf

>>52750072
knee pads

>>52752353
I can feel the truth of this and it makes me nervous

Die young.

>>52752104
that's hard

>>52752396
>Who needs their shitty, overpriced products that are still made in China?

Yeah I don't get the appeal of Target really. Rarely ever go there, only in consumerist edge cases

>>52750103
This and passive income. Only retards dont understand that. Especially stablecoins like USDC, on middlewares like SpoolFi. Or any other platform deemed appropriate

>>52750072
If you have to ask it's probably way too late for you.

>>52750310
>See MAID program in Canada
Literally solves the pension crisis
https://stokedwallet.com/2022/10/14/the-social-security-you-wont-get-is-becoming-more-expensive-for-high-earners-next-year/
>>52752353
I see the walls closing in on me at 29 and that's why I am trying to spin some businesses up or die trying.

>>52752793
Yes, same for me here.

1. Invest in growth and dividend aristocrat stocks.
2. Invest in Bitcoin
3. Keep doing it every time you get paid
4. Don't mess with women

>Relatively easy part-time job where nobody will give you shit because you're old
>Keeps you somewhat mentally and physically active
>Provides free food along with a chance to interact with the young folk

Not how I'd spend my retirement but I understand the appeal for people who transition to part-time work. My parents declined considerably after they retired and I can tell my mum really does want a little job to keep her busy.

>>52754080
Also, you don't need to worry OP because you will never be a woman :)

>>52750156
>This will be you in 60 years and unless you have $5m+ RIGHT NOW
All you need is 2-4 rental properties managed by a property management service who take 10% cut for getting good tenants, maintaining the property and getting rent on time meanwhile you can live comfortable off the rental income while doing nothing yourself.

>>52753986
>2. Invest in Bitcoin
why didn't you put this at #1, baggie?

>>52750072
Get vaccinated

Should I take out a personal loan at 7.5% APR and stake the entire thing in CAKE at 63% APY? I mean, even if this isn't the bottom, CAKE would have to lose 55.5 pp (63 - 7.5) of its current value before I would be losing money, right?

>>52750072
Live within your means. Or even better, move to some cheap caribbean country when you're old. She could probably live a pretty good life in St. Lucia or whatever with her social security.

>>52754096
>If you want to escape a lifetime of drudgery you have to get on the rental game and play the "fuck you I got mine" card

Fuck this gay house of cards

>>52750072
Maybe she enjoys it. I hope she enjoys it

>>52750103
this

>>52752357
they didn't have life insurance?

>>52750072
Wage slave now so you won't have to wage slave when you're senior

>>52750225
>realize that real eyes realize real lies

>>52750072
You live in clownworld, you'd be a sucker to play by the rules.

For instance, commiefornia made theft up to $950 pretty much legal, go there and steal high end products to flip on marketplaces

>>52750072
You realize she is doing this to simply get out of the house. Her children never come by anymore and this is the only human contact she has.

She lives comfortably in a paid off house. Collecting from her husband’s pension and takes vacations 3 times a year overseas.

Let this be a lesson biz - money will not make you happy. Many of you will wage space despite being wealthy, but for reasons you currently cannot imagine.

>>52750072
Don't be a cunt.

>>52750072
be more lucky bro

>>52750072
Death.
>>52750156
While I don't subscribe wholesale to this scenario in its darkest form, there is a high likelihood of something substantially similar to it coming true.

>>52750072
try better next life
oh wait

>>52750072
Don’t HODL

>>52750156
not if i lrn2code and move to a 3rd world country

>>52750072
oh look its one of those strong independent women who dont need no man

Invest in bitdao bro.

>verification not required

>>52750072
You can't; hence, you don't.

>>52750072
Chicks like this are usually solvent, just very lonely. They work for the social interaction. Maybe they're not church-goers and their neighbors are boring. I see them at banks and supermarkets trying to make conversation with the teller/check-out person. Those little errands are often the only interactions they have all day. The elderly are invisible. She was probably a hot chick once and shined a lot of dudes, and now just happy to take your order and 1/4 speed. It's usually the broads, and not the gents who go back to work like this, to try to fill the void of a lingering existence.

Buy everything trendy on Dextools and Coinmarketcap and forget about it for two to four years.

>>52750156
This one's going straight to the pasta file thanks anon.

>>52752172
please anon tell him how he should live life and what hobbies he should pick up because you hold the answers to this universe please redpill him anon!

>>52759643
Extremely based and REAL

>>52750156

>>52750072
Don't buy LINK.

>>52750156
Or you can own 1 bitcoin

1 Bitcoin in 60 years will probably be worth as much as 10 McMansions

>>52752430
you fucking seen the price of a mortgage anon? Shit's nuts