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/biz/ - Business & Finance

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52665017 No.52665017 [Reply] [Original]

How many credit cards do you have? Which do you recommend?

>> No.52665034

>>52665017
Myficoforums.com

>> No.52665039

0 credit cards
0 debt
House and 5 cars all paid off
Retired

>> No.52665150

Discover It is pretty based, I use the hell out of those 5% categories. Want to get a Chase Freedom Flex eventually so I can get 5% on similar categories during quarters Discover isn't offering it.

I recently signed up for the Gemini crypto card because of the 10% back they're offering for a year on gas. This was right before all the Genesis shit, though, but funds held on Gemini itself should be safe. You can get your rewards in various crypto, including stablecoins like USDC.

>> No.52665241

>>52665017
I have 13 credit cards and I will accept a new card from any company who doesn’t charge an annual fee.

I have a lot of revolving credit and I don’t even use 0.1% of it. I pay it all off to zero every month

Personally I like Amex. I refuse to pay an annual fee though so only their free cards

>> No.52665250

>>52665017
2. amex and bank one. i use them as a replacement for cash. same money gone from my bank account if i just used my debit card or paid with cash so I dont see why not get paid to use their card. what ever card you take just dont use it as a loan and you'll be fine. just use it as a cash replacement and pay the bill off. dont listen to anyone that says it's bad to use for everyday purchases, i have been for 12 years

>> No.52665507
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52665507

I'm looking to get the US Bank Cash+ card. You get to pick two 5% back categories per quarter, and they aren't as general as a lot of other cards, but you can do fast food, cable & internet (which includes your internet bill and streaming services), or cell phone bill among others. And then you can also pick one more general category to earn 2% in. It would be great for me. The only thing is that I've heard US Bank is very picky about who they lend to, and they prefer if you've gotten no new credit cards in the last six months, and no more than one new card in the last twelve months. So I'm just waiting now.

>> No.52665532

>>52665039
All 5 cars are 20 years old

>> No.52665542
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52665542

>>52665017
ZERO CREDIT CARDS
ZERO CREDIT HISTORY
ZERO INTEREST PAID
ZERO JEWS PAID UP
ZERO FUCKS GIVEN

>> No.52665555

>>52665039
And the house is located in the middle of bumfuck nowhere and if he were to sell tomorrow its only $75k at best

>> No.52665565
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52665565

>>52665555

>> No.52665587

>>52665017
3 but I used Amex for everything the cashback is unparalleled