/biz/ - Business & Finance

>>52433006
Is it because they got a career going while you went autist on PF?

>>52433006
Stop larping and get a job.

>>52433006
Your net liquid assets are positive, you are better off than the majority.

>>52433006
>31 years old
>5000 in cash
>800 in crypto
>2000 in silver

get on my level

>>52433006
At age 30, half of Americans have net worth <$35,000. You're a retarded humblebragger.

>>52433200
Who cares? That doesn’t make having 140k a lot. That’s like saying most are morbidly obese do bring merely overweight is good

>>52433541
No, but if you have that much saved up by 27 it bodes very well for your future. Granted, having that much cash is retarded since it needs to be working for you somehow.

>>52433006
I truly hope that these kind of posts are to mess with people

>>52433006
>>only $125,500 in cash, $12,600 in a mutual fund, and a measly $1900 in crypto

oh its one of those lets make everyone feel bad by lying about how much money i have and pretending i think its not enough threads

>>52433006
24,
>$140,000 in cash and bank bonds
>$270,000 in Property Bridging Peer to Peer
>$220,000 in stocks and mutual funds
>$3,000 in shitty magic coins, thank god I sold.

hey its one of those famous 4chan data mining threads ive heard so much about on facebook and twitter

>>52433006
>28
>Only just reached 5 figure hell
Get on my level, m8

>37
>300 euro in bank
>1.5k euro in link
I don't feel to great lads

>>52435380
>>37
>>300 euro in bank
>>1.5k euro in link
>I don't feel to great lads

now thats more like it.

>>52433006

10 years old. Only $1000,000 in cash, $445,000 in crypto and 112,848 in a mutual fund.

It’s literally over. Might as well kms.

>>52433982
hacing cash in recession is pretty gud

>>52433006
Put 35k into gold. And 5k into merc dimes.

Honestly, if you don't have $100k in gold and silver you will not survive the coming collapse.

>>52433006
I'm almost 30 and have $3 to my name

>>52433006
Stop replying to this FUCKING THREAD ITS DATAMINING MY BIZ BROS SAGEEEEE

>>52433006
>everyone else my age has more without even thinking about personal finance
no they don't

2 years old
All in in diapers and wet wipes

>tfw only 2,000,000 in $TRUMPLOSE

>>52433006
this is still a good amount to invest, most big businesses started with less than this. If I was you, I'd fill my bag with a lot of ALBT, EGLD and WNT as much as I can.

>>52433006

You are literally the top <1% of your age group in net worth you fucking idiot. In a room of a thousand other 27 year olds (USA I am assuming) you would be richer than 990 of them.

>>52433006
>house worth $300k, owe ~$200k
>$9k in credit card debt
>$5k in car loan
>$1k in phone debt
>$300 in stocks/crypto
>$52k/yr salary
im pretty fuckin broke but my bills are paid. other than me owning my house, im not doing well. my bleak future depends on a new job and paying off my car soon so i can pay off my credit card debt.

>>52436721
oh i forgot im 29

>>52433006
>24
>sous chef at Wendy's
>$341,000 in cash, $8k in crypto, 20k in mutual fund

>>52433006
27. Never went to college. Never worked a real job in my life longer than 2 months. Have 2k saved up in cash and around $300 in crypto. I don't know what to do with my life to be honest. What can a nigga do with 2k? I don't want to blow it all on crypto because I might never make it back.

Attempting to hijack this thread.
I'm sitting on a lot of cash and o only want to it go up since saving for house.
What are things that only go up?
My savings give 2.75 which is meh.
Heard about this that is allegedly 4.0.
https://current.com/savings-with-interest/
Any other options?

>>52433006
$125k is a cool sum, just thinking how much yield one can get staking them in SpoolFi, or better still, buy some SPOOL, which is a sure Lambo when the bulls come.

>>52436929
what are
>US Treasury Bonds
>CDs
>(i hate to say it but) RH Gold has 3.75% interest but could collapse as it isnt FDIC insured
>S&Poopoopeepee 500 index, ie. SPY.

>>52433006
When I was 27, I had about $60k invested
Now I'm mid-30s, have about $550k to my name.
It gets better if you keep your job, invest in good companies, and keep working up in your career field

>>52433006
You're like a kid. I'm 27 and 100k in debt

>>52437097
Treasury bonds are the only other one I'm considering and don't know a lot about.
CDs seem okay but the rates aren't much higher than my savings and the rates are fixed whereas the savings rate keeps increasing, plus can't withdraw easily.
Idk about the gold thing but I'd prefer something more or less guaranteed to be solvent.
Shit and piss is absolutely not monotonic so that's a pass from me.

well if you bought Matic earlier this year you would've made a shit-ton of profits since it went up by 4x during a bear fucking market, polygon recently joined the top 10 and is on its way to sit next to btc and eth in the top 3

>>52433006
Put the max in i bonds(10k per year) for a nice 6.8% interest rate. Stagger another 75k with varying t bills. Get some 4, 8 and 13 weeks bills. You can reinvest the t bills if you want or let them mature and collect the money. Keep the rest for occurrences of the unknown. You won't get rich but you won't go broke either. This is what I'm doing until I know the bottom is in for crypto and the market. I also have about 10% in physical pms but I've been stacking for 15 year and my average for AU and AG is far less then the current prices. Don't feel bad anon you're ahead of 99% of the public.

>>52433006
>25
>$4.2mm in illiquid startup equity
>zero cash
It’s all or nothing broskis

Mine my data if you want.

> 20 years old

> $30,000 Savings/Cash
> $40,000 in 401k(matching extra 6.5$/hr into company 401k)
> $27,000/yr into company 401k
> $3,500 of silver
> $4,000 of gold
> $22,000 in vanguard

> Live in efficiency apt and live like I'm poor

I'm lucky with my job, but am I doing it right? Is it worth being so frugal?

>28
>Married
>Healthy circle of friends who look out for one another
>Family who supports each other

>>52433541
It proves this thread is nonsense and useless since the thesis is
>everyone else is this
which was just proven false

>>52435665
Those numbers are from
2019, pre golden bullrun in stocks, crypto, and housing

>>52433006
Could be worse
>30 yo
>only $225k across all cash/investments/property

"Everyone" else has their money in their significant others' accounts. Stop playing the fool on 4channel.

>>52436929
Age, Alimony payments until it hits 18, and Problems when you have money.

>>52433006
are you literally me, except I have $15k in crypto?

>>52437470
based, same gameplan

>>52433006
36 yo, $600k net worth but half in retirement accounts, i'm never gonna make it bros (also fat and no gf/wife)

>>52433102
this, stop your greed enduced bitching anon. Fucking hell

this can't be real can it ?
https://www.westpac.com.au/personal-banking/solutions/budgeting-and-savings/savings/savings-by-age/

>>52442608
This is for account balances, in AUD, in one bank, for 2021
What's the issue?

>>52442633
how low the values are

>age 35
55k crypto
35k apartment
5k car
15k cash

Help me

>>52442682
Ausfags roll their purchases (Cars, HRT, septum piercings, trips to machu piccu, lip filler) onto their mortgage. They don't have financial retardation, they have 'Mortgage stress'
What you're seeing is one part of a whole

>>52435318
I'm 137
My net worth is $69,420

some npcs coast through life on their programming. you don't have that so you actually have to think about what you're doing.

It’s over for you

>32 years old
>25k in 401k
>120k home equity
>10k other assets

I’m pretty much broke aside from the home equity which will be erased next year, you’re doing way better than me at least

>>52433006

Nice larp faggot. Go hug a train.