/biz/ - Business & Finance

Yeah I would do that all the time. Wife not about that though so I try and sneak it lower here and there

>>52285884
I do this all the time and judging by how similar we all are, I’d bet most biztards do it as well.

7C indoors is quite low for 0C/-5C outside.
Is your house well insulated?
My house can even reach below 14C without heating in these kinds of temps.

>>52285925
It's been just below freezing last few days, the heat has been slowing bleeding off. Started out at a solid 60F/15C and has been going lower. I probably need to thermal proof my windows or something, I guess I'll look into it.

>>52285884
yup I gotta go pick up even more thick sweatpants and shirts so I can get bundled up for the winter month. gets cold AF here but its all good.

>>52285884
I will not turn on the heat this winter. Hot coffee, hoodies, and blankets.

> spend the next 4 months shivering

I will put the money saved from no heat into SPY, American Gold Eagles, and AAVE.

>>52285884
You end up stinking up your clothes, reducing its life, forcing you to spend money on clothes more. Energy is cheaper than clothes...

>>52285958
Yes, windows are a good start.
My house has these foam insulation panels on the outside and the inside, also thick brick walls (like 30cm), but I'm an europoor so YMMV.
Thermal wear might do the trick so you're comfy while being warm-ish.

>>52285884
I live in the EU and they paid most of the money for my 25cm of best insulating styrofoam.
When it's -5C outside there's 22C inside with no heating.

>>52285884

fucking miserable faggot

>>52285884
I recently increased the target temperature in my entire house so I can walk around in T-shirts.
I usually don't do that, but our government has a super gay "muh save energy!" propaganda plan going on and I want to stick it to them.

>>52285884
It’s a balmy 15C and I had the heating on full blast this morning, turning my large 4 bedroom house into a sauna. All because I’m a richfag and I can do what I want. Fuck Putin

>>52285884
comfy 25°C/77°F reporting in.
must suck not to have heat desu

>>52286025
>putting any clothes on at home
Tragic reality of a domesticated man

>>52285884
you should read up on how to prevent mold

>>52285884

This is how people lived till very recently. Central heating wasnt that common in the UK at least till like 1980s.
People just heated the room they were in. why the fuck do you need to heat every room anyway? additionally, fuel was cheap the past 10 years, so people just used more of it and got used to that.

>>52286025
>not opening all the windows

Ngmi

I live in a commie block with central heating. I have no choice in the matter. System is set up to start pumping water to the radiators if it's below 12C outside, raping everyone with bills.

>>52285988
>SPY, American Gold Eagles, and AAVE
weird portfolio

>>52285884
kek no not at all, and you're playing with fire/walking a thin line by letting it get that cold a pipe will burst

>>52285988
Nice. Personally, I'm just buying more JEPI for that monthly dividend.

>>52286069
That's what I figured. If my grandparents could do it, why can't we?

>>52286101
How so? I'm going to keep it from freezing indoors, just not going to waste money on extra heat. Hopefully some thermal insulation for my windows pays for itself.

Begging thread fuck off.

>>52285884
thanks for staying poor so I don't have to lmao

>>52285884
Keep in mind inside your your walls can be about 20 degrees cooler than your house. It can be 40 inside but your pipes are freezing. Be careful

>>52286151
>Nice. Personally, I'm just buying more JEPI for that monthly dividend.
I have 70k sitting on the sidelines should I go all in?

>>52286987
I would. Strategy with covered call ETFs is just to buy now and hold through the bear market and reinvest the dividends to buy more. When the price climbs above my initial entry and it looks like the bear market is over, I'll pivot back to growth stocks. The recession followed by stagflation might last the rest of the decade like the 2000s, so it could potentially be a long hold.

>>52285899
This, man up and turn off the heat faggots. Cold? Then exercise.

>>52287088
That's kind of what I figure too. I guess even if the economy gets nuked so much will fail that I wouldn't even be able to deploy that capital to buy low.

The WEF won, sorry guys

>>52286151
>How so?
You have pipes full of water inside the walls, closer to the outdoors than you are. These can freeze and burst even if your home is 50 degrees inside. Doesn't mean it's 50 degrees inside the exterior walls.

>>52287168
you're hard, bet you walk about in the winter with just a t shirt on to show how hard you are mate

>>52285884
>be me
>don't shower since warm water is crazy expensive
>wash body with a fucking geek
>have gf
>she pays 50€ a month for gym
>she goes there to train
>comes home and takes a 30 min hot shower instead of showering in the gym which she pays for
Why do I even bother doing anything bros kek

>>52287551
I just checked, I guess I need to not let it get colder than 7C inside, which is where it's at right now. Damn, was hoping I could get things colder.

>>52287576
Samefaggot as OP again this is a euro begging thread he made this three days ago he's a XCM tranny faggot artfag who samefags his threads relentlessly.