/biz/ - Business & Finance

>>52274491
My frugal tip: become a complete shut in neet and spend less than $20 a day. I stopped paying my rent over a year and a half ago and I guess they just haven't noticed lmfaoooo

>>52274491
Theres no cheap way to heat up the house without buying a wood burning furnace and source free wood.

You need to heat yourself not the house.

- use layers, 3 jumpers, 2 pair of sweat pants etc.

- buy a duvet just for the couch while watching TV

- buy a cheap metal vacuum flask (one used for keeping coffee warm) fill the flask with boiling water and use it like a hot water bottle under the duvet (ensure the cap is screwed on tight) you won't believe how long the flask will stay hot under the duvet and keep you warm. Use this technique in bed as well.

if you got a sweet tooth, bake your own confections. If that's too difficult, buy Nutella and spread it on toast. It's amazing.

>>52274491
Rolling 72’s fasting

I stop eating food because everything seems to cost like 50-100 dollars a week now.

>>52274576
Good shout re the bottle.

>>52274588
Toasters are expensive though:(

Drink hot chocolate and tea. Buy one of those bags you can fill with hit water.

>>52274491
Food: Rice, potatoes, eggs, milk, ground chicken/turkey/beef, frozen veggies, frozen fruit, bananas. This is all you need to thrive. Don't eat out unless its social. Occasional alcohol is okay but adds up quickly. Eating healthy is cheaper than eating shitty food. You can buy bone-in chicken thighs with skim and rip the skin off before cooking and they're way cheaper. Feed yourself like an adult. Bake food in the oven.

Get a cast iron skillet and you can cook on the stove top AND in the oven with it, it lasts forever, and you won't be eating jew anti-stick nonsense with every meal.

>t. fit

>>52274491
If you need to be frugal to save money, then you need to focus on making more money. Saving money during hyperinflation is gonna get you fucked up in the game.

Kitchen roll is cheaper than toilet paper or as I call it goylet paper.
You can run it under a warm tap without it falling apart too and boom you've got yourself a diy wetwipe

>>52274491
1.) Buy blurays (or >>>/t/) from a secondhand store and over the course of two years you will have 4x the selection of Netflix at any given time and they are not a monthly reocurring fee
2.) Use Brave Playlist in Brave Browser (get free crypto just for browing with ads) and you'll get youtube premium or soundcloud premium essentially for free
3.) Buy cows directly from the processor/rancher. A half cow will get you lots of good steak cuts and ground beef which is going to be loads cheaper per pound
4.) On that note eating out is cringe most of the time but if you do at least get 3-5% back on dining with a credit card
4.) If you spend thousands of dollars a year on energy drinks get the celsius powder packs. Just as good, no carbonation to cause dental bills, and cheaper.
5.) If you do pound the cans recycle the aluminum for money.
6.) Insulation goes a long way in warming up a house also working out in the home gym can get your muscles producing a good amount of heat.
You can save money anywhere it's just about what you're willing to sacrifice to maintain a quality of life you can enjoy. It's one of the more neglected areas of my site, but add it to your bookmarks for more tips https://stokedwallet.com/category/saving/

>>52276807
RIP your drains

>>52276390
only worthwhile post itt
rest is absolute bs lmao

>>52276390
Not really, I was frugal when I was younger.

I got told by an older guy in work for your first 5 years after leaving college and getting your first pay check, act like you're still in college, live on basic means but still have fun.

Best advise I ever got, it set me up for life while all my peers started getting car finance and taking on as much debt as their new income could afford them.

>>52277013
>1.) Buy blurays (or >>>/t/) from a secondhand store and over the course of two years you will have 4x the selection of Netflix at any given time and they are not a monthly reocurring fee

If you're trying to be frugal, the last thing you need is a bluray collection (and a bluray player).

Just torrent everything you want to watch, or watch online on solarmovie.pe (use adblocker to avoid popups). Don't hoard movies/TV shows unless it's something that's really hard to come across on torrents.

>2.) Use Brave Playlist in Brave Browser (get free crypto just for browing with ads) and you'll get youtube premium or soundcloud premium essentially for free
Torrent music and upload it to Google Play Music and you'll essentialy have your own music streaming service for free

>>52277473
>RIP your drains

Only if you live in Greece, with 2" diameter drain pipes.

>>52274491
I over season my meat and vegies so that it flavours the white rice I eat with it.

>>52274491
The 2 best 'side hustles' everyone should do:

1:
>immediate returns
>constant and stable cash-flow
>cant be scaled
Cook for yourself, you spare roughly 40-70% on every meal (depends on your take out habits), it also tastes much better if you get good in it. It provides a constant and stable return but cant be scaled.

2. Work out. Health is king, it lowers your chance of requiring expensive medical attention throughout your life. Also improves current quality of life.
>long term investment, with very high potential gains
>compounds with itself over time very well
>small immediate returns

>>52277628
Good advice, but I'm 5 years in, earning decent money and feel I could do with another 5 years of frugality

>>52277724
Some people are crime averse but paying $2-3 for a secondhand bluray is basically nothing even if you get a 100 movie collection thats not even a year subscription for some streaming sites

>>52274491
I've started making savory oatmeal. Eggs, cheese, butter. Filling, full of protein, Fibre, and fat.

>>52274576
Imagine being so poor you can't heat your own home. Its like 250 a month and its cold as fuck where I live