/biz/ - Business & Finance

>americans get paid with a "cheque" that they then need to go to a "bank" or pawn shop to "cash" like its 1931

>>52233043
https://youtu.be/7-_SO9lGq7Q

>>52232794
Just have it paid directly into your bank you dumb fuck, don't tell me you can't do that in your country

>>52232794
>cheques
Imagine being paid with a fucking cheque

>>52232794
btc 21k got rejected 3rd time
i'm gonna fucking kms

>>52233853
The US is a third world country with third world infrastructure. Politicians aren't interested in changing anything unless they can use the information to line their pockets with money or use the inside information to enrich their pocket books.

>>52233043
>>52233263
every time i complain about this i get the same response. even other americans look at me like im some sort of retard whos never heard of direct deposit. no. its not available at my job. we have doctors making 6 figs getting paid BY FUCKING PAPER CHECK

>>52232794
What happens if it does bounce? How often does this happen?

>>52234024
He fucks your dad while your mom watches.

Americans cash in their pay at banks?
What if it doesn't arrive to your postbox?

>>52234045
but they're both cremated and spread in the ocean
are there charges for a cheque bouncing?

>>52234087
Yes, $25 or 10% of the check whichever is greater.

The vast majority (94%) of Americans these days get paid via direct deposit to their bank account. The handful getting paid via other methods are either working for very small businesses that have not yet bothered to update, or belong to the portion of the population that is too retarded to maintain a bank account.

Out of curiosity, how do payroll payments to that retard fraction work in other countries? Every large group of people will have a small portion of fiscal fuck ups who are unprofitable to provide bank accounts too. Granted, for assorted reasons that retarded but still employed fraction might be larger in the US than other developed countries, but certainly they still do exist.

>>52234119
Fucking hell, first property taxes and now this shit. I really wanted to move over there in the next couple of years but it just seems fucked.

>>52234024
ive worked here for almost two years and its never bounced. i dont have a steady history of depositing it because the grocery store cashes it same day in full for $5 so i do that. either way my bank statement cant prove employment because theres no direct deposit, which is another issue this shit causes.

>>52233990

if your job doesnt offer direct deposit, then im willing to bet they run their office on windows xp. just hit em with some ransomware and take them for a ride

>>52234161
High earning wagies pay 40% taxes and still have to pay off student loans with that

>>52234057
lol they dont mail it. theyre left in the break room. if youve got wendsays off you gotta come to work to get your check anyway. no car? fuck you. i work graveyard, so if im out nof money by payday (i am) i come in during the day when i should be asleep to get my check, then take it to the grocery store to cash, then take it to the bank to deposit. i got a bike which makes it free now at least, but before i was ubering, so it cost me like $40 and 4 hours of sleep to get paid. but the jobs retarded easy so i put up with it.

>>52234161
Kek I was lying about the 10% part but yeah they do charge a fee if the check bounces. Luckily my current job is direct deposit.

>>52234160
it doesnt matter how unbankable you are in the us you can get a checking account soemwhere at least. many credit unions offer second chance checking accounts and claim to not even run a credit or chexsystem check. and with shit like cash app giving account/routing numbers to literally anyone, you'd be making an effort to not get paid via dd if your job offered it.

>>52234178
there a couple computers still running windows 7 here but its mostly 10

>>52234242
they're just fucking with you now lmao