/biz/ - Business & Finance

Why don’t you get a higher paying job? Apply for the city or fed ex or something. They are all starting at 20

>>52212537
Steal yo grandparents pills n sells them

>>52212537
Go to Home depot or some shit and get forklift certified and work at a warehouse.

>>52212551
I use to work at a CNC machine shop making 23 an hr doing setup and overhead crane and forklift work before COVID. Now I have no confidence and can't get hired and I live in Phoenix and have applied to some many jobs and can't get anything. Every job I get I move up and impress quickly but then I'm just used to the point exaughting me then I quit because I can't stand up for myself. It doesn't help that I have no dreams or goals to work toward. I feel very lost. Sorry for trauma dumping. I'm being a real loser.

>>52212628
Yeah you are you fucking loser. Quit being such a bitch. You sound like a female. If you are a female then marrying someone and know your place. If you’re a man, I doubt it, then shut the fuck up

Learn 2 weld

>>52212578
They don't got any good pills. And even if they did I don't have the confidence or motivation to sell drugs.

>>52212601
I use to work at a CNC machine shop making 23 an hr doing setup and overhead crane and forklift work before COVID. I've also worked at warehouses loading trucks. People are major faggots in warehouse jobs. And the hours are terrible. I don't want to be a slave to something I have no interest or passion in.

Move to Venezuela and live like a king on 5k

Become a plumber

>>52212662
Do you have any friends?
Life is sad

>>52212537
>No dreams, no ambitions
I don't get how people live without a dream. Even if you're broke as fuck what's the purpose of life if there's nothing you even hope to achieve. Could be almost anything, but something...otherwise what keeps you going?

>>52212687
I don't I make sure to cut them off because I hate myself I do a really good job making sure to kill my own future then make it everyone else's problem so I'm just checking out

>>52212649
I know how to weld it's not pretty but I can manage. But also welding is so bad for your lungs. Every lifetime welder I've met has had some kind of lung cancer or debilitating disease.

>>52212647
Nope I'm a guy. Sorry we can't all be winners. How do I stop being a bitch? Does not being a bitch mean being stepped on and used by everyone around me until I'm broken then thrown away?

>>52212537
Bruh wtf have you been doing for the last 13 years of your life?

>>52212628
Set goals for yourself, work on your self-esteem, etc..

>>52212687
No I don't have any friends. We moved apart and don't talk anymore. I've tried keeping a conversation but we are different people or I'm just that big of a loser. I also have BPD as a guy so I push people away or just never want to connect with people Incase they reject me.

>>52212724
You have free housing, money and credit cards with a job you should be extremely happy I never even met my grandparents died before I was born and my parents are another story cheer up lad and lean how to invest it's not something you do overnight I know I tried it once and lost my ass going in blind.

>>52212724
Ahh, so you're gonna make excuses for anything that would be a potential positive for your life.

If I said to start working out you would say it's a bad idea because it degrades your joints n shit yea?

>>52212724
I accidentally looked at a welder that was welding on a boom lift at my work today. They didnt have the covers up. I was like 50ft away. How close do you have to be to get eye damage?

>>52212537
>living with grandparents
Fucking how? My parents were both dead when I turned 30.

>>52212773
How old are you?
And how did you make it

>>52212703
I don't disagree with you I just don't have any hope for my future. Nothing seems worth working towards. I was living in my van the last 3.5 years and was homeless the for a few months then moved in with my grandparents. The last 6 months I've lost 60lbs. The last 2 .5 months I got a job and saved 5k. But I don't know what I'm working towards and it's eating me away. The only thing that is keeping me alive is my own cowardice. I'm to afraid of the finality of death to end my life. I'm also to cowardly to live it I guess too. The only way to get through the day is to get blasted on weed and distracted but YouTube and podcast and music.

>>52212767
Yes you are blind now

>>52212764
I've lost 60lbs in the last 6 months. 45lbs in the first 2 by doing multiple 3-5 day fasts. But I've lifted every day for the last 2 weeks while working 10-12 hr days without a day off in over 21 days. I don't think I've made an excuse. Please point out me making an excuse and I'll own up to it.

>>52212767
Lol you have to be closer then that and stare at it longer. But I'd recommend you don't look.

>>52212773
Idk my dad's in his 50s grandparents in their mid 70s and great grandpa is still alive at like 96.

>>52212773
Faggot tranny thread btw OP and >>52212789
Same faggot sigh don't bother anyone the ESL typos were the give away euro niggers begging for money/attention

>>52212898
I'm not a faggot or tranny not do I want anyone's money here. I just wanted people opinion on how fucked I am? Also I'm not samefagging kek

>>52212537
geeze, you sound like a good dude. It's not late at all but i fully understand that 'burnout' feeling, when you've gone through tons of previous work, doing it all again can feel pretty fugged. What do you enjoy doing? Maybe you should feed into what you enjoy to somehow come up with something you can work at, if it's a hobby or something you enjoy maybe you can make videos of said thing. It's real tough in this current society, or maybe the other thing is maybe you need more enjoyment instead of worrying about money so much, try not to think of needing it as much, and think of learning something like music or yeah, maybe take up tennis or something? Often because we 'know' everything there is to know about the world in modern society, it makes it hard to focus in on what we love, if you wanna do some sight seeing or go camping you should just up and do it even with lowish funds. I don't know how much you spend on groceries daily and shit, but stop doing takeout if you do. Buy everything cheaply, and don't spend just because you have the money too, if you smoke or drink, stop spending on that shit, have another account anon, and dump between 10-50 dollars in or however much you can. If you find it hard to drop certain brands or smoking/drinking/going out with mates, just try to slowly drop one thing at a time instead of all at once. That's too much to handle for some people. And that's totally okay.
Maybe get some advice and see a psychologist, they may not be a financial adviser, but if you just offload your worries on to them often you'll find that just talking with someone can make you find the answer you are looking for. If you can't go see someone, there's always phone appointments. I'm in Aus so idk how it is over there. But yeah I hope you take some control over your life anon, you sound like your basically in my position, I need to do these things too.
At the very least think about your situation and come up with some ways to improve bit by bit.

>>52212537
the key to get a high credit score is to use your credit card monthly, only purchase 30% of your maximum credit limit, and then pay the credit card bill in full as soon as the statement posts each month. since you're 7k in debt it tells me you have a problem with using your credit card as a way to buy things you can't afford. if that's the case you have to reprogram yourself to only spend it on things you actually need and were going to buy anyway, and just purchase up to that 30% number. credit cards are a way to fix your situation or make it worse, depending on your willpower. if you have no willpower, that's a problem and i would at that point suggest joining the military or doing something that forces you to develop self discipline.

>>52213025
This is me
>>52212866
Ive tried so many different hobbies. Kayaking, rc planes, hiking, camping, backpacking, guitar, bouldering, video games, fishing, exercising, ect. Nothing feels worth doing. All I do is smoke weed and listen to podcasts and YouTube and music. Anything to distract my brain or slow it down so I don't think. I hope for your sake you aren't in a similar position to me.

>>52213073
I have 7k of credit card debt because I had a 720 credit score I took out a bunch of credit cards and lived off them after I was laid off from my 23hr job when COVID happened. I planned on killing myself or going full homeless after my credit ran out. I was homeless for a bit but then caved and called my grandparents who I live with. I wish they ignored me so I could be brave enough to kill myself or actually find a way out of my retarded situation.

>>52212537
You need to probably identify the positives, and negatives, only you know how you feel about your situation, once you know what you hate the most, (heres an example: I hate the job im in, or: I hate how much i earn). And you need to immediately change it. Or chase change in that specific thing you identify
In the case of the positives. Identify what you like the most and chase that more. Or enjoy it more, it may be working out etc, or the fact that you've lost heaps of weight, you can continue that trend, or knuckle down and keep it up.

In the case of a dream to chase, like another said, it doesn't need to be grand. You don't need to become a rocket scientist or figure out how to get to pluto, it can literally be as simple as, 'I enjoy helping people with problems', Oh maybe I should try to become a therapist or adviser or something.
If you 'can't be fucked' even while knowing that dream, I'd suggest just starting small, or yeah, that it's quite possible you lack 'motivating people/factors' in your life, and you may need to seek being around motivating people to kickstart your engine for passion chasing.

>>52212537
How about you start learning about DeFi and what cryptos are really about?. I learned a lot about it with just youtube videos and made my first 100k while scalping and staking on dextools, it's just that simple if you put the work on studying

>>52213155
You sound super estrogenic. Please consider talking to your doctor about your hormone health. No joke trt will change your life.

>>52212819
>get blasted on weed
Another American youth burning out his dopamine receptors with the devil's lettuce leaving him directionless when not faced with immediate stimulus
Stop pressing the fucking easy button and maybe you'll find the guts to improve your station, or hurry and go die.

>>52213126
I'd say the smoking weed is a problem man, I have a house mate that does it day in day out, and whenever i ask him to do anything he can't be fucked. He's still got a great job, is a really nice dude and everything, and still games, but even when i ask him to do some lan or something, he will reject it. I'd definitely say smoking is a huge huge portion of the issue of non-motivation, you can even test it by quitting for a certain period of time, and see how you feel, it's holding you back man

I probably am in a similar position atm with no job, and same age etc, I haven't tried nearly as much stuff as the stuff you've listed, but one thing that keeps me going is just being content with what i have, a loving girlfriend, limited amount of but some really strong friendships, socialising is what honestly keeps me going and happy/content despite being in fucked financial situations constantly.
Podcasts can be pretty good for making you think outside the box

It's hard to grasp but the concept of being content, can actually dramatically improve your overall discontent with feeling kind of at a standstill
Do you socialise much? For me that's my biggest changing factor in my motivation

>30+ years old
>grandparents
You know this isn't normal, right? Most grandparents are usually dead by this point.

>>52213220
Nah it's pretty normal, most grandparents around that age would be like 80-95 so it's within reason.

>>52213171
Yeah I'm too retarded to learn crypto. I'd get scammed real quick.

>>52213165
Yeah I have been doing that kinda but everytime I work towards something full force I end up falling on my face. I can't ever seem to succeed no matter how many times I get up. And everything I try doesn't seem worth the time. And people who have motivation or worth something don't want to waste their time with me.

>>52213172
I got my hormones checked a few years ago I was within normal levels. I'm a fat pig still after losing 60lbs but I'm strong.

>>52213202
>>52213206
I have taken year long breaks. Weed doesn't make me lazy. Nobody at work thinks Im high. I'm known as the strong guy that gets work done quick. I workout high and walk high. It's the only drug that I can operate normally on that also helps me disassociate and get through the day. I find it hard to motivate myself to continue without weed. It just makes life so much easier. I think even being content is impossible for me. I've studied a lot of philosophy and lean towards stoicism/hard determinism. This existence seems so pointless and meaningless it's hard to motivate myself to care if it doesn't matter. I don't socialize much. Don't have friends really anymore we moved apart in life. Haven't had a gf in over a year. And before her it was 8 years. And she is who I last dated before that 8 year lack of women/sex. Some might categorize me as an incel. But I don't like using that moniker. Sorry for the rambling again.

>>52213220
>>52213252
Read
>>52212895

www.freecodecamp.org
the Odin project

Use these resources to learn how to ckde

>>52212537
I'm in the same position OP, but I'm 29. I feel lost and have no ambition. I don't even think I can finish my degree in CS because of my bad habits and constant demoralization. I need to desperately fix so many things, but I'm so overwhelmed and unwilling to change that my mind keeps trying to find cope to be at ease with the situation I'm in. I'm super tired every day. I have almost no reason to live, other than to chase a few of my dreams. I never cared to have a family, kids, or a big social support network. I just want to do cool shit, live freely, and meet interesting people.

Things that might help:
>be brutally honest with yourself even if it hurts and especially about things you can't admit
>write down things you want to change and focus on the things that you know aren't too hard to change

The reality is a lot of people feel like losers because they are unhappy with their situation and/or don't make that much money. Both things are pretty trivial as being unhappy about your situation is due to the consequences of your own actions, so start making better decisions; and in terms of money, it might sound like cope, but a lot of people in the world would kill to make $17/hr. Imagine living in Japan, never getting laid, making 12 hr and getting paid for only 8 while actually having to spend 12 hours a day on work related things. I would fucking jump off a building if that was the case because I can't stand work. It's not as bad as it seems once you figure your path in life and what you really want. Just get to it and stop being so hard on yourself. Don't hope for a better future, have faith because of your actions and hardwork.

>>52213496
>be brutally honest with yourself even if it hurts and especially about things you can't admit
I don't know what this means? I think I already am desu. Also I know I should be grateful for what I have because so many have it much worse then I could even imagine. But just because others are suffering more doesn't make my suffering feel any better. I really appreciate all that have responded. It's given me some stuff to think about.

>>52213155
Brother you are only screwed if you think you are. There’s people younger than you thinking the same way, and there’s people older than you thinking the same way. It’s amazing you’re disciplined enough to save money. Life is about setting goals and achieving them. And as you strive towards doing so, you learn more, get more experiences, meet more people, and ultimately become more fulfilled.
You already have your first goal: paying off your debt. Choose whatever path you think is the best to pay it off. By pursuing it, you’ll fail and succeed, but most importantly you’ll learn and gain wisdom and figure out new goals to make.

>>52212764
this anon is just being honest about where he's at, having more honesty and humility than 99.9% of anons, and we still find something to be dicks about.
never change

>>52213126
it sounds like you're working on it but i'd agree with getting off the weed for good. if nothing else it'll give you extra cash to start building some amount of wealth.
it sounds like depression, some of that could be just who you are or seasonal, but your lifestyle has a giant impact on that. (no, i'm not suggesting you go to the doc and get pills that delete what's left of your personality)
to be more direct, it just sounds like you have "nothing" to live for - you know, nothing that makes you really want to get up in the morning like a family or a job you love - and that's making you depressed. most people would consider me successful to some degree but i'd be the same without having a job and a waifu somehow.

>>52213570
I'm not saying:
>YOU BETTER BE HAPPY FAGGOT BECAUSE THIS GUYS LIFE SUCKS MORE THAN YOURS
I'm just saying be extremely grateful and let go of shit you can't change and focus on things you can. Start small and snowball.

>>52212537
>520 credit score
You're fucked. Are you a jogger or something?

>>52212537
Get a second job. Pay off your debt. Figure out a game plan from there

>>52212537
Take the underground mining pill, earn a million dollars in 5 years

>>52212537
i can relate OP, but lol wait till your grandparents die. i'm guessing you'll inherit their home which is a plus but the feelings of hopelessness and disconnect with the world will worsen after that especially if you don't have any friends.or find a gf, both of which are great things to have. my advice is since you're a pothead, it shouldn't be hard to find some decent pothead friends vs. drinking buddies which can turn really rancid at your age. weed is a great social lubricant vs booze

Bruh lol no one here is gonna say magic words that change ur situation. Find something, learn it. Obsess over it and be available ALL the time. Do it on your own time. For me, it was coaching sports. I now get to do a fun job, and can make a living doing it. On top of that, my role affords me dignity and makes me a public figure, which I leverage into private coaching and select team coaching.

No one hands you anything in this world… stop waiting for things to happen. Literally choose anything and just pursue it strongly. If you can’t manage to do that, you’re fucked and don’t deserve success. Everyone has it in them, few choose to use it. But you already knew all of that and are likely just posting here in the hopes that others validate your mentality.

T. Used to be like you, then lost everything and had to work like a dog to get it back. It gets better, but it’s all on you. You get what you tolerate abt uourself.

>>52212537
Enjoy it anon
>34
>Moved back in with mom at 25
>$150k salary
>$500k cash (waiting to buy bottom of current bear market)
>$300k in other investments
>Home cooked meals every nights

First of all you arnt going to be a rich neet from crypto so you need to start working towards getting a decent paying job, but this job will also need to be one that doesnt make you want to kill yourself. It sounds like you have worked realistic type hands on jobs but always had a rough time of it. Do you actually like this kind of work, or has the negativity and other problems in your life bled into it? If you have nothing else to go off of I would say try doing a couple free job/interests tests as its a good place to start out

https://www.mynextmove.org/explore/ip

https://www.careerexplorer.com/

There are a lot more out there but these two are solid, first one is no nonsense and quick, second one takes a while but is extremely comprehensive. Find out what kind of work you can do in the mid term and long term. Mid term so you can start putting money in your bank and actually survive, and also so you can acquire skills and put something on your resume. LONG term what you want to accomplish and what your long term goals for your career are, where you want to be at 40, 50. keep in mind your mid term doesnt have to be your long term, where you are at 35 doesnt have to be where you are at 50. Keep in mind if you feel its "too late" for you that unless you strike it big with investing you are not going to retire until at LEAST 70. That means, assuming you dont kill yourself, you still have four DECADES of work life left. If you hate where you are now you will hate it far more when you are 40. The important thing is to try something, ANYTHING, other than staying where you are

>This many replies on a dead board
Must be bored af OP faggot.

theres a thread like this almost every day either on pol or here. look if ur not afraid of dying on the road or killing someone then go to trucking, specially oilfield trucking

>>52213582
I'm only saving money because I'm living with grandparents and have no ambitions or hobbies or dreams to put that money towards. I'm making progress. But I don't know what that progress is for. I don't want to work out and lose weight l. I want to eat food and laze about. I'm only doing that because Its different. And it doesn't seem to be paying off. I pay off debts then what's next? I don't even wanna pay off the debts. I should take this 5k I e saved up and gamble it. Fuck it. Fuck everything. Why shouldn't I throw it away I'll pay off my debts and I'll have to build up again from zero. Fuck. I can't take this anymore.

>>52213714
I will get nothing from them when they die and want nothing from them. They have done so much for me already I owe them more then I could ever pay. I was gf and sexless for 8 years. I'm socially retarded. I'll never find another gf again.

>>52213721
>Find something, learn it. Obsess over it and be available ALL the time.
Yes I'm very aware sam hyde. But nothing I do seems worth obsessing over.

>>52213370
Was away for a sec, hmmmmm that's interesting, in my housemates case he hasn't taken a break since he started and always needs it, I guess in a way you are content with continuing weed which is fine too! I'm 50/50 with it I can't operate and sometimes it actually increases my energy.
That's pretty dope you've studied philosophy it's a good thing
Maybe you don't realise it (possibly as much as you could for yourself) but the lack of as much socializing is a bigger factor than you might think. It might not be. But maybe you could try meeting people? And I wouldn't call you an incel, I've known many people who just don't care to find a woman. Hell both my housemates haven't tried for years, lol.
I played Tennis for a good many years and since covid have completely stopped, and I still sit here and reminisce on those really fun times. So many good matches, and met so many cool people, especially one who I admire to this day.
I wasn't necessarily obsessed with it, I'm very competitive, but looking back, I didn't see the part I now desire from back then, which is the people. I could easily send a message and probably ask to start up again and I probably will, I miss seeing some of those regular faces

If you find yourself thinking this way on any of those older friends/Women, please! Try to get the ball rolling again, ask them to do something, maybe even if you could get a girlfriend, you can get them around with their partners and have movie nights and shit, maybe you feel bad just kinda feeling like existance seeming pointless but hey, least you can sit around with others whilst feeling that hahaha.

you're 30 not 60. you have at least 35+ working years left in your life. get a plan. buy a white board and start writing down what you want to do in your life. look at it every day. put it next to your bed or desk or whatever. break it down into things you can do every week. 'this week i'm going to redo my resume' and then check it off. 'this week i'm going to apply carefully to 15 good jobs and tailor my resume' next week check it off. 'this week i'm going to get this certification that will help my resume' then check it off. 'this week i'm going to go for a half mile walk for at least 3 days' and so on. the important part is you put small goals, you remind yourself of them every day, and you follow through. make your bed. you want to be a person that has stuff going on you need to learn how to be responsible and accountable TO YOURSELF. took me some time to develop this habit late in high school when i realized i was a fuck up drop out that got kicked out of school and was on drugs too much. luckily i figured it out early. i'm telling you you don't need to be some boring brain dead white collar wage slave but you do need to develop into a person that can do something ANYTHING and stick to a plan. create one and do it.

>>52213570
Awesome shit dude, having a think is literally the first step to figuring out the solution
GLGL

>>52213867
>I don't want to work out and lose weight l. I want to eat food and laze about.

then why are you here asking these dumb fucking questions? you're lying to yourself. you want to change or you wouldn't be asking losers on 4chan to help you. get real and maybe you can help yourself instead of wallowing in self-pity, that's step #1. if life is meaningless and not worth it then kill yourself, and if you find yourself wanting to live instead - which most people do - maybe you should realize it's up to you to do what you need to do to be happy before you become a bitter old man who shits himself and wasted his life away wondering what WOULD'VE happened if he put any small amount of energy into being a better person. many such cases. i hate this woe is me shit on 4chan constantly. i was like that when i was 16-17. some people never grow up

>>52213867
If you're saving money, maybe you should at least just try invest it in a mid-cap or low-cap that you dive into and research, and is not buying the top. It's a possible option that's still gambling, but without it being a direct coin toss and you'll still atleast have something left of it if it doesn't work out. If it does, then kowabunga you'll have doubled or tripled it which is great.

(DYOR not financial advice) Just saying don't throw it away into the wind. You achieved saving it up and for that good job!

>>52214007
He’s probably ugly. Not much point to life as an ugly guy.

>>52214069
Op should pay off his credit card debt first.

>>52212537
You are on this site already so nothing you do will save you, it's over. You could turn your life around, make a trillion tomorrow, and you'll still be here, forever.

>>52212537
Investment, cutting expenses, etc aren't gonna do shit when you're this deep in the shitter. Get your income up ASAP. And no I'm not talking about le ebin side hustle shrigma dropshipping gay faggot bullshit. I mean learn data structures and algorithms, read through K&R and do all the exercises until you're at least 50% towards "getting it", learn how relational databases work and how to write decent SQL and automate SQL queries with scripting and make ETL pipelines on disgusting shitheap datasets, etc. If you want to go the tech route and you're a yuropoor get the fuck out of europe ASAP and come to America. If not, do an equivalent amount of work and skill development in some other career that's similarly well-paid and low risk. It will take a while. Your hair will definitely be gray by the time you unfuck yourself.
You're going to have to do all of this while working enough hours at a beaner-tier job to stave off debt collectors. *Or* pull a sam hyde and nuke your credit score to get out of paying for any of it. Recovery will take years but if you never plan on taking a loan ever again it won't matter I guess.
If you want to make all of this less of a skull-bash-into-wall-I'm-going-to-fucking-end-it misery death march of fuck, get into a nearly fatal accident. It will make you stop caring and be thankful that there are these things called productive skills that are somewhat kinda fun and you can lose yourself in and eventually end up making you shitloads of money. Worked for me.

>>52212537
You really screwed up. Better start building your crypto portfolio or you'll end up selling hamburgers. Payment Projects are something to look up to, they're great.

>>52212537
Hey pajeet, you'll end up being a wage slave if you did not act fast. Blockchain projects are gaining traction. they're great. Keep to that anon

>>52213663
No job can make up for such a loss any time soon unless you want to engage in fraud. The patent for GEEQ had been approved by the US Patent Office. I'm sure to make some bucks from this soon enough.

>>52215219
Blockchain projects have always been popular. What are you on about anon?

>>52215300
Perhaps OP should become a hacker. And maybe hack some crosschain bridges. Only problem is, the new Blockchains would be unhackable

>>52215622
I think buying geeq would be a smart move. A layer 0 and as per the solid project fundamentals, they are quantum ready.

>>52215630
A blockchain that proposed a BFT that is 99% higher than Eth's will unquestionably be resistant to hacking.

>>52215711
There are a couple other layer zeros out there. Polkadot, Cosmos. They're all layer zero protocols. Being a layer zero doesn't make a project special. It's the other offerings in there that matters.

>>52215723
Security is amongst the most important things to consider while developing a Blockchain. Good thing more devs are paying attention to it

>>52215152
Invest in crypto payment projects including Xpress, Coti, and Fuse. The OP seems very depressed btw. Crypto might change its narrative.

>>52212750
>BPD
kill yourself. its over. you have the mental illness that makes you into a worthless human.

>>52215840
Which is one better kek? It's strange

>>52212724
>How do I stop being a bitch?

Have you tried having sex?

>>52215993
Why not conduct your own research instead than relying on others? If you're researching each project, you need to learn more.

>>52215994
Yes I've had sex with 3 women.

>>52212537
how is it even possible to make $17 as a 30 year old
even a single bit of experience would instantly put that over $20
if you worked as a janitor for 10 years you would still be paid more than $17

>>52216312
I was making 23hr before COVID. I lost my confidence. And can't get hired at places making more then 20hr. It took me 3 months to find this job making 17.

>>52216291
>3
Add 10 more. Yes, they can be hookers.

>>52212628
Do some free courses/certifications in 3D printing. It'll massively boost your value as a CNC machinist and businesses will start looking at you as a long term investment

>>52212537
>>52212628
you are just a drone npc, better come to terms with it and live your happy drone life.

>>52212537
Not financial advice. I would sell credit spreads on an index ETF for 1-2%, $50 to 100 a week

Work on skills
Stop fapping so much, you'll have more energy
Do not consoom so much
Remain sober etc
Hope you make it man

>>52217029
Oh I agree I am an npc but a very unhappy one. I don't get a choice I'm an npc after all.

>>52216508
No why would I want to do that?

>>52212819
Fren, sometimes is something as simple as playing Valorant but you have to find your own…

>>52212750
Use some of your wages to buy NAC and take 1800-2400mg of that after eating some form of fats each day and your mental issues will disappear. Do not give up looking for some meaning. Godspeed

>>52212819
You gotta find something to believe in
I saved for a few years, made some on Robinhood, then fucked up because I went too big and lost most.
Repeat this week, but I'm learning and adjusting and getting better.
Suffering provides the growth we need if we face it head on and don't medicate or hide behind stuff like weed/drugs

I'm banging out the numbers today, and they're not as grim as Robinhood made them out to me. Spreads are a funny thing.
Anyway, you have to find something to believe in.

I'm kinda lower-middle class but with single mother raising me and I have always wanted a decent place away from riff raff and such. I believe I deserve more and that the suffering along the way will make me ready for it.
Sure, I could have made 150-250k last fall but didn't, and maybe doing so would have ruined me because I wouldn't have to work, or set me up for an even greater fall

Bad things happen to us, because we're stupid.
They'll stop happening when we face our challenges, instead of being depressed and fapping and eating a box of sweets or whatever.
NNN gonna make some changes, ama

>>52212703
As someone who is realizing that their dreams are now completely outside the realms of possibility I would also like to know this.

>>52212628
These jobs give garbage raises if any at all. They will string you along. Don't believe the lies. Get a new decent factory/warehouse job and start staking money. If you have no gf or dependents then you have no excuse not to be stacking overtime and working six days a week. If you offer that sort of availability and reliability (show up everyday and offer to work overtime) then the supervisors will usually be really fucking chill with you and the job becomes "easy money". Retail i0s for teenagers, women, and gays. Leverage the fact you're a man and get a factory/warehouse job.

>>52212819
Sounds like you've made awesome progress in those six months. Keep staying with them and stack that money.
>But I don't know what I'm working towards and it's eating me away.
We've all been here before. This is the root of it all. The way to take it day by day is just to keep improving your standard of life. Get that better paying job. Get that supervisor position. Stack the money. Live more comfortably. Treat yourself to a vacation every 4 months (eg if you get 3 weeks pto). Treat yourself to a special event once a month so you have something to look forward to (standup comedy, sport event). "Distract" yourself with experiences and reconnecting with family/friends and you will distract yourself from having those useless thoughts of finality.

What are your interests? How do you spend your time?

Fuck what everyone ITT has been saying, most importantly you need to get on good terms with your grandparents so they leave you inheritance when they croak, and most importantly don't kick you out
Go talk to them, show gratitude do stuff with them
Make sure they leave that house with you when they croak (probably soon)

Depends what you want out of life. What do you want? To move out? To have kids? To have sex? Find some goals first. Then you can begin to work on them one step at a time

Bro you sound just like me kek, I just drink and smoke weed everyday to forget about it all. My dream is to not wake up, a painless death.

Bro you sound just like me kek, I just drink and smoke weed everyday to forget about it all. My dream is to not wake up, a painless death. I live with my mother still at 29 as she cannot afford to live here without me, I got a good paying work from home job but the future just looks bleek in general so who cares? my country is a shithole

>>52221156
Have fun destroying your body and getting addicted to painkillers

>>52221693
I think it's noble that you help support your mother.

>>52221539
Nah they wouldn't kick me out I'm on good terms and help them with whatever they want. My grandma gets mad when she can't do my laundry and cook me supper. I'm both lucky and unlucky.

>>52212537
worry not boomer, just DCA and earn passively on gems with decent yields like what Sylo offer on their dApp for ERC gems like Xtz.

>>52212537
Pay your debt! It doesn't matter if you can't pay it all now. Pay as much as you can without fucking yourself over in case of an emergency or some other unforseen cost. In fact you have enough money to arrange some kind of payment plan in a community college if you wanted to further your education. But why do I want you to pay off your debt and keep it (mostly) that way? If you are free of debt and have positive money flow in the bank account you are unironically richer than a huge swathe of the American population. That makes you very far away from being a loser and gives you the ability to try and become something more than a debt slave.

>>52222597
way to go Anon, stake em and earn those yields passively.

>>52213171
fuck off. crypto is dead for 2 more years.

>>52212819
you saved 5k, how much of your credit card debt have you paid off?

>>52223057
So I had 10k ish of credit card debt. Paid 2k off now I'm nervous to call the others to get it paid off. They are all closed accounts too.

Could always be worse, OP. 2 guys that were in my year at school died in the last 5 years in motorcycle accidents. Another one had a psychotic breakdown on weed and was sectioned, and another went to prison for 15 years for trying to set his house alight. Just put 300 dollars a week into Link or something and have some hope for the next bullrun.

>>52212537
>>52212628
Sounds like you've already given up and are looking for validation.
It's probably "too late" for some things. You're not going to be a fucking athlete or movie star or billionaire.
But there's plenty of things you can do that pay reasonably well and you can probably live a relatively fulfilling life (trades, IT, etc.)
You say you have no goals but that's clearly not true. You wouldn't think you were fucked if you had no expectations for the future.

Having no goals and feeling like shit is a cycle.
Speaking from experience, nobody can break you out of it except yourself.
When I was 25 I was a depressed alcoholic 300lbs virgin with about 40k in gambling debt.
It took like 3 years, but I paid of my debts, quit drinking, got in shape, and set myself some goals I find meaningful (learning languages & traveling). Still kinda jumpy around phones though because of all the calls I used to get from debt collectors.

Focus on one thing at a time.
If it feels like too much and it's overwhelming, break it up more.
Set achievable goals, and don't try to take shortcuts, since most are scams.

Life sucks and is unfair.
Some people get to be trust fund babies, other people get to be subsistence farmers in sub-Saharan Africa.
All you can really do is suck it up and persist anyways, even if it's through spite alone. gl

>>52212537
You can always join the military, anon. Unless you're fat, insane or crippled.

>>52223792
I have given up a while ago I'm just to cowardly kill myself and wanted to talk to people more financially aware then I ams opinion on how fucked I am. Being 39 and lost despite a bunch of work and effort I put into my life and still have nothing to show for it fucking hurts. It just proves the self hating thoughts in my head right. Oh well I appreciate all these replies. Hopefully someone can gain something positive from the replies.

>>52224111
30* not 39. But honestly it still applies at either age.

>>52224038
I'm fat, have PTSD, BPD, clinical depression, and anxiety. Not crippled but very much against authority. Don't think I'd last long.

>>52212537
I was at the same point as you when I was 30. But I made the best of it and now I'm happy. I'm 35 now, have a 5 year old daughter, am a single father and still earn so little. But the little money is enough to make my daughter happy every day. My mother looks after the daughter when I am working so we are a solid family. I have met many single moms who are in the same situation and we meet regularly for sex.

>>52212537
Pay off 5k of your credit right now. Don’t pay more interest than you have to. Pay off 5k right now then put every additional dime you make to paying off the remaining 2k. It’s only a 117 hours at your current wage. That’s four weeks full time.

>>52224141
Hey OP this was a good bread, I don't have much other to input than what others said but I'll leave you with this reddit spaced wholesomepost;

A few years ago I went to the ER with a friend who got drunk and fought a window. The doctor we had was very chill, very motivational, we were talking to him about, you know, failing at life, not doing shit, smoking weed, just being a shitty mid 20something.
I talk about going back to college at 25, how if it was late and shit, and he mentions that he didn't start college til he was 30. He goes;

"All my friends said man, why start college now? And med school on top of that? You aren't gonna be done til you are like 38. So I said to them, well, I planned on being 38 around then anyway."

Powerful shit man. I've told this story in real life and on the internet and it never gets old. You're only 30 you fucking faggot, literally go be a doctor.

>>52212537
get yourself and Audi that's holoride ready and get done with this sad kind of life chad.

>>52224957
Literally a fucking cuck kek someone post the copypasta

>>52225143
How long does it take a doctor to pay off their school loans?

I'm living with my dad at his grandparents. Similar situation but I'm a few years younger. Currently contemplating suicide because I think I'm having some kind of mental breakdown and feel like I've broken with reality. I'm all but hearing voices in my head. I have like 25k saved up from a job though. But I'm terrified of living on my own. Don't even know how to do it. Only thing keeping me going is a crypto I'm invested in early appears to be a legit potential 100x maybe. I just want enough money to get my self checked out by the best doctors money can buy and if possible fix my mind and body.

>>52226665
Thought about that too and I was like yeah probably doesn't matter when you make a quarter million dollars per year plus lol

>>52226595
What? I'll never be able to afford an audi lol

>>52227228
25k wow that's impressive. It's cool that you're confident enough to think you're going to get a 100x.

>>52212537
>How fucked am I? I'm thinking it's way to late unless I some how become the luckiest person? Kinda looking for advice but I understand if I'm just shit on.
Just save up money and move to a BRICS country (Brazil, Russia, India, China, South Africa). They're planning to overthrow the US and take over the world. All that they need in order for that to happen is to STOP trading in US dollars and in BRICS bucks instead.

>>52227371
Thanks! Yeah I'm confident since I got in day one in a pre-seed round. I have like 134k tokens total from what I invested and I think it's gonna be at least a 50mm dollar crypto protocol due to how useful it's gonna be for DeFi. If you're curious- it's a LayerZero project that's aiming to be the first omnichain banking layer of crypto and they actually seem to be technology capable of doing it from the successful testnets I've seen! Imagine not having to bridge crypto assets across multiple chains anymore to stuff like lending and borrowing. That's the type of stuff they are doing!

>>52227423
>All that they need in order for that to happen is

for Saudi Arabia to be onboard with their plan. The royal Saudi family has already disrespected President Biden by refusing to take his phone calls, slam the phone on him, and publicly ridicule him.

Everyone around the world says that the President Biden is a sign that the US is done for and that a New World Order will take its place.

Better move before they start banning Americans from other countries.

>>52227431
Nice everything you said just went over my head lol but sounds promising. Good luck.

It sounds like you need to build more confidence and face some adversity. You also need to have more human interaction. I would suggest finding a boxing gym or better yet jujitsu. You need to fill you day with more activity and honestly stop thinking so much cuz your brain is just gonna keep tricking you on the sad bullshit. Build some mental fortitude so you can squash this defeatist attitude. Do this for a few months until you actually have something to talk about and or have the courage speak to people. Relationships lead to big things and you would be surprised how many doors open from them.

>>52227608
I definitely need more confidence but I think I've faced a lot of adversity in my life. And it hasn't made me confident at all. It just reaffirms what I think of myself. Which isn't good.

>>52227423
he
hehe
hehehaHahAHAHAHAHAHAHAHAHA
BAAAAAAHHH HAHAHAHAHAHAHA

*wheeze*

HAHAHAHAHAHAHAHAHAHAHA

ITS LIKE THE START OF A JOKE! A NIGGER AN INDIAN A SLAV A CHINK AND A MONKEY WALK INTO A BAR!

>>52222326
Do you hug your grandma daily?

>>52212537
listen to me fucking carefully.
bump

>>52212537
had to bump the thread it was falling off the board.

LISTEN TO ME OP.
ive made more than 2 dozen ppl in ur same fucking situation a lot of money and 3 of them are now low lvl millionaires.
ur clearly in the US so listen to me fucking carefully if u ever want to escape wage slavery.
leverage your job into a loan from a company that is everywhere in the US called OneMain Financial.
they'll likely give you a loan for around $8k-$12k with a payment plan, take the 5yr option to lower the payments.
you may need a co-signer or a title to a car, etc but u might not, they are giving out loans to anyone with a pulse right now
anyways, what u want to buy with that money is a crypto called $RSR.
https://www.coingecko.com/en/coins/reserve-rights
with $8k you can get around 1.1MM RSR.
its going to go to around a few bucks bc a CBDC is going to launch on its RToken platform and RSR is insurance on the tokens, etc dyor registry.app
>reserve.org
etc

now, this will be the biggest trade of your life and it will be the last trade you'll ever have to make beyond selling and managing your money.
you'll come out of the trade in a few years with no less than $1MM

theres a lot of faggots ITT and i didnt shit on you bc i spent a long time as a bartender schemeing up ways to get rich and crypto was the final solution. we all have small beginnings OP, and the only times we ever have big endings is when we nutt up and take a risk at changing our lives.
im not a paid shill and ive been here for a long time.
good luck, and i hope to see (You) at the Reserve yacht party in the future.

>>52230087
Don't mean to sound ungrateful but most of these advice sounds like people are trying to scam me.