/biz/ - Business & Finance

>>52210753
wait 2 more years

>house on no land in Idaho
>$950,000
>Average salary in Idaho is Mississippi tier
Sneed indeed

>>52210753
My garden's 6x the size of that and I paid $175k

>Snead

>>52210753
In my country, such a home would be a palace. Maybe if you tempered your expectations you would be able to buy something.

>>52210771
>wait for the 20% correction after another 50% inflation

>>52210753
Particle board shit house not even worth $60k. Basically an upgraded trailer. It's in a God forsaken planned neighborhood with neighbors all around and worse its still in the middle of nowhere, Idaho.

>>52210873
No no, wait until........ you know.........

>>52210787
Mississippi fag here. Can confirm it's bad here too. If I had only graduated 2 or even 1 year sooner than I did and had my current job I could have afforded a good house. Now I'm completely priced out.

>>52210787
that part of eagle is all 2 acre lots

the farmer who sold all the land put it in a trust so no one can ever divide it up further than that

>>52210855
europoors will never understand the lust for MORE

>>52210855
It wouldn't be a palace anywhere.

eagle is the new star which is the old boise

its always been overpriced and shit, cant wait to see the city collapse under the smell of its own farts

sneed

I have the opposite problem. I CAN buy a house, but someone buys what I'm looking for before I can, or the realtors ghost me and just let it sit for 400+ days more. Wtf?
Going to start including pictures of my face in my emails so they know I'm white.

>>52210753

I've already inherited one at the age of 25. Maybe you shouldn't have shit genes

love to see these >$20k price cuts and the home owners probably think "Yeah, that will sell it now what a discount!" when the home is overvalued by 300k+ since 2019.

Formerly Chucks

Newly built home in suburban Texas, 30 minutes from a major metropolitan area.
Keep coping faggots

>>52212143
>1k square feet
How am I supposed to raise a family in a literal cuckshed? My bedroom and office combined are almost 900 square feet. 1k square foot is 1 bedroom apartment tier.

>>52212156
>WAAAAH I WANT 3000 SF FOR LESS THAN $200k
keep crying little poor faggot

>>52210753
formerly chuck

>>52212143
ngl this actually looks comfy af

Sneed ave

>>52210753

ayyyooo Jay Powell i cant SNEAD

Bunch of entitled little stupid shits, you cry about not being able to afford a home, people point out affordable homes you start crying about the distance from a city, you start crying about the size, you start crying about it not being the perfect 3-story McMansion in downtown Cuckville, USA and it's not under $500k. You're all just fucking poor and stupid and think the world owes you something

Here is some illuminating thought you worthless trash. If it's insanely expensive for you: it's because they're not meant for poor little faggots with sub-six figure salaries like you. Nobody is selling because they locked in 2.5% for the next 30 years and barely anybody is building new homes.

>>52210753
O RLY?

>>52212143
Tinyhomes are cringe anon.

>>52210873
"INFLATION! OH NO! ITS GOING TO KEEP....
INFLATINNNNNNNNGGGGGGGGG!"
"But also somehow the price of things like real estate and vehicles will collapse."
How come retards parrot this basic contradiction?

>>52211158
I don't have knowledge that specific but at the end of the day it's a million dollars for a cookie cutter house in an area with no jobs

Back in the 19th and early 20th century, when people thought city living was too expensive, they moved to undeveloped land and made their own way and created communities from what was once nothing. Now we have generational parasites like you who want all of the benefits of a highly developed and populated civilization but don't want to pay the premiums or put in the work. Those valuations you saw in the 80s and 90s were dirt cheap because those houses were located in newly developed land far away from the city center.
You can own a cheap house in a small city or you can pay half a million plus to live within driving distance of your cucked out soiboy office job.

>>52210753
Sneed plot

>>52212143
>living in a cartoon house
fucking kek'd

>>52212143
Nice garden shed.

>>52212293
Those rural communities are filled with low IQ scum, junkies and criminals. I’ve been to quite a few of them and I wouldn’t wish that life on my worst enemy. So your current choice to to barely scrape by while renting in a populated area, or you can live in a depressing hellhole where dreams go to die. Isn’t the future grand?

>>52212376
Or just do Vanlife like I did for 2 years, get a down payment on a house with a good realtor who gets you your shit back on the deal, walk in for 5k down at the end of the day, and start renting out the extra room(s) to live for free.
Face it. You fags can't comprehend let alone follow through on any kind of financial plan to (literally) save your lives.

>>52212143
That's an awful layout. Double the bottom and you'd actually have a decent house.
If you're going for max cost efficiency on a small home, why even bother with a garage at all?

>>52212129
This board is crawling with butthurt realtors and flippers. They go ballistic when anyone suggests their wooden boxes aren’t worth 2 million dollars.

>>52212292
well duh, eagle is one of the richest cities in the country. Its where california tech boomers retire

>>52212143
Talk about an actual fucking cuckshed.

>>52212143
quin build

>>52210949
Idaho is only expensive because it's been overrun by commiefornians.

>>52210753
Should I buy a home now in today's market? I feel like I should move out and get a place of my own, but I feel that renting is for cucks. I've seen a couple listings that look promising (homes and plots of land), but I'm hesitant to go forward

>>52210818
Snead 'em and weep.

>>52212214
>Bunch of entitled little stupid shits, you cry about not being able to afford a home, people point out affordable homes you start crying about the distance from a city, you start crying about the size, you start crying about it not being the perfect 3-story McMansion in downtown Cuckville, USA and it's not under $500k. You're all just fucking poor and stupid and think the world owes you something

>>52212143
Enjoy the niggers

>>52212164
post your property larpfaggot

>>52212214
The boomer salt mines will sustain our generation for a thousand years

>>52212394
That doesn’t work for those of us with families. If you’re a single loser like yourself that’s one thing. I can’t exactly move my wife and kids into a van by the river.

>>52210753
You just sound like a whiny bitch.

>>52212281
are you retarded

Imagine paying a million dollars to live in fucking Idaho.

>>52212771
Then you just suck at planning and personal finance and shouldn't have gotten a family in the first place

>>52211746
>emails
There's your problem. Pick up the phone bucko.

>>52211765
This image did not age well

>>52212143
yuropoor layout

>>52210753

God you’re a fucking idiot

Single family homes are for FAMILIES, not deadbeat people like yourself. Somehow everyone gets that wrong and thinks they are entitled to a home for existing. Get a wife first, don’t want a wife? Then get a cheap apartment somewhere.

In today’s world everyone is dual income, and if you have a college degree and mid career (30+) likely a good salary too. So 2 moderately successful people can combine income of 150k-200k+ and be able to afford 400k-600k homes that you cry over and wonder why you can’t afford it with your 70k salary.

Crying about not being able to afford a home is like crying about not being able to afford 2 cars. ITS NOT FOR YOU

>>52212263
>>52212143
>smart layout
You lose 80 sqft to the staircase. Guests come and you have to send them upstairs to the bathroom.

>>52210753
the middle class no longer exists. either work your ass off to save up and buy, or be lazy and rent for life. i've chosen the "rent for life" path. i barely work, and i want to keep it that way.

>>52212478
I really don't see how. Most people with remote positions wouldn't see the utility of slow internet, high fuel and electricity bills, state income tax of 6.5%, miserable climate. Idaho also taxes capital gains and dividends, made it income, so i dont see why anyone would go there. Something is fishy. The only Californians who'd be incenivized go go would be legitimate white supremacists. That's the only unironic reason and it seems to be a bone headed move at that much expense.

>>52212143
Mega based, Dallas needs these

>>52213088
Like a lot of analysts the prediction is early but the logic and numbers are sound.

>>52212823
>30 acres
ZAMN

>>52213313
>legitimate white supremacists.
Yes. Also gun laws.

>>52213343
It's not even that much all things considered.
https://www.zillow.com/homedetails/19007-County-Road-601-Champion-MI-49814/2062950862_zpid/

>>52212823
>>52213599
upstate michigan, if you can tolerate living in a seafood freezer for 75% of the year

>>52214070
Anything to keep Californians from moving in.

>>52210753

>$6k/month with 20% down...

Lmfao, I'd rather live in a cardboard box.

>>52210753
lol that concrete driveway costs mroe than this house

>>52210753
Give it a year or so. That will be like 300k

>>52214766
Lol, that so unlikely it would take a nuclear war or something.

>>52215022
Worse. Global financial collapse is under way all around us but the water temperature is rising so slowly as to be unnoticed until it's too late.

>>52210753
Try ZooDAO men, it will give you great yields with little to no money put in while you cant lose money. NFTs are how i bought my first house, so im thankful that they are coming back

>>52210753
>Large single story
>wide frontage on a large block
>three garage doors
>ITS TOO EXPENSIVE :(

Fuck you OP, you don't deserve this house.

Might fuck around and buy an old dilapidated house in cash
Wonder how much it would cost to make something like this livable again if I did all the work myself.

>>52212823
This is literally the allah pig.

>>52215783
If it has no utilities, I'd rather put money in assets like Geeq that are helpful to businesses and to all people. Investment in crypto is preferable to that in real estate, IMO.

https://youtu.be/7IsMeKl-Sv0

>>52210753
maybe it would be cheaper if it didn't have so many roofs what a retarded looking house, bet the walls are made of cardboard as well and it taks a 5 mile drive to get to any kind of convenience shop

>>52210753
Maybe if you weren't trying to buy a mansion in the higher end retirement community...

>>52210753

>>52216272
$163/mo HOA fee, not even as bad as I would expect

and the reason for that is probably because the monthly payment is now $2500 instead of $1600

>>52216215
You sure moron?

>>52216388
That is my preference, and you should not blindly accept claims without first conducting your own research. Don't be such a slacker goat.

I will. I have bit and eth retard. I just need to wait for the bull run.

>>52213040
>YOU SHOULDN'T HAVE GOTTEN A FAMILY IF YOU CAN'T AFFORD MY MILLION DOLLAR FLOPHOUSE
>WHAT THE FUCK OUR BIRTH RATES ARE TERRIBLE THE ECONOMY IS GOING TO COLLAPSE MY ENTITLEMENTS ARE IN DANGER
>BRING IN 70 MILLION BEANERS AND SPOOKS
>WHAT THE FUCK WHY IS THERE SO MUCH POLITICAL INSTABILITY AND ETHNIC TENSION NOWADAYS I JUST WANT TO RETIRE COMFORTABLY WHY IS TRUMP SO MEAN
>*brains get blown out in civil war*

>>52213313
Don't you remember a few years ago when liberals online were openly talking about how easily it would be to orchestrate a mass exodus from California and turn these low population red states blue?
Now we get the perfect opportunity with WFH and suddenly Californians are moving there in droves. Gee I wonder what is going to happen next and why they wanted to go there?

>>52210753
thats not a house, its a garage with living area

>>52212112
>inherited
sorry for your loss anon

>>52210787
>salary in Idaho is Mississippi tier
Your mistake was not realizing its Cali/Seattle tech bro salaries. Not Idaho salaries.
>>52210753
Things are getting better anon. Im seeing 30-40k price cuts on zillow. Look at any of zillow estimate price charts and its almost a straight line down.

>>52210753
Mortgage payments will increase about 50-90% so yeah looks like its over unless you save 100-300k

>>52216664
The whole real estate scam has been kept inflated by nothing but millions upon millions of brown manlets. Turn off immigration and prices normalize by the end of the week.
Realtors, flippers, mortgage lenders; these people are a special kind of scum. They are traitors. This is going to be way worse for them than 2008.

Half of the Americans here don't really know how lucky they have it.

A 3-4 bed home in some red state like Alabama is 88k USD.

A 3-4 bed home anywhere in the UK is a minimum of 350k in the south and then 220k GBP in the north, the north being an incredible undesirable place (lets not even mention London or the South East which is typically 800k-1m per 3 bed home).

Might have to marry some Alabama slampig and make my claim and just wfh.

On top of that, average UK salary for a generic techbro job is like 35k, whereas the same job in LA, NYC or any of the big banking cities like Miami or even somewhere in the middle of nowhere like Iowa will pay you 65-90k USD.

Just be happy you weren't born a bong

>>52210753
you will be, just not in that area

>>52216199
If you have to wonder vaguely, you're probably not up to the job.

>>52216831
>A 3-4 bed home in some red state like Alabama is 88k USD.
Ok? Why do you think it's so cheap? THERE ARE NO FUCKING JOBS.
You talk about 88k like it's chump change. You still have to work dumbass.
>Just work from home
A lot of people don't have that option.

>>52216871
if you have any degree in any STEM (mainly IT) field, you can find work from home jobs.

Just open up linkedin and go and search by remote? You're telling me it wouldn't be possible to find a remote almost do nothing job in a city like Austin and just wfh in some red backwards city like Mobile?

88k is nothing if you're putting a down payment of at max 25k, which really isn't hard to do unless you're a mindless consumer.

A friend of mine has a job on the west coast and lives comfortably in some town in Oregon, sounds like you're just making up excuses anon

>>52216925
>Just change your career and go back to school for IT bro

>>52216871
>88k like it's chump chang
It is.

>>52212143
>Mexican cardboard house

>>52213199
This.
In the future polyamorous relationships will be mandatory for any quadruple looking to settle down in a million dollar starter home.

>>52210855
Shut the fuck up American cocksucking slavshit, only a slavshit can gobble hairy American black balls this hard to define that styrofoam crackshed as a palace.

How's this

>>52210753
>picks the most expensive part of the one dark orange dot in Idaho

meanwhile in bongland

>>52211009
>completely priced out of Mississippi

no, you're just a failure

>>52213313
>slow internet
This meme died in like 2012. I live in the middle of bum fuck all northern canada in a small isolated town of 300 people (nearest """city""" is 40km away and it's a population of 2000) and even I have 100mbps internet speed for 50 a month.

>>52212143
>plum grove
a quick check on zillow shows there's literally dozens of affordable homes here, this is cherry-picked off lennar's site instead of from the open market. means absolutely nothing, rentcuck lmao stay mad

>>52219292
And Canada... >>52215112

>>52210753
would be a shame if WFH fags got laid off during a recession. I'm sure the local economy in Idaho can support $1M homes.

>>52211009
Floridian here - in the same boat. I graduated in 2021 and I am completely priced out of Tampa.

When I graduated my girlfriend and I moved to chicago (she is from the suburbs) - this is probably the only city left in the country where you can live comfortably as a young professional.
>rents are now due to high density/old housing stock
>ample public transit; I left my car back in florida and either walk/bus/train everywhere
>tons of stuff to do - there are bars/restaurants on every block
>wages are high - for reference Im junior SWE making 85k and she's a teacher making 61k
>homes are still affordable
in the suburbs you can get a full 3/2 house for under 350k and in the city - in a neighborhood that's 70-80% white and SAFE, even in a nice neighborhood, you can get a 2 bedroom condo for under 300k.

For rent you can expect 800-1700 on a 1 bedroom in a good neighborhood. On a decent salary - say 65k - it's very affordable. I'd recommend if you're also my age.

Based mcmansion enjoyers

>>52210753
That's alright Anon. Nobody ever said every single one of by now 8 billion people on this planet must own a house. You can later rent from me.

>>52210753
Imma just buy a quarter acre next to a national park and throw a trailer on it.
Miss me with that gay suburbanite shit.

>>52211342
>europoors
South America, Canada, the UK, Russia, the Middle East, Africa and SEA would like a word with.
Fucking Americans are the richest cunts on the planet and still can't be mega millionaires.
The fuck is wrong with you? Why are there poor people in the USA?

>>52217701
Lmao that house is problem nicer than anything you’ve ever even seen. I bet the neighborhood is so nice it would make a faggot little eurocuck like you cry on the spot.

>>52211412
Yes it would, suburbanite, move out of your fucking community and travel for once.
American "houses" are fucking mansions everywhere else and they're so retarded they don't understand.
Fuck you I hope immigrants burn your town down. Imagine being so rich you don't understand the value of a dollar and think a million dollar home isn't a fucking mansion, unreal!

>>52212112
>Maybe you shouldn't have shit genes
>He thinks he birth wasn't random.
You're a pussy but your parents are probably better than you.

>>52212143
>175k USD.
>For this.
Why.

>>52210753
why would you pay that?
Houses are crazy expensive where I live as well.
Once I make it with crypto (next fucking run i hope) I move to a cheap nice country and buy a house or just an apartment for 400k and then live of dividents, staking, you name it. Imagine paying one million usd to live in bumfuck nowhere when you could live on a beachside, go for daily swims and just enjoy what little time you have left on earth.
>Verification not required.

>>52212164
>>WAAAAH I WANT 3000 SF FOR LESS THAN $200k
>keep crying little poor faggot
It's gonna be funny when all Americans are priced out of homes.

>>52212214
>affordable
100k USD let's you live like a god in poverty-stricken countries.
100k for a shit shack in fucking Alabama isn't worth it.
Sorry, I'm not dropping more than 50k on ply wood and plaster, thank you.
There's literally nothing to do in America besides shoot guns and go shopping.

>>52212235
>If it's insanely expensive for you: it's because they're not meant for poor little faggots with sub-six figure salaries like you. Nobody is selling because they locked in 2.5% for the next 30 years and barely anybody is building new homes.
It's gonna be funny when Americans are all priced out of their homes because money printer and price go up forever.
Your house isn't worth 100k, your towns are all full of junkies and worth Americans.
Thanks, but 100k USD let's me live else where for more purchasing power.

Wait 8 years unitl they are done with the depopulation thing and just pick a home

>>52212235
>they're not meant for poor little faggots with sub-six figure salaries like you.
I'd rather not live in America, it's just as shitty here as everywhere but the people are fucked in the head and love trannies.
Rather just live anywhere but north America at this point.

>>52212281
>But also somehow the price of things like real estate and vehicles will collapse."
Real estate makes you pay taxes and a shit economy can kill the housing and work place see Detroit if you don't believe me.
Cars are a depreciating asset and constantly need repairs and maintaining.
Secondly, a vehicle loses half its sticker price, new, when driven off the lot so no, vehicles are a shitty investment to make.
Kill yourself, you're either under age or too sheltered and naive to be investing.

>>52212293
Fuck your cities, tabernak.

>>52212143
Not sure if bait or retarded but that home isn't built yet. Builders are panicking and slashing prices. Also where the fuck is plum Grove lmao>>52212235
>nobody is selling
>no one is building homes
Ok nice troll I think your break time is about up though

>>52212214
They want what their grandparents have now without all the effort and time it took them to get it.