/biz/ - Business & Finance

>>51587086
I hope so, sick of the niggercattle is pushing up everything by loaning the shit out of banks!

>>51587086
>>51587168
You will never be white
Go die for Israel mutts

>>51587196
the problem with your shitty screencap is that the EU does not export anything

>>51587225
Holy shit you're fucking stupid lmao

>>51587196
moron
even germany has trade deficit now
they fucked up with energy sector and now businesses are shutting down
there is nothing left to export

>>51587196
wut, I am from eu you 30iq gorillanigger!

>>51587086
Thank you thank you thank you!!!
Cashed out most of my ETH at 3500 and if housing crashes I'll be able to own a home, no loan shit involved

>G*rmany
G*rmans will never recover. They'll die this winter frozen like they did in stalingrad. Those who don't die, had their horse faced women do the tough labor of offering themselves for sex tourist.
Imagine if this keeps rising kek. We would need to wait for spring for the ground to thaw to dig the mass graves

>european real estate fucked

the prices didn't even move lol

>>51587296
Nice moves, unfortunately I had to buy in back in Jan! "next bullrun I ll make it!"

>>51587309
you should watch less russian tv

>>51587309
People lived in Germany in mud huts with no oil or gas and didn't go extinct. Some old people will get sick because they can't afford their heating bills. That isn't an apocalypse event.

>>51587430
>this is fine

>>51587196
Get your head out of your ass retard

>>51587430
COPE

>>51587430

Yea but to everyone who's been stuck in the better part of a decade of easy almost free money any bad news seems like the end of the world.

I can scroll through inst and see any one of my friends posting stories from all over the world but this Mongolian basket weaving forum including mainstream news would have you believe it's the end of days.

We'll have a recession which we need, the fat will be trimmed and then the next cycle begins.

>>51587086
How do I profit from this as a EUropean

>>51587196
Factories are shutting down here in the netherlands because energy is too expensive. Production is dropping, not rising.

>>51587086
Europe was ALWAYS a house of cards built on colonial exploitation. It was inevitable that it would eventually ambition and uppity itself into ruin because it never learned how to sustain itself without constnt inflows of resources from abroad.

Kind of sucks for fans of socialism and liberal democracy though.

>>51587196
What industry? China works due to next to 0 regulations to start industries.

>>51587196
Uh Oh.........
>eurosisters what is that?

Eurobaggie cope thread

>>51587086
The average german is still completely in denial.

Germany will never recover from this. The downturn is perfectly timed with all german boomers retiring. German industry will either move abroad or just close shop since all the technical know-how will be lost anyway.

>>51587648
>tfw they're willing to kill the economy just to prevent a economy that favors employees.

>>51587648
at least we are green yay!

>>51587383
it's hard to get a place to live now since there's not much supply

>>51587406
you should cope harder

>>51587573
That's called the nail in the coffin.

>>51587648
Saying Germany could never recover.

>>51587685
there is no prevent. the economy that favored employees was that which serviced said boomers

>>51587466
>believing narcissistic npcs on instagram who fake their lives to look better to others
half of Instagram is whores selling their bodies to the highest bidder

>>51587466
Also normies do not care about what’s going on around them, they’re considered cattle for a reason. We’re heading towards implosion not just a recession.

>>51587819
You’re the one coping

I hope Europe crashes hard so that the darkies will go back to their warm shitholes instead of our frozen shithole

>>51587086
Yes but so is the united states. You're all just pretending everything is fine.

>>51588099
Bro, dont be anti semite, biden saved the world singlehandedly!

>>51587086
Here's hoping; the monarchy needs to end.

>>51587086
Will the turks leave once you are economically destroyed? might make Germany jew free as they flee like bandits lol
Think of the upsides!

>>51588089
Thats a man

>>51588352
quite based man!

>>51587383
The prices didnt move because retards think they can still sell it for these prices, NONE is buying it though, just because someone i have a sell order for eth at 20k doesnt mean its worth 20k duh

>germany fucked themselves over so hard they fell out of the top ten stock markets

>>51588392
Sorry had a stroke, any house owners are bagholding and i will slurp when they ultimately capitulate and sell the bottom like the retards they are

>>51587241
Eu exports are down 50% yty you moron and the EU trade balance is cratering in the triple negative digits.

Lowering currency by 20% when production costs go up x10 doesnt make you more competitive on the global market.

If we had done this 15 years ago then yeah maybe.

>>51588392
>>51587721
ok it's just rentoid cope

>>51587196
bro i live in france we have a $15B trade deficit lmao
only germoney makes money through exports, but they are also getting fucked because they self-nuked their energy independency then supported the meme war against putin

>>51587430
Its true that nobody will freeze, the deindustrialization is real, though. It will lead to suffering and financial ruin for the next generation. Hopefully we will get a Hitler 2.0 out of it.

Funny that the boomers dont realize it. I heard them on the radio "we are such a rich nation the past decades, now we must take cold showers for jewkraine proudly".
They will suffer.

>>51589796
>germany
>vote even more greenparty
>this surely will solve the problem next time
germans are too retarded to actually vote a party, that favours their own citizens

>>51589796
>Funny that the boomers dont realize it. I heard them on the radio "we are such a rich nation the past decades, now we must take cold showers for jewkraine proudly".
>They will suffer.
fucking preprogrammed blind droids, i fucking hate the cattle like you would not believe it!

>>51589842
They will vote CDU next, which will continue as before. Voting here is the same meme as in the US, choose if the boot is red or blue.

>>51589910
This, you have to hang left right blue red white black pols.

>>51587086
>Housing market fucked
This is unironically a good thing. It has been kept too high for too long by low rates. Housing needs to be lower so that it is more affordable for a larger percent of the population. That is a necessary fact of a functioning society.

>>51589910
people are not suffering enough i guess. not sure if we ever reach a tipping point

>>51587309
>>51588089
indeed
sadly, this is mostly the fault of environmental terrorists like Greta Thunberg. Germany could have joined France in leading Europe to a zero-carbon, high-output nuclear future, but instead they condemned nuclear for being “not green” all while burning gas supplied by KGB thug Vladimir Putin. Some elements in DE gov’t are starting to come around, but they will pay a heavy price in the meantime.

>>51590122
The anti nuclear movement and brainwashing is way older than Greta and from the same actors that want to keep goymany weak. A nuclear germany allied with russian ressources scares them.

Is UUP the best way to short Yurop

>>51590122
Merkel by herself made a complete emotional, non rational Decission of just Exiting Nuclear after Fukubang. Would have expected something less retarded of a Dr. rer. nat.

>>51590196
Anti nuclear movement is from the 70s (Atomkraft Nein Danke Sticker) fucking hippies that even now as old boomers fear nothing more than nuclear, i know loafs of them, my parents too

>>51590312
They were partly a US psyop, Jungck, Lovins and other (((authors))) influenced them.

>>51590227
Yeah Ivan, the shit posting truck driver, show her!

>>51590392
blyat

>>51587383
Housing moves very slow. 2008 took 2 years for the violent portion of the crash to kick in. The writing was on the wall since 06'

>>51587086
Meanwhile in Finland:
Nothing has changed

>>51587196
go back nigger

>>51590510
In the grimdark future of Finland there is only Sauna

>>51590122
even fucking greta said nuclear is required to stop burning the coal.
Otherwise we all pay the toll.

>>51587086
What % of Europ niggas are on fixed and what % on variable rates?

>>51587086
It was about fucking time, 2500€ per sqm of an apartment in bumfuck village nowhere baltics lmao how was that even real

>>51587406
Kill your parasitic Greens first, Kraut

>>51587573
>>51587790
first:
>10% increase in exports

second:
>Plans to outbid the entire rest of the world for oil and gas to cuck Russia
>succeeds
>Hurr durr nail in the coffin

EU is going to be absolutely fine.

>>51590619
Sounds great

>>51591241
>buys russian oil at markup from china and india

Masterful

>>51588099
No. USA has access to cheap natural gas in particular, and energy more generally. Guess where German high-skilled industry is gonna go?

>>51589796
Hitler 2.0 will need Russian gas to switch all that industry back on, rearm, and build infrastructure. It's going to be a very weird dynamic if it happens. Kinda like WW2 if the Molotov-Ribbentrop Pact had never been broken.

>>51587225
>the problem with your shitty screencap is that the EU does not export anything

erm, yes it does.

>>51592710
>Guess where German high-skilled industry is gonna go?

it wont be needed any more without European consumers

>>51589842
>>51590013
Literally spoken like a Russian-cock-sucking AFD-faggot, kek

>>51592866
Germany was a massive net exporter though. That demand remains.

>>51592800
>>51587196
mhm

>>51590227
Her and her friends have been together since 1960 and they all became prime ministers of their own nation. Nothing is coincidence, it was just something she was told to do.

>>51592908
Spoken like a triple vaxxed Nato shill

>>51587196
Weaker currency is works if the prices in your country don't rise when you weaken it.

>>51593001
>Germany was a massive net exporter though
to the rest of europe

>>51590736
Bump

>>51591796
This

>>51587466
They travel because they are used to it, they don't plan ahead. They just do and they'll be hit the hardest.

>>51587196
nice b8 faggot

>>51590619
At least they have sauna.
Over here we just have niggers roaming everywhere, and kikes on the talmudvision telling us how great it is.
t. frog

>>51587196
Nigger, we used fear of Ivan to make you come running back to us - you will be the one to die for Israel as we loot your economy

>>51593001

>>51587466
>what is normalcy bas

>>51587196
>Industry
Is this a joke?

>>51587196
You absolute shit for brain monkey nigger retard, what the fuck are you gonna export when you have to shut down your factories because energy is too expensive? God damn it youre stupid.

>>51590736
There's too much of a grey area for there to be useful data here. Some ARMs have very long periods with locked rates (10 years before becoming variable), some change their rates after the lockup every 2, 3, 5 years. Some countries have restrictions on how high those rates can be, and those numbers will change from country to country.
VERY broadly, ARMs are more common in Europe but still in the minority. Mortgages in general are shorter terms (while 30y exist, 10y are more common).

>>51587196
bruv our "industry" currently dies because of gas prices

>>51587196
Probably the most delusional image I have witnessed on the hacker known as 4Chan.

>>51596809
I concur

>>51596809
this

>>51587086
they will be

>>51587196
EU companies are moving manufacturing to the US due to energy costs. This is weapons-grade copium

>>51590122
Greta is pro nuclear, retard

>>51587086
>mfw I own my flat fully paid off so this shouldn't affect me but then I realize every dumbfuck retard about to drown in their irresponsible denbts will yet again be bailed out using my tax money

>>51595153
>Mortgages in general are shorter terms (while 30y exist, 10y are more common

Doesn't apply to Nordics. Here in Finland the usual new mortgage is 25 years, but some banks offer 30 or even 45 years as well. Usually the interest and monthly payment get recalculated once a year based on 12 month Euribor. Same lengths apply in Norway and Denmark.

Sweden used to let people take 125 year mortgages but in 2016 they limited it to 105 years.

>>51587196
holy based baitchad getting the fats seething

>>51597947
you're not nordic pekka

>>51587225
>the problem with your shitty screencap is that the EU does not export anything
the cpu you used to write this garbage was made by a machine that is only built in the Netherlands, you fucking faggot piece of shit, the world can't without Europe
https://www.asml.com/en

take that putler! yaaaaaaas slay eurosisters

>>51587086
>IS EU DONE?
Normies can feel like Cryptobros right now!

>>51590312
>loafs of them
Throw them back in the ovens Adolf-fren, those loafs need a bit more baking

>>51587086
how do I profit from this

>>51589687
https://www.youtube.com/watch?v=o0WWUdHVTvY

>>51588089
QFT

>>51598583
EUO long short VGK

>>51597947
>tfw 25 yrs fixed rate at 1.1%
hahahahaHAHAHAHAHAAAAAAA

>>51598085
I am Nordic but not Scandinavian >:(

>>51587196
Eurotards absolutely boiling, or should I say freezing, mad

Kwab

>>51597947
25-45 years on variable rates? Wtf

>>51599571
>Americans don't know how mortgages "work" outside their country

In Canada, a "fixed" rate mortgage means the rate "only" gets reset every 5 years. The yuros get it even worse

>>51599571
Yeah, 25 years of variable rates is the usual mortgage. Banks also sell interest caps of certain lengths for extra cash (like 5 years of 1.5% even if the economy goes to shit and it should be 5%)

>>51587466
We just need to cool off before the next rally

>>51587309
>G*rmans will never recover
Germany isn't a Slavic country, they'll recover just fine. They've recovered from much worse, like being occupied by disgusting Slavmutts.

>>51600977
>implying half of them aren't half slavmutts from the occupation
>and the other half isn't majority turkish and north african

>>51589842
>be ruled by conservatives for 20 years
>try something different
>faggots on 4chan pretend like it's more of the same because they have the education of a Somalian mongoloid
And you guys wonder why you're not successful at anything

I don't get it, how is it that the US seems to be the only Western nation with true fixed rate mortgages? I thought ours was supposed to be the greedy, usurious, ZOG-infested banking system.

>>51587086
Just FYI bottom left mooning has nothing to do with mortgages, it displays the expected total cost of ownership per month, which includes electricity and gas prices expected this winter. ECB has done almost nothing with their rates and house prices have yet to move.

>>51587196
Europe has no industry, Europeans decided that they all wanted to not work anymore and sit around, have sex, nap during the day so EU leaders led migrants in to fill in the gap and then you idiots complained about "muh white genocide". Now China and Russia are divvying up your continent and you don't even have streetlights at night anymore because you're third world but somehow still cucks.

>>51590619
I often look at real estate in rural Finland and lament over how much cheaper it is than Canada, and also that literally every house or apartment has a sauna in it.

Canada is fucking cold, expensive, and doesn't even have sauna.

>>51587466
>the fat will be trimmed
lmao, the yield curve just hit its largest ever inversion and it's still going further.
this is more than a fat-trimming event.
major recession at the very least.
judging by this chart, plus the fact that europe is going off a cliff, I'd be very surprised if we're not heading into Great Depression 2.0

>but we understand things so much better than we did in 1929! It can't happen!
We actually understand things a lot less.
In those days there were actual scholars of monetary systems.
Now nobody know wtf they are doing, the central bankers are malevolent AND incompetent, and they just throw shit at the wall hoping it sticks.
We have no leadership, and it's all going to fall apart.

>>51601179
>Europe has no industry
I can never tell if people say this ironically or if there's really people with this level of stupidity that can successfully navigate the internet outside of Facebook.

>>51601235
Yeah, Europe won't have any industry left after this winter. That's the black pill.

>>51590510
god i wish i was Finnish

>>51601072
>Merkel was a conservative
lol, lmao even
>>51601235
What do you produce? Besides moldy cheese and Swiss army knives.

Housing is an asset that is obviously greatly overvalued. If anything it's amazing the bubble has persisted for this long. But people literally need to be able to afford a house. It would be a good thing if it crashes.

>>51601101
Constitution protecting us from evils is not a meme. The founding fathers were not perfect but they were great men who accomplished an amazing feat.

>>51601315
Housing had tracked more or less at the rate of inflation for millenia. Every now and then there are land manias where the price moons and then crashes. We have been in one of those manias and now it's reverting back to trend.

Anyone who bought the top is toast.

>>51587086
germans are autistic enough to finally discover a method to extract more energy from a nuclear fusion reactor than what they spend starting the process.

>>51601072
The German 'conservative' party is as conservative as the most liberal party in Pakistan is liberal.

i think the world is done

Thanks Jews

>>51587086
pic related is our first date 3 minutes after my blue eyed teenage virgin mail order bride arrives from Germany. So beautiful and romantic

>>51587086
>euros thought choosing oil over nuclear made sense
Please, explain yourselves.

>>51587480
You don't

O9QFPUrI
What are you talking about autistic dumbass

qgPz2jDu
This time will be different? Eat shit.

>>51602857
wtf are you doing? are you trying to reply to someone? lmao

>>51587086
Does this mean cheap houses and land in Germany and Sweden?

>>51587241
europoor mad