/biz/ - Business & Finance

>>51178620
Based. Blacks deserve easy loans because black slaves built this country.

>>51178620
This will end well

>>51178620
low interest no down payment mortgages, basically reparations

Wtf I'm a nigger now?

>>51178620
Good.

>>51178661
Antique tractors didn't build America.

>>51178620
>Racism is good when we do it!
oh yeah it's anti-racism lel

>>51178620
based, getting nigs in deep debt on underwater houses just before the rugpull like in 2008

>>51178620
This sounds like a sour deal now that we have pretty much peaked in home prices. If anything they're trying to leave minorities with bag while the whites sell out.

>>51178620
Getting loans is to become a slave of the jew. Easy loans that they pay on for 20 years and then they miss some payments and lose the house they have been paying for 20 years and end up with nothing.

>>51178620
White people need to learn how to cuck the system.
1. Take photo with old black woman, this is now your grandmother or mother. Congratulations you are now an Amerimutt.
2. Apply for minority loan while acting and dressing like a dindu.
3. If loan officer raises suspicions to your claims, show them your dear old black mother.
Note: A picture with an old black man would work, but a loan officer wouldn't believe you have a father.

>>51178620
debt doesn't get you ahead anymore, either. now it's just slavery.
gottem again

>>51178620
it's this 2008 but only for blacks?

>>51178754
>wouldn't believe you have a father.
chucked

>>51178893
>>51178893
>only for blacks
You'll have to bail them out racist!

>>51178971
I ain't bailing out shit, I'll pry those houses out of their hands for a bargain and rent it back to them for 2x - money that'll come from you!

>>51178620
I LOVE THE MONEY PRINTER
BLESS THE MONEY PRINTER AND HER MASTERS

>>51178620

either the minority take on massive debt they will struggle to pay off, or the bank take a huge loss because the minority can't pay off the loan. So I see nothing wrong with this.

>>51178620
>Buy a house on a mortgage with no down payment
I guess no one learned from the last time the housing market crashed thanks to shitty loan policies.

>>51179123
That's how the game is played, fren
they'll find an excuse to give out more sub-prime loans
they'll turn sour, and the banks will get bailed out again
these "shitty loan policies" are the fountain of youth for banks

>>51178620
Is there anyone that seriously believes that we won WW2?

>>51179236
we lost ww1 fren

W

>>51178620
>give out loans to minorities who can't really afford it
>collect interest on loan
>wait a couple years for them to default
>foreclose on house
>put house back up for sale

>>51178893
yes, it's 2008

>>51179188
Fair point, at least we know what signs to look for to pick positions accordingly.

I genuinely don't care. White millennials are nigger tier.

>>51178620
>a no down payment mortgage you only qualified for because you're a nigger
holy fuck lol
here comes 2008 all over again

>>51178620
Time to short BOA

>>51179118
>bank declares debt bad
>bad debt reduces income
>pay less taxes
>whites pay up again while niggres keep homes and banks keep profits
Same song and dance

>>51179262
Exactly this. It's inevitably going to bury stupid niggers even further into debt. Only a moron would buy a home at these prices, in this market. Luckily for BofA, most Blacks are stupid.

>>51178714
This

>>51178684
Yah can we just identify as black

>>51178620
my goal in life is to create a whites only credit union to help us get off the jewish tit

>>51180244

This place is enthralling

https://en.wikipedia.org/wiki/Orania

They handle their own government and banking in-community

>>51180244
I will unironically join you in this goal.

>>51178670
funny how reparations like this are only given out in the same areas where whites without wealth would be competing. Like wealthy descendants of slaveowner aren't going to need a mortgage for a home, they won't need affirmative action to get into a good school, they don't need scholarships, their small business doesn't need relief money from covid that was prioritized and all used up by minorities before anyone else, etc. The people paying the cost of reparations are the poor/middleclass/young whites. Hate to see it.

>>51178620
Office of the comptroller of the currency

>>51178620
How is this different than those cuomo mortgages pre-2008?

>>51180841
Shut up. Racist chud.

But it's not racist!

>>51178620
How does this US stuff work? What are "minority communities"?
Also why didn't they do this in 2012? Shouldn't banks now have strict as fuck lending standards with what is coming?
Doesn't make sense in my head at all.

>>51178720
This, anybody that doesn't have the cash for a down payment right now that housing prices are at an ATH would be retarded to jump on this, which will likely saddle them with horrible interest and PMI rates, and then they'll be underwater in a year and unable to sell.

>>51178714
Wow, I love banks now.

>>51181022
>Shouldn't banks now have strict as fuck lending standards with what is coming?
That would be best for the country, but this way they can extract a bunch of money out of people and then cry to daddy government when they're positioned to lose money, then get a fat bailout check on top of the money they siphoned out of people's pockets, who now have no home - because the bank owns them now too and can either rent them out or sell them again. It's a double-dipping scheme because banks know the government will always bail them out.

>>51181022
they call it clown world for a reason.

>>51178661

Wrong on so many levels, and with that attitude you're just as bad as the people who you think oppressed them. You should be smacked and put in your place.

>>51178893
But 2008 was because of blacks

>>51181233
Blacks run the banks? That's news to me.

>>51178689
kek

>>51178620
Executive swindle by Big Solicit. Credit card mailers can be sent to the same communities automatically with minimal overhead and maximum response rate.

>>51179118
>or the bank take a huge loss because the minority can't pay off the loan. So I see nothing wrong with this.

goym plz
bankers never lose.
The government will bail them, just like 2008 and the goym cattle will pay for it.

Sucks to be a goyslave

>>51178714
Kek

>>51181081
That's the kind of shit that would have happened maybe a decade ago, but nowadays in a big crash I could see them just print money to pay the banks and give the blacks a free home. That's how big of a clown world we're living in.

so is this 2005 or 2006 I forget the timeline

>>51178661
and the jews deserve all the interest they get from it because they brought them there.

>>51178689
well i make cotton parts on my cotton mill used to drive cotton cars, so they had a lot to do with it.

>>51178620
Kek, based BOA bringing back subprime mortgages, but only to wreck blacks

>>51178620
Kek. Let minorities pay double the cost of a house due to interest lol. I love how they explain these as beneficial while only creating a new caste of debt slaves

>>51178714
This was my immediate reaction too. Banks know exactly how and when to bleed people to keep the classes separate.

>>51178620
Dont worry white people are here to bail yall banks out if this goes awry!

>>51181687
Never again.

>>51178714
I love this place sometimes

>>51179262
>lose money because the house doesn't cover the cost of the loan
>and the house is destroyed because it was occupied by niggers

>>51178620
So they are giving joggers bad loans they really can't afford and will never pay back. Is this supposed to be new or something?

>>51178620
Ya'll see the reason why Crypto payment is better, web3payment doesn't Judge, I haven't used Bank for over 6months straight, bitches asking me how the hell did you do it, I pay with crypto through Utrust

>>51178714
LMAO fucking kikes

>>51178620
No down payment is not a good thing. If anything they're fucking minorities with another delayed trap. An *actual* benefit would be low or no interest mortgages.

>>51178714
This. Pretty much seals a crash in another year or two and leaves minorities holding the bag.

>>51178620
All humans will be illegal soon

how does this help black people? the housing market is about to crash. any loan they take out will be on a depreciating asset...

>>51178620

wow it’s almost like it’s in the banks best interest to promote racial divisions instead of class division!

>>51183662
this country is powered by negro misery, always has been now shut up and let them take the loans

>>51178620
Can we give the gays free houses now?

>>51178732
Foreclosing on POC will become illegal, it will also become illegal to give them a credit score below 700.

>>51178620
They see the crash on the horizon and so does everyone else. They're trying to cash out and leave poor people holding the bag as always - doing it by skin color is just a proxy.

>>51178714
That is unironically what they’re doing. Squeezing the last juice out of the lemon

>>51180142
This graph is retarded. AUC obv doesnt sum to 1 for one or the other

>>51183708
good, I can already hear the jews seething

>>51178620
They did the same shit during 2006 after they pulled the housing market rug under minority buyers who are too incompetent to pay back the loan. This is literally the top of the market, frens, exit the market.

>>51178670
This is how 2008 started
I almost want it to happen

>>51178620
I predict a lot of defaulted loans in the future.

>>51181497
>That's how big of a clown world we're living in.
Clown world is over bruv. We’re serious business now. Did you get the memo?

>>51183714
In an age where surveillance and social media has destroyed secrecy, the elite use a cloak of public virtue and morality to hide their actions.

>>51178670
Yeah, if being $200K underwater on your mortgage is reparations, then minorities would probably do better if they never came to America in the first place. They're being fleeced and scammed by a system that hates them while pretending to support them.

>>51178714
WTF I love JP Morgan now!

>>51178714
>>51183716
And if they can't pay, what they'll probably will. US taxpayers will come to aid. GJ Burgerland
And the reason why they can't pay will be systemic racism. Taxpayermoney will be reparations, but they still won't be enough, far from it even.

>>51178620
My Monero nodes don't discriminate you, though. Come home white man.

>>51183815
The earth and everything in it is a honey pot.

>>51183830
True. Can't lend out your Monero UTXOs out to niggers, though, and there is enough block space for the white race to protect you from fractional reserve layer 2 jewery.

>>51183810
To be honest it almost makes you wonder if "reparation like" actions are really just complex grifting schemes by jewish elites to gain easy exits on gambles while further entrenching minorities in bad situations and sewing racial division.
I dont know if the solution is to offer real reparations in a one time flat sum or to say fuck it and never pay reparations, but these complex government taxing and banking schemes arent it.

>>51178754
Rachel Dolezal was actually kinda based.

>>51178620
>mfw people are walking right into a repo mans wet dream and are too retarded to see it
https://www.youtube.com/watch?v=hfrWchX5rAU
On a second note this should make people here extremely attentive to anything that goes on from here on out if somehow you haven’t already, because shit like this was happening right before 2008.

>>51184046
HMMMMM
>bank gives out loans to buy property they think won't be paid back
>confiscate property when loan isn't paid back
>sell property to black rock
>2008 repeats and the economy collapses with record inflation.

Fucking communists cunts and their control fetishes ruining the world economy with fuck-you-up technology and AI domination systems.

>>51178620
Not like allowing niggers to rack up huge mortgage debts has ever caused a financial crisis in the past right?

Oh wait...

>>51184084
If you really look at it all on an objective level history is just the same exact shit happening over and over again, so this doesn’t shock me in the slightest personally. Kind of funny how everyone still keeps falling for it though.

>>51183651
Ah ah, perfect, we are back to the olden days
>>51182517
Easy for those in Europe, but Utrust isn't available around here yet

>>51178620
It's not reparations, they just want to make those minority faggots into literal debt traps, where they would fall into debt that they wouldn't be able otherwise(as lack money for down-payment) and pay far more in the long term due to the interests accruing over a larger pool.
tl;dr bank scam so that niggers literally live to pay their bank overlords

>>51178620
That's okay because I actually identify as black.

>no down-payment mortgages
>for the people most likely to default
This worked out great last time

>>51178620
Hi I’d like to take out a mortgage

>>51184650
Kek

>>51178661
niggers on are scurge on the planet. This fact is very obvious. White people will only wake up before it's too late. Mongrels will inherit the world and be unable to run it. They will kill the planet with their stupidity. Imagine plastic garbage everywhere, and all the forests chopped down. An endless landscape of mud and concrete.

God, please hit us with the asteriod.

>>51178620
GREAT. when [protected chimps default on their loans, Obiden will forgive all their debt and make working people pay for it through taxes for another bailout for commies snowflakes

eventually the conservative responsible working people that actually pay their own bills and pay taxes, are going to quit working because we'll get tired of fighting and working and struggling for our own survival and also being burdened with paying the way for lazy self entitle commies

Leftists love to complain about the sub prime crisis and evil finance while cheering for this with zero cognitive awareness

>>51185075
>>51185075
Leftists want power. They have no interest in being logically consistent. Whatever narrative benefits their interests will be embraced by them, to be discarded when that narrative is no longer useful.

Conservatives always lose because of "muh principles"

>>51184992
>will only wake up before it's too late
So we're golden then. Good to hear.

>>51181022
"minority communities" means not white.
unless you're trans, or gay that's also a "minority community"

>>51179236
Normalfags are painfully unaware of anything. If the truth can be construed as racist they will do the most incredible mental gymnastics to avoid it.

>>51178732
wtf is that pic

how is that legal

>>51183727
Nigger, the mean, median, and distribution are very clear.

>>51181022
If you’re unironically asking, here you go

>>51178714
Them going into debt to buy houses still drives house prices up and devalues your labor. Congrats on increasingly becoming and underclass slave.

>>51183727
are you only pretending to be retarded?

>>51180142
Black IQ is now 91. White is 104. Read the new Charles Murray book.

>>51178714
based, shorting the entire market

>>51178620
>giving out mortgages to people who don't have money during one of the worst times to buy a house in most markets
What could go wrong?

>>51180244
oy sir that's racist you can't do that

>>51183810
>us govt
>bailing out the little guy
Hahahaha good joke anon

>>51184138
People have the memory of a goldfish. Even people who lost their shit last time are parroting things about there being no bubble or that houses only increase in value. It's so stupid

>>51185876
kek

>>51178620
wonder when whites will actually start getting radicalized? what would it take?

no, I'm not talking about Fed glownigger "radicalization" like January 6th

>>51183714
the question is how to profit from this?

>>51186256
No, you got me wrong. Taxpayers will not bail out the debters, but the banks who can't get the money.

>>51184138
This, my father lost our family home in 08 and is now telling me that houses only go up and is telling me to buy a house even though I am single.

>>51178661
Correct. Whites were reimbursed for losing slaves and were given free money plenty of times with things like the GI Bill which immigrant whites ran to America to scoop up after doing nothing to deserve it. Unfortunately what actually happens is pic related.

>>51186272
House prices only increase in value except 2008 and what caused 2008 it’s fixed and won’t happen again.

>>51183708
In theory this should open up some people's eyes, but people are so mind-broken that they can't really deviate from approved thinking or they'll turn into a bucket of bolts.

>>51186809
This is fake news. Home appraisals are essentially an algorithm that is very strict in its approach. The main thing to consider is what similar houses in the neighborhood sold for recently. That's like 95% of the appraisal, and it's not something you can fake or make up. So the only real way to account for the difference mentioned in the article is to point out that it's a propaganda piece made to paint democrats and minorities in the most favorable light possible, and increase voter turnout or some bullshit like that.
Stop. Consuming. News.

>>51186809
you have to spend extra on fumigating off the nigger smell, back in college I used to work cleaning government apartments, and oh boy the smell in those shitholes was terrible

>>51178620

Okay so technically let's say you put on a lot of spray tan and the darkest one you can find too.
You get a curly haired black wig, the most realistic kind you can find. Like actually spend some money on it.
Get lip injections (temp) maybe. Sleep on your nose for a day.
Wear a bit of a muscle suit under your clothes and get a suit in a weird non-standard color (metallic blue).

Potentially change your name to something like Johnson Washington or similar.

You go in for a loan and just answer everything with "mhmm-hmm" and "sure".

Would it work?

I mean once you sign the papers they can't take it back, right?

>>51178661

JUST KYS NIGGER FAGGOT

>NIGGERS DIDN'T BUILD SHIT
JUST LOOK AT AFRICA, DUMB NIGGER

>>51186774
tell him to buy you one

>>51186888
t.immigrant white buffoonery

Yes everything you don’t like is fake we know. Just 2 more weeks till qanon saves trump and puts him back in office

>>51178661
>Slavery only in the south
>The south is the shittiest region in America
Adds up

>>51186981
I heard he already won in front of the Supreme court and he's only waiting for the right moment to come back and take over power as the legitimate president.

>>51183708
>the jews will stop jewing the people they are using for their jewschemes

>>51181263
I am phone posting so it will be short, but Clinton made banks increase a percentage of minority borrowers. Fannie kept lowering standards to meet the ever increasing quota during Clinton and Bush administrations. Private banks lowered to compete.

>>51184031
yep

>>51187055
>during the 1980s and 1990s, powerful activist groups demanded that banks reduce their lending standards, such as reliance on creditworthiness and higher down payments, and organized protests against those that would not, claiming higher standards disproportionately hurt low-income earners and minorities.

>Under enormous pressure from these groups, the Clinton administration decided to expand federal government servicing of low-income and minority borrowers through various “affordable-housing goals.” Imposed in 1992, the different goals created a quota system requiring a certain percentage of the loans that the GSEs acquired each year to have been made to borrowers in financially isolated communities or those who were at or below the median income in the communities where they lived.

The initial low-to-moderate income quota for Fannie and Freddie was around 30 percent per year, a goal that was not too hard for them to meet. But the LMI goal was continually raised, to 40 percent in 1996, then 50 percent in 2001, and up to 56 percent in 2008.

The initial low-to-moderate income quota for Fannie and Freddie was around 30 percent per year, a goal that was not too hard for them to meet. But the LMI goal was continually raised, to 40 percent in 1996, then 50 percent in 2001, and up to 56 percent in 2008. Impressively for a government agency, the GSEs hit their targets—by June 30, 2008, 57 percent of the 55 million mortgages in the financial system were non-traditional, meaning either subprime or otherwise of low quality. As these goals were continuously raised, the GSEs found it harder and harder to find creditworthy borrowers. So in response, Fannie and Freddie had to reduce their underwriting standards. In other words, they dove deep into the subprime mortgage market.

>>51178661
Lol, the canadian gay-posting about muh heckin based blackarinos

>>51186809
>posting a NYT article in 2022
paper is a total shit show these days, filled with clickbait and opinion based reporting. Use your fucking brain, their agenda is clear as day, and I say that as a non conservative.

>>51178620
White wokeness on a level that trump never achieved while golfing

>>51186150
The new one is "Human Diversity"?

>>51178661
I hear Africa is doing great. With all the darkness over there I'm surprised they haven't invented warp drive yet. I guess swatting flies has preoccupied to much of their time. All jokes aside black Americans don't deserve anything other then what they earned. If their black ancestors didn't capture them and sell them off they'd still be living in fucking Africa. If anything they should pay white people for taking them out of that shit hole fucking country.

>>51181701
Sweet summer child.

>>51178620
wsn't this combined with adjustable rate mortgages basically what caused the 2007 gfc

>>51186981
I support Kamala for president. T-word isn't even in my vocabulary.

>>51187629
Yep. It’s the same guy who wrote the bell curve.

>>51187797
>adjustable rate mortgages
Who would ever agree to that

this is why DAOs will always be the way
No one gives a fuck about your ethnicity, age, sex, or background
im all in on DAOs right now
>MakerDAO
>BitDAO
>Curve

>>51187946
High time preference or financial illiteracy I guess. Banks still try to peddle them after everything that went down, insisting that this time things are different.

>>51178661
so true sis

>>51184084
>billionaire bureaucratic banks take over the world
>/pol/asks again continue to blame their dead scapegoat as the woe of all their troubles
No actually you probably do deserve to be a serf anon.

>>51187525
Trump isn't woke though

>>51178620
>banks issuing predatory loans to minorities >whites being discriminated against
youre a fucking retard I hope they jack up your mortgage.

>>51178620
Banks want defaults?
Is this part of the great reset?

>>51178620
This race war needs to go hot already. This shit is fucking unbelievable. It's so fucking out in the open now, like literally no attempts are being made to hide it.

>>51188290
Nice cope at being turned into a second class citizen in your own country, you effeminate faggot.

This does not benefit black people. It’s 100% predatory lending.

Are people really this stupid, or is everyone in this thread larping?

>>51188470
Anyone who doesn't see it as predatory lending and complaining is the same kind of person who would fall for it if offered to them.

>>51178620
where the hell are they getting the security from to even attempt this? are they just banking on being able to drain as much money out of nigs as possible before they kick them out of the property?

>>51178771
Underrated post

>>51188616
Remember the bailout? If they can get away with it once, they'll do it again.

>>51188672
maybe, but the slack left in the rope is shrinking pretty quickly, I won't be surprised if a few of these finance stragglers end up being hung dry and missing the possibility of dialing it in

>>51178620
let them go bankrupt then

>>51181022
>What are "minority communities"?

Low-income colored people.

>>51188672
doesn't that mean printing a lot?
Budget is already running on a deficit

>>51188756
>banks 'bankrupt'
>ooh noo, how could this happen?? gov plis halp us, we to big to fail
>taxslavie pays the tab
>you VILL OWN NUTHIN AND BE HAPPY

>>51188789
It's not like the health of the economy or well being of society matters to them. If things become inhospitable, they'll be in London tomorrow.

Syscon will never run into inordinate fees as experienced by others. A transaction that could cost 100 dollars on the ethereum platform under enough congestion would only be a fraction of a cent under the same conditions on the syscon platform.

>>51178661
Sure give the loans to those who have been a slave. How many are still alive from the slave days?

>>51180080
that's the whole point
you just weren't supposed to notice

>>51178620
Because they know the government will bail out their defaults.

>>51188850
I mean it goes against taming the inflation.
I don't think it will happen, honestly.
But regardless, exciting times ahead

>>51178661
>black slaves built this country
This myth needs to die. Building this country required skilled labor. Masons, carpenters, things that required basic math, reading and writing. Niggers were unskilled farm equipment. Nothing more.

>>51178620
>whites being discriminated against
banks are jewish

>>51181112
>who you think oppressed them

mayo cope

>>51178661
Nope! it were the white people, telling the slaves what to do. You aren't patting your drill machine on the back after you build something now do you?

It was whites that conquered, it were the whites that built the boats and shipped them to redskin nigger land. It was our language, our architecture, our ways and dreams. And what did the nignogs got out of all of this? Low hanging pants and a word they can growl at each other.

>>51178620
Absolutely based. It is immesuarable what black people have done to build America. And wasn't every former slave supposed to receive 40 acres and a mule? Giving African Americans mortgages without a down payment is the least they can do for them. African Americans honestly deserve a lot more. Americans owe them reparations and am confident they will eventually get it.

>>51181025
With closing costs they're underwater the minute they sign the papers.

>>51178620
It's called the subprimate mortgage.

>he hasn't bound a negress to him to do his bidding
you guys are missing out. i saw one buying forearms while her criminal bf waited in the car. why would you rather take on debt in your name wheb you could groom a qt hatian to represent you in all your affairs?

this is literally hownthe 2008 market collapsed

based
karma is great
although they wont get the full experience I think a little dose of their own medicine wouldnt hurt

seethe harder chuds

>>51178661
kek best bait

>>51178661
niggers wernt given skilled labour, nice cope

>>51189148
>mayo
nigger

Why are some posts ITT deleted?

>>51186007
Wrong. It provides institutional exit liquidity, which lets them dump assets faster, and they're dumping them onto people who are underwater and likely unable to keep up on their payments.
This is essentially Blackrock/Blackstone selling property to BoA without direct exposure to the downside risk of an unsteady market. There's probably a lot of back room dealing which makes this work well for both sides regardless of what happens.

>>51180273
>The town and its mono-ethnic and monoculturalist ideals have been the subject of much press coverage, most of it negative.
OY VEY we can't allow whypepo live on their own

>>51189472
The twitter janny has clocked in.

>>51189517
What were the posts?

>>51180273
>>51189515
> The poverty rate is estimated to be 70–80%.

>>51189076
wait I forgot, the IRS agents? now everything makes sense.
They will make people pay for bailout

>>51181502

Prob about 2004,

2005-2007 were the no income no asset loans and appraisers basically signed off on any amount bank told them to.

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>>51189583
>according to a visiting journalist
wonder why you snipped that part huh

>>51189220
Why are they all so ass-wipingly ugly, bros?
My racism stems exclusively from how ugly they are
Why would you even want to pass on your fugly genes for your kids to live with?
Only the top 1% of them look presentable or good (except for the Caucasoid varieties like around the horn of Africa) and even then they usually have to at least straighten their hair
All but the fattest of landwhale whites are more attractive than them

>>51189220
>>51190436
wtf, even the world map is wrong. Yeah, artistic freedom, the continents are not connected or misplaced, but Europe has been butchered. Turkey missing, Italy gone. Even India looks weird. Maybe they are based after all?

>>51190362
Nah, missed that, is that the citation some time later in the text?
So some guy goes there and goes like "hmm, I see only poors on this street, me and one other guy seem well-dressed, must be 80 % poverty" and it can be cited as a fact on Wikipedia. Man, Wikipedia really does suck ass.

>>51189583
Poverty in comparison to Western Europe? It's still in Africa, after all.

>>51178661
picking cotton != building a country

>>51178620
>
Imagine West in 2030 with carbon credits and social credit system where shitskins are automatically boosted by AI in everything while whites live in dirt. I start to think whites should just flip to Rus-Sino alliance and flee this jewish paradise. I see no future for myself or my family.

>>51192622
Shut up Jeremy from Ohio oblast.

>>51178620
Jews WILL be at the top
Whites WILL be at the bottom
This is your fate white man

>>51178661
that's right. A single cash crop was responsible for all of the USA's wealth today.

>>51190436
West Africans have substantial admixture from an archaic hominid that probably looked like some sort of monkey man. Now to be fair, Euros & Asians also have a bit of admixture from neanderthals, but those were in all likelihood far more attractive.

>>51178620
>Banks now are basing loan decisions on skin color
But they've done that before, anon.
https://www.wnycstudios.org/podcasts/takeaway/segments/222500-wells-fargo-pay-175-million-settlement-discrimination-lawsuit

>>51189405
>Literally the first result for "skilled labor slavery"
https://www.encyclopedia.com/humanities/applied-and-social-sciences-magazines/skilled-labor-overview
>Skilled slaves arrived with knowledge of a wide range of traditional African crafts—pottery making, weaving, basketry, wood carving, metalworking, and building—that would prove valuable in the Americas, particularly during the preindustrial colonial period, when common household goods, such as thread, fabric, and soap, were all made by hand. Colonial labor shortages and a general scarcity of goods intensified the need for skilled slave labor.
>As the plantation economy grew, so too did the need for skilled slave labor. Most plantations had facilities for spinning thread and weaving fabric, as well as for blacksmithing, coopering (barrel making), and carpentry. The list of slaves at Mount Vernon in 1799, the year of George Washington's death, reveals that, of the 184 slaves listed, more than one-quarter were described as skilled workers; they included carpenters, bricklayers, blacksmiths, coopers, millers, distillers, spinners, weavers, and seamstresses. At Thomas Jefferson's plantation at Poplar Forest, Virginia, slaves performed tasks that included brick making, blacksmithing, woodworking, and masonry.

>>51193875
'ghost people' means literal animals. ffs how do you think monke poxx got your sodomites. Also 4chan censors posts with mnkee pockx spelled correctly wtf

>>51178620
Nobody gives a damn about that. If you're involved in privacy projects in web 3, you won't give a damn too

>>51194104
Too fucking hell to handle from what I can see