/biz/ - Business & Finance

>>51138023
never worked as one but it sounds really unpleasant. it's like being a customer service wagie, except the interactions are 100x more unpleasant because you're threatening poor people at the behest of some jew.

>>51138023
you should commit sudoku, in real life

>>51138023
people that can't manage their money deserve sympathy, the system is designed to milk them as much as possible. Many people don't have the logical intelligence to handle credit, because of this they are the most profitable people to the ((credit)) industry. Millions of people overdrawn, jumping from shit loan to shit loan, buy now pay later. This underbelly is more profitable than the corp borrowing 5B at 1% interest.

The idea that you're interest is higher the more risk you present is inherently fucked up and only makes people defaulting on their debt a self-fulfilling prophecy. Instead there should just be caps on the lendable amount.

>>51138023
Fun fact! Did you know that you can but something called "debt equity"? Thats when you buy people's loans from secondary or primary creditors as a investment, once you own their loan you can collect from them. Most debt equity is purchased at a market value much lower then its theoretical face/par value as you'll be unable to collect most of the debt you bought. Its cool too because you can pick what kind of debt you'd like to buy medical, college, car loans. I plan on starting a collection LLC someday soon, the thought getting a pound of flesh from poor people and middle class nigger cattle fills me with glee.
>>51138081
How much debt you got bud? Or did you already pay it off +tip ?
>>51138111
>people that can't manage their money deserve sympathy
Fuck em.These are the same "people" that supported lockdowns tried their hardest to get Anon jabbed and continue to support every single evil degeneracy their social media tells them to. If we lived in a proper Fascist society where they could dominated constantly by our propaganda and physical violence I might want to help them, but we don't so its ok to find ways to clever ways to punish them and make a nice profit while doing so.

>>51138081
It was just a question anon

>>51138208

I mean you can take people to court and garnish their wages for a lot of debt if they default and refuse to pay. It's not a matter not being able to collect, just a matter of the size of the debt and how much time and money you want to expend in lawyers to get it back.

>>51138259
>It's not a matter not being able to collect
Sometimes it is though, surprising like 4% of debt is owed by dead people other times people have gone through bankruptcy or have no address or job. Also as you say its not a good investment to pursue hard to collect debt. Although there are collection agency's that specialize in creating collection lawsuits.

So you have to deal with criminals, drug addicts, and people that are genuinely broke to benefit some fat shabbos goy that gets his orders from a Jewish financer

Yeah I'd rather be anything else including 4chan Jannie

>>51138023
Debt collectors used to be on the same social hierarchy as prostitutes in biblical times.