/biz/ - Business & Finance

Do you really think Bill Gates and the Chinese bought up all these lands and properties just so the price can crash and you can afford it?

>>51094783
100k is a great down payment for a house in the burbs. unless you live in some libfag shithole where cucksheds start at 1 million, in which case you should kill yourself immediately

Im in my 30s

There 2 different people in their 30s

1) The people whose parents helped them buy a house 10 years ago

2) The people who have no help and were saving for the last 10 years but got priced out despite saving

It really depends on your parents, basically everyone I know who have "investor mindset" parents, well their parents helped them buy a house 10 years ago, but the people dont have investor-minded parents, well they're shit out of luck.

>>51094783
owning a home is overrated if you're a bachelor. far better to rent and wait out the market. you have no idea how housing markets in specific regions will do. also, having debt is a sign of slavery.

>live with parents rent free through your 30s
>keep saving and investing
>buy house cash when you're ready
It's so simple

>>51094904
how about 3) the NEETs who live at home with no savings

>>51095039
Yeah thats probably a big enough % to be warranted as its own group now desu

You have plenty. You're just a big autistic pussy who's probably to scared to kick off the process.

>>51094783
I rent a cozy house and pay less than a mortgage would be and fix the place up so my landlord doesn't raise my rent. I should be paying 4k/month in rent but I pay 2500 because I do my own maintenance. :) I'm moving to the mountains soon with all the money I saved to build an off grid cabin. Fuck everyone, I'm going to hang out with the trees.

>>51095141
what a coping pic lmfao. White people caused all of that in the so call "the good reset".

>>51094904
This

>>51094820
>unless you live in some libfag shithole
I live in Denver, CO. I am renting just outside of downtown now. I want to be on the west side of the city. The houses I am looking to get into were $250k a few years ago. Now these houses start around $750k for something that's rough around the edges. Any house priced less than that is trash not worth buying.

>>51095141
fify you brain dead /pol/ kool aid drinking racially retarded vote against your own interests white trash piece of fucking shit

>>51096259
you're an idiot for trying to stay there

>>51096507
It was really the silent generation.

>>51096259
Eh, Denver has been expensive longer than since Californians found out about it

>>51096259
I have the same down payment as you and make 75k and I can buy a starter home in Colorado Springs around 400-450k, you're gonna have to move south if you wanna start in CO

>>51094904
>but the people dont have investor-minded parents, well they're shit out of luck.
this is basically natural selection since not having a house makes it way harder to raise a family,

>>51096259
I'm failing to see the issue, 100k is a 20%+ down payment for any of these homes. What are you trying to do, pay cash for a 5 bedroom Mcmansion?

>>51094783
put 3% down on a 3.3m house why would you still think debt is real after what happened yesterday?

>>51095141
Unless you’re renting a mansion, their mortgage is less than your rent. There’s absolutely zero chance they rent their property for a loss.

>>51097502
Paying $415,000 in interest? Lol get real.

>>51097708
housing prices in my area are insane, house next door which is equally shitty just sold for 850k

>>51094783
you live in a shithole. Move :)

>>51094783
Just keep renting and stacking money. Then when it's time to retire, or if you can get fully WFH, buy in a lower QoL area

>>51096563
>scapegoat though
No it wasn't boomer. The blame lies squarely on your generation. Be a man for once and own your failings.

>>51096259
Daily reminder that everyone complaining about housing is living in the orange/red areas of this map, and copes by saying "there are no jobs elsewhere".

>>51094797
/thread

>>51099138
i spent the first 26 years of my life in one of those light blue squares. it was an economically underdeveloped shithole where there were no white collar jobs unless you were a teacher, lawyer, or healthcare worker.

>DUDE JUST WORK IN A WAREHOUSE, SLAUGHTERHOUSE, OR A FACTORY FOR $16.25/HOUR ON ROTATING SHIFTS FOR THE REST OF YOUR LIFE LMAO
>DUDE JUST START A BUSINESS FROM NOTHING IN AN ECONOMICALLY DISCONNECTED SHITHOLE LMAO
>DUDE JUST BE A $635K/YEAR SELF TAUGHT WFH FAGMAN LIKE ME LMAO

>>51099138
there is no pussy in any of those blue squares

>>51099257
there is but it by the age of 23 that pussy is 200+ pounds and raising 3 low IQ kids (probably mixed race) as a single mother

>>51099243
>SOYS in user ID
>"i need a white collar job"

kek

>>51099338
i spent 3 years of my life doing back breaking labor in a factory for shit money, i deserve my comfy six figure white collar job

>>51099393
If you're dumb enough to accept factory work for 3 years, you're not intelligent enough for a 6 figure white collar job.

>>51099257
You've never lived there.

The women in the blue areas are so desperate to escape poverty and get with a wealthy man that you drown in pussy if you are the least bit successful.

>>51094904
Truth.

>>51094783
Get a remote job and move to based WV, you can get a mansion for 200k

>>51094797
yes because their risk is democratically™ managed

reminder: The US is on the way out and all these fake prices are cope and the features of a dying empire trying to extract the last drips of value from the serfs entrapped.