/biz/ - Business & Finance

>8.000,00
Lmao wtf is that

>>51054070
That's a fucking rip off from traditional payments. They are good at it

>>51054070
Well I agree buy spending assets which as greater values like BTC ETH or BNB would be shitty instead paying with USDT makes more sense into me desu.

>>51054070
Kek... traditional payments are the best it's trustable and we have been doing that for years now.

>>51054070
paypal fees are actually insane.

use a bank transfer in the future

>>51054415
Or just withdraw the cash and give to the person god dammit.

>>51054070
Use bitpay and thank me later

>>51054451
Over-rated desu. Too much hype but not that worth it. Rather I would choose binance pay or cryptodotcom. By far the best.

>>51054359
Why spend asset that will appreciate instead of USDT? That's a dumb move bitch

>>51054299
Web3 payment is the future and there are no two ways about it

Bro just use a sepa instant transfer its free

>>51054389
Faggot, use Alchemy Pay or Utrust and thank me later

i forgot paypal even exists

>>51054070
What the actual fuck. This isn't yours right? Why would you click confirm on this? Would have probably cost you 10$ in BSC fees.

>>51054518
Exactly I'm totally with you on this anon. He fight be a fool foe all we know. But I think he say the say same anyways fuck it.

>>51054557
Kek...it's waste of money using PayPal while we have projects which offers 1% fixed transaction fee and cash backs on all transactions.

>>51054568
I recently purchased using Cronos, not only was I charged less but the cashback was good too

>>51054557
When was the last time you used it?

Litecoin fixes this

>>51054756
Cool anon but for me Utrust works fine because the payments are boderless and any wallet is compatible for crypto payments. They have more than 10k merchants.

>>51054775
Bitcoin cash fixes this jeet

>>51054923
Fucking bs. Get a life morons watch only fans and pay with any crypto and jerk off horny chads

>>51054623
Most web3 payment projects does that. Some even offer passive income opportunities alongside this

>>51054944
We have far more to spend on and not on porn you fool. I would rather buy a good phone or a laptop with that crypto. Maybe I'll travel book a flight and have some relief.

>>51054967
Yeah I recently came to know about metabonding. I am doing a research on it to know better. The returns are weekly and I like the sound of it.

>>51054070
Lightning network is there to use and why the fuck are you still using PayPal

>>51054070
>Transition to crypto payments
>Get shrekt in capital gains tax + the same payment processing fees to post orders to offramp to fiat
How does a cryptocurrency solve this?

>>51054518
Newfags don't learn. I've been using stablecoins to make purchases. I feel it is counterproductive using other assets to make purchases

>>51054999
Metabonding sounds like Elrond? Does it also have a crypto payment getaway just like Binance and Cronos?

>>51054070
how else is Elon going to fund his 20th child?

>>51055094
Yes anon they have completely integrated crypto payments in their ecosystem through UTRUST as they bought the company few months back.

>>51054424
You are better of in the stone age then, moron.
>>51054999
There is also onchain staking with juicy APY

>>51054070
You already know that you are stingy

>>51055262
Yeah I'm aware. The metastaking also offers pretty good returns, I'm just waiting for the burn mechanism to be implemented.

>>51054070
Based anon. Payment systems are the future. Projects like CryptoXpress are already building that gateway. Only a matter of time.

>>51054796
And it also got its trademark registered in the US recently. That was a good feat, I must say

>>51054484
Binance is not defi you fag. Bet you haven't heard about a bank on the metaverse. Die in your ignorance.

>>51055336
But do they offer cash back and fixed 1% transaction fee? I don't think so desu technically the transaction fee is free for those who have staked UTK on the Hold app because the Cash back is 1.5% so I end up getting 0.5% profit on ever transaction.

>>51055347
They have been aiding the S.L.Benfica for more than 2 years now with regards to crypto payments.

>>51054070
I can fucking buy a Gucci bag with crypto at ease. No transaction fees or nothing.

>>51054531
There are payment solutions on defi and metaverse too anon, together with debit cards. Educate yourself or you die a retard.

>>51054557
Lmao. Better innovations are on crypto now. Why use that when Xpress has a better gateway with faster and lower transaction fees? That's gay.

>>51055094
I prefer CRO.

>>51054070
Poor anon. For a God's sake, why are you using that shit?
>>51055468
Only fagots have Gucci

>>51055032
Why would you offramp to fiat? Why would ever use fiat again if you can do everything with crypto?

>>51055377
That's my fav football team. They are playing today and I bet they will win again.

>>51055520
Some normies will rather die as retards than learn how web3 payment works.

>>51055229
When eBay? When Coinbase?

>>51054070
Who tf uses paypal in 2022 when we have crypto like EGLD? Damn, some normiefags will never learn.

>>51056039
based

>>51054299
Wtf anon you might be fucking the wring pussy as the web3 L1 payments gateway has been a sweet pussy I can buy a house, phones , travel ticket all my utility bills and pay with with crypto using any of their platform is so juicy anon

>>51055363
You could get more from regular staking.

>>51056105
Even paypal now uses crypto lmao.
>Don't use paypal for crypto, the fees makes Binance look like a saint

>>51054070
I don't accept PayPal in my online store for the past year.
Simple as.

>>51054070
>>51056105
Elrond tokens and Solana tokens are the best for crypto transactions. I use UTK sometimes.
This year, I paid for my house with crypto, check the fees.

>>51055363
Nice one mate this is just a kick ass job,the benefits attached to that payment platform is too huge to ignore, no ones likes to spend unnecessarily on transaction costs, so the minimizes fees and maximizes savings this so freaky sexy anon

>>51056235
Guess you haven't had some nice ass experience using that platform, it's world’s first payment platform for cryptocurrencies featuring Buyer Protection and Insnt Payments. providing faster, safer and more payments is their goal, which will ensure large-scale adoption and user acceptance, the got your ass covered anytime anon it just a juicy experience using that platform,

>>51056236
I use Cronos and I get cashback when I make crypto payments. Yeah, the cashback isn't much, but it builds up with time.
You can use any card or platform, there are many of them that offer cashback like coinbase, utrust, oobit. Kasta is yet to launch tho, so watch out for that too.

>>51054944
Nonwhites are so gross. Her bush looks like genghis khans hat

>>51055229
Sounds cool anon,the also make real estate deal sweet and easy as You can now buy your dream home or make that decisive real estate investment beach homes, luxury, tokenised properties, all of it and pay in crypto using that

>>51054070
Damn. Even gas fees on ETH aren't this high on a normal day.

>>51054484
I use Utrust and I only pay 1% fixed fee. That's much better than most other options I've seen.

>>51054070
Use fucking fiat to make bank to bank transfer. At worst it will take 2 days (or 4 if it enters a weekend), but you save those fees.

It seems like we need to get back to using cash or trade by barter.

>>51055520
You sounds so rekt anon guess you just came out of Luna crash lmao, Portugal government are giving the web3payments platform buyers protection, just imagine buying from eBay using crypto to pay, go get useful faggot

>>51056530
hand to hand

>>51054389
Yeah, I trusted my bank until I realized they were tracking my onlyfans subscription. I hope they don't tell my mum. I'm going to start using crypto next time.

>>51054999
Yea faggot with the fact tha It's fuckung fast Inexpensive accessible, it enabled payments are a powerful upgrade for merchants and customers everywhere. The are now ready to take the lead in the digital payments revolution it will be like a wet pussy experience.

>>51054975
Come to Parq Ubud. It's a crypto city in Indonesia and you'll enjoy spending your crypto here. You can book a flight with Travala, they also accept crypto.

i run a shopify store and the fees are fucking insane. Im probably losing out on some sales but i stopped offering paypal in my store just because i dont want to support ther fucking rip off fees.

>>51055363
This is fucking freaky anon getting cashback is such a sweet deal the blockchain technology has being at the core, and that has really inspired thousands of merchants and reputable online vendors integrate into crypto payments, through Utrust and is one of the best digital assets used to settle bills and utilities with gainful cashback rewards,

>>51054070
Congrats you just got served by Paypal, I stopped using it a long time ago after I got to know about Utrust

>>51054070
I still rather pay with Paypal than with crypto

>>51054389
You have been charging unnecessary middle man fees for years, Limited transactions, and even border charges, but crypto payment platforms eliminate that
>Humanity should be grateful

>>51054070
Volatility scares people away to pay with crypto

>>51054796
Wtf fags this so cool feels like a wet pussy...After 18months of consistent hard work we are here in the US market, more traction coming y'all

>>51057122
Pussies like You can always pay with Stablecoins, I use that sometimes when I don't want to pay with BTC
>>51056453
I use Utrust too, and bitpay

>>51054070
That's freaking outrageous. That's why I prefer to trade scrt and atom right from keplr wallet for a meagre transaction fees. The world needs to know more about how blockchain is changing the game. And yes, you aren't stingy

>>51054070
Even apart from the low transaction fees you get paying with crypto, you also get cash backs. Only a waster wouldn't appreciate what web3 has brought to us

>>51057122
That shouldn't be the case, bitches. I pay for NFTs on Stashh with a private token and I feel cool about it because it's really cheap

holy fuck the pajeets in this thread
how about you use bitcoin you fucking mongoloids

>>51056161
You can earn from both dummy, you can earn from staking and whenever you make a payment you get cash back as well

>>51054070
Just accept it, you are stingy and you don't deserve the money

>>51056530
Okay, bank it shit, it can as well take forever to deliver
>>51056571
Isn't Utrust licensed in Portugal, that's is like my best payment option RN

>>51054389
Yea anon like I've got UTK and their tokenomics is very juicy, decent cashback , so many benefits for hodling the token

Yes, their fees are too big. It's even worse than OP's pic for intl. transfers. For example, for a purchase from a customer in the US I pay a base fee of 5.4%, plus a mandatory exchange/withdrawal fee of 3%, for a total of like 8.4%.

For comparison, payments with Stripe only costs me 2.9%. I am very much considering dropping paypal even though many customers like it (because they don't see the fees).

And yes I am aware that crypto is even better. I do accept crypto in my store too. Know how many people have paid using crypto in the last several years and more than a thousand orders? A grand total of 3 people.

>>51058425
Which payment method are you using
>>51056670
El Salvador is still the best in crypto adoption. although not all stores accept crypto gradually they will

>>51057306
Lol, many anons here would die from ignorance because they refuse to come out of their shells

It isn't charging per se, it's just friction. Friction = inefficiency (like bitcoin, eth etc.) Inefficiency that they don't want to even change because it makes them money. So yeah they want to keep "charging" you

But I think BTC will come out the strongest out of a crisis. You can't print Bitcoin.everything calculated in fait, currencies that cannot be printed will always increase in value.

Fuck me I hate my country (jeetland). I don't even know if it's legal to use crypto any longer.

>>51058926
I plan to buy a house in Cyprus EOY and I will pay with BTC, hopefully, Utrust's new cashback will be live by then so I can earn 5% back

>>51058588
I don't fucking care about making payments looking forward to earning passively with ETH and BTC this always make me feel horny.

>>51054070
>Maybe crypto payment is a good thing after all, maybe it's the future.
Of course, it is a good thing. The only concern now is if crypto users are in full control of their assets on-chain.

>>51054531
There are many ways to it. Web2-web3 identities bridges are vital to enabling that function.

>>51055018
Perhaps people don't trust it yet

>>51056600
Well, even if you make transactions with crypto, you will still need to shield the deals

>>51057122
Many other things scare people away. For example, compromising identity due to the public visibility of the blockchain ledger is enough to piss some kind of people off, especially those who are particular about privacy.

>>51057005
Well, that's the point of having a single universal account through which you will easily control your assets across various on-chains apps.

>>51061680
>Bridges for web2-web3 identities
Besides ORE network, is there any other you are familiar with

>>51057409
Mind if I ask what the private token is?

>>51057393
>People getting scammed left and right
Very true. However, I am not sure a lot of people will appreciate web3 if there are still several problems with resolving disparities in identities which obviously one of the main sources of the security issues.

>>51056600
Shield your transactions with Railgun or deal exclusively with privacy coins. If not, you're all back to square one.

>>51061893
Very true. With KYC becoming a standard, identities can be easily compromised by identifying a visible transaction tagged to an identity captured in KYC procedures. That's nothing short of censorship or a step away from it

Literally just use SEPA if you're in the EU. It's free and the transfer is instant most of the time.