/biz/ - Business & Finance

>>50783111
You're a faggot

Will be marrying my Indonesian gf later this year and I won't be coming back. Enjoy the decay lads. I'm out. One less white person.

>>50783111
>Getting an NHS appointment is a pipe dream for anyone who needs to be in a certain place during 9-5 on a weekday
I've been trying to get a doctors appointment for two months now and it's just been bullshit after bullshit
>does X work for you?
>oops sorry we ran over tee hee
>what about Y two weeks from now?
>oopsies I double booked silly me!
So glad I pay over £4k a year for this shit.
>>50783173
Anyone with a brain who wasn't born into riches here wants to gtfo. This shithol has increasingly less and less redeeming features.

>>50783111
Finance and economics are pseudoscientific make believe garbage, capitalism is inherently unstable, exploitative and unsustainable with a built in expiration date. All finance assets like money,crypto,debt,bonds etc are purely parasitic in nature and serve no purpose nor have any inherent value. Ever escalating recessions, poverty,wealth inequality, disease, pollution, slavery, conflict and wars are fundamental and necessary functions of it, not glitches, and every single financier or crypto dudebro is literal parasite.

Reap what you sowed parasite this is what you always wanted and fought for 4chan parasite

>>50783111
So you want more housing you dickhead? How about zero immigrants, which is where the problem of requiring extra housing almost entirely stems from, along with almost every other current issue. Destroy the country's greenery even further for the sake of people who largely care only for this country as far as it's economic benefits are concerned, and will forever have another homeland? Traitorous insanity.

You're putting the cart before the horse mate, and blaming the fucking horse for the fuckery afoot and ahead.

agree with NHS and housing. everything else is just right wing memes crafted for chuds

>>50783111
£50k is enough unless you're a vapid consummmor who requires eating out every night

>>50783111
The UK and Canada use artificial scarcity of housing, artificial surplus of people through immigration and artificial surplus of credit to appear solvent.
The boomers sign off on it all provided they aren't effected.
I hope it all collapses and they starve in the street.

>>50783596
Immigrants apply for fresh credit, giving the appearance of solvency and driving down wages.

>>50783111
dobby is a free elf, don't call him men'al

just genocide all the browns then and be done with it

>>50783111
We're in a geographically fantastic position to weather the climate instability - even if it becomes prone to drought and irregular deluged we have basically guaranteed fresh water, and we are stable with the resources and knowledge base to run a large amount of nuclear power plants if we wanted. But we need to take action now and build some reservoirs and get some plants planned, which nobody is prepared to do, so soon we'll have entirely preventable blackouts and water rationing

Im gonna move to Bongland from Germany to build a house if its allowed one day. I get the idea this sort of thing is not lawful yes?

>>50783708
lmao, and that's a good thing you capital-R Retard?

Nothing but negatives for the sake of a minor short-term positive that's really a major long-term negative in disguise?

You're either a shill or have skin in the game to argue against what's clear as day.

>>50783844
My comment clearly implies it's negative you fucking moron

>>50783862
Thought you were OP, super-duper sorry.

I'm a NEET claiming disability for my men'al 'elf. Pay up, wagie scum.

>>50783111
>Go to the NHS
>Denied actual healthcare
>Still on a waitlist
I'd like to simply not pay NI tax if you can't provide me with the service I am paying for.

England is a failed society

>>50783111
There's just too many people it's ridiculous, that's why everything is fucked. Will never understand why the mass import of other countries people was pushed through, without at least a requirement from the other countries to support such an influx. But yeah, just leave. I hate living here now it's extremely stressful and the degenerate collapse just makes it unlivable.

>>50783635
>government spending is just right wing meme

>>50783635
>212 bil spent on welfare (pensioners)
>5th of total gov spending

https://www.statista.com/statistics/283954/benefit-expenditure-in-the-uk/

We're a fucking care home that's only going to get bigger in the next few decades.

Our tax burden is going up, our infrastructure will crumble.

We should all be investing into elderly care and gtfo.

https://www.statista.com/statistics/283954/benefit-expenditure-in-the-uk/

>>50783111
I see a lost of British posts crying about the recent happenings. I want to ask you guys, was it better being on the EU? Yes/no and why?

>>50783111
what based islands are left?

>>50784371
Its not really relevant being attached to the soon to be rotting corpse of the EU

UK is a farm and you are the livestock. It's always been this way. Churchill looked around, saw people were starving and thought "My god! How am I going to send them off to get chewed up by machine gun fire in foreign lands if they're starving?!". You are not a free man and the country is not yours. You're an asset to be bled dry. If you are to be given anything back from your tax money it's the absolute bare minimum needed to drain you even more.

Get out of the country. Get a remote job and move to somewhere better
Bali has zero income tax for remote workers if that's your thing, but there are many others. This should be your number one priority.

>>50784401
>soon to be rotting corpse
What's going to happen? Illuminate me about the EU close future

I quite like living inb the UK and it's not that bad at all. These threads always paint a bleak picture and rarely have anything positive to say. Same threads coming out of different countries. You never see threads that say "it's quite pleasant at the moment in the UK. Yes, things are getting pricier but it's the same everywhere. Glad i'm not in {insert different country]"

>>50783111
mate developers are all trash, they build literal dogshit tier homes and cram as many into as small an area as possible while trying to jew both the local area as well as the buyers as much as possible and the amount of 'affordable housing' they are required to produce is miniscule compared to the overall development

>>50784371
lol no its definitely better outside the eu thats for sure

>>50784459

if it makes you feel better i hated the uk even when it was cheap

>>50783111
>The green belt is stopping housing from being built in the places that have most demand.
Good, who wants to live in a country with few or no green spaces? Or destroy even more farm land so we become more dependent on food imports.

Ultimately overpopulation is the main problem we're facing.

>It's literally in law that public sector bodies have to discriminate against whites
What does this mean?

>>50783111
QQ bitch, if you don't like England go immigrate like I did. Currently in NZ, never going back to that shithole. You do realise you're privileged right? There's third worlders wishing for a visa here that we get for fucking free. But youre here shitting up and already shit board complaining about not getting a fucking free healthcare appointment, /pol/ destroyed every board and you're a victim.

>>50783249
>I don't understand abstraction, so mo ey has no reason to exist

This is why we don't let brainlets like you make decisions about society.

>>50784459
It's 4chan. These threads are usually doom and gloom posters or glowies or some form of psyop. I also want to mention that the UK immigration system is working on itself. If these posters knew anything what's going on, they would realize UK immigration has massive delays. They're really man-made (they use excuses like Commonwealth Games and Ukraine scheme) but it's clear as day the UK is limiting the amount of immigrants they accept each month nowadays. The "delays" are just an excuse so they don't appear to other countries as xenophobic.

Import a million foreigners and give them all visas in the space of 1 year, what could possibly go wrong

>>50783111
> Don't even live in London
You're still a Southern faggot.
Just a poor one.

>>50784525
>'delays' to prevent mass immigration
Actually, I believe that's true. I know an immigration lawyer who said that very thing. I wasn't going to mention it as I didn't think anyone would believe it but you're now the 2nd person I've heard saying that and I have zero reason to disbelieve the first

>>50784454
External energy dependence, thrall to the US/WEF/Western agenda, untold immigration in the coming decades thanks to food shortage from the Ukraine situation, dissident countries within the union and leeching countries also.

>>50784525
Psyop. We don't want to give-up the green belt just to home immigrants for free. No on with any sense is calling for that.

>>50783111
Maybe it’s time for murder in minecraft?

>>50784591
>>50784525
It doesn't matter at this point, it's already too late. What point are you trying to make? It's so bad now that white English will be a minority by 2050. It's literally on the Wikipedia page for United Kingdom

>>50783249
>Finance and economics are pseudoscientific make believe garbage, capitalism is inherently unstable, exploitative and unsustainable with a built in expiration date.
lmao loser. I went to a fucking soviet school and got taught crap like "marxist leninist dialectics" what you've got in bongland is closer to the Soviet Union than capitalism. You ever tried to leave an ex-soviet shithole? it's even harder now because c00f and a war. But yeah, it's all capitalism that needs to be blamed. You bongs kept electing the unironic commies to your parliaments and councils and you keep blaming capitalism lmao

>>50784660
If skin colour really is all that matters to you then yes, I could see why that might be an issue. I don't personally go about worrying about such things and in 30 years I'll worry even less.
You need to let go of stuff like that. You can't really do much about it and you're beating yourself up for nothing while everyone else just gets on with life. Things change. Deal with it, faggot.

>>50783111
This country is in an accelerating downward spiral. Nigger-worship, immigrant-worship, everything takes a back seat when it comes to """diversity""". Even though I'm a filthy mixed-race faggot (white+east asian), I'm glad I have dual-nationality, I took out my student loans, got my degree, and promptly going to fuck off and never come back, never paying back my student loans. Fuck this dumpster fire shithole country.

>>50783111
>> Getting an NHS appointment is a pipe dream for anyone who needs to be in a certain place during 9-5 on a weekday (I think they're called jo.....b...z? I don't know).

Thats the case in majority of the world? I live in Argentina and yes, you get appointments during 9-5 on weekdays, because doctors are also workers and also work 9 to 5? And is not a big deal, you just ask for a couple of hours in your job to go to the doctor? Stupidest complain ever.

>>50784730
Ahh yes, skin colour.
Skin colour is why some see abusing minors as normal behavior.
Fuck off with the racism gaslight.
It's never been about race, always about culture.

>>50784525
>but it's clear as day the UK is limiting the amount of immigrants they accept each month nowadays
>still hundreds of thousands of net migration to the country each year
>literally over a million last year
yeah bro real fucking limiting lol

>>50784824
They don't allow you to book in advance, you have to call at 8am to get an appointment the same day. If you have to commute you can't see an NHS doctor. Next time check your assumptions before you mouth off like a dickhead.

>>50784882
>It's never been about race, always about culture.
race is culture and culture is race

should i get one of those 95 ltv mortgages through the govt guarantee scheme? it ends in december.
i don't have enough for a 10% deposit if i want to buy something for around £300k, but i could save another 15k in a year, i'm just sick of waiting while house prices eternally keep going up

Day of the pillow soon

>>50784882
Yes, because I can't leave the house without tripping over a paedophile. Jesus, anon. Your outlook is so narrow. You only see shit everywhere. Realise that the issue is you. You're consumed by avarice an greed. All you care about is money and even when you have it you're not happy. You look for reasons, for a solution to this unshakable misery, and you find it, don't you? Now you want everyone else to confirm this for you. Well guess what? We're not. It's you, my friend. It's inside YOU.

>>50784601
Thank you anon, I get the point. I am under the impression that the UK is facing exactly the same issues, right? Do you think the UK has a better chance if face this situations alone?

>>50784317
Stay for the collapse lad, not long now and you've stuck with it this far.

>>50784918
anon if you're doing a 10% deposit then you'd only need a 90% LTV right? if you're going for 95% LTV you only need a 5% deposit

is this really how the average home """owner""" thinks?

>>50785018
yes, that's what i'm saying, i could put down 5% right now, and i would have to save for another year or so to have 10%. not sure whether i should wait or not

>>50785041
I think at this point just get one, population is so high and so is demand we're not going to see some catastrophic dump in housing prices

a corrections maybe? but even then rising interest rates will make up the difference so the banks win either way. My plan is to get one on a 30 year mortgage, sell before i'm even close to paying it off and spend 5 years in SEA before killing myself.

I'm giving as little of my income as possible to the UK economy and putting everything i can into crypto

Rate my options:
>Move up North to Cumbria
>Move to Ireland
>Move to New Zealand

>>50783111

>>50785068
yeah i plan on speaking to a mortgage broker next week and see what they say. im in the southeast though so everything is needlessly expensive here

>>50784903

Take a day's holiday like everyone else does you fucking mong.

Oh, you don't want to waste a day's holiday? Then you're probably not ill enough to need a doctor in the first place and just wasting NHS time.

>>50785068
>a corrections maybe? but even then rising interest rates will make up the difference so the banks win either way.
buy now and you can pay the higher price *and* the higher repayment as rates rise!

>>50785088
You can't run forever

>Cumbria
still in UK
>Ireland
The republic is a tax heaven economy that will fall when the US economy does. Additional risk is that you end up being surrounded by people who hate you when Irish politicians blame Brits for all their problems to deflect from their own failures.
Northern Ireland is kept alive and peaceful through England's gibs and will descend into anarchy when the UK goes broke, worse than any other part of the UK.
>New Zealand
Chinese are currently taking it over, and their situation is not too dissimilar to the UK. Their housing is fucked, and their country is a glorified retirement home and ponzi scheme for boomers.
Will probably endure better than UK when SHTF due to self sufficiency and lower population though.

>>50784934
Brigade out in full farce

>>50785420
go back to pakistan

>>50783111
As much as I respect the doctors and nurses doing their utmost to treat people, the NHS is so screwed. I recently spent 13 hours in A+E waiting for a bed as I had some heart problem they couldn't figure out. They think it's Pericarditis (inb4 Vaxxoid, I am not).

>>50784371
The EU was an external problem. We haven't even touched on fixing internal problems

>>50785208
There's no guarantee you even get an appointment because if you call at 8:00 by your clock but 7:59 by theirs you get an out of hours message, and if you call at 8:01 you get phone line busy message, and by 8:05 all the appointments are taken.

>you don't want to waste a day's holiday? Then you're probably not ill enough to need a doctor in the first place and just wasting NHS time.
Have I got to be half dead to deserve a doctor?

>>50784523
How exactly does one go about getting visa? Is it permanent or is it easy to "upgrade" to permanent residency?

What about a criminal record? (Drunk and disorderly lol). Not sure if I have a criminal record tho it was only once and I never had to go to court of anything/was never locked up.

>>50783111

>>50783111
Mexico's healthcare system is better than the UK, because they have USA's to compare they're systems to, and emulate, and since they're in part a government bureau, they get special treatment to diminish the costs but get on par or better than the US system because you can't sue the government easily.

The US system is private, and because of that, instead of ending up like fat lip guy, if you get your face smashed in, it's not unusual for a private health-insurance firm to cover the cost of full facial and cosmetic reconstruction.

My mom had her head smashed in by a horse one time, and nobody is the wiser. and that was in 2002.

>>50785500

> Respecting doctors

There's your first mistake; you do realise that over 50%+ of doctors are privately educated middle class people who honestly couldn't give a fuck if you get better or not. They were the first to demand that everybody stays at home and cheered on all of the lockdowns which have put us into this position of 13% inflation. They also supported mandating the vaccine for all workers (as they were going to be forced to have it).

Fuck doctors, my only joy is that they are massively overworked and probably not paid enough but they deserve it quite frankly.

>>50785651
And yes it was the serious type, she was in a coma.

>>50785651
>Mexico's healthcare system is better than the UK
Look mate I get that the NHS is shite, overrated and completely overworked but there is no way I would rather travel to Mexico for medical treatment.

>>50785651
>>50785675
The NHS said they would perform an operation, but because they "only do what is necessary (barebone minimum)" the poor guy's gonna have to raise and fork over something like 40k, basically what we have health insurance in the USA for.

>>50785709
Well yeah, it's quite expensive, but what about an Eastern European country?
Medical Tourism is actually a thing for Americans, and learning spanish isn't that hard, so what's to stop you from visiting Poland or Latvia? It could be Germany or Italy, I don't know the prices there...

Also, my lad,
>Spain
>Exists

Also just depends on the operation and getting a quote. If it's 40K, you'll likely end up spending 12K on the operation and 3-4k in travel expenses, including the 1k plane ticket.

>>50785673
>Fuck doctors, my only joy is that they are massively overworked and probably not paid enough but they deserve it quite frankly.

>>50785208
>take a days holiday to see a gp
GLORY TO RNHS

>>50784367
we don't have enough babies. no one does except the darkies now. there will, logically, be a fuck load more old people than young people when we don't even have enough kids to maintain our numbers.

we should encourage white babies.