/biz/ - Business & Finance

>38
>$600k
>no debt
>16 year old car
>lots of friends
>nogf
>no kids
>NEET, live at home

>>50509419
how the fuck are you in debt with no house and shitty car?

>>50509461
mostly medical bills, some leftover student loans

>27
>built like a brick shit house
>bitches on my dick all day all night
>jiu-jitsu black belt
>masters degree
>massive bag of matic

wait..wrong thread.

>>50509503
I read that as
>bitches shit on my dick

>>50509496
How do you have so many medical bills

>>50509419
>34
>50k debt and probably gonna submit for bankruptcy
>One lawsuit against me
>Family hates me

>>50509520
NTA but
>go to hospital for surgery, $10k
>end up with complications
>go back to hospital for complications
>$10k, $20K, etc
>can't pay any, go into debt
>15 years pass
>$90k

>>50509574
Why did you get gender reassignment surgery? Those are dangerous and you’ll probably kys anyways

>>50509419
>30
>$50k
>no debt
>no friends
>no gf
>employed at 55k, live with parents.

Hopefully I increase my salary and tick of 2 goals in the next thread.

>>50509574
At least the Israel and the Hohols have money

>>50509574
at this point I would just fake my own death and make a homestead in alaska

>>50509419
>28
>No gf
>At least a few friends and all of them do better than me
>No job/income
>Live with father and help him out
>From $250k st peak bullrun back down to $10k networth
>No degree, because dropped out of college

>>50509520
A piece of food got stuck in my throat back in 2015. had to go to the ER to get it out because I couldn't drink or eat anything for two days and I failed at trying to vomit it out. They found a tumor in there while they were extracting it. Had to remove that too. Luckily it wasn't cancerous. But I did not have insurance at the time because I was unemployed.

>>50509520
OOOOOH SAAAAAY CAAAAANT YOU SEEEEEEE

>>50509419
>37
>living in broken down trailer
>make maybe $15 a day panning for gold
>no friends
>no women within 30 miles

>>50509419
>33 yrs old
>NEET recently due to health issues and breakup
>Ex gf is at Ukraine and suicidal at times but we still talk like old times.
>1 house and 1 apartment
>$82k including crypto($280k bull run high)

>>50509778
>living again with parents

>>50509419
31
100$ in checking
60,000$ in crypto
10,000 student loan debt.
Drive a 25 year old car.
Wife and kid eat all my money.
>living the good life

>>50509419
>40 yo
>70k debt
>150k investments and internet coins
>bang 24yo regularly

>38 years old
>0 debt
>$180k in checking
>$75 million in stocks/bonds
>$30 million in crypto
>$600k PMs
>$20 million real estate
>$200k cars
>$200k boat
>$75k watch
>married and 2 kids

>>50509559
whos suing you?

>>50509767
>lives in broke broke down trailer and pans for gold
Please tell me more about your lifestyle and how you arrived to this point

>28
>6k crypto
>15k debt
>golddigger mom claims she married a retired investment banker
>never seen a dime of his money so far
>grew up a piss poor societal reject
>house looks like a crack shack
>no frens coz i refuse to be the omega male
>no gf coz small Zestimate

>>50509767
story time please? this is really intriguing

>>50509943
>Started with trust fund

>>50509600
You are aware medical malpractice is the 3rd leading cause of death in the US right?

>>50510137
Credit card company

>>50512666
I thought they just send it to collections. Holy fuck how much do you owe?

>>50509419
>36
>$600k net worth
>no debt, no house, rentfag
>drive 2014 honda civic, dented door
>only one friend i see once a year
>no gf, no sex in 4 years
>no kids
>wageslave at a gov job, $130k/yr

>>50509419
>37
>0 debtns
>no house
>drive a Porsche Taycan
>some friends
>20yr old model gf
>no kids
>Career making 500k a year, can go to 2 mill

I was happier poor and alone

>>50509419
>30
>No house
>Loving wife and new daughter
>Comfy gov job with six figs
>Too fat
>11 year old car and 11 year old laptop
>Sold almost 10k link in April of 2019

It's a toss up for me really

>>50513246
It is Loser general thread,
can you read, you dumbfuck?!

>>50513246
Hey gov job bro! I WAGMI all those 401k guys are doomed

>>50509574
what can u do about that debt? what was this surgery about?

>>50513374
i'm a loser fag, about to hit 40 and living in wageslave hell with no family or gf

>33k$ a year salary
>hold 1,3k chainlink
>second time i have covid
>really feeling like i am not making it (financially)

>>50509520
>>50509574
God I fucking love being Canadian.

>>50509503
>paid matic shill
Yep this guy is the biggest loser here.

>>50513302
What do you do for a living

>>50509419
>38
>20k debt
>apt
>drive 15yr old gf
>bang 22yr old car

>>50509686
The silence is deafening. Just remember that the only thing separating you from a better life is your propensity for collective violence.

>>50509943
I often think about this reality of wealth inequality and realize that starting my own business was the wrong idea, unless FANGMULA spectacularly successful.

I play it in my head all the time. The highest probability of me becoming incredibly wealthy always includes violence. It’s unfortunate.

>>50513374

He doesn't have a house, wife/kids. He consider a loser..

>>50509419
>25
>$12k, no debt
>no house, live with mom
>no car
>a few friends
>have gf
>no kids
>employed

>>50514641
That’s not a loser. That’s like every other person in Gen Z.

>26
>appx 10k in debt
>live with parents in a shithole boomtown
>no friends in a 50 mile radius
>family thinks i'm a disappointment
>dumped by live in ex of 4 years last year for being broke ass
>find someone new, fall for them, get curved cuz no monies
>7 inch bwc

29
TFW no GF
No Debt
Few friends who never see
13k car
50k saved / invested
Own my place
Smoke weed almost everyday

>26
>$3000 debt
>no house
>no job
>no degree
>beater car
>no friends
>no gf
>living with mom

It's either the military or airline academy for me to break out of this hell. Blew all my crypto on traveling internationally from 2017-2019, but it was worth it since the world will never be the same after covid.

>>50509419
>29
>work in an office with boomers

>>50514905
>work in an office with boomers

Are there cute desperate milfs at least?

>>50509419
>25
>$81k portfolio
>$28k debt
>no friends
>socially anxious/socially retarded
>ideologically lost, don't even know what direction to go in, don't want to be a söyboy but don't want to be a christcuck or larpagan either

>>50514193
Marrying a Canadian and moving to Canada.

>>50514947
They're all fat and sound like they smoke. There is one milf with a fat ass (all natty) but she's the health and safety department manager, no one has the balls to try to say anything or even make eye contact with her. She's even more powerful than the HR roastie.

>>50509520
>>50509600 >>50509610 >>50514084 >>50514193
>>50509574 >>50509686 >>50509716 >>50514193

Reminder that the government is responsible for high healthcare costs, not the free market.
Free market healthcare was tried and made healthcare cheap before the government stepped in and ruined it.

>>50513374
he hasn't had sex in over a year. I can't think of a bigger loser than that.

>>50515137
You know what to do anon

>>50515186
have a three way with her and the HR roastie?

>>50515147
reminder to not quote the entire thread with your retarded infographics from plebbit

>>50514979
>ideologically lost, don't even know what direction to go in, don't want to be a söyboy but don't want to be a christcuck or larpagan either
You know most normal people have a mixed view of things instead of following one single ideology with a cookie cutter list of things they should believe in, right? People who need to find a political group to latch on to are the worst beta bitch boys out there

>>50509419
>29
>live with parents
>no gf
>wagie job
>no social life
>no friends
>haven't finished degree because lazy

good things are I have time to go to the gym, read, healthy, meditating. I try to not care as much about societal expectations but it still dawns on you. just going to gymmax for now and see where it leads me.

>>50514979
just be a centrist and choose the opinions you like to whatever thing. you don't have to be on extremes or give everything that much of a deep meaning. people who make their identities out of ideologies are usually deeply insecure and need to latch onto something and the reality is it wont matter shit cause we're not in power to decide in what way society will be shaped. you can only shape your daily habits. Best advice I can give is remain neutral, if asked haver rather progressive views, but internally don't forget that people are egoists and christian/pagan views still may apply in some areas.

>>50515160
desu I haven't had sex in a year after pretty much fucking non stop for years and it's good to just focus on yourself for some time and realize that pussy isn't really all that it's about.

>>50509419
>36
>$3.8MM net worth, no debtns
>1 beach house in the caribbean, 1 log cabin in patagonia, and own 1 hostel in Montevideo
>have a car in each country avg age is maybe 4yrs old
>several frens internationally
>just broke up with one
>1 kid with a hippie anarchist mother i dont talk to
>i run my own private hedge fund which is a full time job since its technically became a holding company
>pic related just for business networking with some of the chads ITT

>>50515527
how did you get started?
wow

>>50509943
sure

>Pajeet begging thread
KYS OP and all fields.

>>50513246
>gov job
>same leech as a welfare nig
kys my man

Am I loser or winner or niehter?
>20
>12.5k total networth
>pay my dad rent
>don't go anywhere but when I do I drive car as old as me
>no debt
>student
>part time wagie
>live in gf
>2 friends i see a few times a year

>99 years old
>1B in physical silver in my basement
>0 stocks/crypto
>no job
>18 year old gf creampie 2x a day
> drink monster zero mixed with colloidal silver daily
stay stacking lads

>>50509419
> 25
> 40k
> no debt
> 11yr old car
> no friends
> no gf
> no kids
> wagie 20hrs weekly

>33
>300k in crypto
>Bachelors Degree
>No debt
>Live with parents
>No car
>no friends
>no gf
>no kids
>NEET

Thinking of doing a masters while I wait for the next bullrun :S

Am I still banned? Test

>>50515147
lmao is this how ameritards cope these days?

>32
>no house
>no kids
>dead end warehouse job
>30k debt

At least some of you have decent jobs. I have no skills and I’m too retarded to learn any to get a real job. I barely get by each month at my shitty studio apartment.

>want to buy pass to post on this faggot website with my vpn
>never owned a single faggotcoin in my life and have been enjoying laughing at cryptoniggers thus far
>open a faggotcoin account because the glowies running this site don't want to accept paypal or visa for some godforsaken unknown reason when I know for a FACT that they used to
>can't even buy the pass because I have to wait 3 days for my stocks-for-zoomers to even be mine?
You can't make people buy passes with faggot online monopoly money when the AMOUNT that you own VARIES DEPENDING ON THE TIME YOU PURCHASED IT
WHATS THE FUCKING POINT THEN? it's online currency right? It's all on the internet, in an instant, right? Why do I need to wait 5 days to buy this online service when literally every other site that offers online services like faggdit and JewTube and Kikestarter and Fagtreon give it to me in an instant?

>31
>0.9btc spread across alts
>no savings
>live with parents
>all my friends are zoomers cause furfag
>spend anything I make waging on luxury goods and furry art

>>50516292
i'm also a vet and get $1530/mo in tax free va disability (70%)

>>50516362
>more than 0 savings
you're doing better than 95% of zoomers, unless they're trust fund babies

>>50509419
Not to pat anyone on the back, but if you have over 10k saved/invested and have zero debt along with no liabilities or obligations even in your late 20s, you're not doing as bad as you think. Don't sell yourself short, go back to school and finish that program or degree. You can always get a decent career, if you don't think so, it's because you're picky.

>>50516923
Yeah I've always been more frugal than my fellow zoomer. It's insane how little they care about savings.

>>50515621
with $68k invested in crypto back in early 2015
i was initially into binary options trading on NADEX and my win rate was like 40% so i abandoned it (its highly manipulated)
then got into stock options trading on thinkorswim.
got into a little WSB culture for a bit and read a book that talked about the importance of "investing in emerging markets" and i looked closely at the crypto market and decided to make a big bet on it.
thats basically my whole story in a nutshell.

>>50516899
real men don't rely on the government for a paycheck
kys worthless government leech nigger

>22
>no debt
>drive 1999 toyota
>live with mom
>no friends
>no gf
>Is a wagie

>>50517024
>You can always get a decent career, if you don't think so, it's because you're picky.

I mean there is more to life than money. I have met people in my working career who give literally 0 fucks about their personal lives and will literally do any job they are capable of if it pays more money. There is a lot of these people around, you will never be able to strike a good work / life balance.

>>50515527
nice larp fag

>30
>50k a year
>45k in debt
>4k in crypto
>shortstack girlfriend with massive tits
>literally worships me and treats me like a sex god
>coown my mothers house she rents out to three tenants
>live for cheap rent in a family friend's basement
>2004 Toyota Camry
>syphon my landlord's electricity to mine, she is rich and gives no fucks

life is gud bros. gonna get out of debt next bullrun and buy a house of my own.

>>50509574
>can't pay any, go into debt
get a job you worthless jogger

>>50517317
>REAL MEN are POOR and WAGE for MR SHEKELBERG until they DIE
very inspiring anon

>34
>live at home
>never had gf
>no friends
>no debt
>200k in bank
>60k in crypto
really thinking of ending it

>>50517520
You live off my taxes you worthless fucking nigger. You're worse than any nigger on welfare.

>>50517626
Don't. The show is just about to start.

>30
>28k yearly income
>$3000 networth of which $2000 is just my used car being inflated
>no gf
>total of 2 friends, 1 is my weed dealer
>no sex since May 2018
>last gf took over 10k from me from heroin, never met me irl, and is currently in prison for homicide
>3 cats, often these are the only creatures I talk to in a day
>very fat tho not quite obese
it's all a matter of perspective anyway I have embraced Buddhism and accept that it'll probably not get any better and I'll probably die alone and just let go of all attachment and enjoy the moment while I'm here, women lead to attachment and attachment leads to suffering

>27
>21k savings (lost 4k on crypto)
>no gf
>no debt
>live with and work for parents
>have friends and can talk to them fine whenever we meet, but don't talk with them a lot

>>50509419
>25
>live with family
>$25k student loan debt
>$30k in crypto
>no friends
>no gf
>no kids
>independent contractor

>43
>7 bitcoin
> 2bd 1 ba house
>drive a 23 year old car
>some friends
>no gf
>no kids
>NEET

>>50517626
Read a book nigger

>>50517744
>very fat
>Have embraced Buddhism
So you're a vegetarian yet still fat? More like, you have zero willpower and are looking for the easy way out. Try again. Harder.

>>50519157
That's a man

>>50509419
learn to code

>>50516812
Degeneracy reaps its own rewards

>>50509419
>34
>$400k debt (mostly mortgage)
>$350k annual income
>Wife
>No kids
>Dual masters degrees, one soft and one in STEM
>Been DCAing into ICP on a biweekly basis since February
>Mfw

>>50516765
Read a book

>>50516712
The nigger is right

You wealthy childless men know you can just pay a woman for her eggs and implant them in a surrogate mother you also pay right?
You don't need a relationship to procreate.

>>50519189
Read a fucking book nigger

>>50519163
Maybe. Doesn't matter. I would happily wrestle with her/him, pin them down, and fuck hard just to show dominance. That's just how sex works, it's a rough contact sport. Anything else is pussy shit.

>>50519202
Creation is about more than genes, slave

>>50519214
Sex is not a sport; you are a degenerate.

>>50519216
>creation is about more than jeans slave.
>you also need boots.
I'm here to tell you that with money you don't also need booty

>>50519249
I'm not a Christian really just read the Bible. You're lost.

>>50516791
Because its not real btc and just some frontend paypal bullshit. Some boomer chains do take longer to clear but nowadays they are all only a few seconds to minutes

>>50515527
It's almost tasteful, that pool

>>50509419
5 seconds old
$85 billion in cash
$95 billion in stocks
$5 in crypto
$9000 million in the bank
-$900 billion debt (the banks owe me money, sneaky Jewish cunts)
I'm ngmi...

>>50517331
Doing good

>>50516602
Fuck the masters; what do you really want to do? Do that; you don't need permission.

>>50516362
Stop paying that motherfucker rent

>>50519299
Friends with every single person in the world (hey Johhny how's your mum after I fucked her aye? Haha we good bro of course)
Fuck every woman ever in the vagina
Married to almost all woman (need to work on my commitment skills but they juicy for me)
Sex all the time (yeah even with your mum)
Oh yeah almost forgot. No children (I use dat rubber everyday)

>>50509574
Shouldve gone to mexico.

if I were in your position, I would declare bankruptcy. Most people still have a stigma/failed honorable revulsion of bankruptcy, but it exists for moments like this.
1. Hire a good BK lawyer.
2. Press him to include the SL debt

Fren, you need to get very aggressive about fighting the shylocks. One of the best things I ever did was in 2009 I gave back an investment property to the bank and told them to fuck off - their lawyer pulled some shit like "people should pay their debts". I responded with "what's good for corporations is good for me."
The funny thing is that I wiped out $400K in debt and then someone sued the mortgage lender and a few years later I got a majik check in the mail for $10K as a settlement.
Take action.

>26
>$7m crypto
>$700k banks
>amazing beautiful gf that I cannot stress how much I love
>living in a rented apartment, traveling a lot
>have my own company
>some good friends (they are losers unfortunately)

>>50515147
>Government in every other country is responsible for cheap healthcare except in America where government is the enemy
Go back

>24
>started investing in crypto at 16 and I'm now over 8 figures not including a 4MM house I just bought
>6'4"
>released a second album with my band and already got over 10k listens on spotify after the first 3 months
>sold a website and an app for 650k last year and now I'm working on a new company since february which is already bringing around 100k per month in revenue
>have a nymphomaniac girlfriend with a huge ass that is into similar hobbies as me
>recently benched lmao4pl8 for 2 reps
life is good desu

>>50509419
>21
>35k on debts
>no car
>informal job
>have to provide for both my mom and my brother because my dad is a deadbeat
the only good things i have going on is my gf (i still don't know why she's still with me desu) and my 25k on a 250% apr lockup on lovelace. That one will be grand once it finishes the staking process

>>50509943
>posts on 4chan

>>50509419
>22 years old
>complete schizo
>no gf
>in college studying economics
>no debts
>$100 in savings
>$6,500 in a 20x leveraged short on BTC

>27
>no debt
>broke
>live at home
>no gf
>few friends but I see them rarely
>keep trying different shit to break through but always stumble and fall
>new venture is print on demand and social media growth
>don’t believe myself anymore after so many failures
But if there's nothing shaking come this here July
I'm gonna roll myself up
In a big ball and die

>28
>89K cash saved
>18k crypto (2.5m at top of bull)
>$40 grandfathered cell phone bill for unlimited everything
>no rent
>no debt
>2 classes away from finishing degree but can't because not vaccinated
>have to work outside of NYC because not vaccinated
>15 year old car that looks like shit but still works but is clearly showing its age despite being under 100k miles
>3 friends
>no gf since 2012
>no women interactivity since then
Could be worse

I have an idea for a meme. We often use the dollar value of a house when talking about how expensive they are, but let's think about how many times you had to do "x"-task at your job to earn a house.

Like, if you work at McDonalds and you put together 200 burgers a day and multiply that by the days you have to work to pay off a house then the exchange is something like "Assemble a million burgers to own a house" and let's think about if that is fucking fair. Is a house worth the labor of somebody assembling a million burgers? What about other jobs? Is a house worth a grocery store stocker placing two million products on a shelf? Is a house worth a lawyer defending a dozen clients? We can go on.

>23
>Started developing chronic pain last year
>Doctors are useless as shit, only have degrees
>Prior to my chronic pain I had a decent welding job but quit out of laziness
>No gf
>Only 5k saved up
>Live with my parents
>Feel useless because my chronic pain makes me too fatigued to care about doing anything
>All I do is endlessly scroll 4chan threads

>29 going on 30
>no debt
>no car
>no skills
>no job
>no post hs education
>NEET who got yeeted
>worked for target 10 years ago for two weeks, unemployed since
>literally cant get a job at walmart
>straight incel who wills self gay (top)
>baptist mammy finds out
>not my son
>now homeless
>weak immune system (bubble boy)
>acquire a new illness every month
>ears infected
>brain fog
>feet hurt
>it hurts to eat (inflammatory bowel)
>everything hurts
>at least hiv negative
>contemplating suicide by cop
>meet 4/10 closeted gay /pol/ bf on grindr with the help of chinese viagra
>become his house nigger to get off the street
>this was 6 years ago, still incredibly sick and still unemployed
>decide to let bf top me in exchange for crypto (xrp)
>but i poop from there.jpg
>he pulls his dick out and it’s covered in a thick white slime (candida)
>tells me my prostate is the size of a grapefruit and beating like a human heart
>develops candida himself, blames me
>says it now makes sense why I smell like mold
>people have been telling me that my entire life
>came in hundreds of heinies
>never wore a condom
>look up some of my old flings
>they all have candida now too
>im like johnny appleseed
>one guy hiv positive and dying of candidiasis
>whoopsie daisies
>$0 cash
>2000 xrp
>a quite respectable toad collection
>waiting for david schwartz to flip the switch so i can buy my shota sexbot harem
>could be worse i guess?

>>50514266
M&A / private equity lawfag

>>50509943
I doubt it

>>50517626
You're sitting pretty comfy right now, why?
Just watch it all burn down slowly (and then quickly, once it happens)

>>50519299
Kek

bump

>>50509419
anons i actually feel bad for this man

>>50509419
>39
>no debt
>$19k in mutual funds, $20k in IRA, under a grand in stocks
>own a house on 20 acres of land with two ponds
>drive a 34 year old car made by a company that no longer exists
>lots of friends
>no gf
>no kids

>>50514193
True, if you get gang raped by pajeets the AIDS treatment is free :3

>>50509419

> 44 yo
> live in fucking Detroit
> work dead end job

I am close to .01 BTC though. If BTC hits a million, I will be able to put down a downpayment on a house.

>holding qom thinking it will actually go anywhere sometime in the future
fellas im setting myself up for potential disaster once again and i cannot stop.

>>50509686
>But I did not have insurance at the time because I was unemployed.
Why didn't you sign up for medicare

>>50509419
Bump

>>50522889
where does it hurt? back?

>>50509419
>24
>no debt
>live with mom and lil bro
>drive a 9 year old car
>2L in law school
>20k in “savings” but have student loans
>parents pay for mostly everything
>gf for 1 year kinda tired tho but might be me
>need to make it or might off myself by the time I’m 40

>>50509419
Finally a moralization thread. Nothing makes me feel better than losers worse off than myself

>>50514979
>>ideologically lost, don't even know what direction to go in, don't want to be a söyboy but don't want to be a christcuck or larpagan either
I can relate to this. Ideologically and politically I feel lost and that all my beliefs are incoherent or just passing moods. Like I dont really believe in anything, and it's impossible to really believe in anything anymore in the information age. Impossible to tell what is real anymore, or what to value.
All organic movements and groups have dissolved and all people have left to grab onto are amorphous online categories that most only believe in half ironically.

>>50519214
nah bro fucking bitches is about giving them some love and making that ass jump u smell me nigga, this gay wrestling shit aint it fucknigga

>23
>no debt
>$80k cashgang
>codemonkey
>no gf
>live at home

>live in Greece

>24
>$9,000 in student loan and car debt
>no house, mom lives with me as a roomate
>drive a newer car
>no gf
>no kids thankfully
>no new friends since moving for current job
>fat, am dieting and going to gym tho
>waging for $35k a year
Legit the only thing keeping me going or trying to improve myself is my mom and my faith.

>>50515147
stopped when i saw licensure. even pre-industrial shitholes had regulatory measures to prevent incompetent faggots from just doing whatever.

>27 year old
>No house
>No car
>30k a year job
>No wife
>No kids
>20k networth after selling at a loss before the recent pumps