/biz/ - Business & Finance

How does one become a banker? Willing to take SATs again and go back to college.

>>50326305
how much do senior internal audit roles pay at your bank, and are they 100% remote?

t. accounting fag

>>50326305
Are you jewish

>>50326327
Get a junior analyst role. That can be in sales or the credit side (aka underwriting). I’d that doesn’t work try getting a government job working for the FDIC, OCC, or Fed. Avoid CFPB.

Your soul will die at the government because it’s a bunch of old timers and waste of space people but you will learn the business and then leave after 4-5 years.

>>50326356
Not giving away my bank. No we don’t hire remote auditors. Remote is shut work because you don’t learn the business through emails and teams. You need to be on the floor hearing cross talk.

>>50326357
No.

How much do you like cunny?

How will your bank fare when the bubble pops?

>>50326454
>Remote is shut work because you don’t learn the business through emails and teams.
kek if that's the case then your bank sounds like a joke. i do statutory reporting fully remote at a 12 figure a year company (hint hint.) say hi to shekelstein for me.

>>50326305
Fag being a credit analyst isn’t being a banker

>>50326489
I think we’ll be mostly okay. We’ll take a couple hits, but we typically lend at 60% LTV or so and that can be after we cut appraisal values.

>>50326496
That’s nice. We’re very profitable. Keep your gig if it treats you well.

>>50326512
Lol I negotiate the terms and I design new banking products. Credit analyst is how someone gets into the biz when they only have a finance degree and no experience.

>>50326305
Do people really always take the highest loan they can get for a house. If they can afford up to a 5000/mo mortgage, will they always take it? It seems like people around me do that, with no regards to fluctuations in the economy or their own personal finances.

>>50326566
What’s your title?

You don't know shit about finance and markets lmao

Keep approving loans like a good soulless unintelligent worker

>>50326598
A lot of people take a mortgage too big. They over estimate what they can realistically afford. Not everyone of course but many do.

A lot of people are rich from real estate though.

>>50326634
Not giving it away as it’s a unique title but I’m two steps below CEO and have frequent meetings with CEO. I am a voting member in a committee that sets credit risk for the bank.

>>50326305
Are you guys still doing balloon mortgages.
Because I’ve noticed rents have really gone up.

>>50326305
What does the state do with the sales tax?

>>50326890
We do short term balloon mortgages at very low LTVs

>>50326913
Don’t know

Do you think Bank of America is based? I think they're based.

How committed is your bank to diversity and equity?
How do you measure the extent of that investment and how it pays off?

what do you think of CPI futures for the next year? Agree or disagree?

>>50327117
Sorry HPI not CPI lol

>>50326782
>unique
>not giving away
>pick one

>>50327098
Not a concern of ours. We don’t talk about. Competency matters.

Also does maple syrup need to be refrigerated after opening? Because I never did but now my syrup is moldy. Is it safe to eat?
Please respond soon I'm trying to eat my breakfast.

>>50327117
>>50327152
HPI is going to be down. Too few buyers at these prices, rates, and wages.

>>50326305
Are traps gay?

>>50326782
>2 steps below CEO
>only approval of up to $5 million
Delusion.

>>50326305
Is there a way for me to look up how much variable rate debt a company holds? Google isn't helping me.

>>50327222

Checked. Thoughts on chainlink?

>>50327348
Probably not unless you spend a bunch of time in EDGAR
>>50327349
I don’t do crypto

>>50326305
I just stopped paying my student loans after refinancing and getting my parents off the hook as co signers. What should I expect?

How is this going to affect my Zillow estimate?

>>50327376
Thanks a lot, EDGAR is a start.

>>50327229
Not OP, but let’s review the classic rules:

Getting dick sucked by trap = not gay

Going balls deep in the ass of a trap = not gay

Sucking a traps dick = nigga u gay

Letting a trap go balls deep on you = wow, you’re super gay

I bought my first house in the crash of 2009. Prices in my area of Socal dropped about 40% in months. Do you think we will have that big of a correction this time?

Your opinion on credit unions?

>>50327601
Possible but low probability. We’re overpriced nationally by 40-50% at these prices, rates, and wages. Depends how fast fed reversed course but that’s not in the cards with these inflation numbers.

kek your bank is going bye bye within 12 (maybe even 6) months, there is a reason big banks left auto loans for mid tiers to choke on

>>50327638
Great deal for most people. They benefit from favorable tax laws.

>>50327674
kek, youre gonna have to wage a bit harder to bail mr. banker out, sonny

What is the biggest amount of money owned by one person you saw in a bank account?

Citi bank denied my credit card application.

Is there a way to "make sure " I get approved? Or is that copium? I have like 750 jew score.

>>50328271
Lie about your income

>>50326305
Can I have 10 grand USD?

>>50326305
>Yes, homes are a bubble and it’s popping right now.
Wrong.
They're not making any more land. You are priced out and LARPing as a banker.

>>50326305
do you really expect anyone to continue using your services for loans when you expect private details about someone's life prior to making the loan?

Bankers deserve death /thread

Is there a financial instrument available to short the US? Not the USD but the US.

>>50327547
all 100% gay as aids

I have a 755 credit score, is that rare?

>>50326459
OP answered everything except this question. Sus