/biz/ - Business & Finance

>>50217207
>gets shot by a nigger doing a random drive by
>goes broke when health insurance company refuses to pay
god bless america

>>50217207
>Savings: 10

>>50217207
Why not just use a pie chart?

>>50217207
>Rent: 8,610
I shudder to think what kind of shithole town you live in

>>50217207
>Man it feels good to be an American

>Student Loans: 26,277
>Health Insurance: 4,596
>+ Medical: 2,350
>Phone Bill: 1000
>Left for savings: 10 lmaooo

>>50217207
nice student debt, is the interest rates variable by any chance? kek

>>50217481
kentucky
>>50217292
eyesore
>>50217734
cope, I have more money than you period

>>50218382
>cope, I have more money than you period

I have 20 dollars in my pocket which is double your savings

>>50217207
>net jncome
>taxes
???

>>50218450
He means gross income, he is just ameritarded

>>50217207
>taxes in yurop would be 50%
>paying 61% of gross income to government

>>50217207
>my taxes in Yurop would be 50%

you would be paying 15K more in taxes but you wouldnt have your 30k loan/health insurance expenses

Actually paying less in Germany.

>>50218423
do you make more than $1k a month after taxes, deductions, debt service, and rent then yeah you’re way wealthier than this guy

>>50217207
>savings: $10 out of $78000
Are you serious

>>50218785
Yeah he’d be better off living in the reich

this is your brain on /r/politics >>50217264

>>50218382
Bro you're a loser with $10

>>50218785
I doubt I'll ever see a cent of the money going into the pension system in Germany though.

>>50218785
>church tax
>social charges
this is fucking insane

>>50218849
gotta live now while my joints are still healthy

>>50218785
>Church tax
Imagine not having the seperation of church and state.

>>50218981
As if the US is not run by a bunch of half-wit evangelicals

>>50218981
so, france?

>>50217207
this is mine, unironically

>>50219406
Capitalist pig landlord scum

>>50218981
state is a jewish creation. what drug you are on?

>>50217207
except those taxes would pay for your student loans and health insurance so you would end up at the exact same amount
but you wouldn't have to live in the US

Yeah, I'm a fucking bong.

>>50217207
wait you are unironically spending 54k a year wtf

me and waifu joint finance… ohio

>>50217207
>>50217207
I think this is fake. No one puts that much toward a student loan in one year. My wife got her masters and is now getting her phD paying basically 0 tuition, because she works for the department as a TA .. why can’t more people do that? She even gets some pay as well.

>>50217207
> Student loans 26k
Lol. Lmao also.

>>50217207
My yearly income is $45,300
$8,400 goes to rent, add another $750 ish for utilities
$1,200 towards food
I budget another $1,200 for fun stuff

I'm left over with $33,750 that I promptly invest into the market, but I also use some of that income of mine as collateral for personal loans to leverage with.

I'm on track to retire by the time I'm 28 or 29. Feelsgoodman.

In case you're wondering too
>No car. Walk/bike/carpool with frens everywhere including work
>Free cell phone + plan due to dad being a former manager at Le Phone Corpo
>No subscriptions. I watch youtube or LARP as a pirate
>I have the same clothes now as I did in highschool
>I homecook+mealprep all my food
I guess I did leave out taxes, they're not much though on a 40k salary, moreso since I ebic meme tax loss harvest my occasional failed investments.

>>50223455
>100 a month for food
What exactly are you meal prepping with 3 bucks a day

>>50217207
>"Thank god I don't pay high taxes like in Europe!"
>Proceeds to pay almost $7k a year in medical bills

>>50223645
Eggs, tuna, bread & oil, chicken breasts, deli sandwiches, noodles, and chocolate milk mostly. Home baked goods too for cupcakes and whatnot.

Sometimes I'll go over budget if I want champagne, but that's ok.

>>50223698
I'm very similar to you but I'm already 29 and basically retired in rural canada where it's cheap as fuck to live. God speed brother, maybe add some vegetables to your meals though

>>50223645
Pasta for one meal and hot dogs for another keeps you fed for under $3 a day. It's like you've never actually been poor or something.

>>50223750
>>50223698
Nice. y’all will be two cool, retired 30 year olds. Just kickin back for the next 40 years enjoying the fruits of your labor- presumably deli sandwiches

>>50218785
>anything Europe
>church

LARP

>>50223750
>>50224298
yea man, life's been p good. Now if only money could buy handstand pushups lol I'm trying to get to 100

>>50222919
>$2300 in car insurance

DUI?

>>50217207
Yeah thank god we’re not socialist, I’m so happy that I also make $75k/y

>>50224355
Just spend more time lurking /fit/ and I believe you will get there.

>>50224388
2100.. for 2 people. So about 88 bucks a month for me.
I have a 2021 miata rf and she has a 2022 outback. I think its pretty good rates with us being in our twenties.

>>50219406
>he lives in a state with income taxes

Ngmi

>18-year-old student who lives at home, income is stolen from the welfare state

>>50217207
Yeah but if you add the healthcare expenses and student loan repayment, which are services (mostly) paid for by taxes in Europe, your tax rate is actually much higher than 50% retard.

>>50217207
> student loans

>>50217207
You're paying the government/banks 66% in taxes. According to my calculations it's 51.7k.
Taxes, student loans, health insurance together make up 51.7k.
That's all a part of taxes in Europe. No need to pay for it separately. So it's kinda sad how you pay 66% in taxes, Europeans pay less.

>>50217207

Where 2 make graphs?

Mine roughly:

>Income: ~$110k (bonus varies, maybe 105, maybe 120)
>Retirement: $26,500 (20,500 401, 6k IRA)
>Rent: $20,000
>Saving/investing for down payment on apartment: $20,000.
>Taxes: A bunch
>All other expenses: IDK

>>50219406
>state income tax
>ngmi

>>50223321

I paid off a 90k student loan in 3 years (undergrad+masters) and still maxed my Roth IRA contributions and enough 401k to cap my company match.

>>50217207
Bro you're bad at this video game.

>>50217207
>utililities: 612
what? i pay like $400 a month, $1-200 is electric, then gas, garbage, wifi, water, etc.. how tf u only payin $51 a month?

>>50219406
you only spend $150/m on health insurance? doesn't sound right. Shouldn't it be like $450/m at least? You're in the US right? World's most expensive health care.

>>50217207
>NET income
>minus taxes

never change /biz/

>>50227290
noticed that too. should be gross income.

>>50222919
10y mortgage? $1122/m? is a trailer?

>>50217207
>>my taxes in Yurop would be 50%
yeah but you also need to remove the health insurance and student loans from your chart because your "50% taxes" paid for those, dumbass

>>50217207
You fell for the burger propaganda. No country has 50% taxes for that little amount of money. At most that's just the highest bracket in a progressive tax system.

>>50217207
God damn even in my third world shithole, we have a max cap on medical expenditure and if you can wait in queue for non emergencies you can get it done for free.
99% of people here don’t fall for the health insurance meme btw.

>>50217207
>he pays his student loan