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/biz/ - Business & Finance

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4997908 No.4997908 [Reply] [Original]

Should I get a job? I'm graduating college in a few days with ~20k in the bank and ~20k in student debt. A company wants to hire me for 60k annually as a software developer. I really don't want to have to get a 9 to 5; would probably rather kill myself. 60k after taxes and expenses and stuff is like ~40k, which is really not a lot of money. I can live at my dad's place for a while but I want to support myself. Been making some money off of cryptocurrencies lately.

>> No.4997968

so you want to be a NEET? Depending where you live, $40k after taxes is pretty good for a first job.

>> No.4997983

Pay off your debt immediately get a job

>> No.4998019

Kill yourself and let someone with actual drive take your cushy ass job.

>> No.4998098

>>4997908
Assuming your loan is low interest, put your 20k into crypto and just work in the meantime. Put all your spare income into crypto if you hate your job. That's what I did a few months ago and have $200k in crypto now. I'd have killed myself by now if crypto wasn't the light at the end of the tunnel, work is indeed shit.

>> No.4998172

Work and invest your profit dude, this cyrpto boom won't be around forever

>> No.4998311

Work for at least 2 years for both experience and to pay off your debts while investing any other cash into crypto. Live in your dads for at least one year. Then cash out with no debt and comfy stacks and you can become a comfy NEET who can easily become employable again due to already having 2 years experience as a software developer.

>> No.4998490

>>4998311
Having 2 years experience is great, but large breaks in experience will make him unemployable

>> No.4998749

>>4998490
Not necessarily, he could bullshit about having travelled and how it shaped his character, blah blah blah.

>> No.4998803

>>4997908
Dude, you're like me except 2 years ago.
Take the software dev job, keep your frugal lifestyle and put all your income into crypto. You can retire in your late twenties and never have to work again.

The fact is to truly be lazy you must work hard.

>> No.4998888
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4998888

>>4998803
how much money is enough to retire for the rest of my life? i figured maybe enough so that if i put it all in a mutual fund, the annual will return will be enough to support me for a year (and im very frugal so if the economy sucks one year ill have plenty saved)

>> No.4998941

>>4998803
do ppl here actually believe bs like this?
such ubiquitous phrases but seems hard to believe idiot here are so naive...

>> No.4998948

>>4997908
im in a related situation, but i live in a shithole where i can survive with 200 usd per month and the rest goes to savings and investments. and if you are smart enough you can make those 200 EZ

>> No.4998979

>>4998888
yeah bro if youre frugal and stuff buy a house rent it out and live off the passive income etc.

>> No.4999086

>>4997908
I am also in retarded situation, I live on $400 a month, make about $1000 a month (passive income from stocks). All I had to do was inherit around $400,000 and house from my parents. I don't have to work anymore now. I recommend you to do the same.

>> No.4999157

>>4999086
cool just inherited 100k!

>> No.4999193

No, put 20K in crypto and watch anime all day for the next 5 years then buy 12 mansions with your gains.

>> No.4999231

>>4997908

RaiBlocks (XRB)
All in.

>> No.4999718

>>4999086
>>4999157
honestly cant tell if youre joking about the inheriting thing but if youre serious fuck you