/biz/ - Business & Finance

>buy second property for $500,000
>put in $100,000 from the Cash-Out Refinancing deal
>put in $400,000 from another bank that thinks that my deposit of $100.000 is my own money
>rent it out to another wagecuck, that pays of my second mortgage through his honest work as dentist
>10 years pass, my rentcucks paid off MY properties, I’m debt free
>still have 2 rentcucks that give me monthly payments lol, nice free cash
>market value of my both properties increased even more, now worth $450,000 and $1,200,000
>retire

Let’s make a quick inventory of what each of us did useful to society. First tenant creates value through his work at Amazon warehose, people can enjoy fast shipping. Second tenant creates value through his service of taking care of teeth. I just watched TV all day for the last 13 years. There was no work done by me, at all.

Now let’s imagine an alternative universe where central banks implemented something called „WINDOW GUIDANCE“ (look it up, Prof. Richard Werner is great resource for this)
>be greedy landlord and parasite
>find real estate developer company that just finished this freshly new build house (construction workers did „honest work“ here)
>only have $20,000 to my name, property costs $100,000
>go to bank to get a loan they tell me to fuck off because they are not allowed to create money for non value adding purchases
>have to wagecuck remaining $80,000 at Amazon
>takes long time, finally have it
>buy house for $100,000
>get rentcuck, gives me steady cash flow
>see second property, only $200,000
>have to save again, takes lots of time again but at least get some boost to my income from tenants rent payments
>finally save enough for second property, nice it’s still $200,000 !
>there are no bidding wars on steroids on the property between me and other potential buyers
>BECAUSE NOBODY HAS ACCESS TO CREDIT FOR BUYING A FUCKING HOUSE
2/3

>>49974169
Too long didnt sneed. OP is a faggot shill who wants to bankrupt small landlords so blackrock and the other Jews can become our supreme overlords.

>even my coworker at Amazon can save up enough and just buy it himself
>society is better off, affordable housing is not only possible but the norm
>no property price inflation BECAUSE NO FUCKING LOANS ARE ALLOWED TO BE INVOLVED
>no Cash-Out Refinancing possible, if you want to access your equity just sell the fucking house, no need to involve banks and create new money for nothing
>the right to a house can only be acquired by honest work and saving and not by some financial scam instruments
>prices are stable, middle class is alive

Now tell me landlord PARASITE why should you be allowed to live? Justify your existence you piece of shit.

3/3

>>49974169
congrats you learned what the fuck usury is and why jews got expelled from every place they put their foot on for 5 thousand years

>>49974193
This

>>49974169
Watching rightoids stumble their way through class consioussness and basic functions of capitalism and private property in real time and still somehow find a way to blame it all on "Da jOoZ" is really quite something. The mental gymnastics sure are something

>>49974169
Daily reminder that finance and economics are pseudoscientific make believe garbage, capitalism is inherently unstable, exploitative and unsustainable with a built in expiration date. All finance assets like money,crypto,debt,bonds etc are purely parasitic in nature and serve no purpose nor have any inherent value and private property is theft. Ever escalating recessions, poverty, disease, pollution, slavery and wars are fundamental and necessary functions of it and every single financier or crypto dudebro is a literal parasite.

>>49974211
Usury before 1971 was still somewhat based on a restricted supply of currency.
When banks and their "create money out of nothing" are involved in any kind of business where there is only owning of value but not creating new value everything inflates away.
Still landlords are an extra layer of long-nose-tribeness that is even more evil beyond traditional jewing.

>>49974193
This basically.
>>49974169
OP, if you want to make housing affordable again, forbid property purchases if the buyer already has 5 properties (doesn't matter if it's a big corporation or retail) and then increase mortgage rates. Also, prohibit long term loans to create a disincentive towards buying up your 5 allocated properties and paying low rates every month. The faster properties are moving from hand to hand, the better it is for your average renter/guy who's looking for his first house, because it means houses stop being investments as there is no time for ROI.

>>49974288
There is a website with an orange and white logo that misses you dearly, Nigger.

>>49974264
>The mental gymnastics sure are something
indeed
https://www.youtube.com/watch?v=C_n_qtgUKnY
https://www.youtube.com/watch?v=c0s_zxZzn4c

>>49974288
Creating credit can be also used for good.
>be business, ask for loan for $1,000,000
>bank gives $1,000,000
>fuck have to come up with $1,100,000 in 2 years
>buy machinery, raise productivity, generate more revenue
>easily pay back loan
>society benefits from productivity increase

You just have to tie it to something that generates value, not something where valueable things just change hands all the time and get more expensive in the process without adding any value to the people.

>be land chad
>make so much that I haven't raised rent in 10 years
>tenants literally cant move without tripling their cost

nothing personal rentoids

>>49974169
Slavery is consubstantial to the human race. In modern society, master/slave relationship was replaced by landlord/tenant relationship. Fundamentally nothing has changed, the work of one person is making another person richer.
That's how it will always be.
Plans to make all men equals always fail, because it's going against humanity's profound nature.

>>49974169
>I will present you the words words words
Don't care faggot. Rent's due in 5 days.

>>49974347
you conveniently forgot "stop all immigration" and that makes me suspicious of you

>>49974440
how did you start? I want to rent out a property when the market crashes

>>49974535
read my 3 posts faggot even a brainlet like you might understand it.

>>49974201
yes, usury and fiat money is a bad thing. we will end up like the roman empire

>be landlord.
>complain that 'taxation is theft'.
>not realize that your source of income has its origins in robbery.

>>49974535
>how did you start? I want to rent out a property when the market crashes
You purchase or own a property, then you rent it out on the market?
It's pretty easy, just avoid buying and renting properties in poor areas.
You do not want to deal with poor people for tenants. Tech hubs are pretty safe, you always get some retard who wants to rent 10mins from their downtown office, and never purchases because they can't imagine having to drive a car or take a train to get places.

>>49974193
mutts are so lazy

>>49974169
>hating the person that provides you with shelter

>>49974963
The person that provides shelter is the developer company that build the fucking house.
Landlords just buy it with capital and profit off of the need for people to have a roof over their head.
I wouldn't rage if all landlords build the fucking house themselves, all they do is buy and hold and collect the productivity output of rentcucks.

>>49975000
supply and demand unfortunately. the only real mistake (which has heavily favored landowners and distorted markets) are laws encouraging the financialization of housing, which ironically is partially the product of welfare housing schemes intended to provide shelter to people who otherwise would be homeless

Just buy your own house

>>49974169
!!!! RENTOID DETECTED !!!!

RENT INCREASE INBOUND. NO MORE MARVEL, NO MORE ONLYFANS, NO MORE STEAM SUMMER SALE.

>>49974789
of course they are. they lived a life of abundance.

>>49974169
>>49974191
i am a landlord and didnt read. rent is due wagie

You’ve taken the Georgepill right?

>>49975289
Yes George Gammon and Richard Werner

landlord hate is a reddit thing so fuck off rentie monkey

>>49975312
Take the true Georgepill anon.

>>49974193
This. I wonder how much he is paid to shill for the elite.

Some of them have newborn infants, too. These people were kind of disrespectful to me and when I was going through a hard time in my life they wouldn’t give me the time of day. One of them was my best friend who stopped talking to me because his new gf didn’t like me. Another guy I went on a group trip overseas with who later turned his back to me and ignored me when I said hello to him when I saw him while he was drunk out on the town as I walked my dog past.

They both rent small houses from the property management company I work at. I know if I ask the owner for this favour he will go out of his way to do it for me.

it would be funny because the rentoids wont even know it was me.

>I have the opportunity to massively raise the rent on multiple people I went to high school with>>49975382

>>49975354
yes this is it.
and for fucks sake mutts learn the concept "rentier".
you can have landlords who add value, they just can't capture the location value because that is rentier activity.

>>49975382
this is the reason they don't like you they can smell that on you from 5 miles away

>>49975188
> abundance
> lazy
disgusting lack of willpower

>>49975416
smell what?

>>49974347
You’re a smart man. Too bad that makes too much sense for a retarded normie to see when they’re too busy deciding who to vote for based on a single issue.

>>49974169

Renters tend not to save money even when they can. It took me like 5 years to go from destitute to millionaire just by living very frugally and investing money.

>Be landlord
>Do nothing all day
>Collect money from wagies
>Be the ultimate NEET
Based landlords

>>49974193
This. I read it and after writing a bunch of fantasy and self-contradictions, his proposed "solution" is forbidding normal people from getting loans to buy houses so they'll have to rent their whole lives.

>>49974169
You literally wrote a pro-large-landlord series of posts calling for workers to be locked out of homeownership so those who are already rich can own everything. You are the parasite, OP.

heh

dont live in their property then you fucking jew

>>49978040
all property is already purchased
you can't just fuck off into the wilderness and build your own house anymore because jews have all the land; kike

we need reverse apartied exactly like what they are doing in south africa

>>49974193
>every faggot is a hustler who gets told to turn all property into rental property
>create a bubble that inevitably pops
>sell off the losses to Blackrock
I just remind people that used guns cost as low as $70 and a box of ammo costs less than $40 to just shoot a landlord and live in his property for free.

>>49974169
I'm suing mine right now. Might get mid-six figures minus lawyer fees and taxes. So two bucks.

>>49974201
>>49974191
>>49974169
Dont like it, dont rent.
Dont like it, dont buy
If you want to cry about land lords and its so easy, go be one. Houses in detroit are like 5k

>>49978262
>you can't just fuck off into the wilderness and build your own house anymore
Yes you can you fucking retard. Here, its even got water.

>>49974169
>>49974191
>>49974201
didnt read faggot fuck

>>49978262
>All property is already purchased
It's way worse than that, all property is already governed too. Even property that doesn't exist yet is going to be parasitized.

>>49974169

Shut up beta kike freak. I rent at a reasonable amount from a nice bitch, Wtf are you smokin'? Or is it just the chutzpah that's turning me off to you, heeb scumrat bastard ass wandering lampshade ass piece of satanic yiddish faggotass kosher shit.

>>49974169
imagine thinking this is some great revelation

>>49974201
That does seem more logical for stability. would suck though for me as i almost have enough for a down paymemt on a 200,000 home and would like a place to stay without wondering where i will be. what about limiting property per person and not entities like blackrock?

It is the opposite,in order to be a parasite you have to be dependent of the host.You can't live without host(the landlord) but the landlord is perfectly able to live without you.
Even your demands are parasitic in nature,despite the fact you are incapable to build/own a property you demand to live inside the home of a man who unlike you is capable to own it basically you are a rat.
Even if rent is abolished or all properties nationalized there will be people like you who will not be able to own a property not even if you abolish capitalism and enforce socialism as long land remains limited the situation between the parasite (landlet) and the host (landlord) will remain the same.

>>49978688
>$20k for bog swamp you can't build anything on
Retard

>>49978262
>we need reverse apartied exactly like what they are doing in south africa
The majority of people are landlets there. The landlets who stole the property from the Boers end up running the whole property and creating food shortage for the entire country because most of them were retarded to own land.
The same thing will happen in the US.

>>49975382
This. The renters I know are just as bad as anyone else and do fucked up shit too. Not only that but I thought wealth wasn't all? You pay rent you have somewhere to live and you're doing fine and can live with your family as long as you want. You have everything you need. Be grateful. The reality is they wish they could trade places with the landlord.

>>49979717
>The majority of people are landlets there. The landlets who stole the property from the Boers end up running the whole property and creating food shortage for the entire country because most of them were retarded to own land.
This didn't happen in South Africa.

>>49974169
i mean, i hate landlords but do you really think that a bank loan is just them creating money out of nothing?

>>49979910
No. People like OP end up getting paid in debt notes for their time doing manual labor. Who then passes on the debt note to the landlord who allows the wagie to live in his property for a fee. Then the landlord deposits it into his bank to pay back the loan that he took from the bank. This allowing him to take another loan to repeat the cycle with another person who is just like OP.

>>49974264
>>49974288
This autistic cringelord again.

>>49979168
The revelation is in the second part of my post.
Look up Quantity Theory of Disaggregated Credit and what that means. Allowing people and corporations to get a loan so they can buy property is a financial transaction and does not add in any way to the real economy. Nothing new was created, the property has just been purchased from some developer.
If you can multiply your purchasing power by using credit, thats cheating. All new created money inflates inflates inflates the real estate sector. Since money is created out of nothing for the purpose to bid on property, so more currency units it total. Property prices going up for that reason and almost that reason only.
You don't have to disincentivize but FORBID money creation vor a non value adding financial transaction where stuff only changes hands and "price go up".

>>49974347
>runs a company with 5 properties
>can't buy another one
>set up a new company
>buy 5 properties

>>49974288
daily reminder USSR only lasted 70 years when the avg exmpire lasts 250 years. Soviets were objectively wrong and retarded.

>>49980213
>Implement this system
>Liquidity and house prices plummet
>Every home-owning american 10x poorer

There is no solution. No matter what, there will be people who will spend all their time coming up with ways to abuse the system and fuck everyone over. There is no version of this story where everyone is happy. All human interaction is some form of scam or angle by one person to the other. Be the scammer or be scammed.

>>49974264
kek

>>49974264
kill yourself retarded tranny.

>>49980451
Exactly. Get to work you rent seeking leech and create real (consumable) products and services in the real economy if you want to get rich.
For that it is allowed to get credit, so if you need to invest in machinery with credit you are allowed to, because it will increase your productivity in the first place.
Also if housing prices 90 % suddenly normal non rentlordoid people can afford housing again with their labor.

>>49980213
>print money
>wages increase because labor is scarce
problem solved

What is this deliberate animosity posting recently? There is a lot to dislike about the concept as a whole, but most private landlords charge reasonable rent, they just got lucky to have enough money to buy property. Big corporations might be another thing, but even they provide some services like keeping the house in good shape so renters don't have to spend time on that. Seems to me like this is yet another russian propaganda strategy to divide Americans and create unrest, don't fall for it anons. I love you guys.

Be at peace.
Jewish games get jewish prizes.
Your body will waste, you won't have any actual skills, you expose yourself to market crashes, your body will be weak and underdeveloped, you will be paranoid. I could go on.
Dudes who just work and are productive and live average lives will be rewarded by God with beauty, family, and virtue.

>>49974169
because you think going to the bank, and putting all your assets on the line to get a loan, while being the one under pressure to pay or lose everything amounts to nothing?

Rentoid scums.
I didn't like renting and actually lived in a cabin for a few years instead of complaining like a shit like you did.

>>49974264
They have to blame it on someone other than the fiction they worship anon. Thus proving religion = cancer.

>>49974193
>small landlords
You are just bootlicking for smaller parasites instead you stupid faggot

>>49974169
>>49974191
>>49974201
tldr
Like all things in life it really comes down to what you define yourself as, master or slave.
>pay rent? Slave.
>eat bugs? Slave.
>ze pod? Slave.
All these things are transaction. They are bad transactions for anyone who defines themselves as a slave. They are good transactions things for anyone who defines themselves as masters.

>>49980705
What assets? The only thing you put on the line is the property you bought with credit in the first place. You're risking jack shit.
You don't feel the pressure but your tenant. The threat of loosing the job and then loosing a roof over your head is pressure. Worst thing for you is to find another rentcuck to rent there.

If you are the landlord here you have delusions of grandour and should rethink what you actually contribute to society. You're a leech worse than a woman, at least she makes babies at some point. In the next revolution I will personally hang you first for your sins buddy.

I make my tenants grow vegetables in their(my) yards. I come by weekly to pick up all the produce. Tending the garden is a condition of the rent and part of why it is cheap for the area.

I literally, actually, in reality have feudal serfs.

Before you get worked up I just take thr 'extra' they don't use, which is most of it since everyone is a pig. They leave it in a box by their garages.

>>49981155
You should come buy and fuck the wife of your serfs, since thats in tradition of aristocracy.
Landlords can take out the right to cuck their serfs in the literal sense since what would stop you?

>>49980994
then do it faggot.
you want free houses basically. not happening. get in the real estate business, rents are too high because not enough houses

>>49974169
The go ahead and do this and get rich if it's so fucking easy.

>>49974304
Indians do this and so do Chinese.

>>49974385
difference is one is creating value for the economy with the investment and the other is investing in a piece of land that goes up in value indefinitely and profiting off whatever is there.

>>49981593
everybody did this, that's why housing prices are so expensive now

Fucking antisemites.

>>49974347
>why yes I bought 5 property for my mom,dad,wife,son,daughter,dog,dog's trainer,cat and for my company,comapny1,company2,company3,companyzxcqwegzx,companyacfjgasdf how could you tell
retard nigger only thing you are doing is giving them more power please don't forget to rope

>>49974169
In what do landlords benefit the economy? As compared to a National Real State Bank that takes care of the economy and the citizens, do landlords really offer any real edge?

>>49974169
you can see on this thread that the average mutt education level is not sufficient to comprehend the subject matter.

>>49978688
> just live in the swamp bro

>>49974169
I'm not reading all of that, but I agree. Renting is just a meme. Housing should be affordable. The banks own millions upon millions of homes and a shit ton of them are empty. There is no reason for a homeless population or any of that shit. It's all so tiresome.

>>49980994
>The only thing you put on the line is the property
There is a thing called interest you stupid faggot

>>49980994
>You're a leech worse than a woman
t.nigger who live in someone else house