/biz/ - Business & Finance

>>49708261
There is a reason why they say is better to be poor in the commonwealth countries, and rich in the US.

>>49708261
Stop obsessing over money and material things. Embrace Christ.

>>49708261
stop being selfish and think of the migrants and minorities
your tax money is great help to those who truly needed, this the european way

Arzt in München, verdiene mit 7 Nachtdiensten im Schichtbetrieb 80k brutto im 4. Weiterbildungsjahr. Für 7 Jahre Studium, 6 Jahre Facharztausbildung und rumgezicke in einem frauendominierten Beruf. Gg

Du darfst einfach nicht single sein uns viel verdienen, denn dann hast du die höchste Steuerbelastung der Welt und lässt dir nicht vom Sozialstaat den Arsch pudern wie die restliche Brut.

>>49708781
sounds like a nightmare.
don't feel so bad about my wagie job anymore.

>>49708781
würdest du das alles nochmal machen? USA als alternative nach dem Studium?

>>49708261
You're still a nazi though

>>49708261
Yo dumbass. Do you think the term Yuropoor is a joke. Compared to us you are POOR. yuroPOOR.

This isn't hard...

>>49708261
You're supposed to get free school in Europe, and then rugpull your country by moving to the US and working there. Then, optionally retiring to a developing/low cost country.

>>49708261
I thought Zurich has low taxes and high wages and isn’t europoor.

>>49710655
You're a non-white nation of degenerates.

>>49708261
Everything is a meme except for:

1. Be born into a rich family
2. Start your own business and become rich

>>49708261
>born in Europe where there are safety nets
>doesn't have to work a menial labour job
Sounds like you already made it king.

>>49710883
still whiter than you muhammad

>>49710693
Kek, this

>>49710791
Yes but it is also more expensive than New York

>>49708261
Why don't you talk to the other German anon that was talking about how his 200k/y job offer got 0 applicants

>>49708261
Same for italy but multiply all those number buy 2/3 for your average endgame Gehalt.
I live in Switzerland but all the problems you describe are pretty much present here, I have an engineering job and I'm priced out of any serious real estate. I'm thinking going full frugal 1 bedroom shitpartement and then fucking off to some low cost almost third world country like Poortugal or Cyprus after 10 years or so if the real estate market doesn't get any better.

>>49708261
>money
Stop being a fucking victim pussy, you got the education 90% dreams about and still are a fucking faggot. Your negative mentality will continue to cuck you the rest of your life.

>>49710883
Said the turk lol

>>49712769
This post is really stupid, well done

>>49710943
starting your own business and being an entrepreneur is the biggest meme and only possible by being born into a rich family or being connected to rich people (a bank loan is just a middleman between you and rich people with insane fees which rich people don't pay).

>>49710883
>US is degenerates
>coming from the countries where women don't even shave their musky rotten bush pubes
Wew lad

university and tertiary education is a meme in general

>>49711157
>>49712847
>t. pablo goldberg-sanchez
>>49713913
>women don't even shave
Absolutely based. Hairy bush is very hot.

>>49708781
Du bist ein Arzt? Was machst du dann hier in diesem Forum? Hast du nichts besseres zu tun?

Deutschland finanziert halt wirklich viel viel scheiss mit. Die zahlen alles. Überproportional viel in die EU, UNO, WHO. Pumpen alles zur scheiß Ukraine. Ein drecks korruptes und bitterarmes Land. Wozu? Die haben genau null zu bieten. Geben das ganze teure Militärsgeräte für dieses korrupte Oligarchen Suff aus. Entwicklungshilfe, dämlicher Energiewende (aufgabe aller Kernkraftwerke) ... vieles ist einfach selbstverschuldet .

>>49714219
>selbstverschuldet
komische umschreibung für jüdisch besetzt.

>>49708261
Noch nicht mal das kriegste mehr.
Das ist IGM Tarif in der höchsten Stufe, selbst OEMs wie Daimler vergeben maximal Stufe 15 für Ingenieure.
Wenn es nur irgendwie geht, in die USA - Deutschland hat fertig für Fachkräfte.
Und freu dich auf die grünen Reichensteuer ab 80k, irgendwer muss die ganzen Musel, Ukrainer und die verkackten Südländer finanzieren nach Corona/Krieg/Klimaparanoia.

>>49708781
Ist doch alles bekannt, schaff die ersten Jahre bis zur eigenen Praxis und dann fängt das angenehme Leben an.
Das Studium der Medizin (und zum Teil Jura) sind die einzige Möglichkeiten in Deutschland der Mittelklasse entkommen zu können.

>>49710791
Zuruch has SCV level salaries, but also same col.
Also the Swiss are racists on stereoids.

>>49712397
So you never want a family or start one once you are older than 40 years old? good luck with that

>>49714219
>Deutschland finanziert halt wirklich viel viel scheiss mit. Die zahlen alles. Überproportional viel in die EU, UNO, WHO. Pumpen alles zur scheiß Ukraine. Ein drecks korruptes und bitterarmes Land. Wozu? Die haben genau null zu bieten. Geben das ganze teure Militärsgeräte für dieses korrupte Oligarchen Suff aus. Entwicklungshilfe, dämlicher Energiewende (aufgabe aller Kernkraftwerke) ... vieles ist einfach selbstverschuldet .
Nein nein nein, es darf nicht sein, was nicht sein darf. Du bist bestimmt ein rechter Spinner, der die AFD wählt.

Europe is a meme for everyone who has some talent, is hardworking and has above average IQ.

>>49708261
>https://www.immobilienscout24.de/Suche/de/bayern/muenchen/wohnung-mieten?haspromotion=false&livingspace=50.0-60.0&exclusioncriteria=swapflat&pricetype=rentpermonth&enteredFrom=result_list#/
to this day I dont understand why companies just have to have offices in the worst places.
like, they dont pay more or provide housing, no they expect you to find something in a place filled with big companies (munich alone has apple, intel, nvidia, ibm, bmw, microsoft, bosch, siemens and many more) and gladly pay stupid amounts of money for their office palaces.
apple alone invested 1 billion $ into a new office in the MIDDLE OF THE CITY.
>https://www.imore.com/apple-move-new-office-near-munich-central-station
why?
remote no.
office in a more quiet and cheaper place no.
wasting tons of money?
yes

not only Europe is to blame here, companies are also fucking retarded.

just convert to Islam and collect gibs

>>49710943

>1. Be born into a rich family
>Don't see any money from the family

also a meme

>>49715389
Unfortunately, the `hustle and the bustle' meme is very close to reality. The people working for those multinationals usually want to live there, and don't mind paying for it.

>>49708261
I know lawyers and they don't make a lot of money. You are mixing up employees with entrepreneurs. A doctor or lawyer with his own practice will always make more than a wagie because he doesn't have a master that steals half of his profit.the downside is that he's risking his own money and also it takes years to acquire the clientele.

>>49711076
>Doesn't have to work a menial labor job

They may have to soon if the energy crisis remains permanent. Economies are going to have to shift into an 1880's model to stay functioning if there's very little gas and only some electricity.

>All the nouveau riche are going to become peasants.

>>49708261
>workload more than 40h/w although you are paid only for 40h
>it's expected that you are reachable 24/7 and to work on the weekend

that's what a fucking salary is, they own you for the whole month. you don't have an hourly wage like tradies. yes, responsibilities follow you home. fucking idiot.

>>49716256
I know you mutts like to take it in the ass but it's not how it's supposed to work in europe

>>49716421
you literally don't have an hourly wage, you can't say "i'm paid for 40 hours but have to work more"
do you even know the difference between a salary and a wage you pig ESL?

>>49710693
I don't really understand how burgers can't save up for college, 4years of work in europoor and i saved up 70k which is enough for a mid tier College which is still in the top 100 of your subject.
I may have to add that i never moved out, and invested my rent money.

>>49710791
for Switzerland standards Zürich has kinda high taxes, take the Zug to Zug and live in Zug and pay at least a third less.

Invent ransomware. Governments pay if there's data loss.

>>49716645
Unless it's Austria, they're seemingly putting the country at risk, if the ransomware group gathered data of:
>Explosive licenses
>Firearms licenses
>Hunting licenses
An Austrian state (carinthia) has been hacked, yet the won't pay.

>>49715389
thats spare money for a company like apple.
i've read somewhere, that tim cook wanted a new office in munich nearby the october fest.
top kek, cucking your employees for your own convinience when visiting germany.
shows how out of touch the elites are.

>>49708598
So true be a good human

>>49715671
brown hands typed this.

> Doctors or lawyers make at least double, more likely triple of that.
Maybe the top-tier of those fields, but average doctors and lawyers are about on the same tier as the 60-75k€ range you mentioned.

>>49717785
>Maybe the top-tier of those fields, but average doctors and lawyers are about on the same tier as the 60-75k€ range you mentioned.
where do you live?
sounds like south europe, or even worse, the east.

>>49717711
I'm white, look at Duncan Banantine or whatever, boomers don't give their kids shit unless they are arab or jewish

>>49718672

>>49718844

>>49708261
Ask hitler for a raise xD

>>49710089
Ich mache noch meinen Facharzt und haue dann ab in die Schweizer Pharmaindustrie. Unter 200k arbeite ich dann nicht mehr. Selbstständigkeit wäre natürlich wie immer und weiterhin der Königsweg. Mal sehen.
Ich würde wohl nicht mehr Medizin studieren nein. GIbt bessere Work-life-finance balance alternativen. Wobei man natürlich allgemeinmedizin machen kann, sich in der ersten praxis 120-150 k gewinn holen kann, damit die zweite praxis finanzieren etc. In Ingolstadt Süd stehen aktuell 7 Allgemeinmedizin-Praxen leer und kosten 70k aka geschenkt hehe. Da kann man dann ähnlich wie Vermieterjuden gut leveraged sein und sich seine 5 Praxen als Verbund holen und da osteuropäische Ärzte drin einstellen.

>>49712397
You earn Schweizer Franken and buy German real estate with it. Thats my MD in Switzerland Plan B. Still some cities where you can get some cheap appartments to rent out and generate passive cash flow.

>>49714219
Bin für die Memes und tw. Cryptoalpha hier. GNS hier entdeckt. Die Zeit habe ich durchaus. Wobei es deutlich bessere Investmentanlaufstellen gibt. habe mehr geld mit Aktien-Subreddits verdient (jaja reddit etc)

>>49717785
If you do lots of on-call duty/"Bereitschaftsdienste" you earn more than that in Germany, Switzerland, UK, Netherlands etc. Next year with around 7 on call duties per month I will be closer to 90-95k €. Still not enough for working through the nights but it gives you some capital to invest. Having your own practice or pharma is where the muney is at.

>>49712397
A new house in Italy is around 250-300k.

>>49718879
if youre not retarded you do an over-average exam in law (2x vollbefriedigend) and enter a major law firm/Großkanzlei. Some friend of mine did (okay he did a PhD and was 32 when he started working) and he started with 120 k € (you have to be a performer though). But clients own your ass and will call you at midnight if they need you to suck them off.

>>49708261
I am doing PhD in chemistry in Germany, make 2k netto per month.

Feel very comfy. Work as hard as I want. Eat what I want, eat out as often as I want. Basically, living very comfy. Rent is only 30% of netto salary.

Just shorted SPX for additional 2k euro profit (before taxes though).

So, STEM is doing fine in Germany.

>>49719640
you sound like a migrant from 3rd world shit hole.
but i guess a clean toilet and access to warm water is a whole new world for you ahmed.

>>49708261
>gloobenflooben 2,456€
>flerbenderben 3,110€
>shnirstaffen 4,090€
Why even flippindorffen?

>>49708261
All work related to CS and ECE happens in US. Europe is more about ME, ChemE and scientific research.

>>49719034
How much taxes do I have to pay for renting a house in germany? In italy it's something outrageous like 45%

>>49708261
>What am I supposed to do?
I think you should bitch more on an anonymous Mongolian basket weaving forum. That will, at least, make you feel better after having made those shitty choices in life.

>>49720755
>Europe is more about ME, ChemE and scientific research.
nice eu propaganda
>>49717711
nakadashi
>>49717345
>shows how out of touch the elites are
you dont say, the elites are living in their own world, the normal people are just peasants
>>49716534
only the retards are crying
proper kids start working during school to save up money for college