/biz/ - Business & Finance

Alternatively you could be sucking cocks on the streets

I hear this a lot coming from normies, but if you live frugally minimum wage is more than enough to save 30%, and that's assuming you live in an expensive city, I'm saving >50% not even working full time.

>>49654783

Maybe you can save if you are living with a partner to split bills. But alone you cant save anything.

i am exhausted by humanity

>>49654783
>t.manchild that still lives at home and has no rent, internet, ulilities, or insurance to pay

>>49654783
Unless by 'living frugally" you mean "live with your parents or in a car" then no, you can't.

>>49654916
On a bad month
>rent
30% (admittedly prices have gone up in the last year, mine hasn't)
>utilities
10%, 13% including gas
>insurance
<1%

>>49655046
You're probably indulging in luxuries like eating out, getting haircuts or buying new clothes when the old ones work fine.

>>49655046
Even if you live in your car, I pay ~$400/month in car payments + insurance. That's 56 hours of minimum wage slave labor just for the privilege of not even being able to stretch out comfortably.

>>49655152
Post actual numbers or kill yourself larp nigger.

>>49655156
>~$400/month in car payments + insurance
LMAO retard. You should have bought a used shitbox or even better a used small motorcycle like I did. Less than 100 a year in insurance, 115mpg and 1:1 resale value.

>>49654916
>t. alienated wageslave with no family but an expansive funko pop collection

>>49654688
no hate player. hate game. you just bad at game maybe try to kys.

How can some one live in a car when in most areas there is no 24/7 parking

>>49657952
move around a bit. Befriend the law

>>49655192
i have no stake in this retarded bitching but i'm a turbo autist that manages to invest the vast majority of my pay so here's my rough monthly budget off my spreadsheet.
>income = 8k
>max out 401k = 1700
>hsa + insurance = 270
>tax = 1500
>saving cash or I Bonds = 1500
>spending money = 200
>brokerage = 1500
>1330 for expenses
>rent+utilities = 700
>food = 200
>misc bullshit (phone, insurance, etc) = the last $400 or so

>>49655192
>>49658185
point being, you can still live cheaply in some places for now.
shit's going up a lot though, my food costs eating at home are even starting to get real bad. i probably have to up that line item 25% soon.

>>49658140
Then how can you have a stable sleep schedule when youre just moving around ever 2 hours

>>49658185
Its over for low income cels

>>49658349
No one is patrolling every parking lot every night. Unless you hang out in the same spot every day for several days, you can park in whatever retail lot you want.

>>49658542
ok makes sense I guess
So how can you make food in a car or just mcdonalds ever day

>>49658185
my rent is quadruple yours and i pay less for food. eat less fatty

>>49658349
-enhance the broccoli....
-increase cheese sauce....

my boss wants me to hire someone to help me. I'm reluctant but it does seem like a good way for someone else to increase my wealth