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/biz/ - Business & Finance

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49399558 No.49399558 [Reply] [Original]

Should I just keep applying for credit cards until I get declined?

Or wait and stop hammering down my credit score? I’m already getting close to the 5/24 if I want to open another chase card (I’m at 3/7) and smashed my credit score from the high 700s to the low 700s.

>> No.49399636

Bump

>> No.49399668
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49399668

>>49399558
Nah keep churning. It's worth it in the long run.
>815 credit score

>> No.49399692

>>49399558
Wait you dufus
Banks check the number of applications you send. Some banks decline you if you send too many applications, even if your credit score is high.
I tried opening credit cards but got declined because of that.
You can shoot for a Amex, it's easy to get accepted.
So far I have a discover and Amex cash magnet. I use my credit cards a lot because of work, but I'm gonna wait a year before I try to open more.

>> No.49399775

>>49399558
why did you even bother to apply for it? you wanna buy something?

just invest the credit they offered you, grow that money before you go on a buying spree

>> No.49399849

>>49399668
>nah
nah meaning don't apply?

goddamn
do you have a six fig salary?

only 1 chase card i see
which cards were worth it?

>> No.49400012

No, it's optimal to take advantage of 18 month zero APR offers consecutively.

>> No.49400046

>>49399692
Already got Amex blue cash everyday, and am preapproved for discover or capital one.

>>49400012
What if I’m not in debt?