/biz/ - Business & Finance

>>49391620
Where are you from? My parents would never do this what the fuck and I still help them with rent, daily expenses, and give them gifts here and there. And despite that I manage to save $900 a month, they feed me and provide me with a nice roof. I can't picture having a family who wouldn't cooperate.

>>49391662
>I can't picture having a family who wouldn't cooperate.
i come from a family that isn't close at all and is really shit; and my parents in particular are incredibly bad with money so anything i give gets wasted, outside of money i basically look after the house and family dog 24/7 as she is in her last year of life

i'm in london and make more than the average wage but it's just not enough unless i either move out of the city and to the north of england. that would make me lose one of those incomes i have

my expenses are nonexistent almost, i almost don't spend ever and everything just gets saved, it's hard man

>>49391620
Either pitch in on the bills or find a gf to split the rent. You're better off going with the former

>>49391802
i do the first part and it isn't enough it seems; as for falling for the gf meme: haven't had a good experience with dating at all so i don't even bother trying, it's a big scam that'll just make me waste money

no frens so can't really move in with anyone, also at the age where people don't really live together unless it's with their partner; this country is such a scam and i feel dead every single day despite having thousands saved

i'm reaching the point of no return where i just pack up my shit and move to another country as a last resort, only thing keeping me here still is that dog i mentioned in the other post; once she's gone there's just no reason for me to stay here

>>49391789
move outside of london. Housing is fucked in london so you have no chance of getting anything there other than a leasehold shithole without an absurd deposit or income.

You can live like a king on a 50k p/a income by moving north. I have no idea why the fuck anyone would want to live in Londonistan anyway. Move to a comfy village.

>>49391620
>be 18 or so like 15 years ago
>dad tells me that "you have to move out as soon as you get a gf"
>"HA! deal accepted!" I say and laugh my ass off knowing perfectly well that I will never get a gf because I'm KHHV
>now 33 and still living with parents still KHHV incel
>dad seethes but everytime he tries to move the goalpost I remind him of his shitty deal
>threatens to kick me out and I threaten to kill myself in the most shameful way I can think off
>keep living at home with parents leeching off them

>>49391620
>3 incomes
Then contribute and negotiate your standing with them. Help cook and clean too. They'd never scoff at that.

>>49391923
>mfw dont clean, dont cook dont give parents any money at all just LEECH from them
>mfw spend welfare money on shitcoins

>>49391880
i mentioned to someone else that i'd lose one of my incomes if i moved out of london; housing in london is fucked but it isn't much different anywhere else unless you move into a really, really shit town

in the south/south east the prices are getting more and more closer to london rent costs, and nice villages (especially with some land) are just a pipedream at this point

you're right about the cheaper cost of living up north, i have looked and it's a bit more affordable in terms of rent, just depends on the area since up north there's so much decay
>>49391887
you're lucky anon
>>49391923
>cook
>clean everything
>buy food/give them money
>look after our family dog that is slowly dying while everyone else does things/works
>tfw younger brother has a wagie mcdonalds job and doesn't do shit at home or pay for shit but gets a free pass
>tfw all i do isn't enough
i probably wouldn't be so demoralized admittedly if my family wasnt so shit; but still seeing everything going up in price here and knowing my future here is basically meaningless doesn't help at all

Nothing to help sorry but I will join the misery party. Parents inherited boatload of money, bought themselves a huge place even though they’re old. I have no place, my gf disrespects me and my sex life sucks. I have 300ish k net worth and 60k job. Can’t afford to live well on my own so trying to work second job in real estate or become a state cop. Housing is either cheaper and far from everything or very expensive and close. Think about roping constantly.

>>49391992
>i mentioned to someone else that i'd lose one of my incomes if i moved out of london
honestly lad it might be worth it if you still are earning above average without your third income.


Also i agree you're right about pricing elsewhere in the UK creeping up as well but you're still getting way better value than in london regardless.

150k can get you a decent sized house in a city ,

200k can get you a nice house in a village.

Do you think you could afford either of these with a mortgage with a 10-20% down deposit?

Also any decay you're mentioning is in cities. Most small towns and villages in the midlands and up north are fine and just as nice as anywhere else in the uk. The north/south thing is a bit of a meme for cityfags.

>>49392077
i lived in newcastle about a decade ago and the cost of living was much more tolerable but the place was just a fucking mess, i felt like i was going to be mugged every time i stood outside

in terms of buying a house i've been really uncertain about it because of the capital it locks up, it's a tough call to make to buy; i think i'd have to love the place and like the area enough to live in it and know i could sell it properly if i wanted to move

especially with the state of the economy, obviously housing will forever go up but it's poised for a correction if we're heading into the very likely recession
>>49392065
>Think about roping constantly.
it's fucking hard, isn't it? even with all the savings and income i have, none of it feels like it matters or is enough, demoralization is fucking crippling

>>49392065
Why can't you buy a house? You should be able to get approved for a mortgage with your income/net worth. Just wait for the housing market to cool off a little

>>49392188
Yes, even my friend with closer to a million net worth hates his life. It just feels like no light at the end of the tunnel. Just a hamster wheel of constant working to scrape together enough for a house but then you still have car, marriage, and children expenses. The whole thing is a joke.
>>49392379
Yeah anon I am waiting for it to go low enough for me to buy a starter home cash. In my area housing is around 700k for a condo with 2000 a month costs even if I paid the whole thing off. My job is in the city, I also have no skills and got my current job through nepotism. I have other jobs in the works about 80% done with RE certification and cop job process going forward. I fucking hate everything though. At best I will get a shitty house. I spent so much money on stupid shit I said I wouldn't too and its my fault.

>>49392065
>>49392959
You're a spoiled child. You have no idea how good you have it. Send me your crypto before you rope so someone else can actually enjoy it better than your pathetic ass.
0xb2E8f7aD6df4958787688A79CEDc76c0D009dDE2

>>49391620
You don't have the skills to earn enough money to live on your own. You don't need three jobs, you need a set of skills that you can increase your income with. Doctors, lawyers, electricians, plumbers are all doing fine.

>>49393768
The average person today has zero marketable skills they need a benevolent actor such as a corporation to give people some make work to do so they don't starve/riot.

>>49391620
>seething x2
Outed yourself as a manchild. Grow up faggot. I bet all of your "incomes" don't involve you leaving the house NEET.

>>49391620
>>they seethe despite owning a home for well over a decade and ask me constantly for money
the most ironic part of parents do. Preventing there kids to move out.
Lmao
Do they have any self-awareness?

>>49391620
THIS WORLD AND ITS TRIBULATIONS WILL PASS. KNOW THE LORD. ESCAPE HELL:

>Revelation 20:11 & 15 KJV
11 And I saw a great white throne, and him that sat on it, from whose face the earth and the heaven fled away; and there was found no place for them.
-
15 And whosoever was not found written in the book of life was cast into the lake of fire.

Now if you have fear of this, of God... that's the way it is supposed to be, do not be deceived.

>Proverbs 9:10 KJV
10 The fear of the Lord is the beginning of wisdom: and the knowledge of the holy is understanding.

>How do i get saved?
Repent and believe the gospel of the Lord Jesus Christ, that He died for your sins, was buried, and resurrected from the dead the third day.

Repentance is simply a change of heart about yourself. It is written in 2 Corinthians 7:10 that 'godly sorrow' worketh repentance to salvation. It is to have sorrow towards God over what you ARE. The fact that YOU have sinned against God by breaking HIS law makes you a sinner against Him.
You were born corrupt, you are NO good according to scripture. Without Jesus Christ you are worthy and on your way to hell RIGHT NOW. Repentance can be summed up into simply: Coming to God as a sorry sinner...

Call upon and Recieve Jesus Christ as your PERSONAL Lord & Saviour and trust His shed blood on the cross for YOU, and believe that He resurrected.
STOP rejecting the one who DIED for YOU, the one who ROSE again. He is all which can justify a sinner in this time.

THE PASSWORD:
https://www.youtube.com/watch?v=Arah-xtKCDc

>Romans 10:9-10 KJV
9 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved.
>10 For with the heart man believeth unto righteousness; and with the mouth confession is made unto salvation.

>1 Timothy 1:15 KJV
15 This is a faithful saying, and worthy of all acceptation, that Christ Jesus came into the world to save sinners; of whom I am chief.

>>49394628
TIME ON THIS EARTH IS SHORT. MONEY CANNOT FILL THE VOID. GO THROUGH IT WITH THE LORD JESUS CHRIST, FOR THE LORD JESUS CHRIST.
EVEN IF YOU MADE IT, IT WOULDN'T MEAN ANYTHING WITHOUT KNOWING YOUR CREATOR. THIS IS THE PURPOSE OF LIFE. HAVE HOPE: >>49394628

If anyone wants good sound Bible doctrine & truth i highly recommend this channel. Especially the preacher & teacher 'Peter Ruckman'.
The man of this channel 'upgrades' old or new good plain Bible teaching & preaching, making it higher quality, adds scriptures & visuals making it smother and easier to understand.

Here's some good videos to start of with:

>The Gospels of the King James Bible | A Further Study on Dispensationalism | Dr. Peter S. Ruckman
https://youtu.be/B4n9HwYY1xw
>Dr. Peter S. Ruckman | Beginning and Ending of History | With Maps!
https://youtu.be/UczKwsNRnww
>Peter S. Ruckman | Antichrist | Mark of the Beast | Words That End in X
https://youtu.be/guFsuSWw8bk
>Peter S. Ruckman | Leviathan | The Serpent | Satan | The Deeps
https://youtu.be/5AZQCWzhPTM

Above all, lean on the Lord.

John 16:13 KJV
13 Howbeit when he, the Spirit of truth, is come, he will guide you into all truth: for he shall not speak of himself; but whatsoever he shall hear, that shall he speak: and he will shew you things to come.

>James 1:5 KJV
5 If any of you lack wisdom, let him ask of God, that giveth to all men liberally, and upbraideth not; and it shall be given him.

>>49391662
>I can't picture having a family who wouldn't cooperate
it's an american thing and it is slowly infecting the world.
a family that supports each other, financially or otherwise, is eternally strong.

>>49391620
You have shit parents who don't love you
My parents don't mind that I still live with them (23M) and sometimes they tell me that it is a benefit that I still live with them. Things are very chill at my parents' place.

theres alot of delusion itt, living with your family if possible is always a good idea. the culture in the usa is cringe ignore it and move on