/biz/ - Business & Finance

Depends where you live? And loads of other factors

>>49281773
$20/hour might be a livable wage if you're a nigger in mississippi. it's jack shit literally everywhere else.

>>49281729
i was making about 23 an hour out of college 4 year ago and saved like 2/3rd of that. do the math

>>49281802
and i had my own townhouse apartment and car

Idk maybe we should get the government to reduce the taxes on poorfags? Then it would soon become a livable wage

>>49281793
$20/hr is a living wage. Complain about it sure but it's enough to get by basically anywhere in the US.

>>49281729
>am medical resident making $65K a year making ~$16/hr

Just work 60 hour weeks like me and you too can live middle class

>>49281802
you made $3k a month after taxes and before insurance or 401k deductions. you didn't "save 2/3rds of it" you alzheimers ass nigger retard.

>>49281802
Missing data. Hrs per week? Bonuses/promotions/raises? Any overtime? State income tax? Just tell us what you want to brag/complain about.

>>49281833
>it's enough to get by
That's what she fucking said, you braindead Mcdonalds nigger.
Living paycheck to paycheck is literally "just getting by".

>>49281853
He lives in moms basement. 1/2 income already saved.

I will never get over how for normal people the range of earnings is something like $15-$200 per hour, generally at the far lower end of that.

Yet there are lots of influencers/onlyfans/sports players make $50k, $100k, $200k for an hour of work. It's crazy man. They could buy and sell your whole life for a few days work.

livable wage is food/housing. not new iphones, not new cars, not going out drinking.

>>49281861
40
no/no/i think i got 10% 6 months in but im referring to the first 6 months. 5.5% i think.
>>49281853
did so

$20 an hour is like 40k a year. Unless you live in some urban hellscape then that's enough to live in comfy middle class mode. I have 0 sympathy for most "poor" people who make plenty of money but are actually just retarded.

>>49281793
20/h is fine for a lower end peon.
t. make 20/h with a kinda crappy house valued at 120k and still able to save

>>49281817
Assuming you worked 50 hours a week for 50 weeks a year means you earned $57,500 a year. You saved 66% meaning you had 19k (give or take) income to play with. Average housing the US in $1650 a month which is 20k a year give or take which means if we do the math the equation tells us that you're full of shit and you either lived in a house with 5 other niggers, didn't have a car, you didn't eat or you didn't save.

>>49281933
>$1650
rent was way less than that.

>>49281729
I make 17 dollars an hour, live in a paid off cabin (80k value) and hold about 40k in other assets and stocks. For the past 5 years i've spent about 300 bucks a month on food and utilities and used 80% of my paycheck to invest and acquire ownership. normalwagies are just financially retarded and spend their money on retarded shit or they just have to live in the 'vibrant center' where rent is 70% of their income.
Fuck normies.

>>49281933
>Average housing the US in $1650 a month
Yeah if you're fucking retarded

>>49281990
this (>>49281933) nigger has never lived on his own or is a city slicker

>>49281990
You have to live like a nigger in 2022 for lower than that. Washer/dryer and A/C in unit and 650 sq ft for a loud apartment complex with niggers is more than 1500 a month in Colorado Springs now

>>49281910
$20/hour = $40k/year gross
-$4k/year gross 401k contribution (need to retire before you're 78 years old)
-$2k/year gross health/dental insurance contribution
-25% taxes
you're at ~$2.1k/mo in your pocket

-$800/mo rent (with roommates)
-$50/mo utilities (more in the summer)
-$150/mo food
-$50/mo phone (family plan)
-$100/mo shitbox car maintenance (averaged over a year)
-$50/mo car insurance (liability only)
-$100/mo gas
-$100/mo misc expenses

you're down to $700/mo in savings. better hope nothing goes wrong.

>>49281988
>NOOOO! YOU HAVE TO HAVE 2 KIDS AS A SINGLE PARENT AND 8K OF CREDIT CARD DEBT AND $40K OF STUDENT LOANS PLUS $50K PER YEAR FOR INSULIN AND ANTI DEPRESSANTS

Also it seems the default math is always assuming one person paying to live on their own

As soon as you're counting for two working people sharing a household, the figures take a sharp turn

>>49282021
basically but its more like 11% because no tax until 12k and the rest is like 15%

>>49281990
>>49282001
Imagine lying on 4chan to random people then samefagging with your vpn and 4chan pass :L the fucking state of you.

>>49282018
My 2 bedroom apartment with central air and laundry in-unit in a white safe suburb is $1100/month with utilities. Feels good to live in flyover country away from Californians and their army of Hispanic wageslave armies that price out natives via cramming 7 people into every unit.

>>49281729
Anon, have you ever thought about the fact that minus and minus make plus?

Then what do you think happens when you fuse two pathetic creatures like a gay chinx fashion dog and an armpit sweat and mother's basement-dwelling internet troll?

RIGHT ANON A CREATURE SO DISGUSTING THAT IT CAN BE PROFITED FROM BY DISPLAYING IT ON THE INTERNET!

This freak of nature is called Troger TR0GE and is just waiting to be sold by you and a group of CHADS on the internet.

Stop hating yourself and money Buy $TR0GE and get rich so you can live off whores and cocaine for eternity

website is up: www tr0ge io

replace zeros with O's

>>49281990
That's just the market. The only way to find a place significantly cheaper than that is to live in squalor or with roommates.

inb4 buy a duplex and cover your mortgage with one unit's rent and live in the other for free meme.

>>49282070
Is it worth it to live in a flat boring ass humid area though? Fuck I hate humidity. I was considering some flyover like Wisconsin but the property taxes are fucking nuts.

>>49282021
700/mo in savings isnt that bad though. How often will shit go wrong? Also most apartments cover utilities if you are talking about being a rent cuck

>>49281793
>fight for $15
>$20 isn’t enough
What do you think is a reasonable starting wage then? Keep in mind the higher the wage the more selective the employer will be due to increased competition.
So if you’re a nigger in Mississippi you’re probably never going to see $20/hr because you could get someone better qualified for the same job.
I put a job ad out for $20/hr it was part time and seasonal and I got 350 applicants in 2 weeks. I’ve called maybe 5-6 people from that list so far

>>49281802
I just started making a job that pays over 30 an hour and it gives time and a half for any time past 8 hours on a daily basis and double time on weekends.

>>49282152
I don't think it's bad if you live in a cheap area or want to rent forever.

700$ a month saving would take A LOOOOOOOONG time to save up a significant down payment to make the monthly payment affordable if you want to buy a house. I'm saving 4k a month living with me mum on 80k a year and it's gonna take me 3-4 years of this to buy a house in Colorado if I want to make the monthly below 2k$....

>>49282175
same. basically dont know what to do with the cash.

>>49282152
>700/mo in savings isnt that bad though.
that's $8.4k a year. that's nothing.
>How often will shit go wrong?
you've never lived on your own, have you? kek. car breaks down and costs more than your long run average of $100/mo budgeted for repairs. acute health emergency, your deductible is $5k+. finally go on some dates, that's $50 each. notice your clothes are looking threadbare or your shoes have holes, $100+.
>Also most apartments cover utilities if you are talking about being a rent cuck
lmao no they don't.

>look up friend's apartment complex that is near my place of work literally like 2 miles away so biking distance if not walking distance
>1k for 2 bedrooms
>Covers heat and water
>White Neighborhood near suburbs
>making 20/h full time
Honestly tempted

>>49282021
I would rather kill myself than live on a $150/mo food budget, I spend like 100 bucks a week and already shop frugally.

>>49282249
shit yeah i fucked up that calculation. i live by myself and i spend $100-125/week. let's call it $100/week = $400/month, that hypothetical scenario in my post would yield $550/month in savings. kek.

>>49282241
whats the alternative. because if you are gonna be roommates its a good deal

>>49282283
well I was considering renting out my place that I own right now, it is a bit farther, but I hear renting shit out is a whole different kind of headache so I have to do some research

Bros where's a comfy place I can go that lacks humidity, is on the cooler side, not insanely expensive, and has a large enough population for 25+ dating

>>49282238
>Shit insurance
>((((colorado springs))))
>dating without any kind of money

>>49282302
im renting a place out an have a property manager who takes 10%. really depends on the tenant and if you can get good cashflow. you can deny anyone you want without a reason

>>49281964
Where do you live? In my city that's the cheapest you can find

Work overtime and start saving money. At $20/hr, OT is $30/hr. Work 10, 20 hrs a week & start saving

>>49282359
it was in va and no it wasnt a nigger town. just get out of the shitty

>>49282380
>DUDE JUST WORK EVEN MORE HOURS FOR YOUR JEWISH BOSS TO OFFSET A SUB-LIVABLE WAGE LMAO
also you're assuming that overtime is 1) available at all and 2) available to you, and not the other desperate wagies with more seniority and who sucks the boss's dick the hardest.

>>49282412

There are tons of jobs that'll allow you unlimited OT. These jobs have a hard time getting decent workers

>>49282347
I will definitely do more research then, see how much I can get and see if it is even worth doing. I have a reliable roommate in mind for the apartment, and if I can cut on gas costs and pocket a little bit of money while renting the other place out, that would be nice.

>>49282380
I make 30/hr as a mechanical engineer and overtime isn’t allowed because I’m salaried. Houses in my area are up 80% since I graduated college in 2019. I’m starting to think I’d be better off working at Amazon for 70 hours a week or something

>>49282488
It depends on where you are living and how much it costs to live there. Ive seen people jump ship on some pretty nice jobs because the cost of living pushed them out. They would rather nigger wage at Target full time and live in some cheap shithole not working as hard

>>49282440
yeah i worked jobs like that, before i went back to school. they have a """"hard time getting decent workers"""" because no sane person wants to do mandatory overtime just to make a livable wage. in fact the only people who put up with these kinds of conditions are functional alcoholics or brain damaged boomers (usually both.) these people will gladly stack pallets or push buttons on factory machines for 12 hours a day, 5-6 days a week, because it's less painful than experiencing their home life or their own personal thoughts.

>>49282488
This happened to me but I'm in cyber security. I went from a 30 year old NEETto making 15$ an hour at my first internship to 32 year old making 80k out of school. Finally, I was making some real fucking money. Finally I can buy a house.

Nope, they went from about 300k to 500k and rents in apartments went from a cool 1000$ a month to 1600$ for the same shithole units.

I give up. I'm back living with mommy shamelessly

>>49282536
>or their own personal thoughts.
Kek I wish, I experience those more when I am on the job which is why I dont wanna work

>>49282555
kek. i'm kind of in the same boat but making $95k. i'm grinding hard to hit $120k within the next 2 years.

>>49281847
At least when you're in practice the literal lowest you can make is 150k

I work at a warehouse where there are several dudes making 6 figures by quickly stacking boxes on top of each other. I'll literally hire any decent human. I don't see why people trap themselves to shit minimum wage jobs and then just bitch about minimum wage not being livable like that is going to change anything.

>>49282021
>401k contributions
>medical insurance
Top kek, nice try shlomo.

>>49282626
Either you don't live in the U.S. or are supremely autistic

>>49282622
yeah man i'm sure you're paying people $50/hour to stack boxes

I will accept making 10$ an hr staking chainlink
I will live like a poor peasant if it means I never have to work.

Im not falling for the work scam. Im not gonna trade my finite time for infinite scraps of paper conjured by banker occultists

>>49281802
Mathematically impossible. You're either 6+ decades old or you are neglecting the fact that rent/mortgage to income has never been higher in all of human history.

>>49282536
>yeah i worked jobs like that, before i went back to school. they have a """"hard time getting decent workers"""" because no sane person wants to do mandatory overtime just to make a livable wage.

True but people with careers who get paid salaries work 40+ hrs

>>49281729
This is why we need 1 million per hour min wage

>>49282679
10hr doing nothing is great especially if you’re getting paid around the clock. That’s like 80k a year.

>>49282575
>$95k. i'm grinding hard to hit $120k within the next 2 years.
With inflation you will probably be earning less kek.

>>49282152
>700 a month in savings is good

Nigga I lose thousands everytime the market goes down, how is 700 good?

700 can't even cover a month of rent

>>49281833
>to get by
Europeans get a month of paid vacation each year as a legally mandated MINIMUM. In the '70s unskilled labor was paying around 25 an hour once adjusted for real inflation.

You're being economically raped.

>>49282018
>Colorado Springs
Kek, you'll never have money living there.

>>49283226
>DUDE JUST SHOW UP EARLY OR ON TIME TO WORK, NEVER EVEN A MINUTE LATE, 260 DAYS A YEAR LESS 10 DAYS OF VACATION (ACCRUED AT 0.83 DAYS PER MONTH) AND 2 DAYS OF SICK LEAVE (ACCRUED AT 0.17 DAYS PER MONTH) LMAO
>DUDE.... HOW COME NO ONE WANTS TO WORK ANYMORE?????

>>49281910
Maybe pre covid, not anymore.

>>49283277
Do you guys even have Holidays? Do you work on Christmas day, or New Years eve? Or other historical days, like your founding day?

>>49282276
How? I cook for a whole weak out of 30-40€ with breakfast lunch dinner. And I just checked, your meat prices are the same as here. So are you just retarded, a n*gger, fat or basically just ordering food everyday? Or maybe all together

>>49282323
Anything west of the Rockies is no-go due to cost now. If I were you I'd look into the Great Plains states, specifically North and South Dakota. Rapid City SD, right next to the Black Hills, has seen massive growth and is still cheaper than Colorado. Think it's still a sausagefest though. Sioux Falls SD on the other side of the state is cheaper since it's not near any hills, and it looks like a nice town. North Dakota has Bismarck and Fargo. Again, not sure about the dating though. That's gonna be tough - anywhere with a bunch of hot young girls is probably going to be a popular city and the cost will reflect that.

>>49283326

by law we have literally 0 days of mandated vacation, holidays, or sick days per year. some jobs offer no vacation, holidays, or sick days per year. usually these are part time wagie jobs.

most full time wagie jobs offer 10 days of vacation a year and a couple sick days. with holidays it depends, but it's usually only thanksgiving day, christmas day, and maybe 1-2 other holidays a year. i've never had to work christmas day. but when i was a retail, restaurant, and factory worker wagie i worked basically every other holiday in the year.

white collar workers get treated better but it's still shit. i'm a senior individual contributor in accounting/finance. i get 15 days of vacation + 11 holidays.

>>49283446
That is rough, dude. Americans are treated like cattle... Even people on the middle ages had holidays.

>>49282679
A based man in an acidic world.

>>49283419
are you eating ramen noodles and potatoes for every meal? let's say i cook a pot roast that yields 4-5 servings. 2.5 pounds of beef chuck is $15. beef stock, potatoes, mushrooms, carrots, etc. is another $10. that's $25 on a dinner for 4-5 nights. i still have to eat dinner for the other 2 nights a week. and i still need breakfast and lunch.

>>49282652

Never said anything about $/hr, brainlet. Unlimited voluntary OT and incentive based pay on top of the base pay. Not hard to see how the guys working 70+ hours are making 6 figures stacking boxes.

>>49281729
Essentially, they aren't. They know their wages are not living wages, but all they will do with this information is demand that minimum wage is increased, which doesn't work and generates inflation. We are nowhere near close people understanding Jewish tricks, they are still too engrossed into socialism and social democracy.

>>49283591
>DUDE JUST SPEND 80% OF YOUR WAKING HOURS STACKING BOXES LMAO

>>49283591
>Not hard to see how the guys working 70+ hours are making 6 figures stacking boxes.
Kek. That's not living, that's slaving. Who gives a shit how much they're making if their lives = their jobs. "You can make six figures if you work every hour of your life!" Yeah no shit, you can be paid peanuts and still make six figs if you work 100 hr weeks. That says nothing except for how retarded and enslaved that person is.

>>49283623
>demand that minimum wage is increased, which doesn't work and generates inflation
You're just as Matrix-bound as the people you're making fun of. Do yourself a favor and read a book on labor history. You are seriously propagandized if you think "social democracy" is an epithet.

I know a lot of 30 yr olds working full time living with their parents who tell me things aren't too expensive despite being priced out of a future. Either they don't think 10 years ahead or they simply don't think.

>>49283680
Go back

>>49283656
kek. reminds me of when i worked in the factory and the miserable drunken loser 60 year old team leaders said

>ANON, YOU CAN MAKE $50K A YEAR IF YOU WORK SOME OVERTIME

i made $17/hour base. i have better things to do with my life than spend 60 hours a week in a shithole factory. insane how many guys fall for this meme thinking they're some badass HARD WORKIN MAN. then they come to work heartbroken and crying about how their gf/wife is fucking around on them because they're literally never home. 12 hour day plus commute and breaks is closer to 13-14 hours. you're working swing shift, your girl (and your kids, if you have them) are straight days. you might see them an hour a day if you're lucky.

>DUDE JUST WORK HARDER LMAO

>>49282440
They have a hard time finding “decent workers” because they suck donkey dick and are full of so much jewry not even the Mexicans want them anymore. There’s only one way it is physically possible to have trouble finding people nowadays, and thats the fact that your workplace is shit. Good jobs never have trouble with employee retention, yet even well paid shitty ones constantly have a revolving door of people bailing even without anything lined up. Its not a good employee problem, its a good employer problem.

>>49283680
Why don't you summarize the relevant points instead of saying "read a book." If your ideology is so easy to defend you should be able to come up with a logical argument for it.

>>49283623
For the voting majority, all economic problems reduce to the simplicity of 'government please help and somehow don't make it worse plz?'

what the hell do you people buy that you cant make it on 20/hr

even if you spend 1k/mo on an apartment that's 2k+ to work with

you could easily dca 1k a month into whatever market you want

speaking from experience

>>49283781
>What are taxes?
Calling the it's rn

>>49283579
Your math is correct. Maybe a just a tiny bit above. But desu I eat hot meal just once a day the eggs for breakfast and the cold things for dinner costs not that much

>>49283863
IRS***

Imagine unironically defending greedy billionaires making your life worse than a medieval serf’s because you’ve been so propagandized busy neocon jews you think anything nice is the Soviet Union

>>49283877
A tiny bit above??
You're all fucking bots!

>>49283781
Nigga, Bread the basic building block of food, costs 6 dollars

>>49281729
>is a nigger

Yea of course $20/hr isnt a livable wage if you live in cities like chicago, new york or LA. Thats what those free loading niggers get for living in liberal cesspits I hate niggers they complain about everything but are among the most privileged fucking people in America.

>>49283902
Or you just cant shop efficiently

>>49283626
>>49283656

And how does this matter for an 18 year old right out of high school? You both are probably in your late 20s or 30s and still haven't made it.

Slaving for 2-4 years and putting your money in the right places to be comfy as fuck by the time you're 22? Oh no, the horrors! Lmao

>>49283890
They can't be real people. You read what they say and the sentence and grammar is correct but their ideas don't conform to any reality. There is also a distinct lack of life in their character. Very monotone writing. They just insist on their narrative and every paragraph wraps around defending what you say. It's wild.

>>49282412
Most bosses at least in tech are pajeets now. Demoshits let in millions of shitjeets to fuck over legal US citizen millennials and gen z.

>>49283919
>Just eat stew 5 nights a week goyim
>Don't save for a future goyim
>Be an efficient shopper goyim
>Just eat 10,000 eggs a year goyim
>Your a stupid retarded, n*gger, fat goyim, goyim!
*You self censoring bot faggot, ywnbah

>>49283935
>DUDE JUST WASTE THE PRIME OF YOUR YOUTH, YOUR EASIEST PUSSY CHASING YEARS EVER, SLAVING AWAY IN A DUSTY SHITHOLE WAREHOUSE WITH A BUNCH OF RETARDS (PROBABLY NIGGERS, EX-CONS, AND DRUG/ALCOHOL ADDICTS IF WE'RE BEING HONEST) LMAO
>DUDE IF YOU WORK 60 HOURS A WEEK YOU CAN TOTALLY MAKE $72K A YEAR LMAO

>>49284016

Anon, you never had a prime

>>49284016
You typing like that invalidates your points. 18-22 isn't even prime for a male. Keep coping though?

>>49281729
That's like $40,000/yr. If you're married it's $80,000/yr combined. The biggest problem for Zoomers is the fact that Zoomer women don't want relationships anymore. They could still afford houses and have a good lifestyle if they lived together.
I would feel sorry for Zoomer men but most of them simp for this so they deserve it too

>>49284074
>men age like wine cope
entertaining your "making it monetarily" fantasy for a second: if you weren't getting sucked and fucked at 18-22 you aren't getting sucked and fucked in your 30s.

im a caddy at the most prestigious cc in the us. literally anyone with 95 iq can do this job. pays 55k+ for 4 hours a day 5 days a week and 6 figs if you grind. and job is EASY, all you do is hang out with the most powerful and rich people in the world. i made 325 in tips and 120 in my check for, thats 100+ an hour for 4 hours of "work."

dude literally let me hit the dab pen like 5 times. and im going out with them tomorrow. fucking dream job.

im 25, used to work in an office, was an accountant. fuck that never again.

>>49284074
>18-22 isn't even prime for a male
It is, you're the one coping. You won't age like Hollywood actors, they look like this because they're rich.

>>49284150
How did you get the job though?

>>49283935

Dude, you're net negative compared to the increase in home prices if you slaved away over the last 4 years starting at 18.

This boomer shit coming from Millenials needs to stop. I know many young people who did exactly what you said and are effectively no better off. The most diligent ones are buying into homes at what might be the peak of the market and will get fucked. Shit's worse than it was, and it doesn't look like it's going to get better. There is nothing more entitled than someone who expects someone else to put up with a deteriorating situation in silence. Young people are entitled to some righteous indignation, but they shouldn't give up.

>>49283226
my last boss wanted me to practically work and live in the fucking factory all day long lmao

>>49284202
probably slurped some crusty old boomer's rock hard cialis boner lmao

>>49284282
just like everyone

>>49284093
>That's like $40,000/yr. If you're married it's $80,000/yr combined.

When people get married, someone usually ends up not working or only working part time

>>49283718
>>49283738
You expect me to undo years of propaganda in a 4chan post? There's a reason I said "read a book" -- it's urgent that you resist forming your political ideology based on imageboard posts. I could just as easily tell you to provide evidence for your initial post as well, but we both know that's not how this game works.

>>49281729
>enter crypto
>invest in memecoins
ngmi

>>49283937
Aren't you the same guy who just told me to "go back" for not hating on social democracy? Speaking of being a /pol/bot. It's kind of weird you're mad about wages but you evidently don't realize it was the militant leftist labor movement that secured the 40 hour workweek.

>>49284567
leftists only care about denying men pussy.

Our energy is far better spent making it instead of dealing with worthless leftist losers.

They can have their 90 hour work weeks for all I care

>>49284531
still profit tho

>>49282679
How big is your link stack?

>>49281729
I make $13/hr and I'm 34, are people really defending low wages? I'm currently studying for web dev work but it's gonna take me a while to get there.

>>49284674

where do you live? You can apply for merchandiser jobs from the soda companies or beer distributors. They pay more

>>49284699
they work a lot of hours between doing the actual work and driving to a shit ton of stores every day. a couple of them used to pay me $20 under the table to stock shit on weekends, because my store was way out of their way.

I just this past month started a new job making $15-17 dollars an hour.
I'm 35 and this is by far the biggest wage I've ever gotten.
I've lived under the poverty line since I turned 18 and moved out of my parent's middle-class house.
Everything's relative. I'm thankful I finally found a job that I enjoy doing and make good money.
As recently as 2018 I worked a minimum wage job (which here is $7.50 an hour). So don't forget there are people out there working hard for shit wages.

>>49284699
I'm in San Antonio working at a small burger place. They keep me in the back since I hate interacting with customers. I'm not sure if I'd be able to cut it as a merchandiser since they have to communicate with many people, don't they?

>>49284728
>they work a lot of hours between doing the actual work and driving to a shit ton of stores every day.

true, but just tell your manager youre going to school as well. I did this while going to school, never was a problem. Although people working 60+ isnt uncommon

>>49283430
I summer in ND. Plenty of attractive blonde women. Midwest was a target for groups of Swedes, Norwegians, and other euro groups when they migrated many moons ago. Don't speak out of your ass about a place you don't go. Also ND is hot as balls during the summer, not what that anon was asking for at all.

>>49284784
>I'm not sure if I'd be able to cut it as a merchandiser since they have to communicate with many people,

Youre thinking of the sales rep, you just stock the products. If anything its just a bit of manual labor.

>>49284762
That's not good money. Sorry dude. You'd need a 60% raise just to be making what an assembly line worker was making in the '70s.

>>49284798
Does merchandising offer paid overtime? Like actual overtime? I hated a salary job I had a few years ago because I worked 70+ hours a week with no change in pay since it was salaried.

>>49281888
yes, the ability to scale and "sell" something to a lot of people is extremely overpower, these people enjoy life at a whole different angle, its crazy. Use this as motivation not to settle for some job that pays "good", taking a whole year of your life to make $100k is not worth, stop making someone else rich

>>49282536
>dude no place give me OT
>dude no place gives me OT that isn’t hard work :((
Stay poor you lazy fag

>>49284762
>As recently as 2018 I worked a minimum wage job (which here is $7.50 an hour)

I gotta ask......are you mexican?

>>49284833
did you read my entire post? I said everything is relative.
From my perspective i'm making good money, considering the work isn't that hard. Most of all I'm grateful for a good job. Maybe gratitude is something you should work on anon.
>>49284842
No, it was a small restaurant owned by young zoomers that could barely pay their employees every week (and sometimes didn't which is why I walked out on them)

>>49284839
i went back to school for a valuable degree. i now make $95k a year working from home and i'm only 4 years into my career. keep slaving away 60+ hours a week for your jewish boss just to barely survive. arbeit macht frei, goy.

>>49284805
North Dakota is cold six months of the year, retard, which is what he wanted. If you did anything more there than "summer" you would know that. Those hot women you see are probably fellow vacationers btw. North Dakota is oil central, which means it attracted a lot of young men over the last decade and not a lot of hot young ladies.

Basically, don't presume knowledge you don't have, and ideally learn to read as well.

>>49284834
>Does merchandising offer paid overtime? Like actual overtime?

Its hourly + Mileage/Car allowance

almost all companies offer this

>>49284861
>it was a small restaurant owned by young zoomers

>>49281990
It's way higher than that in nanny states. Doesn't even need to be the city my dude.
>>49281933
He didn't save or had roomates or paid a lot less in rent, also 4 years ago.
It's possible basically not to eat and get your food expenses low (4 years ago food was A LOT cheaper and so was energy and gas.)
It's entirely possible to have been well of in the middle class with 57,500 a year under Trump. People don't remember how good things were. Even Bill Maher was saying, the economy was good.

>>49282555
Literally me. Felt like i was finally catching up debt free and saving money for a down payment. Then the money printers went brrrrrrr.

>>49284891
Hmmm I found that a local soft drink company is hiring for 17.50 an hr plus milage and overtime. I'm gonna go apply there, thanks anon.

>>49281988
you have no skills, thats why you make so little

>>49281988

I'd rather save up a decent amount and move out of the country then rather than live in a cabin that might be the next stripmall

>>49281793
>t. Canadian
As long as you aren't driving 30 minutes to and from work like a retarded monkey $20/hr supporting 2 adults is pretty reasonable
>we save $150/mo living what I personally feel is above our means

>>49285055
The economy was shit under Trump. Not because of him, but because things have gotten progressively shittier over the past 50 years due to inflation and the Cantillon Effect. The economy was "good" like it was "good" under Obama. It wasn't, we just weren't in a recession. The next president, and the president after him, the economy will be even shittier than now, until we eventually leave the fiat standard.

>>49285404
>we save $150/mo
lmao

>>49285404
>we save $150/mo
With the current inflation, without making cuts you will go underwater in a instant.

>>49285439
It was way better than under Obama. And obviously Biden. I'm not comparing it to 50 years ago or some other arbitrary time period. It was way better than under Obama. So we actually had some improvement in that time period.

>>49281910
>$20 an hour is like 40k a year. Unless you live in some urban hellscape then that's enough to live in comfy middle class mode. I have 0 sympathy for most "poor" people who make plenty of money but are actually just retarded.

>>49285178

No Problem, Its basically my go to if Im ever in between jobs

>>49284202
there is a fucking caddy shortage LOL!! googled caddy jobs. got an email from an hr director at 12:30 am

>>49281802
Fight for $15 was fine 10 years ago retard, then 10 years and a financial crisis's worth of inflation happened
The dollar store is now the $1.25 store

>>49285404

>>49285404
>As long as you aren't driving 30 minutes to and from work like a retarded monkey $20/hr supporting 2 adults is pretty reasonable

>>49281729
Niggers and illegals just have to go.

>>49285691
he's not wrong, but I wouldn't wear this shirt in public and I'm not sure if that's fragile x syndrome or just general retard

or the joke is that retards wear this kinda shirt.

or such, i really don't know anymore.

>>49282021
Bruh realistically you sound like you live in a really bum fuck nowhere state or you've never lived on your own. Most of that shit you've listed is like 50% more expensive in real life, due to inflation

>>49283419
Bruh not everyone wants to eat the same ramen noodles with rice meal, you eat like a dog for no reason, life is meant to be enjoyed. Those extra littles in saving will do you no good realistically speaking as stretching a dollar is retard logic. It's better to just have a healthy mindset and earn more money rather than stretching a dollar.

>>49283781
$20/hr is about $13/hr after tax

>>49283918
Are wagies that easily divided by mr shekelblatt?

>>49284093
After tax it's more like 28k a year

>>49284150
College of the desert?

>>49285655
>chud94
>>49285691
>chud65

>>49281729
>measuring pay in dollars per hour
Only poorfags do this. I have no idea what the difference between 20 and 39 dollars an hour is and it's not worth my time to calculate it.

>>49284643
A measly 7000

Panic sold 3000 in the covid dip cause I fell for the /pol/ end of the world happening schizos saying to go live in the woods
Got a bit of other coins like btc

should I move in with my fiancee or keep living with my mom bros....

>>49284842
Mexican minimum wage back in 2018 was like 2 dollars dude lol

>>49285643
Only in unemployment. Meanwhile real inflation continued increasing at 10% every year. You see my point - no use having a lot of jobs if they all pay like shit and cost of living keeps increasing.

>>49286040
yeah what kind of a retard measures his compensation against his most valuable resource, one that he can never, ever get back, a resource that isn't even guaranteed. you are probably the dumbest jet black gorilla nigger in this thread.

>>49281773
20$ is good depending on where you live like you said but the minimum wage where that 20$ would be good is literally dirt pay. no matter where you live shit just scales depending on how shitty the area is.

I am starting to think niggers actually have it all figured out and are just playing everyone else. Why work for scraps when you can get scrap handouts instead? Just steal something if you really need to, you won't go to jail for long anyway cuz you're black.

>>49286219
20$ isn't good anywhere. Can you fags stop coping

>>49282488
McJob wise you’re better off at UPS where you top out around $40 hr with unlimited OT. If you’re an engineer though you’re better off finding a new employer that pays more.

>>49283724
I’m sure you had better things to do like post on 4chan for free

>>49285976
what

I thought it would get better the more I earned but I'm on $55/hr and I'm barely comfortable still. You can't get a high paying job without living in a high cost area or commute 3+ hours a day, you can never win as a wagie

>>49281833
I agree, in 1970 it was a fair wage

>>49281910
>40k
>middle class mode

>>49282021

That's actually not too bad, but I guarantee you most normies aren't putting 10% of their gross in retirement and $700/mo in savings. They probably have at least $700 a month going out to Mr Sheckelstein in car payments and other debt.

>>49281888
Its not really that crazy, people crave entertainment to self sabotaging levels.

>>49281910
You can't even get a decent 1 bedroom apartment with that. You're supposed to spend a quarter of monthly salary of your money on rent. That's 800 dollars. You know many places you can find to rent for 800 dollars a month that aren't in the ghetto or absolute shit tier place?

The United States Government has all U.S. citizens best interest. Just work and it the smartest experts in the country will solve this countries problems! So don't see worry and make money and save!

Anyone else notice that 99% of the people complaining about expensive rent are single male incels?

If they would socialize a bit more and get a gf, they would realize that rent-per-person drastically decreases as you add more people to a dwelling place.

When living with a gf you can also both sleep in the same bedroom, which you normally wouldn't do with other roommates, so you save even more money.

>>49282488
I make 30 an hour as a truck driver. And more like 35 an hour if I do Linehaul. Maybe you should switch careers

>>49286445
Takes you 4 years to top out at UPS. and you start out making 20 an hour or something low. Also their delivery trucks have no AC.

But yea their pay is good if you can weather the storm a few years.

>>49288461
>bedroom, which you normally wouldn't do with other roommates, so you save even more money.


Depending on a woman..

Are you retarded?

>>49288634
My gf pays half of our bills. If you're paying 100% of yours then who's the retard?

>>49288461
Living with best bud > living with girlfriend, and fellas, that's no meme.

>>49288461
>When living with a gf
she's going to leave you soon if you do that unless you have kids together

>>49281910
Its true 35k is what average wagie actually does make according to the data.

>>49281773
20/hr was just passable before the inflation.

>>49288461
All the people I know are disgusting slobs who can't cook, clean, or do anything other than work, smoke weed, and play video games.

>>49282036
I wish I didn't have to pay 50k for insulin, it's basically free in every other country on the planet.

>>49288461
I live with my bf instead, don't trust women.

>>49281729
20$/hr
* 8 hours
* 5 days
* 4 weeks
= 3200 a month

In a large urban center in the US it's pretty shitty yeah. You'll get by but certainly won't have a ton of money to splurge.
In most of Europe that's pretty comfortable. Lets you pay for a mortgage + save up a bit every month + go on a nice holiday once or twice a year, if you're not blowing your entire paychecks constantly on the latest bing bing wahoos.
t. Living in southern France with 3300 euros/month.

>>49282021
This buy instead of living in a cramped apartment with 2 other people for 800/mo I own my own house for 400$/month and I only contribute to 401k up to what my employer matches.

I got 20k saved up for the housing market downturn. I'm going to buy some rental properties.

>>49282158
Fight for $15 started in 2012. Accounting for inflation, it would be Fight for $19 today, so that's not really that far off.

>>49284016
You're not gonna be fucking 24/7 (or at all in your case especially), putting some time into something actually productive while you're in your prime is much more important than fooling around with girls.

>>49282152
holy shit you're delusional and poor. I spend 700 on drinks at the weekend bar. You better be saving at least 20k/month, ideally 25k+, with your SO or else you're just running in place

>>49281833
You are purely retarded

>>49285819
he is the definition of penny wise pound foolish

>>49286040
based, my investments are where most of my wealth is derived from, not my income and I'm a VP

If you're a youngin these days with parents who won't let you stay rent free then just sleep in your car unfortunately that's the price to make it now. Save everything live cheap

>>49283781
>what the hell do you people buy that you cant make it on 20/hr
Normies are retarded.

When I was in college I knew a fair number of kids that worked part time just to blow it all on beer, cigs, and pot every weekend. These were kids taking out $100K+ in debt at the same time to pay for their school hours.

One dude who was a chain smoker told me he literally saved up $5000+ working in the summer just to afford to smoke 2 packs a day during the entire school year when he wasn't working.

>>49281802
You are a slave nigger

>>49281773
>>49281802
Rent isike average of 1k minimum. You are dumping a third of that paycheck into some landlord jews bank account before you even get any. Keep in mind taxes too. 20 an hr is trash.

>>49281847
I make a little over 20, but also 55+ hour weeks. To support wife, one kid, and smol house on 0.5 acre in rural area.

Its tiresome. It was all planned for years, we are the lucky ones living in it.

>>49288461
women spend more

>>49291192

Wife and kids in 2022 Jesus Christ that must be tough. There's no way in fucking hell I'm having children

I hate murricans.

I'm making 14 k USD/year living in Eastern Europe. And I'm perfectly fine.

This whole thread is underage or larping faggots. Clean it up, jannies.
>$20/hr is about $13/hr after tax
my favorite retard of the bunch.

>>49283781
>>49290032
holy fucking shit the reddit spacing. Fuck off seriously

>>49291231
Rural life is still pretty comfy, but a shitton harder than my grandpa had it. He had a similar job to me, 4 bed large house, 3 kids, 3 cars and a truck, and 40 acres with a 2nd house on the river.

kid is 13, and homeschooled because I don't want him around the few niggers and beaners in the public school. And I don't trust the government to do anything right anymore.

Yes, jews did all this.

>>49281729
Humans have lived paycheck to paycheck all of history, why is this more of a problem now?

>>49292358
because bizniggers think they are entitled to living like the 0.0001%

i earn over $100 an hour
suck my cock

>>49282021
depressing

>>49288404
Buy a house. Even with nothing down you will spend less.

>>49292600
>suck my cock
how much bro?

$20 an hour is terrible if you live in an expensive area. Here, it is only $15k under the average household yearly wages. We have two $20 an hour full time wages in my house and we make in the top 15% of households here and I make in about the top 5% of earners for my area. This results in a very comfortable lifestyle. I've run the numbers on it and I'm underpaid even for the area, however, nobody is actually hiring for the positions that do pay well. Which makes sense. There's plenty to do here too and it's quiet.

Do some soul searching and realize you spend most of your time on the computer anyway.

>>49281729
I make less than that and still am in the top 1% of money savers in my country. It's a cucked country but in the top 5 of largest industry nations. I'm just not a braindead consooomer. I make absolite shit money and will still retire decades before people around me that make more money.

>>49292987
You're wrong. The overhead on a house is basically equal to a rent payment.

- property tax
- interest rate
- hoa fee
- home insurance
- maintenance on house
- high transaction cost

If you buy a home you are investing in real estate but you ARE NOT saving money vs renting.

>>49288461
my wife is my stay at home breeding machine. theres no way in hell im sending her off to slave like me weak nigger

>>49293280
Your wife takes black dicks while you wage slave all day

>>49285771
Ridiculously poor person from a flyover, most of the stuff he listed is half off. You have to be 18 here

>>49285764
the joke is you’re fucking retarded lmao

>>49293489
classic burger keep hating your women and own kind

>>49281873
except the guy he was responding to specifically said it wasn't, and I quote "livable" anywhere other than niggerville, mississippi. that's just not true

>>49283446
You're working some pretty shit jobs then. First job out of college, getting 23 paid vacation days, plus 9 days for holidays.

Retail is a different beast, but honestly we all knew that the days worked in retail are shit.

>>49282037
Almost like it's by design. Funny how that happens.

>>49282555

Good call. Don't buy boomers exit pump.

>>49294655
what happened in 2003

>>49284016

>muh holes

>>49293280

This. Nothing has ruined more women than wagecucking.

>>49284567
>he likes "social democracy"
you of all people should know that people are stupid and highly influencable

>>49293280
how much salry do u need for stay at home wife & kids ?

>>49283591
>DUDE JUST WORK 70HRS A WEEK TO KEEP UP WITH INFLATION
>DUDE DONT YOU LIKE MONEY
>DUDE JUST CONSOOM
>DUDE DUDE DUUUUUUUUUUUUUDE

>>49281847
>65k is middle class
I hate to break the news to you, but six-figures is the new middle class.

>>49281802
How much of your food/rent/transport was paid by autismbux though?

>>49282626
>He thinks things outside of the US matter
Funny guy.

Haha I get like 4 dollars per hour

>>49282021
I make 45k a year. I pay
>750 in rent. That includes everything even wifi
>300 in car payment and insurance
>150 in health insurance and dental
I only doordash to pay for my gas. Can make a months worth of gas in one weekend doing that. Most of my savings goes straight into ROSE. None of this even fucking matters because my rose stack will eventually be like 500k in the future, and that’s lowballing like a mother fucker.

>>49281729
Or stop consuming like retards

>>49281729
>You can make X and live paycheck to paycheck
Living paycheck to paycheck depends on how much you spend, not how much you make. Plenty of people make over 150k a year and live paycheck to paycheck because of how much they spend.

>>49283738
Read a book, I'm not here to spoon feed you niggers.
Pick up a fucking book (that's relevant) and read it, nigger.

>>49283738
>Why don't you summarize the relevant points instead of saying "read a book."
Why don't you want to read books about history? Are you American?

>>49290032
Boy, I sure hate rich kids.

>>49291530
Learning to format a fucking post isn't reddit, you utter cretinoues new faggot.
Learn to use proper grammar and punctuation when texting me, trash.

>>49291530
Also Heil Hitler, but seriously though, as a NSDAP member I constantly scour the internet for new political/economic ideologies to help boolster NSDAP rhetoric.

>>49292358
>Humans have lived paycheck to paycheck all of history
No they didn't American, just in the last 200 years, American.

>>49293489
I hate niggers and Americans so much.

>>49294028
>college
Key word here, barny.

>>49284074
pure cope, 18-22 are prime years and most normal men are fucking girls at this age. The average biztard is jsut coping with it'll get better as i age when in reality it only gets worse each year after 25.

>>49285667
>>49284150
god i wish i was an american. We don't have such jobs in my country.

>>49282158
>starting wage
>thinking you're ever going to get a raise
>thinking that literally everyone in existence will get a promotion
Do you just imagine entire generations becoming solely middle management? Also, it's the opposite of competition for jobs at the moment. Employers are struggling to get anyone. Keep up with current events.

>>49283419
>literal child imagining meat costs the same as their candy bars
You can't even get enough meat for a week with that much, you fucking retard.

>>49296859
you are in for a rude awakening putting all your chips into that chink scam.

>>49298419
Your racism has no place here, faggot.

>>49299636
He is right. Rose is already on coinbase and didn't do anything. It's going to go another 50% down from here.

>>49284784
SA bro.

>>49300378
Keep fudding. I know you faggots hold ROSE.

>>49299636
stop trying to fit in by saying faggot, imagine seething about racism on 4chin, newest of faggots.

>>49301497
Fuck you, CHUD.

>>49281729
>slave an hour of your life clock for $20
>can only afford 1 mcdonald's meal

>>49284836
How does a guy make money the same way? I see simps on instagram literally give away free money to girls just to have a chance to even talk to them? I have no body to advertise with. Only my skills and education, and even then it's not much. Trust me, I'd love to be removed from the "hourly" nightmare but even if I were my own boss and shit, I'd still end up with roughly the same income for a few years before maybe "catching up". Fuck that. Easy to say generic phrases, harder to actually get lucky with a business idea.

>Should we focus on the root issues of our economy?
>No. We should demand hire wages for everyone - especially Consuella from Venezuela who makes my Taco Bell.