/biz/ - Business & Finance

seriously its a good gimmick when travelling in poor countries, 3rd world girls mirin.

>Being proud of paying for a membership to a good goy point card
Also, the Roman Legionnaire on the card will always be funny ot me.

>>49249780

>Makes 50k
>Gets a 700 fee card

My shitty city rewards has better rewards/dollar spent. Although i used to love it when I traveled for work.

>>49249797
ramseycuck detected

>>49249780
I got the happy medium because I never travel so the travel rewards on platinum don't really appeal to me

Buying things on credit is a scam. Enjoy your 29% interest rates, debtslaves

>>49249797
>doesn't know you get cash back and benefits on everything
>literally got $900 back last year for making normal purchases
heh stay poor loser>>49249833

>>49249780
yeah, i enjoy flexing with my AMEX card too. the ladies really dig it.

>>49250696
Have you ever owned a credit card? You don’t pay any interest if you pay your entire statement. You actually pay less because cash fags subsidize the merchant fees and the credit card companies give you cash back

>>49250696
If you can't pay your card off every month, you might as well forget that credit exists.

When I encounter someone with a lot of credit card debt, I instantly assume they're retarded

The Amex platinum business has been life changing. I spend $1m + on my business a year and you get 1.5x points for all transaction over $5k. I then get my Schwab personal card so I can convert my points into scheab at $.016 per point. I get about 100k points a month and use to is money to degen into crypto / DCA every month. 100% worth the $1400 a year I pay for 2 cards. Plus the offers I get aren’t bad at all and lounge access is nice. Don’t get it if you spend less than $250k on a card.

>>49249797
I don't have to pay any membership fees, they're waived ;)

poorfags dont even know what that is

>>49249780
How much pussy can I get with the rose gold card?

>>49250827
it's middle upperfag wannabe minmaxer cope

>>49249797
>£575 a year is a lot of money
I genuinely feel bad for you.

>>49249780
I just use cards no one knows about, theyre also free and you get cryptoback
>WireX MasterCard
>Binance Visa

>>49249780
in the uk we have a cashback platinum amex with 0 monthly fees, i have this
but since we are europoors our cashback is only 0.5%, you can't better deals here

I have the gold and platinum cards but they are fee free for zogbots

>>49250756
So you made $200 of rewards last year..?

>>49249780
Is this crap still accepted by vendors these days?

>>49250696
>he doesn't pay off his debts before incurring interest
you're the deadbeat simp credit cards were made for. get a clue, stay on top and reap the rewards.

>>49250696
This is goy mentality.

>>49250806
>schwab card (not owned)

>>49252179
Not really. It's borderline useless in Europe and Asia.

>>49252183
You will end up paying a fee or interest eventually. Jews don't just give away money. Credit cards are a kike game and the only winning move is to not play.

>>49251777
im so jealous of american finance options
you can practically support yourself just juggling credit cards over there

>>49250696
I agree but ever since the pandemic I started building credit. I'm going debtmaxx into silver on the Jew's dime as soon as I see the debt market start to collapse and balance transfer to 0% for 12 months. Started out small with $400 credit limit on the first card now I'm getting approved for 15k to start on cards. I started paying all bills purchases on the cards and paying them off immediately... carrying a $1k balance once or twice to bait the Jew. The Jew can't take it, he can smell the shekels so he takes the bait by sending bigger and bigger baits with which to tempt me to forge my own chains.

>>49253465
>the only winning move is to not play.
If you're a fucking retard with no self control, yes.

>>49253465
>Jews don't just give away money
they literally do though
>You will end up paying a fee or interest eventually
it takes like a few hours of diligence a year to avoid this but even if it does happen you still typically come out ontop anyway
>Credit cards are a kike game and the only winning move is to not play.
then why do they all play the game?
these systems prey on stupid people but kikes invented them so they themselves could take advantage of it

>>49253465
The stupid people that use credit cards subsidize the smart people that use them. It's very simple and only a goy would be unable to understand it.

>>49250791
>You don’t pay any interest if you pay your entire statement

Trying to beat the jews at their own game

>>49253465
>Jews don't just give away money.
They charge the merchant you retard. Usually 1.5%-3% plus $0.10-$0.30 depending on the card. The merchants in turn pass this cost onto the customer via higher prices. So every time you buy something with cash/debit, a little bit of money comes out of your pocket and into mine.
Thanks for playing.

>>49251330
Binance logo knows everyone so I rarely use physical card. Cant even use it on phone because Binance doesnt support Apple pay.
I use Nexo card, it hybrid between debit and credit, when you make a purchase, you dont instasell your crypto to cash, but rather borrow from Nexo and then you need to pay it back. Ofc we are in crypto so you need to have collateral on there. No taxable event.