/biz/ - Business & Finance

you remaking this thread?

dude i already told you, just go with VTSAX (if you have $10,000) or VTSMX (if you have $3,000)

you absolutely cannot beat this YTD or ER anywhere else

Why does a 20 year old need 20% in bonds? 100/0 portfolio is great when you're young. Go with this guy's advice: >>4310141 and get 100% VTSAX or VTSMX or VTI.

If you want you can do something like 80% VTSAX / 20% VTIAX.

Keep in mind that your ability to
1.) Earn money and
2.) Actually save+invest it and not spend it

Will be much more important than you picking the perfect investment strategy.

>>4310141
Wait who are you again?

>>4310086
Where can I buy this coin? It’s not on Bittrex or Binance?

>>4310141
Why not Vasgx?

>>4310141
i'M FUCKING CREAMING YOUR YTD ON BCH

If you are young you should be /long UPRO/

>>4311223
I do have 10k to invest too lol

>>4311254
You have to be in it for the long term though, you could easily get BTFO and take 90% losses and not recover for 5-10 years, but in 30 years retire a millionaire

You don't need bonds.

Bonds seem like a meme I would rather have dividend paying blue chips or REITs instead

>>4311300
This. But it seems like the Vanguard REIT fund is bogged down with so much dogshit.
I'm considering going elsewhere for sector specific REIT funds.

>>4311280
I mean you dont get that kind of risk with something like (VASGX) since its a mutual fund with many stocks

>>4311300
They are safe, 80% stocks and 20% bonds isnt a bad idea for a 20 some year old.

>>4311630
>They are safe
So are stocks.

>>4311589
>>4311630
You should dollar cost average your 10k, $100 a month for the next 10 years in XIV

2000% gains in 5 years, dollar cost average in case of random crashes

>>4310141
they are literally the same

>>4311347
check ticker COR

>>4311691
XIV now? What happened to vanguard funds?

>>4310141
You have to keep allocating that do you not? Like it doesnt run itself since it is an ETF instead of a mutual fund

>>4311702
are you serious? are you even reading that image?

VTSMX blows that other one out in almost every category

also VTSAX is much more worth it if you have the capital - ER goes down to 0.04%

>>4312313
and it is a mutual fund, i don't know what you're talking about dude. ETFs are basically cheaper versions of mutual funds, they all re-allocate. you seem seriously confused about these.

>>4312354
Sorry yeah I am slightly confused. I read on the boglehead website that ETF"s are a pain in the ass to buy and sell while mutual funds are so much easier to get rid of and are safer. But I do have l iterally 10 thousand I was gonna put in the market on (VASGX) because of the 80/20 allocation but im second guessing myself now

>>4312437
dude what? ETF's are bought and sold during trading hours, meaning easy. Mutuals can only be sold after market closes. Read investopedia for 2 weeks before buying anything

>>4312607
then what was i hearing about ETF's being bad from bogleheads

>>4312665
those boomer bogleheads think buying ETF's makes you more prone to trading more often, which is bad in their eyes. forget them. just buy ETF's, mutuals are for boomers

>>4312665
idk but you're reading some retard advice over there

you can literally buy and sell ETFs on shit like Robinhood just like that...

>>4310086
buy lin.....link...?

>>4312708
Cant i do it on vanguard too? I have a vanguard account now

>>4312708
>>4312697
also id need to have more that right to have a well diversified porfolio correct? And dont i have to reallocate it every year?

>>4312798
yes, any brokerage like vanguard, fidelity, td ameritrade should do

fucking ER's