/biz/ - Business & Finance

>>365685

Sucking my dick is a good start

>>365685
shit you don't even need an associate's degree to make $40k/yr

most jobs are a "started from the bottom now we here" as in work your way up

gieco or any other car insurance
sales + commision
working on property
trade jobs
git gud wit stocks
take out a loan, buy a house and rent it out
don't let society force you into thinking you NEED a degree to succeed

oh yeah and don't forget the biggest thing... networking

>>365685
get a job?

>>365685

From what I can tell, no degree makes a difference whatsoever unless it's a doctorate.

A masters can get you a few more jobs, but not that much more pay.

That said, a highschool dropout electrician can make 40k/year with little to no effort.

>>365691
Honestly this

you could work in the oil fields for 70K+ without an associates degree, get into trades, or work in some sales related positions for that much.

Although now I am curious as to why you asked this question? Do you have your associates or currently working towards it?

>>365698
Currently working towards it.

I left college with an associates degree and did pretty well for a while. I'm sort of a manlet so jobs in the trades really weren't in my future. But eventually I hit a point where I couldn't make more unless I was better educated.

If you get a job with your degree, keep going to school... nights, weekends... and get a BS. Do it while you're young. I was out of school for 20 years before I finished my BS and it was a grind. A job that had me traveling, kids at home, sick parents.

If you can't or don't want to work in the trades, get as much education as you can while you're young and able to.

>>365685

if you are in great shape (no knee or back problems and not overweight) and athletic then get a job at UPS.

Current top wage for drivers is approx $33.70 an hour. Overtime is mandatory. drivers make in the neighborhood of 80-90k per year. some drivers make over 100k.
UPS is on a hiring spree this year.

>>365685

Police Officer, but you have to check the area. Some require high school degrees, other bachelors.

>>365685
How to Become a Millionaire by Age 30
http://vocaroo.com/i/s1HwIgkvCFLG
http://www.entrepreneur.com/article/234454

I have a GED and work IT making 60k. Life is about who you know.

>>365693
good luck getting an apprentice position

>>365698
rent up in north dakota is 3k a month rock bottom. Those earnings aren't nearly as impressive after 36k yearly rent is taken out, then an extra 30% federal income tax for incomes exceeding 60k yearly.

>>365716
I am a manlet, as long as you are strong, they don't really discriminate in trades. I found more obstacles in white collar work, with offices full of women and fat dudes who will find any reason to look down on you and exalt their own status. White collar work has zero to do with brains, and everything to do with projecting status (unless it's scientific.)

What was your field. Be careful recommending education

>>365968
I wonder if the break down looked like this
1 10,000$
2 30,000$
3 55,000$
4 115,000$
5 250,000$
6 400,000$
7 600,000$
8 800,000$
9 1,000,000$

or like
1 -10,000$
2 5,000$
3 20,000$
4 50,000$
5 90,000$
6 150,000$
7 250,000$
8 500,000$
9 1,000,000$

>>366123
knowing myself I'm most afraid of the government coming after me when I start behaving like that and growing my capital rapidly. If I set my mind to lower my spendings, I'm capable of saving 99% of my budget. They don't like that.

>>366132
Oh gawd. Screw that dude. DO IT. I am kind of. I'm 19, Haven't had a social life for 2 years -.- but I'm on track at year 2. 30,000$. I'm going to buy a duplex next year to start getting substantial passive income. Going to keep working my 2 jobs. Keep investing my money. I should be ahead on schedule for year 3 if all goes well. ~70k?

>>366136
WTF
would you rather not share your name?

>>366149
... What I've accomplished is nothing compared to what I will accomplish in the future. In addition it's something that anyone can do. I don't mind sharing my name but does what does that matter?
All that getting rich requires is dedication and hard work. I work over 80 hours a week. That's double what most people work. Thus doubling my income. All the other hours of the day I plan what my next investment strategy is, and how I can minimize my daily costs. I will reach my goal and you can too.

>>366155
How is it that you are on an online board right now?
>future
That's why I want your name.

I'm not literally "afraid" of the gov, just aware that I will have to work on the tax side too.

>>366163
One of my jobs is IT related stuff so for 8 hours a day im on a computer ( Working hard, but not too hard ) Also 1:00am Just got home for my other job. Worked 9:00am - 1:00am

>>366657
so you don't study
what's your other job?

i dont even have an aa and i make 40k

>>365685
nursing

>>365685
You can make that much with an AAS in finance as a personal banker.

I'm a highschool dropout and I make 55-60k in a warehouse.

Nursing

>>365685

No degree here. I make close to 240k breeding muskrats, platypusses, jackrabbits, and other fine animals.

Protip: be careful when taking a shit when you have these animals running around. They sometimes are fixing to bite me damn nutsack properly.

Learn welding and go to Montana. They're in desperate need of welders. You could make upwards of $120/hr

>>366657

16 hours of work a day?

>>365691
>take out a loan, buy a house and rent it out
Interesting, have you done this before ? Please elaborate on this.

>>367340
for an apprentice? my ass.

>>368028
Either way, you'd work your way up to that pay.

I'm assuming, I have no idea how trade apprenticeships work.

>>367015
The associate is rn so you don't even need to go bedside, you can do procedural if you have no people skills.

Also OP 40k is too broad. 40k in the southwest? 40k in indiana? 40k in the bay? Manhatten?

>>368020
Duplex, 2 flat, nigga.

Live in one, rent the other out.

>>368055

And this is how real estate bubbles start.

>>366094
>I am a manlet, as long as you are strong, they don't really discriminate in trades. I found more obstacles in white collar work, with offices full of women and fat dudes who will find any reason to look down on you and exalt their own status. White collar work has zero to do with brains, and everything to do with projecting status (unless it's scientific.)
>What was your field. Be careful recommending education

Accounting. I'm a CFO of a company.

By manlet I mean I was very sick as a kid and extremely thin. Better now but during college I'd be blown away by a stuff wind.

I make $80,000/year working for IBM and I just interviewed yesterday for a $95k job but I think they're talking me down to $90.

I have a shitty associates degree in music from a community college in eastern Oregon

>>365685
>associate's degree
What's that?

>>368541
>working for IBM

what kind of work?

>>368547
Its a subsidiary, under the arm of their Global Business Services division. We're a mortgage loan servicer for distressed borrowers .. basically people facing foreclosure.
We attempt to overturn the foreclosure. If we can't we expedite it.

I work in the Business Intelligence division, as a database developer and rules engineer. I help figure out who the agents in the call center need to call tomorrow, based on local/state/federal laws and business goals. I also help the predictive modeling team identify risk of re-default, and expected cost of foreclosure. So we'll actually offer more chances to a borrower in say Michigan because local laws create costly legal delays and the potential for rapid resale is fairly low.

So that's what I do.

>>368565
Holy fuck. Where did you get all of that experience? You only had a fucking music degree.

>>368575
Well, I'm 40. So just industry experience, basically.

Best advice I can give you is every time your manager says "Hey does anyone want volunteer to do such and such", just raise your hand.

For example, I'm doing entry level rules development right now. Now a good rules developer makes about $120k, easy. Add data on to it and you're worth more like $180+

I'm only making $80k

Now I could say I'm overworked and underpaid. And I am, technically. Or, I could say I'm getting paid $80,000 for an education and all I have to do is keep doing my regular job well.

So raise your hand. Volunteer. It's the best way to get experience.

My generation also had Y2K and the dot com bubble creating job experience. Lots of people lost their jobs after that but those who didn't (like me) were really marketable once things stabilized.

I got into data, rather than app design, because I figured no matter what kinds of toys and gadgets come and go, they'll always rely on data. Languages for front end development change every couple years but Standard Query Language has been basically the same since the 50's.

They (Wall Street, senior execs, the industry) tried outsourcing data guys once - just once. From 2002 to about 2008, my job was handled by India.

India employs substandard developers. The culture just doesn't deliver. This was when organizations were merging and buying each other out like mad. The result was billions of records lost, meaning billions of dollars lost.

They'll never do that again. So I've been thriving since about 2009, in spite of the economic downturn or recession, as have most data guys.

>>368057
That won't cause a real estate bubble. Its when lending institutions give people mortgages than they can afford or when tards get balloon mortgages.

>>368609
I got into data, rather than app design, because I figured no matter what kinds of toys and gadgets come and go, they'll always rely on data. Languages for front end development change every couple years but Standard Query Language has been basically the same since the 50's.

Do you still stand by your decision? I am currently looking to get into programming and computer science through self-teaching (I've got a strong background in math) to give me more opportunities to make money.

>>368879
Yes, I do.

Data doesn't pay as well as app design but it's really really stable. I've seen guys who make twice as much as me come and go, and get replaced by someone younger and sexier who knows more modern app design tools making twice as much as I do.

Data remains the reason why we have products. Why do you use online banking? To look at YOUR bank account. Not to be dazzled by rounded corners or engaging flash intros or mobile capabilities .. you do it to interact with data.

Same with Amazon. Same with Facebook. Same with Kelley Blue Book. Same everywhere. Data is why we use these Web based gadgets, and the fundamentals of data never changes. The delivery method is constantly changing.

If you get into app design, you'll make twice as much as the data guys or the systems guys, and you'll have a great house and slick car and will be swimming in pussy. For about three years. Then you'll need to rapidly transition to an entire new language and platform and will constantly be under the threat of your job going overseas.

Data is safe. It's like a long hold on a good stock.

And as products become more connected, and as more businesses become more technological, more positions are growing out of data. Business Intelligence. Predictive Modeling. Supply Chain. Knowledge Management.

Data is a good safe job to step into, and it pays pretty good. Not great, but pretty good.

>>368565

Engrish prease? Sounds learry intelesting.

>>369020

do you have any advice for getting an entry level job in this area? Or really who in the industry has these types of entry level jobs?

I've been trying to get into like a data analysis job but nothing has quite been working even though I have a background in Stata, R and Python and graduated with a BS in Econ and a BS in Math a 3.5 GPA from a Big Ten school.

>>366094
>3k a month rock bottom

maybe if you decide you need a 3bedroom 2bath home to yourself,

most rooms including electricity and internet/cable are under 1k/mo, nicer ones just over 1k/mo

roommate life is king

>>369020
Excuse me sir. I am currently going to school for a Bachelor's in Business Administration with a Concentration in Information Technology. Is that what you mean by data? What would be a degree dealing with data?

NOT JUST 40K you can make 60KOk, here goes my two cents. I know this because I am doing it right now and know people who have done it.

Are you a US citizen? or are legally authorized to work in the US? if so there are a lot of "Consultancies"mostly operated by South Indians Nepali people in most major cities of the USA. they train you in IT SQL, JAVA QLIKVIEW
you name it they will teach you. It is hard as fuck. you do not need any prior IT experience and they will give you a place to live and pay for your food. After you are trained they create a fake resume for you saying you have worked in the feild for 5+ years. yea fake resume blah blah. Then someone who is linked on the inside interviews you and if you have a pulse you will pass the interview of course you need to learn your stuff well. After that you get hired by some major company like Chase Manhattan who pays $90 for your services but all your wage gets divided and you end up getting around $40. you can make around 60K-65k first year and if you are a citizen you can even get full time. I have never seen a white guy doing this but a lot of Southindian people. How do I know all this? I am trying to do this too but it seems like its too hard and I don't think I can make it.

>>369132
I got my start in market research. What a shit industry. But they hire any idiot mouth breather with half a pulse, even if that idiot wasted three years of his life getting a useless music degree like I did.

If you show any kind of initiative or talent in any particular skill set utilized by the industry, they'll promote you, work you to death, and give you fantastic on the job training.

And market research is all about data. Lots and lots of really messy, disjointed data.

>>369143
Yea Information Technology should be fine. There are also degrees now in data analytics and data science.

I got a lousy associates in music. It makes me witty and knowledgeable at parties when the topic of music comes up. I've always been able to make up lyrics and melodies easy and the education gave me the skills to quickly find chords, so now I can make up songs out of nowhere about the dog walking in eternal circles before she lays down, or washing your bottom, which entertains my two year old. That's what I know about formal education. Pick a better subject than I did and maybe you'll make good money faster and with less work.

What I mean by "data" is what everyone means. The information that is transported from one device to another. Not the devices, not the language used to query or submit the information, but the information.

>>369307
Thank you sir. What companies do you think will have entry level positions for someone with my degree? Also, I am in the Midwest. Any opportunities here?

>>369307

You're a database developer, right?

What environments do you work in? What languages are most crucial? Any tips on what mistakes to avoid?

FYI, I'm career planning so anything you say will translate into hours of research. I'd appreciate the help.

>>369162
mfw i am currently doing this

i hate these people and know more than 90% of the people i work with, currently work from home 100% of the time and am looking for a real programming job and not this curry nonsense

>>369787
I work in MS SQL, using a lot of SSIS for ETL work. We store source control in TFS with significant and pretty complex unit and integration testing built into the TFS builds. We also use TFS for task and bug tracking. Our jobs are kicked off and managed by Autosys.

So it's funny, I work for IBM in a shop relying heavily on non-IBM software. But hey its Global Business Services so whatever.

First of all, get good with Visio and Excel. Like, get really good with it. It will make documentation a breeze, and you can actually use Excel (in conjunction with a decent text editor) to knock out code when you have to knock out redundant code.

Writing redundant code should be avoided though.

Always be thinking in terms of set-based maintenance. How can you do everything at once, in one easy statement?

Beware of sub queries.
And beware of expensive joins

Select A.Name, B.State
From tableA a
Inner join
(select link, State from tableB
Where criteria = 'something trivial out of a million records') B
On a.link = b.link

That could take ten, fifteen, thirty minutes.

Instead, put the entire select statement for tableB into a temp table and join on that. Now you're looking at just a few seconds.

Fuck cursors and loops unless you have to use them.

For people who consume your data, give them the data they need to consume in a View, not a Table. Every time if you can. That way, you can do all kinds of housekeeping and maintenance on your database, and as long as you remember to update your Views, you don't need to schedule or coordinate these changes with anyone else.

Never put an index on a staging table. If you need constraints, put them in your ETL.

Try to avoid allowing people to put SQL queries in their code. A Web service that does direct querying not only opens you up to SQL injections, if you change your database structure then again you need to coordinate it. So just like with a View for business consumers of data, give Web developers a proc.

>>369864
If I think of more I'll share later.

Oh. Remember that table variables don't write to disk and don't need to be dropped, but only hold about a million records or so.. maybe less. #temp tables hold fuckhuge data but get written to disk. But you can index them. Use @table for little temp tables and #table for big temp tables.

Cte is similar to @table in that it doesn't write to disk and holds very little data. Cte is good if you have no admin rights to the server you're querying because it makes fake/pseudo temp tables. It's a way to bypass prohibiting temp tables. But other than that, Cte is sloppy and you'll get frowned at if you use them.

>>369732
Sorry buddy I'm on the west coast born and raised. I don't know shit about the Midwest. Market research will hire anyone with a pulse and half a brain, so it's good entry level. It's shit work and will destroy your soul but it's a good way to get experience.

>>365693

Highschool dropout here, making $44k this year and $47k next year as a baker.

>>369864
>>369874
Interesting, thanks.

Do you work with NoSQL/Hadoop/any of the "big data" flavor of the month tools or just traditional SQL? Any insights as to what's useful and what's just a fad?

>>365685
An associates degree in what?

Seriously, a shitty liberal arts degree isn't going to get you anywhere. I honestly don't know why people choose to do shit degrees where there are no job prospects and no money in the field.

>>369891
I don't. I wouldn't exactly call it a fad though. I'm interested in working with it but nothings come up.

>>365685
I got a sweet (Australian) government job. The pay, benefits and hours are just fucking criminal.

>>365685
I honestly feel like im robbing the taxpayer every day i go to work..

Try EMS maybe. Even as an EMT-A I made 42 last year. It was a lot of hours, but really not a lot of work, and I can study while I'm on shift or do whatever. Granted, this is a rural county so I'm the exception, but nothing says you can't get in to something similar.

Move up to Paramedic (my plan) and you can make 40-50 in some places. There is usually some room for internal advancement like field supervisor or FTO jobs, but it's nothing like you see in a fire department. However, EMT-P gets you pretty damn close to a fire job if you so choose.

The best part is Paramedicine is changing in to more of a profession, slowly. There's also bridge courses to RN, and it's eligible experience for PA school. That's one of my possible goals as I would like to do remote/expedition medicine type stuff.

There's actually a fishing vessel or two out of Seattle that hire a Paramedic each year. That'd be pretty cool I think. But I'm kinda odd.

>>369951
Also: Job security. People as a whole only get dumber and sicker. You can throw a dart and hit an EMS job basically anywhere there is human life, so if things go south reemployment shouldn't be hard.

You'll hear old timers gripe about how hard it's been on their bodies, but note that most of them are not in shape. Also note that we have power stretchers now, and patient movement is becoming more and more mechanical, so young guys like myself shouldn't have that issue going forward as long as we take care of ourselves. My agency has power cots plus traction stair chairs. Hopefully in the future we will have the auto-loader to match the cot which means the only labor I do is getting those unable to stand and pivot on to the gourney.

>>369162
where do I sign up, I searched IT Consultancies in NYC. I have A+ and thats it

i see stuff like http://www.sqldatatraining.com/, but am not sure if scam

Figured this is the place to ask this:

Is going to a cc worth it for learning a trade or skill? I'd like to become skilled in either Mechanical Technology or EET. Colleges in my area offer these programs, but I'm wondering if it would be better to find someone to apprentice with? Could I at least get away with having a 2-year degree in one of these fields?

>>370851
>Is going to a cc worth it for learning a trade or skill?

I'm starting to really hate these arbitrary questions.

WILL X GET ME TO Y
IS Z THE PATH TO SUCCESS

No one fucking knows because it's entirely dependent on the situation. What's the skill/trade in question? I'm a QA trying to get and associates in a specific field of QA. There's very few places that offer it and it will look good on my resume I think. Is it a sure thing? Fuck no. I could probably go and land a job that I want but I still want that piece of paper.

>>370855
Cool, upvoted. Thanks!

>>365685
>accounting
>learn QuickBooks (easy as shit)
>get tax work experience

You can easily make 40k as an accountant with an associates.

>>368545
It's a degree you get before a bachelor's I think you get it after 2 years

>>365685

Just be a heavy equipment operator.

>tfw you're too stupid for school
> you failed a class and got a c and two bs in the other
>gpa at like 1.9

Should I kill myself? Obviously I'm not good in school and I'm older at 22. My dads good with stocks so he kind of shows me but im broke now so its hard to start up.
He says to SAVE SAVE SAVE

>>371639
If you're no good at school, you should have hopefully had some sort of income through a min wage job or temp jobs whatever. Save that money and then invest it in either something like stocks (AFTER doing plenty of research, but if you can't even do that then kill yourself), or in your own startup.

trade school is another route.

idk like make your own success and stop relying on school to define you. You rely on school to define you as smart or dumb, you're going to be worthless regardless of which end of the spectrum you're on. Don't fall into that hole.

>>371639

You're choosing to be too stupid for school.
Take your ass to that library for 12 hours a day and study and re-study until you can recite your textbooks.

Otherwise, know that you've chosen whatever other path you take.

>>371734
I like your attitude anon

I have no degree, work in finance, get my school paid for, and make 50k/yr. Man up make it happen find your passion and dont settle for shit but be greatful for opportunity.

Does anybody plan out their day completely?
Like time literally everything and all of that?

Im trying to better myself productive wise but fear always gets me. I have discipline to change my body I'm a /fit/izen but business is the next step. Any advice or is the only advice "just do it faggot"?

Pic related.

40k is something people want? I'm 21 and I earn 45k and already feel the need for more.
Must be trolling

>>372026

In my more productive times, yes.

I was in in-patient treatment for OCD/manic-depressive and I was required to create a schedule for the following day every evening. It was then reviewed by the staff.

I try and do it to break myself out of depression with varying degrees of success.

I like to include 15 minute "workouts" throughout the day. Calisthenics. I find those times energize me and give me confidence to tackle the next task.

I also try to include time to re-schedule the day so I don't abandon everything if my timing is off.

>>372241
Definetly. I don't have OCD but there is, plenty of positive being OCD

There's plenty of jobs around you just need to look and sometimes be creative. I was working at auto-zone making 9/hr and applied at Fedex for a customer support position making 48k a year while still in school for my associates.

My second year I started not to give a shit about school anymore so I ended up graduating with a business admin degree and a 2.7 GPA. Even so management has been looking to give me an analyst position that could pay 70k.

Just keep looking and stay busy. As long as you put yourself out there I guarantee you'll find something.