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/biz/ - Business & Finance


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30397437 No.30397437 [Reply] [Original]

Discuss everything around financial independence in Germany.

Also I'd like >>30395221 to share his experiences with cashing out more that 10k Euro worth of assets.

Previous thread: >>30392992

>> No.30397507

FUCK taxes
FUCK the Öffentliche Rundfunk
FUCK the gouverment

>> No.30397566

>>30397507
I agree.

>> No.30397569

Reposting my response just in case i don't miss an advice about skills opportunites in Germany....

Starting UNI and working full time, at 30 YO? Would be hard even for a dedicated, high IQ person, not to mention a smoothbrain alcoholic like me.

And even if you got a logistics degree say, and got an engineer job in Amazon or something, you'd still get 2500 netto TOPS ( lowest wagie there is around 1500 ). More than my salary but not that great either. So would it be worth it in the end?

I'm now working on getting a crypto loan to buy a car, then do mini-jobs on weekends delivering shit.

>> No.30397600

>>30397421
>>30397489
The job was basically:
>Go there at 5AM
>Get batches of products
>Sort them in shelves
>Organise by expiry date
>Leave before they open to the public

>> No.30397618

>>30397569
Uni is piss easy really. Get a degree in Security Management, there isn't alot of people doing it, it sounds fancy and gets you a starting job

>> No.30397631

>>30397569
>Starting UNI and working full time, at 30 YO? Would be hard even for a dedicated, high IQ person, not to mention a smoothbrain alcoholic like me

Mathemathik 1 will fuck you in the ass, dont bother with Uni. Just do an Ausbildung and be done with it.

>> No.30397634

That wasn't supposed to be a germany general but kek. I'm OP from the last thread and I can share my story with cashing out 40k Euros. I just sent my LINK to coinbase in August and 2 weeks ago and sold. I then had 17k and 23k in Euros on coinbase pro and sent it to my bank account. Money came instantly, I asked the bank guy if I have to declare anything. The bank guy said no, nothing. Taxes is my own business. And the shit is tax free so you don't even have to declare it but I have the proof and transaction data if they come for me one day. The only thing you have to do is to inform the Bundesbank about a transaction over 15k I think, if it's international. And coinbase has its accounts in Estonia and Ireland I think, that's why I sent an informal e-mail to the bundesbank with my kontoauszug but never heard anything from them, probably just a formal thing or an old law that nobody cares about.

>> No.30397695

>>30397634
You don't have inform the Bundesbank on any transaction. The bank automatically reports anything over 10k Euro anyway. If I can give you a tip, declare the earnings in your yearly tax report, a program like Wiso or Taxify have a thing where you put in the date you bought and the date you sold and the program will then declare the 40k profit but also declare them tax free.

>> No.30397754

>>30397634
>I just sent my LINK to coinbase in August and 2 weeks ago and sold
>sold LINK

Anon I...

>> No.30397775

>>30397634
Thanks for the info. As a Kraken user I don't have to bother much. They have a Fidor bank account in Germany. But I'm really intrigued in which way a transaction above 10k can fuck you up. Is it only risky if it's international?

>> No.30397789

>>30397754
Dude I sold like 2k LINK, I still have a 5 figure stack

>> No.30397820

>>30397775
Nobody cares about transactions above 10k. A small Filiale handles 100s of those per day, literally nothing can happen because nobody cares or checks anything.

>> No.30397824

>>30397569
Uni is worth it if a) you can afford it, b) you study what interests you intrinsically.
Uni is meant to use as a place to learn about your favorite subject. It will turn you into a worse worker.
If you want to get wage cucked, stay in the workforce.
As
>>30397618
says, if you wanna make buck, go for something where you can go freelance, like Security Management, IT security. Go look into the PMC industries. Northrup Grumman etc.

>> No.30397854

>>30397820
Except if it's a Sparkasse.

>> No.30397869

>>30397437
i got a comp sci degree from university and only earn 2400 per month for 40 hour weeks. what do?

>> No.30397879

>>30397600
fuck that sounds good actually, not having to deal with consumers etc
I used to have a job handing out food from a kiosk at a stadium, that was peak comfy despite having to deal with people
any other job ideas?

>> No.30397882

>>30397569

28yo software eng. here. 3k after taxes isnt that hard after uni. I get 3,5k + Weihnachtsgeld + 13. Monatsgehalt and should get a raise this year.

>> No.30397903

>>30397569
Just work in Pflege.
I'm an altenpfleger, working zeitarbeit and a bit of freelance and I make around 4k net a month (SK3, but still).

Could make a lot more with additional qualifications which are all piss easy and almost free.

>> No.30397906

For all you tech slaves doing consulting, cut out your boss and pocket that 100€+ an hour yourselves as Freiberufler. Best decision of my life

>> No.30397930

>>30397869
Keep your job and look for something new on the side. Get a personal reference from a collegue, preferably even your Führungskraft. Definitely always overplay your current tasks in your cv and cover letter. There's basically a "cheat sheet" of key words that HR loves, look those up

>> No.30397955

>>30397906
That would be me. Not experienced enough yet tough, sadly. Soon. <2yrs.

>> No.30397991

>>30397930
thank you. if i google for gehaltstabelle informatik it looks like my net income were good but i heard people in the field get much more like 100k. gehaltstabellen müssen hochgradig gefaked sein.

>> No.30398014
File: 3.95 MB, 2840x2000, shutterstock_304515521_1.jpg [View same] [iqdb] [saucenao] [google]
30398014

>>30397943
Lying on your resume is not punishable by law. What's the worst that can happen? They don't hire you lmao. You have nothing to lose and everything to gain. When I was still struggling I sent out 15 applications a day, changing a few words around like "I have always been passionate about X" or "I wanna make a difference in Y".

>> No.30398019

>>30397869

Change industry. Automotive, chemistry, aircratfs etc. All those companies need the same software stuff as e.g. a web dev company. They just pay 2x better.

>> No.30398023

>>30397903
So what exactly do you do in your job?
I can't believe you earn 4k for cleaning old people's asses

>> No.30398027

>>30397930
Where can I find those for different positions? I usually comb through the job description and name drop those.

>> No.30398032

Germany doesn't want you to have money. People here act like getting 0.1% on your Bausparvertrag is a lot of money. Nobody I know has more than maybe 10k in their bank account or owns anything else of much worth.

It's always about "hurr save your money so can buy a nice car in a few years". And the worst part is that people are actually happy living like this. The entire system has someone managed to brainwash everyone into actually liking wageslaving.

>> No.30398053
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30398053

The only person capable of saving Germany.

>> No.30398068
File: 369 KB, 540x2139, aHR0cHM6Ly93d3cuYnVzaW5lc3NuZXdzZGFpbHkuY29tL2ltYWdlcy9pLzAwMC8wMDUvODgwL2kwMi9yZXN1bWUuanBlZw==[1].jpg [View same] [iqdb] [saucenao] [google]
30398068

>>30398027
this is pretty much universal. make sure to work them into your cv

>> No.30398088

>>30397943
>>30397919
>>30398014
Yes, but I wouldn't call it lying. Lie to yourself, 'spin' it. It's spin doctoring. Use double speak, use euphemisms, use key phrases, but have a sheet with definitions ready when they interview you.

>> No.30398095

>>30397906

How did u start being a Freiberufler?

Currently writing cose for a big company for 76k/year. Life is very comfy, but am I missing out?

>> No.30398149

>>30397991
https://karriere.deutschebahn.com/service/search/karriere-de/2653760?qli=true&query=&operationsarea=Informatik&positiontype=Akademischer+Professional&positiontype=Fachkraft&sort=score&pageNum=0

check those out, maybe something tickles your fancy

>> No.30398192

>>30398068
Thanks Anon.

>>30398095
>>30397906
Same question. How to get started without a network is quite challenging. You need to do everything, sales, controlling, finance, taxes, and also put in 8hrs of work usually per 'Full Time Employee' unit of work you sell.

I wouldn't go below 1400€ before taxes in Germany for cumsulting, but coding, oof.
Wanna join forces? :D

>> No.30398255

>>30398019
i definitely will. i'm slowly dying and the happiness of other wageslaves around me makes me even more sick. if i could sleep away peacefully i'd prefer that but the risk of ending in a nursing home with torturer nurses is too damn high. i guess i'll try automotive. i like when cars are fast.

>> No.30398282

>>30398088
Well, yeah. Of course you won't be able to "lie" about your PHP skills. Call it whatever you want then, I just want to emphasize how important it is that you recognize how fast you'll be overlooked if you don't adjust some things in your resume i.e. gaps between jobs, experience, ambitions etc.

Another tip, never talk about what you ACTUALLY want to do in life. Make them think that this is the company you want to work for, for the rest of your life. Everyone hires wagedrones as long as they know that they don't have to boot them and invest a considerable amount of money AGAIN for the hiring process 5 months later.

>> No.30398312

Any other recent engineer graduates here?
I work at a company and I'm basically the sales management's underling.
My employment contract states I would do engineering work but all I ever do is fill out excel sheets for the sales people and relay technical questions to manufacturing...
I've been spending the last months trying to find a real job. But because I studied mechatronics I am a jack of all trades but master of none.
I know some C and I work on electronics projects occasionally in my free time but it doesnt seem to impress any employers let alone myself lol
Should I get my masters or do a Fortbildung?
SPS programming sounds easy enough but I would probably need years of experience to compete with other applicants.
I feel hopeless right now. I can't get out of this job and every month there is wasted time because I'm not getting any engineering work experience.

>> No.30398316

alright heres the Freiberufler blueprint

1. Join small consulting company (<10 people), so you see "hinter die Kulissen". None of the big ones, the hide the important stuff
2. They throw you into projects alone, Fake it till you make it
3. Make contacts for future project
4. leave company, earn 230K+, you get payed that sweet hourly rate so you take more projects and work weekends

>> No.30398337

>>30398023
I mostly what is called behandlungspflege in regular care homes (I switch homes every couple of shifts) - so giving out medication, wound treatment, communicate with doctors, pharmacies, take care of emergencies etc and also do some basic care (washing, cleaning asses). It's extremely basic and unchallenging work and even if you work like shit, nodoby will say anything because demand for nurses is so high.

The bets part about zeitarbeit is, that I set my own work schedule, I don't have to deal with any internal bullshit within the homes, I take holidays whenever I want and I can get a new job within a day whenever I want.

Study health and care management, looking to get into freelance consulting in a few years.

>> No.30398381
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30398381

>>30398014
>>30398088
I'm not good at lying, so I try to avoid it.
and alright maybe I can rearrange numbers to help me a bit, see I had a job ( >>30397879 ) but it was only on the weekends, I can just say I did it for months, is that enough?
that would fill the biggest hole, but then corona came, and I had nothing, I think a corona hole is alright, right?
I've been working for free doing web design and development, just so i can put something on my resume, that's something at least.
so I might not have that big of a problem after all, my main problem is now knowing where to go, like i didn't even know this >>30397600 was something i could try
if that doesn't work out then I'll just go to lidel

but i haver another question, should i try to do fachabi or an ausbildung, i want to do fachinformatiker anwendungsentwicklung but I probably wont be taken if they see i spend most of my time at lidel or whatever..

>> No.30398438

>>30398282
>"lie" about your PHP skills
>how fast you'll be overlooked if you don't adjust some things
>PHP
>overlooked
I would not want to work at a company that still actively needs PHP outside of refactoring existing code into better solutions.

>> No.30398456

>>30398381
anon, it doesn't matter if you went once a week to your stupid job, on your CV it just says
2018 - 01/2021 Customer Sales Assistant of Excellence or some bullshit. Just make sure you are prepared for the question of what exactly you did. DONT LIE, just OVERPLAY your role. This way , your not out of your depth. HR is mostly bullshit, they call smell a bullshitter

>> No.30398487

>>30398316
>4. leave company, earn 230K+, you get payed that sweet hourly rate so you take more projects and work weekends
Ever heard of non-compete clauses in contracts? I work at a small firm, joined when there were 4 full time employees. Saw 'behind the curtains', could all well steal the clients, but the clients are just.. not work working with.

>> No.30398530

>>30398312

SPS/PLC work is mostly commissioning, which sucks hard. Salaries there are insane though if you join an IG Metal company and stay abroad 80% of your time. I'd rather get a masters in technisch Informatik or similar while working.

>> No.30398551
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30398551

>ich sein
>Leben lang faul gewesen und nur rumgekifft
>mit 25 Ausbildung zum Fachinformatiker angefangen
>Extrarunde gedreht
>übernommen
>3k netto, Firmenwagen, sage den ganzen Tag lang nur Idioten warum sie Idioten sind
>mfw Bachelorschwuchteln mit 1000 weniger anfangen als ich, weil sie ihren Unizettel mit einer richtigen Qualifikation verwechseln
>mfw Amis Multimillionär werden müssen um halbwegs sorgenfrei zu leben
>mfw auf /biz/ plötzlich die ganzen übertrieben peinlichen Hirntoten von r/de sind
>könnte sofort selbständig weitermachen und mindestens 15 brutto im Monat verdienen
>lege mich aber lieber ins gemachte Nest, bester Freund meines Chefs geworden
>was ich euch noch sagen wollte
>geht zu Bauhaus und kauft euch endlich den fucking Strick, ihr werdet immer Versager bleiben

>> No.30398594

>>30398551
Well, I'm happy you found success anon

>> No.30398634

>>30398487
Non competes are usually bound to same project & position. I know that I signed those every time through Zwischenvermittler. You meet people, make Contacts, they refer you to other Abteilungen etc. Dont need to be a lowlife who just steal the customer (some do tho)

>> No.30398678

>>30398487
>>30398316
*worth working with

To explain, most medium sized companies in Germany currently suffer from lack of investment into anything digital. They run a super old exchange LDAP. They have inefficient MS SQL databases and call them 'Data Warehouses'.
They don't get how to do change management. They lack staff to continue anything modern. All IT guys are like 50. You'll build them a Lamborghini and they'll open the door, put it into neutral and push it to get anywhere.

It's not worth the contractual bullshit. Yes, sure, easy half a million in a year. But there's no value added to society.

Digital and Germany can not be combined.

>>30398634
I think I need to talk to my lawyer. Maybe the contract I signed isn't law abiding. That would be grand! Thanks anon!

>> No.30398728

>no university degree
>won't be able to escape when shit hits the fan

what do?

>> No.30398784

>>30398551
Enjoy hitting the wall at 35. You might end up as high up the ladder as a team lead. Wow. All while the retard-o /r/de Bachelor of Arts by some Fachhochschule or shitty online uni become your boss and not get the actual gist of how to work.
Enjoy having some dipshit talk down to you about value driven whatever. You'll go to Bauhaus in a few years and get your own 'Strick'

>> No.30398825

>>30398728
Join the Bundeswehr. Do a tour for >35k bonus. Get PTSD. Claim welfare. Die old.

>> No.30398829

>>30398784
>You'll go to Bauhaus in a few years and get your own 'Strick'
lol is that meme actually real?

>> No.30398878

>>30398678
Anything not specifying the actual Project is probably illegal.

Heres whats in mine usually:

"Bis zum Ablauf einer Frist von 12 Monaten nach Beendigung des Projekteinsatzes ist es dem/der AuftragnehmerIn untersagt, sich aktiv um Auftraggeber der XXX aus dieser Projektvereinbarung zu bemühen, diese an sich zu ziehen oder zu umwerben (Abwerbungsverbot gilt hier ausschließlich für das Projekt YYY ..."

>> No.30398929

For what it's worth, I cashed out some €200k over the past couple of years and have not had any issues with the Finanzamt either.

>> No.30399000

>>30398530
>masters in technisch Informatik
Informatik was my worst subject in uni. I barely passed that course.
I think a major in that would probably kill me

>> No.30399028

>>30398784
Nicht wirklich, but you tried. In fact, I'm taking over the company when the owner becomes tired of the daily business, which will be pretty much exactly when I'll become 35. If you're working in a clownfactory that values degrees over actual competence, you should look for a new job ASAP (for the record: I know that I got extremely lucky with my current employer, your statement would probably hold true for the most employers in germany)

>> No.30399038

>>30398929
That was all through bitcoin.de too, and I'm guessing they are heavily regulated.

>> No.30399040
File: 38 KB, 299x397, weidel.jpg [View same] [iqdb] [saucenao] [google]
30399040

>>30398053
Weidel is the superior Kanzler waifu

>> No.30399053

>>30398929
fiat iustitia et pereat mundus
They will catch you.
IRS caught Al Capone. Unless your name is Hoeness, they will fuck you, later than sooner, but they will. Go buy a standby plane ticket to SEA today.

>> No.30399081

>>30399040
Also a good Kanzler waifu, but she's never gonna reach anywhere full of boomers that don't understand the wall fell down.

>> No.30399100

>>30399053
You don't know shit about what he did. Fuck off already, poorfag.

>> No.30399118

>>30398053
>>30399040
>Believes in a party of liars, failed doctors, swindlers, money grubbing lawyers and Beamte who lost their right to work, rightfully so.
Oh anon. The AFD only wants what's best for themselves. They care as much about Germany as the other numbnuts.

>> No.30399136

>>30399053
Its not like he broke some law dude

>> No.30399173

>>30399118
>Believes in a party of liars, failed doctors, swindlers, money grubbing lawyers and Beamte who lost their right to work, rightfully so

Thats all parties though

>> No.30399180

>>30399118
They're good enough to give the political establishment negative feedback.

>> No.30399193
File: 210 KB, 598x711, 1609773240689.jpg [View same] [iqdb] [saucenao] [google]
30399193

>>30399053
>>30399118
>t.

>> No.30399195

>>30399040
She is a lesbian niggerlover. Makes sense that she fears Islam becoming stronger.

>> No.30399332

>>30399173
Yes, but AFD are the only ones who are actively pursuing getting reinstated by changing the Grundgesetz.
>>30399180
As an opposing party, as good or bad as the others. For ruling, absolutely not.
>>30399193
I wish. Caught the damn thing. Now staying home since my lungs are fucked. I sound like a 600lb American while being a scrawny lanklet.

>> No.30399416

>>30399332
>Yes, but AFD are the only ones who are actively pursuing getting reinstated by changing the Grundgesetz.
Es reicht. Verpiss dich dorthin, wo du rausgekrochen bist, du dämlicher, grüner Bezahlschreiber.

>> No.30399445
File: 282 KB, 1242x1179, 1586166967988.jpg [View same] [iqdb] [saucenao] [google]
30399445

>>30399332
>I wish. Caught the damn thing. Now staying home since my lungs are fucked. I sound like a 600lb American while being a scrawny lanklet.

>> No.30399461

Guys, has anyone cashed out a lot of money from crypto?

I'm currently at ~$2.2m and I think about selling it all and withdrawing them to my Girokonto.

But how? First I don't want Coinbase or some other thieves to just hold on to my coins while declaring I need to do X before they release them and second, I'd rather not have the Partybus at my house because the bank called BAFIN - OK, I exaggerate, but I don't want my bank account locked either.

Also, what's the best crypto software to prepare a sheet with buy, sells, deductible fees and taxable gains (excluding long-term holds)? Do Koinly understand the long-term hold system of Germany?

>> No.30399550

>>30399118
this, german patriots vote for political equilibrium. Unreflected, unintellgent and impulsive thinkers fail to understand that simple fact. Needless to say that german patriotism is and always will be very strong

>> No.30399579

>>30399461
Just check out coinforum.de. There's plenty of advice regarding that.

>> No.30399583

>dieser thread
>*reddit intensiviert*
God I miss Krautchan

>> No.30399622

>>30399550
Sure thing, Pinocchio.

>> No.30399690

>>30397634
>that's why I sent an informal e-mail to the bundesbank with my kontoauszug but never heard anything from them, probably just a formal thing or an old law

good god you are joking hans right?
imagine taking steps to self-incriminate yourself, also they dont care about about your 15k chump change. you literally have no clue how much money is transacted every day, the arabs selling and buying cars alone. you need 50.000% more clerks if you wanted to check every single one of their transactions alone

>> No.30399702

>>30399461
If you have that kinda money, withdraw as much as you need for a lawyer specialized in finance and with a statement proving the amount find a private bank. Cologne and Munich have big privately owned banks that, while being how banks are, have ways to get your money out without much noise.
>>30399579
>coinforum.de
Seconded.
>>30399622
>pinocchio
Huh? Because he's italian?

>> No.30399736

>>30399622
accomodate to the truth or stay edgy mr. edgeface, tf i care

>> No.30399761

>>30399702
>Huh? Because he's italian?
Because he's lying. True German patriots are a fringe group.

>> No.30399829

>>30399461
Hire a jew

>> No.30399856

>>30399761
>True German patriots are a fringe group
Sure, depends on your definition. I do not see the AFD standing up for actual German values. I'm not saying other parties are better at it. Real 'being German' means standing up and embracing your own mistakes, living up to them, not repeating them in the future and learning out of your own and other peoples' mistakes.
AFD is none of that.

>> No.30399931

>>30399579
>>30399702
OK thanks guys, will check this out. Sounds good.

>> No.30399945

Why dont you sign off germany and move paraguay and live in luxurious airbnb while cashing out?
Maybe they later claim you need to pay 25%

>> No.30399949

>>30399856
And worldwide Germanic hegemony as the endgame, including Switzerland and Austria as Germanic. Always has been

>> No.30399951

>>30397854
whats bad about those? I'm gonn acash out to one of those aaa

>> No.30400026

>>30399951
I've heard that Sparkassen get suspicious about five figure amounts.

>> No.30400097

>>30399945
Portugal would be a better option. It's in the EU, so it would be easier for him to come back to Germany if things don't work out well. Also, there's not tax on cryptocurrencies.

>> No.30400130
File: 402 KB, 1080x2118, IMG_20210302_225822.jpg [View same] [iqdb] [saucenao] [google]
30400130

Figgn?

>> No.30400131

>>30399949
Yes, except when it comes to free thinking. Austria and Switzerland never had real personal freedoms like Germany.
>>30399761
Hey AFD-anon, if you really love Germany, and you're interested in politics and economics, read into Ordoliberalismus. (https://www.eucken.de/freiburger-tradition/zehn-grundaussagen/))
Embracing being German means not hating others, but focusing on the betterment of all. Pareto principle, social welfare, happiness and community.
AFD is a negative pole and makes you afraid. That's what they want. Unlock happiness, embrace positive thinking.

>> No.30400170

>>30400097
There are
If it is your main source of income.enjoy over 60% tax

>> No.30400258

>>30400131
big brain philosopher anon, i'm happy to read your words.
Have a based and buy pnk

>> No.30400279

>>30400131
You certainly can't have a healthy society with massmigration.

>> No.30400292

>>30400130
Looks suspicious. Don't waste time on chasing women anon. Meet and embrace your friends. Platonic love is so much better.
>>30400131
>>30399761
cont'd:
https://www.wiwo.de/politik/deutschland/freytags-frage-ist-die-afd-liberal/23257450.html
AFD are only interested in fear mongering. You are being cheated by them. Think for yourself. Become lonely and find other lone-wolfs. Together you can start the bridge to uebermensch.

>> No.30400385

>>30400292
>Become lonely and find other lone-wolfs. Together you can start the bridge to uebermensch.
Ok, now you've completely lost me. Go take your tinfoil hattery somewhere else.

>> No.30400428

Anyone here has experience with algo trading or similar? I have the skills and know there is a fuckton of potential right now from doing some manual stuff.
Also should I get a UG or even GmbH right from the start? How do taxes look like?

>> No.30400446

>>30400258
I will always keep you in my heart based anon. Happy to see not all have fallen for the empty but loud words of the AFD.
>>30400385
It's not tinfoil hattery. It's Nietzsche you uneducated cunt.

>> No.30400497

>>30400279
I'm impressed that people who are too stupid to understand our demographic situation are still allowed to exist. No mass immigration = noone willing to do shit jobs, massive problems with umlagefinanzierter Rente etc etc., immigrants are literally the only feasible solution for our dying-boomers-curve.
Also, for every crime commited by a refugee like four or fives asylum homes get gebrandanschlagt, so our quite healthy society takes care of things flawlessly

>> No.30400547

>>30400428
I keep my algo profits for one year in btc and cash out small amounts (~4 figs) if needed. Has worked without problems for the past two years also regarding taxation but i haven't tried cashing out more than 15k in a month
godspeed anon

>> No.30400601

>>30400547
Thanks anon. So no issues regarding crypto to crypto trading as a taxable so far? That's what I'm mostly worried about

>> No.30400636
File: 81 KB, 600x536, 1612770801871.jpg [View same] [iqdb] [saucenao] [google]
30400636

>er erbt nicht

>> No.30400653

>>30400428
unless you're actually going b2b or sign contracts with customers, the UG is sufficient as you don't care about Haftung.

>> No.30400656

>>30400497
>demographic situation
>dying-boomers-curve
Thank you. Exactly. AFD are just shouting loud nonsense to be anti-establishment. In reality, they do a Chewbacca-style defense while trying to cheat themselves back into their professions.
We need immigrants for doing jobs that we can not automate yet, since 'real Germans' like >>30400385
AFDAnon are too high and mighty for it, and rather get HartzIV while trading shitcoins and breaking their mothers hearts.

>> No.30400672

I repeat

Why arent you moving abroad?
Why are you cucked?
At least go to netherlands or denmark

>> No.30400696

yeah try to YOLO with this coins that never give you income
BSC is a gold rush rn just get off at the right time
want to see a good profit?
>go for Swirge, hold SWG and don’t worry about your future income

>> No.30400722

>>30400601
I'm not sure about that, so far I could rely on the one-year law. My bank clerk also says it is fine as long as i properly declare it on my taxes, but i also have the freiberufler thing going for me

>> No.30400809

>>30397775
I cashed out over 500k€ through kraken to my german bank, no problems no questions asked. Tax free, i love this country

>> No.30400968
File: 124 KB, 750x1000, 1613796795195.jpg [View same] [iqdb] [saucenao] [google]
30400968

>>30400672
You're like the people screaming SELL SELL SELL in gme threads.
Germany continues to have one of the highest living standards of the world, exceeding shitholes like the US with ease. We literally run Europe and have live-long unconditional social security as *the only country on the whole planet*.
You need to be american-levels of retarded to think that's a negative

>> No.30401060

>>30400672
>Why arent you moving abroad?

I have yet to meet hotter girls than I have in germany. No plan to move out desu.

>> No.30401088

>>30399761
well germany and its people are a meme to be honest. a meme without the world would really lack something
hard working, diligent, perfectionist but at the same time lacking in other things, i.e their following in group thinking and such as bringing out a hitler that looses the most crucial war doing a 180 from weimar germany to progress and solving problems to fuck it all up again, sudoking and leaving in germany in literal ruins.
germans are a meme, thats probably the reason no one is proud of it
the world now accepts us in the position for building probably over engineered and overpriced cars and thats it.

>> No.30401184

>>30401088
>over engineered
There is no such thing as 'too much' technological progress and innovation.

>> No.30401237

>>30400809
which bank?
mine has 0.5% p.A. negative tax for deposits over 100.000 EUR
you are not giving away 25.000EUR a year to the bankers right?

>> No.30401282

>>30401184
overengineering != progress and innovation.
when people use words that you don't understand, don't answer

>> No.30401566

>>30398053
>He wants to be ruled by a woman
Ngmi

>> No.30401710

>>30401282
>overengineering != progress and innovation
Typical German over engineering is shitty due to badly designed UX and even worse UI. It is still progressive in itself.

See Tesla as a polar opposite. They solve most issues with software and this makes them have better cars than big manufacturers like Mercedes when it comes to PEVs.
How? Because Tesla is over engineering. Individual grip measurements per tire, 10x polling per rotation of each wheel, fixed grip/slip factors for each wheel. They steer everything individually.
Everything else, dogshit. But they polish a turd with software and overengineering.
Why is it ok? Good UX. Seamless.

Now, is that innovative? Kinda. Overengineering? Definetely. Progress? Yes.

What did e.g. VW and Merc do? Learn from this and now do the same.

Negative over engineering examples though are getting harder to be found. 30 years ago I would have agreed with you. Today? No.

So please give me an example of over engineering that is not progressive AND gets bought AND isn't from over 10 years ago. Don't bring up some niche software bullshit. And not SAP, their software is mostly written in India.

>> No.30401786

>>30401060
Had a good laugh


>>30400968
You are the kind of person that makes me leave. If you stay you accept all the negative things going on in germany

>> No.30401844
File: 33 KB, 490x474, 1614213736702.jpg [View same] [iqdb] [saucenao] [google]
30401844

>>30401710
>blablabla anekdotische Evidenz für Geschwurbel über ein Wort dessen inhärente Bedeutung du nicht verstehst weil dir die Validierung deines Gefühls wichtiger ist als einfach kurz nachzulesen was das Wort tatsächlich bedeutet

peak NGMI

>> No.30401978

>>30401786
I'm just not in puberty anymore, where clowns paint a world that's literally black and white. Grow a pair. Germany has MASSIVE deficits, ranging from the political class of insufferable unambitious Verwalters to a widespread Stockimarschmentalität that mestastized deeply into the mentality of every single generation that touched the face of our planet by now.
Things that suck? Scheuer and Spahn. The fact that the SPD is still not only allowed to exist but finds voters under the age of 50, after doing everything in their power to push those people away.
Identity politics (as your clown stance is fueled by) don't get you anywhere, except for internet bubbles where all the people are good and agree with you. You're a degenerate failing to see your own degeneracy, no more and no less.

>> No.30402040

>>30401978
Cuck as i thought

Tell me a reason not to move to Madeira or Azoren?

>> No.30402152

>>30398053
Aren't all Europoor rightish parties controlled by Jews anyways. What's the fuckin point.

>> No.30402174

>>30399118
This. Its just CDU/CSU2

>> No.30402190

>>30402040
health care, educational standards, social security net, literal center of europe. You're retarded to understand the concept of wealth. Wealth is not yoru disposable income, it's also not to live in a shithole neighbourhood with poor neighbours that can't afford the medicine their crippled elders need.

Not sure who you're talking to if you think I'm a cuck, I was more alpha than you'll ever be when I was fucking 10/10 chicks at 15, faggot.

>> No.30402319

>>30402190
>Shithole
>Madeira, Azoren
Have fun with all the Muslims while walking in the ity instead of chilling at the beaches

You know how much private insurance costs, right?

>> No.30402468
File: 218 KB, 888x1076, 1615104967719.jpg [View same] [iqdb] [saucenao] [google]
30402468

>>30402319
not sure if terrible troll or completely deranged, enjoy the rest of your day tho

>> No.30402503

>>30402468
Thanks
And if you REALLY think what you wrote, i hope you will be alright soon :)

>> No.30402529
File: 453 KB, 500x343, 1509074759645.gif [View same] [iqdb] [saucenao] [google]
30402529

Gonna give all my Germanbros that made cryptogains some good advice.

dont support the dying brd gmbh with your hard earned shitcoin shekels so they can bus in more immigrants by the boatload. There is no future in Germany.

Apply for residency in Andorra. 0% tax up to 25k yearly income, 5% tax up to 40k and 10% max tax for 40k+ income yearly. Can take one vehicle with you, all other cars you trasfer cost 10% of the value of the car. They will take you gladly if you bring money to the country. Andorra is a beautiful little country with skyresorts, 2hours away from the spanish coastline. Groceries are also cheap as fuck.

>> No.30402614
File: 161 KB, 1215x1029, 1614590272727.jpg [View same] [iqdb] [saucenao] [google]
30402614

ABER ANON WHAT IF IT GOES DOWN?

>> No.30402640

>>30402529
If you can work remotely you can move to Bulgaria near the tourists hotspots.
Flats cheap as fuck. Good internet. If you have a flat you dont need to stay there too long to become tax resident

>> No.30402856

>>30398551
Fachinformatiker is a good choice. Uni is a meme anyway, I'm currently in scotland working an IT position that was advertised with bachelor as a requirement

We should really be grateful for our German apprenticeship system that pays you to learn jobs that you'd have to become a debt slave to do in America and England

>> No.30402943

>>30402640
Thats also a good idea, but i guess the language barrier would be too great in Bulgaria also dont know how safe it is, regarding gangs and mafia and other lowlifes

Germany=high taxes, third world like shithole
Bulgaria=low taxes ultra cheap but probably third world like
Andorra=low crime safe first world tax haven

>> No.30402957

>>30400131
Liberalism is the problem, not the solution.
As long as AfD is the only party with a chance at being in parliament that wants to seriously reduce immigration, I will vote for them

>> No.30403000

>>30400672
I'm abroad, everything about the UK feels like it's slightly shittier than Germany. The only good thing is that you can do anything bureaucracy related online without ever having to set foot into a waiting room

>> No.30403012

>>30402943
Why do you have 'german angst'?
As if east europe is a warzone...
I had more fear in german cities in the afternoon

>> No.30403210

>>30402856
I couldn't agree more. Especially because while you're studying in Uni, you're wasting time that could be spent actually learning relevant skills, like real world code tooling, ticket systems, or whatever. It takes about ten years of working fulltime in IT to get to the point of having seen it all, and the three-five years spent in Uni are not deductible from those ten years - while Ausbildungsjare _are_ deductible, as you're literally working.
If you're going to work for a clown corp, the degree is more valuable, but desu: I'd literally kill myself before I'd work for Telekom or something comparable.

But hey, I'm considering to study maths or something finance related (dual). The concept of studying and uni isn't really a meme, it's just a really dumb choice to go and study IT just to be useless in comparison with previous Azubis afterwards.

>> No.30403240

Hartz IV here. I have basically no money.

>> No.30403293
File: 2.29 MB, 695x392, 1558429450255.gif [View same] [iqdb] [saucenao] [google]
30403293

>>30403012
Never been to eastern europe, just heard lotsa stories, maybe ill check it out somtime.
yeah german cities are unreal nowadays.

>> No.30403426

>>30397437
kek, he doesn't have any experience. "trust me" is short for "i made it up".

>> No.30403456

>>30400130
Treffen und verschwinden lassen. Die Welt muss von solchen Frauen gesäubert werden.

>> No.30403461

>>30403210
Pretty much yea, especially since you can advance your career in IT by getting various certifications
I'm sadly too risk averse to start my own business, otherwise that would be another good opportunity regardless of degree

>> No.30403831

>>30400809
Did you cash out to a Fidor account or was it a different bank?

>> No.30403914

>>30402943
>Germany=high taxes, third world like shithole
You have no idea what a 3rd world country is, retard. Germany has many problems, but nowhere near any 3rd world country. Leave your room and you might know how the world actually looks like.

>> No.30404277

>>30403914
Last time I was in Germany (Leipzig), it legit looked like a ghetto shithole. What's up with all the grafiti everywhere?

>> No.30404369

>>30404277
Leipzig was always a poor city and now it's getting gentrified because it's cheap an near Berlin. But yeah, it's horrible. Still, this retard thinking Germany is the same as Brazil or Nigeria just shows how little people know about the outside world.

>> No.30404545

>>30404369
It's still telling that a South American country like Uruguay has it's shit together when it comes to modern administration unlike Berlin where you have to wait months for your personal ID.

>> No.30404718
File: 23 KB, 500x50, You VILL give us your funny money.jpg [View same] [iqdb] [saucenao] [google]
30404718

>>30399461
Don't believe in the "its-tax-free-after-one-year-of-holding" meme.
If you're cashing out mid 5 figure sums or more you are GEWERBLICH.

>> No.30404811

>>30400131
>t. cdu-praktikant

>> No.30404878
File: 109 KB, 722x534, 1437081708001.jpg [View same] [iqdb] [saucenao] [google]
30404878

>>30400497
>YOU MUST WELCOME THIRD WORLD MONKEY-IQ MUSLIMS AND NIGGERS TO YOUR COUNTRY TO SAVE IT GOYIM

Saujude.

>> No.30404891

>>30403831
It was a different bank

>> No.30404909

>>30404718
Maybe you should update your weird fud pic with correct german bro

>> No.30404992

>>30402614
KEK

>> No.30405062

>>30404718
>Die Handel mit Kryptowährung

lol

>> No.30405102

>>30400497
Traitor.

>> No.30405138

>>30397437
Fuck this motherfucking land. Midwits everywhere. I leave first chance I get. Fuck

>> No.30405213

>>30401237
My bank does not charge negativzinsen as of now

>> No.30405365

>>30405102

Caveman

>> No.30405390

Does it make sense to open a Vermögensverwaltende GmbH? I have 100,000 in stocks and want to sell options.

>> No.30405450
File: 797 KB, 352x640, African_feast.webm [View same] [iqdb] [saucenao] [google]
30405450

>>30405365
>Caveman

Cavemen are the ones you want to import. You really want to fuck up your nation for some brown pussy?

>> No.30405555

>>30398551
traurig
> 30
> Master in Physik
> Lead Dev Position bei Konzern
> 120k + 13 & 14 Monatsgehalt + Firmenwagen + HO
kann mich nicht beschweren

>> No.30405733

>>30405555
Was bedeutet HO?

>> No.30405800

>>30403210
Doesnt make sense
Why would you do Ausbildung when a Bachelor takes same time?

>> No.30405822

>>30405555
>5555
GZ, ich würde lügen wenn ich sagen würde, dass ich diese Sicherheit nicht gerne hätte. Allgemein respektiere ich Physiker, aber Leute die Informatik studieren sind zu 99% Lappen ohne Ahnung vom Arbeitsmarkt (und das weiss jeder, der tatsächlich in der Branche arbeitet)

>>30405450
You're not wrong, the people we're importing are, in fact, cavemen. That's because germans are not willing to do the low-pay trash jobs that are essential to keep a society going. (Compare: the US, where you need three jobs to stay afloat)
However, that doesn't change the fact that your psychopathic focus on race and Volksgesundheit expose you as a far worse kind of caveman: the kind that needs the illusion of isolation in a world that will render everything you hold up meaningless in the span of so few generations that you can count them with two hands. You're degenerate, and that's obvious to literally everyone else.

>> No.30405879
File: 21 KB, 515x497, 1615093169700.jpg [View same] [iqdb] [saucenao] [google]
30405879

>>30405800
Why spend three and a half years grinding for a meaningless piece of paper when you can get actual skills that are demanded on the free market at the same time?

>> No.30405997

Wer /TU9/ hier?

>> No.30406081

>>30405879
Brainlet
You learn shit in a ausbildung
Dont act like you actually learn more meaningful stuff

(You learn shit while studying too but something useful too at least)

>> No.30406118

>>30404718
Only if you're a daytrader. Go fuck yourself, asshole.

>> No.30406125

>>30405822
> Look at me, I'm so modern and progressive and forward thinking and better than you.

This is what you sound like.

>> No.30406307

>>30406125
You’re reading my comments like “he’s better than me” and the best answer you come up with is to tell me just that? I’ll give you another try friend

>>30406081
Megabrainlet. Ich hab die Berufsschule nach dem ersten Block nicht mehr betreten und ab dem zweiten Jahr in Vollzeit in Kundenprojekten gearbeitet. Wenn du Ausbildung synonym zu Berufsschule verstehst, wird dich auch keine Uni retten. Buchstäblich ngmi, es tut mir ein bisschen leid

>> No.30406364

>>30405822
>That's because germans are not willing to do the low-pay trash jobs that are essential to keep a society going
they would if these jobs paid better, and they would pay better if you had less people around. i like how you conveniently forget supply and demand for this. whatever, i am glad to know your bloodline, culture and everything you love will die out within the next few decades and you will live in filth. because that's what you deserve

>> No.30406425

>>30406307
>I’ll give you another try friend

What an annoying cunt you are. I hope you get culturally enriched.

>> No.30406511

>>30406307
Du bist einfach nur ein scheiss überheblicher Fedora-Neckbeard. Bestimmt gehst du auch in all deiner Dämlichkeit und mangels weiterer Möglichkeiten Beziehungen mit durchgeknallten Femanzen ein, während du hin und wieder eine kritische Einstellung zu bestimmten Strömungen des Feminismus kundtust, um dir und Anderen vorzugaukeln wie ach so ausbalanciert und moderat deine Weltsicht ist.

>> No.30406533
File: 166 KB, 894x894, 1614333543141.jpg [View same] [iqdb] [saucenao] [google]
30406533

>>30406364
Supply and demand don't fix a demographic curve. You're not even understanding the absolute basics, yet you want to lecture others about the workings of the world. If you had a grasp of how obnoxious and pathetic that is, you would end your precious bloodline (when you use that kind of language, every reader with a brain cringes intensively btw) right here and now

>>30406425
I'll hire a second gardener and print your ID on his working outfit, just because I can bitch :-)

>> No.30406588

>>30399028
imagine being lucky af and saying its bec of your competence KEK.

>> No.30406697

>>30406588
I got lucky finding the company in the first place, but maintaining this position while being surrounded by people who did in fact study is not luck, no. I was lucky to be born intelligent enough not to compare to 99% of the idiots around me. That's luck, but in this case, it coincides with competence.

>> No.30406699
File: 381 KB, 568x650, Obergruppenfuhrer Watson.png [View same] [iqdb] [saucenao] [google]
30406699

>>30398053
Emma Watson-lookin Merkel wannabe

>> No.30406705

>>30406533
>I'll hire a second gardener and print your ID on his working outfit

??
And?

What even is the point of that comment?
Your ramblings legit seem mentally ill or drunk.

>> No.30406770

>Germanfags derail the thread with their autism again

>> No.30406795

>>30405390
100 is on the low end of where it gets profitable.
the main benefit is 1% on stock gains vs 25% but you'll have to pay the running costs

>> No.30406808

>>30406705
answering your comments is futile and a waste of the energy of everyone else who follows this thread. your projection is not just obvious, it almost hurts. have a good day mate

>> No.30406815

>>30397437
>to share his experiences with cashing out more that 10k Euro worth of assets

He is talking out of his ass.

I cashed out more than 10k multiple times already and never had any issues whatsoever.

>> No.30406941

>>30406808
> more rambling, while trying to sound smart

Nobody likes cunts like you. Enjoy having no real friends your whole life.

>> No.30406944

>>30397437
Hodl bitcoin
profit
Germany is fucking awesome.

>> No.30406955

>>30406697
> I was lucky to be born intelligent enough not to compare to 99% of the idiots around me
> fachinformatiker

imagine being that delusional

>> No.30406957

>>30406307
Und warum machst du dann nicht fernuni während der arbeit?
Du bist zu dumm. Gebs wenigstens zu

>> No.30407297

>>30402957
kek selling your soul to save a pinkie?
>Gesegnet ist der Geist, der zu klein für Zweifel.

>> No.30407306
File: 132 KB, 1200x982, 1614073110806.jpg [View same] [iqdb] [saucenao] [google]
30407306

>>30406941
>still projecting without realizing it
i honestly feel bad for you anon

>>30406955
imagine unironically assuming a linear relationship between intelligence and prestige of your degree

>> No.30407479

>>30407306
Ofc if you get the degree you dont become smarter

But you need to be smart to get the degree

>> No.30407492

>>30407297
Wat
I don't want to be a minority in my own country, that is my main reason to vote or not to vote for anyone because nothing remotely matters in comparison

>> No.30407527

>>30406957
weil der Abschluss niemanden juckt, mein aktueller Tagessatz liegt bei 1200€. Ein Kollege hat einen Doktor der Materialwissenschaften, rate mal welchen Tagessatz der bekommt? Na, kommst du selbst drauf? Wenn du tatsächlich was kannst sind Abschlüsse keine Referenz, sondern das Gegenteil. Wenn das beste was du vorzuweisen hast ein Stück Papier von einer Uni ist, wird jeder Azubi der übernommen wurde eher eingestellt als du

>> No.30407531

>>30405879
>Ausbildung
>learn valuable skills

Kek, geh mal Kaffee kochen du Azubi cuck

>> No.30407563

>>30407306
> muh projection

Heard it a million times already before I got banned from plebbit. No one here is impressed by your faggotry.

Is that why you're advocating for low-IQ 3rd world immigrants? So you'd feel smart when surrounded by them?

You will always be just a rambling midwit.

>> No.30407609

>>30407492
How the FUCK are you a minority in your own country? Are we living in the same Germany anon?

>> No.30407613

schnitzels, have some of you cashed out high 4 figures? im still kinda young so taxes are low for me

>> No.30407678

>>30407609
Just visit Essen and you know what he's talking about.

>> No.30407683

>>30407531
Ich hab im zweiten Jahr selbstständig ein Datascience Projekt für ein großes Reiseunternehmen durchgeführt, Einkommen für meinen AG waren 150.000€ für eine Arbeitsleistung von drei Monaten. Ihr würdet mir leid tun, wenn ihr es nicht so sehr verdient hättet :-)

>>30407563
you're still projecting, just find an end to this dude

>> No.30407721

>>30407678
I would not touch Essen with a 10m pole.

>> No.30407743

>the copium ITT
Azubibrudis...

>> No.30407775

>>30407527
>Wenn du tatsächlich was kannst sind Abschlüsse keine Referenz, sondern das Gegenteil.

>what are internships
>what are werkstudententätigkeit
>what are nebenjobs
>what are ferienjobs

Holy kek do you seriously think that people with an Uni degree don’t have references?? Are you fucking retarded?? Who do you think will earn more? A guy with an IHK- Ausbildung degree + references or a guy with a master + references?? Take a guess faggot

>> No.30407894

>>30407609
I don't want to become one, which is where we are headed by mathematics alone if you consider annual immigration and birth rates

also
>Offenbach
>Frankfurt
>Bremen
>Hessen

>> No.30407903

>>30407721
>he knows

>> No.30407962

>>30407683
>Ausbilder charging 150k for project made by an Azubi that he pays max 800 eur/month

Yea sounds like you got cucked big time by your Ausbilder like all Azubis are.

>> No.30408046

>>30407306
du bist halt der typische low IQ deutsche der einfach glück hatte und jetzt denkt er sei der shit

>> No.30408087

>>30407903
Essen was always shit though
>>30407894
Just move all the immigrants to Essen. Problem solved.

>> No.30408138

Echt süß was ihr euch hier für Gedichte schreibt Brudis

Was studiert ihr den so?

>> No.30408172

>>30408138
>Was studiert ihr den so?

Die Fotze deiner Mutter du Opfer

>> No.30408255

>Alman-Lohnsklaven zerfleischen sich mal wieder gegenseitig
kek typisch

>> No.30408267
File: 996 KB, 768x1024, 1615093735055.png [View same] [iqdb] [saucenao] [google]
30408267

>>30407775
Nichts von dem was du gerade gelistet hast ist eine belastbare Referenz für jemanden, der dich tatsächlich in Vollzeit bezahlen wird. Weisst du, was unser Werkstudent macht? Drucker anschließen. Weisst du, was unser Azubi macht? Kubernetescluster aufsetzen.
Stell dir mal ganz kurz die Frage, wen von beiden du hinterher anstellen würdest. Drei Jahre in Vollzeit zu arbeiten ist unersetzlich, das kannst du drehen wie du willst.

That being said: ich hab ja gesehen, was für Leute die Ausbildung machen. Wenn du dich mit denen oder deren Unternehmen vergleichst, sicher, dann geh lieber studieren. Aber das das Konzept Ausbildung für ambitionierte Leute ein vielfaches des Potenzials des Bachelors hat sollte mit gesundem Verstand ausser Frage stehen.

>>30407962
I'm too old to be impressed by "get cucked" and "muh your status is lower because you didn't go study". It's meaningless chatter. I wrote mathematical papers when I was 16, I don't give a fuck who you think you can compare me to.
It's literally low iq groupthink, seeking reinforcement of stereotypes and peer confirmation while reality itself proves me right - you can't do anything about it.

>>30408046
Ich hatte Glück mit zwei Sachen: damit bei der Firma zu landen, und damit keiner von (((euch))) zu sein. Wenn du nach allem was ich hier gesagt habe ohne Sarkasmus glaubst mich mit "low iq" erreichen zu können, solltest du weniger kiffen. Steckste nicht drin

>> No.30408286

>>30408172
Ach komm Ronny warum so aggressiv?

>> No.30408393
File: 56 KB, 478x475, 42CA36C5-E043-4DEE-94FC-9043817252D7.jpg [View same] [iqdb] [saucenao] [google]
30408393

>>30398551
Du kek hast nur Ausbildung

>> No.30408405
File: 1.85 MB, 353x200, 1597874060421.gif [View same] [iqdb] [saucenao] [google]
30408405

>>30403914
its actually worse than a third world shithole, in a 3rd world shithole the police doesnt discriminate against the indiginous population, and you can bribe them.

police in germany only police the indigenous population for strafzettel and other irrelevant shit, because they dont have the balls to police the gangs and drug dealers roaming the streets in german cities either out of fearbeing called racist.


the only place where germany is still first world is on the countryside, the rest is so far gone and its not looking like it will get better anytime soon.

>> No.30408409

>>30408255
Halt dein maul Achmed bevor ich nochmal auf das Kopftuch deiner Schwester wichse.

>> No.30408414

>>30408255
Lol, sheesh.
Die ficker solln arbeiten und steuern zahlen.Ich und meine afghan bros pumpen ihre blonden schwestern derbe wärend die in büro sitzen
Greetz to momo my bro, schamany best country

>> No.30408479
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30408479

>>30408409
>>30408414

>> No.30408575

>>30408393
Und hab trotzdem ein besseres Leben als 99% der Leute, die Informatik studieren, die hinterher komplett clueless mit einem Blatt Papier in der Welt stehen und sich dann wundern, dass die 60k nicht vom Himmel fallen. :-)

>> No.30408689

>>30408405
>police in germany only police the indigenous population

Kek where the fuck do you live?? The cops here constantly stop foreigners and beat the shit out of them. Literally never seen the cops stoping a native 5 by 1 and questioning them and checking them up.

>> No.30408726

>>30408575
In jedem Fall bin ich dir dankbar dafür, dass du als deutscher Steuerzahler mein dickes Beamtengehalt bezahlst.

Lass dich nicht immer im Internet ärgern.

>> No.30408839

>>30408575
Lay that crack pipe down you dumb faggot. Do you seriously thing that people that studied Informatik at Uni haven’t done Freelance work? That they haven’t done internships? That they don’t have a GitHub portfolio?? How fucking delusional are you to think that Informatik Studenten come out of the uni with 0 work experience?? Do you think this is the 90s or what??

>> No.30408877

>>30408267
was für kiffen? ich sag ja typisch deutscher lol.
Warst halt lucky bro, sieh es doch ein? Warum hab leute die einfach mega Luck so probleme das zu akzeptieren? check ich nicht.

>> No.30408917

>>30408575
der junge ist sooooo mad auf Informatik studenten, weil sein IQ einfach viel zu low ist um das studium zu packen KEK

>> No.30408948

>>30408839
Spricht Deutsch, du Hurensohn.

>> No.30408999

>>30408917
Kek isso alter. Der Typ würde 100% Mathematik 1 durchfallen Kek

>> No.30409043

>>30408948
Hal’s mal Achmed sonst wird Kindergeld gestrichen

>> No.30409078

>>30408405
Leave the basement.

>> No.30409160

>>30408726
Dem schließe ich mich an, mein aktuelles Projekt wird ebenfalls vom Steuerzahler finanziert. Am Ende des Tages sind immer die ärmeren die Dummen /shrug

>>30408839
I'm not theorizing, friend. In fact, I'm responsible for the hiring policies in my company. The harsh reality is that github portfolios don't really matter, what matters is wether you're employable, and the relevant criteria in that regard exceed coding skill by a lot. So much so that you'd hire a shittier coder over a good one if the good one is insufferable - seven days of the week.
The vast majority of people finishing their bachelors are borderline useless, and the subset of them that is actually useful would be more useful if they had done an Ausbildung. It's just what it is, sorry if that upsets you

>>30408917
soso

>>30408999
ich hab während der Ausbildungt Mathestudenten Nachhilfe gegeben, wie gesagt, Data science. Aber ist schon ein bisschen homoerotisch wie viel Mühe ihr euch gebt :D

>> No.30409198

Ich möchte Websiten verkaufen für ein Startkapital und um Netzwerk aufzubauen. Wie würdet ihr Kundenakquise betreiben. Habe cold calls probiert war mäßig erfolgreich. Würde mich für eine ausgefallene Strategie intetessieren. Z.b. kostenlose Beispiele für den Kunden etc.

>> No.30409348

>>30408267
Dumm?
Nochmal die Frage: Warum hast du nicht statt einer Ausbildung an der FernUni studiert und nebenher deine Projekte gemacht?

>> No.30409372

>>30409160
ich halte fest

> ausbildung fachinformatik
> gibt mathestudenten nachhilfe

Alles klar.

Jede wette dass du erst ein normales Informatikstudium gemacht hast, Mathe dich komplett gefickt hat, du dann eine ausbildung gemacht hast, mega luck mit deiner firma hattest und jetzt denkst du seist der shit.
KEK, träum weiter.

>> No.30409421

>>30409160
Das ist interessant, weil ich eigentlich dein Chef bin, Anon.Es ist sehr seltsam, dass wir uns so online treffen würden.

>> No.30409465

itt. larpers seething at each other

>> No.30409478

>>30409160
>Ausbildung
>Mathematik

Holy kek. Ich wette du kannst nicht mal Matrizen multiplizieren holy kek. Als ob wir nicht wissen wir das Mathe Niveau by IHK Prüfungen sind kek.

>> No.30409535
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30409535

Freunde ich habe 1 BTC und dreistellig ETH, kann ich mich in ein paar Jahres aus Deutschland verpissen und in einem anderen Land ein richtiges Leben starten?

>> No.30409543

>>30397437
you havent had financial independence since the 30s

>> No.30409545

Okay, this thread is finally done. Congrats for your derailing efforts, fellow Krauts.

>> No.30409623

>>30409545
Can't wait for the next one!

>> No.30409656

to the idiots defending the globalist system at least learn the reality of the matter
globalism favors mostly americans and after that everybody with either large capital holdings or a large consumer market
germany has neither, its basicly china with sauerkraut focusing on being an exporter nation with high quality products and no internal market
look up international rankings germans are really poor and your own people are despised by your own government so they want to keep it like that
right now globalism is going in reverse and export nation like germany are going to be hit very hard by that, expect a trade war with the us to begin shortly

now this means mostly globalism in the international flows of money version, for the immigrants are a net contribution to my country germany need not apply
that only works for consumer nations like the usa where every immigrant is a new unit of debt that can produce gdp by consuming the export of other nations
germany doesn't have wealth (debt) transfer mechanisms of sufficient size to duplicate this process and only needs less labor going forward so every immigrant is a net negative addition to your nation
meanwhile laughing french.webm as they do have the positive effect and are seriously cucking germany with the corona crisis germany lost control of the eu and its own wealth as consumer nations print to the moon while germans are working for it

>> No.30409658

VGH CRINGE FUCKING KRAUT GENERALS IN EVERY BOARD JANNY CLEAN THIS FUCKING SHIT UP THEY CAN GO TO INT OR WHATEVER THE FUCK TRANNY BOARD THEY WANT AND INFEST IT WITH THEIR KRAUT SPEAK THERE HOLY GUACAMOLY

>> No.30409704

>>30409656
>muh muh muh globalism

>> No.30409740
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30409740

>>30398551
>r/de

>> No.30409742

>>30409478
Ich hab auf die IHK immer einen Fick gegeben, das offizielle Ausbildungsprogramm hinterlässt dich genauso nutzlos wie du angefangen hast

>>30409421
soso

>>30409372
nein, ich war vorher nicht an der Uni. Ich hatte Bock noch Mathe zu studieren, aber das war mit 25 etwas eng also ist es die Ausbildung geworden.
Nochmal: ich hab mit 16 eigene Paper geschrieben und mit 12 so ziemlich alles zu Zahlentheorie gelesen, was es dazu zu lesen gibt. Ihr redet nicht mit der Art Person, mit der ihr glaubt zu reden

>>30409348
Bin nicht der Typ für Fernuni, und mein Chef/Mentor ist die Art Typ der mehrfach bei Google abgelehnt hat. Es wäre einfach extrem dumm gewesen, einen anderen Weg zu gehen

>> No.30409800

>>30409740
Ich könnte dir nicht mehr zustimmen.

>> No.30409809
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30409809

>>30398551

>> No.30409827

Props to Krauts for importing niggers to beg for plastic bottles they can turn in for 2 euros or whatever it is.
Funny how jewish econ publications go on about muh labour shortages and muh demographics.

>> No.30409853

>>30409742
>t. Mathematik 1 durchgefallen

>> No.30409986

>>30409853
>buchstäblich im ersten Ausbildungsjahr Nachhilfe in Mathe 2 und Analysis 2 gegeben
was soll dein Kommentar bezwecken? Dieser Thread wird langweilig

>> No.30410041

Dieser Thread ist so deutsch ihr solltet euch alle erhängen

>> No.30410080

>>30409742
Wie kann man nicht der typ für fernuni sein?
Du weist doch eh schon alles.
Einfach am Klausurtag zur Partneruni fahren und die Klausur schreiben.

>> No.30410126

>>30410041
>wenigstens hat noch niemand ein alman-meme gepull-

oh wait, doch, mittlerweile ist 4chan ja voller geistig behinderter.

>> No.30410185

Why are Germans so cringe everywhere they go? Even on 4chan you're all the same.

>> No.30410224

Kriegt man nen IT-Job nur mit Certs? Habe keine Lust 3 Jahre eine Ausbildung zu machen und habe mir gedacht, dass ich ein paar Linux-Certificate mache und mich damit bewerbe. Zusaetzlich dazu im Open-source-bereich eherenamtlich arbeiten als Referenz. Gute Idee?

>> No.30410240

>>30410126
>mittlerweile
Ihr redet hier über eure behinderten Ausbildungen und schwule Studiengänge als ob das irgendeine Relevanz für das Glück oder den Erfolg im Leben hätte. Wie alt seid ihr? 20?

>> No.30410269

>>30410224
Klar, einfach bei den typ oben melden und er verschafft dir nen job bei dem du 120k fürs einstöpseln von switches bekommst

>> No.30410276

>>30410080
Bis ich 25 wurde hab ich jeden Monat für 300€ Cannabis konsumiert und ein glückliches Leben gelebt, die Disziplin hätte ich niemals aufgebracht. Der reward dafür, seine Aufgaben zu erledigten, wäre definitiv der damals etablierten Feedbackloop gegenüber nachrangig gewesen.

Und ohne Revisionismus zu betreiben: nochmal, drei Jahre Arbeit in Vollzeit sind eine absolut unerlässliche Qualifikation. Es dauert einfach zehn Jahre, bis man alles gesehen hat, und wenn du mir erzählen willst Fernuni sei ein Beitrag dazu, machst du uns beiden was vor

>>30410224
kommt auf den Arbeitgeber an, unmöglich ist es nicht. Wenn sich bei uns jemand bewirbt der zB elastic certified engineer ist, laden wir den ein, weil das ein attraktives Produkt für die Art Projektarbeit ist, die wir anbieten.

>> No.30410393

>>30410269
unter 200k stehe ich gar nicht erst auf

>> No.30410461

>>30410276
Du hast doch geschrieben du kennst alles?
Warum holst du dir dann nicht den billigen abschluss ab für 2k insgesamt kosten?

Als ob jemand nen Azubi zb als Consultant nimmt.
Selbst wenn du den Abschluss nicht brauchst, man kann ja auch nach interesse studieren...

Scheint bei dir aber nicht vorhanden zu sein du Superheld

>> No.30410468

>>30410240
>mittlerweile
es war mal besser desu
und klar hat der Bildungsweg ne Auswirkung auf sowohl Glück als auch Erfolg im Leben, retarded much?

>> No.30410482
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30410482

OH FUCK, THEY'VE ALREADY WON

>> No.30410544

>>30410461
>Als ob jemand nen Azubi zb als Consultant nimmt.

Auf meiner Karte steht senior consultant, wie gesagt: aktueller Tagessatz sind 1200.

Und, wie gesagt, ich plane noch dual zu studieren, aber definitiv nicht Informatik, weil das einfach Zeitverschwendung wäre

>> No.30410633

>>30410468
Mag sein wenn du ein materialistischer Arbeits- und Konsumsklave sein als Glück und Erfolg definierst. Deswegen ist es ja ein typisch deutscher Thread. Ihr könnt euch garnichts anderes vorstellen als euch über eure tollen Bildungszertifikate zu profilieren.

>> No.30410658

>>30408267

Ich kann den Minderwertigkeitskomplex bis zu mir in die Alpen hören.

>> No.30410753

>>30410544
Wer nimmt einen ü30 Azubi?
Warum studiert jemand an ner billigen dualen hochschule anstatt ner Uni?
Unglaubwürdig

>> No.30410773

>>30410633
wenn du den thread tatsächlich verfolgt hättest, wäre dir aufgefallen, dass ich die Position vertrete, dass die Zertifikate relativ bedeutungslos sind.
Man ist kein Konsumsklave nur weil man seinen Job gerne macht, es ist eine amerikanische Krankheit, Multimillionär werden zu müssen damit man halbwegs sorgenfrei leben kann. Intensiver cringe

>>30410658
soso

>> No.30410811

>>30410633
Deutschland ist ohnehin voll mit Hurensoehnen. Deswegen ist es mir vollkommen egal wenn die aussterben und von Murats zertreten werden.

>> No.30410871

>>30410753
?? ich hab meine Ausbildung nicht ü30 abgeschlossen, weit davon entfernt. Und wenn ich dual studiere, dann weil ich von meinem Betrieb nicht weg will. Entweder gehe ich dann in den Bereich finance oder den Bereich BWL, ich will mittelfristig nichts mehr mit dem IT-Tagesgeschäft zu tun haben, der Scheiß macht dich nur kaputt

>> No.30411149

>>30410871
Und warum arbeitest du dann nicht weiter und studierts fernuni.
>Mathe zu hart

>> No.30411244

>>30411149
Weil ich nicht mehr als 40 Stunden pro Woche in meinen Job stecke?
>Mathe zu hart
dieser Thread ist _echt_ langweilig geworden, lasst euch was besseres einfallen

>> No.30411328

>>30397437

>financial independence
>Germany

chose one

>> No.30411365

>>30411244
Du meintest du weist eh alles
Warum brauchst du über 40h du lernbehinderter

>> No.30411444

>>30410185
it's the autism, deeply embedded in the genes

>> No.30411567

>>30410773
Deine Position ist mir latte, allein schon dass du dich hier an einem Sonntag Abend hinstellst und 35 posts schreibst um dein Bildungs und Arbeitsleben zu verteidigen sagt mir genug darüber aus wo deine Prioritäten sind.

>> No.30411569

>>30398337
I really would do this job if it wasn't for cleaning asses and washing people.

>> No.30411586
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30411586

Warum seid ihr männlichen Jungfrauen immer so negativ im Internet? Frustration über eure Stummelschwänzchen?

>> No.30411792

>>30411567
Es ist Sonntag, und ich bin als Informatiker am Laptop. Krasser Einblick in meine Prioritäten!!1111
>>30411365
Die Arbeit selbst dauert 40 Stunden, bist du verwirrt?
>>30411586
based

>> No.30411802

Egal hauptsache die Kohlen kommen rein /Faden

>> No.30411858

>>30400446
Based Nietz'scher ueberbro

>> No.30412000

This thread is cringe af.

>> No.30412098

>>30397437
i hate everyone of you from the bottom of my heart. really.

>> No.30412116

>>30412000
glad to be of service

>> No.30412127

>>30411586
Ne hab 18cm und n dicken

Aber der superman azubi nervt

>> No.30412128

>>30409742
Cringe AF, dunning-kruger anon
>>30411328
You had 10 years to buy Bitcoin and cash out with 0% tax. If you are in IT and not financial independend by now you don't need to take an IQ test, it's around 100 at best.

>> No.30412236

>>30399951
>>30400026
Some french guy who lives in Germany cashed out around 200k into his Sparkasse Girokonto and his bank thought it was money laundering. I was in that thread. Apparently the customer guy who worked with him was understanding and young, but the head of that Sparkasse was some boomer. The terminated his account and he wanted to sue them.

>> No.30412459
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30412459

>>30409800
>PoV: Du hast etwas das minimal rechts von Marx ist auf r/de gesagt.

>> No.30412525

>>30408405
>polcel goes on a schizo rant as to why everything outside of his flat is horrible and filled with niggers
Färbe mich überrascht.

>> No.30412689

>>30412000
Seriously Lmao at Germans thinking they can achieve financial independence on 50k euros per year (probably half that on average?). Their only realistic chance is starting a highly successful business or getting rich from crypto. Thank God I'm a highly educated and high salaried American. It's so easy over here if you're not a lazy retard.

>> No.30412748
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30412748

Wallah ihr Almans seit alle Opfer ich schwöre. Während ihr über cryptos redet wie Jungfrauen, ficken wir eure Weiber. Yallah geht schlafen ihre müsst morgen schaffen gehen dammit mein Hartz IV pünktlich bezahlt wird.

>> No.30412776

>>30412459
Nicht nur das, auch das eindeutschen von Memes etc löst in mir einfach das intensive Bedürfnis aus, in der Nähe des nächsten SPD-Parteitages irgendwelche Glatzen dafür zu bezahlen, die nächstbesten Jusos mit dem anliegenden Bürgersteig bekannt zu machen.
r/de ist wirklich, wirklich wirklich das Epitom von Fremdscham, und Leute die es frequentieren sollten nachhaltig zeugungsunfähig gemacht werden. Man liest auch in diesem Thread bei einigen Leuten raus, dass der Sub in sie rein metastasiert hat. Es ist einach ekelhaft

>>30412689
germans don't need to be multimillionaires to live a carefree life (as education and healthcare are readily paid for), but good on you chap

>>30412748
based

>> No.30412785

Merhaba

>> No.30412943
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30412943

>>30412785
Alekum salam u rahmatula Bruder. Wie viele Kartoffel Fotzen hast du dieses Wochenende schon geflankt?

>> No.30413978
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30413978

>>30408575
Brudi bei mir sind sie von Himmel gefallen. Über so Leute wie dich lach ich mit meinen Akademiker Kollegen.

>> No.30414242
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30414242

>Seriously Lmao at Germans thinking they can achieve financial independence on 50k euros per year (probably half that on average?). Their only realistic chance is starting a highly successful business or getting rich from crypto. Thank God I'm a highly educated and high salaried American. It's so easy over here if you're not a lazy retard.

>> No.30414284

>>30413978
unsicher ob Unsicherheit oder schlechter Bait, über Elitisten lacht jeder, der tatsächlich was kann^^

>> No.30414594

>>30398014
>what's the worst that can happen?
That they don't hire you and also let other businesses in the field know that you're lying on your resume, worst case barring you from that field forever unless you move to a different city/country.

>> No.30414645

>>30406081
haha

>> No.30414716
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30414716

kek german cucks BTFO

Hier in Österreich kannst nix verkehrt machen:
Ausbildung (Lehre): sofort eingestellt da Fachkräftemangel
höhere schule mit abi (matura): zB HTL die du mit 19 schon fertig machen kannst und nach drei Jahren Berufserfahrung als Bachelor anerlannt wird (Ing.)
studium: solange du keine meme-scheisse machst wie Kunst wirst auch keine Probleme finden
arbeitslos: wirst vom jobcenter (AMS) sofort in eine Ausbildung oder einen Job gesteckt, nix mit hartz 4 und rumpimmeln

14 Gehälter, 5 wochen urlaub, keone struggles mit minijobs oder festanstellung

>> No.30415314

>>30412748
Hoffentlich ballert die Schlampe keine Kinder raus bevor sie von ihm ehrenmordet wird

>> No.30415721

>>30397824
>Security Management,
how do you study this

>> No.30415864

>>30415721
Der typ installiert mcaffe für seine kunden aka seine Mutter für mehr taschengeld, lass ihn

>> No.30415904

>>30415864
ahaa, ich sehe

>> No.30415990
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30415990

>Ausbildungsheinis können viel mehr als Leute mit nem Bachelor!!!111
Ich kenne 0 (null) Leute die nicht den Master hinterher gemacht haben. Ist literally geschenkt.
>Ich habe mit 12 alles in Zahlentheorie gelesen was es zu lesen gibt
>Ich habe mit 16 papiere geschrieben
Der Moment wo ich wusste dass das ein minderwertigkeitskomplex larp ist
>Jeder der was kann lacht über elitisten!!!!!
Lächerlich. Gleichzeitig versuchen sich mit seinen """Mathematik Papieren""" aufzuwerten weil man das Gefühl hat nichts wert zu sein. Du hast so offensichtlich keine Ahnung dass es weh tut
>A-aber ich bin eigentlich ein Genie!!! Ich WILL bloß in der Einstellung arbeiten!!!!! Dieser Thread wird langweilig!!!!

>> No.30416248

>>30412776
Teilweise ist es ja schon lustig die realitätsfremden Kommentare zu lesen, beim Thema Tempolimit finde ich es immer sehr interessant wie sehr sich die Leute dann doch daran aufgeilen anderen irgendwelche Freiheiten nehmen zu können für effektiv null Vorteil, von komplexeren Themen darf man da aber gar nicht erst anfangen.

>> No.30416364

>>30397569
I work as an engineer in Schluchtenscheißerland in the biggest company in that market we are in, and i earn 1800 netto
I often work on saturdays or even sundays, unpaid. I dont even clock in because i know they will fire me, yet work has to be done.

Im so unhappy. Often i cant even buy food because im alone, and it is so expensive.
Honestly work does not pay off here. Its better to go into the tunnel for a year, and then break your back or go through with playing the psycho game. Then at least you get a pension, or reha money, which you can drag out for years.

>> No.30416402

>>30397437
Bringt es irgendwelche Vorteile ein Kleinunternehmen zu haben? Also bezüglich Kauf von beispielsweise (Musik-)Equipment oder sowas?

>> No.30416459

>>30416364
Guter alman

>> No.30416463

>>30415990
Find den master auch einfacher. Bin gerade dran. Nur die masterarbeit is kagge

>> No.30417001

während die mittelklasse die unterschicht mit ihren mathe Zeugnissen beeindrucken will, gönn ich mir noch ein gin tonic und überlege ob ich morgen um 11 oder um 12 aufstehe. Hoffentlich is der lockdown bald mal rum damit ich meine neue rolex abholen kann.

und denk dran immer schön alle meme unterlagen sammeln damit meine dividenden pünktlich gezahlt werden! wenn ihr euch anstrengt, richtig rein hängt, immer 120% gibt und sonntags arbeitet gönne ich mir nächstes jahr den neuen ferrari suv.

cheers.

>> No.30417085

>>30417001
bist du einfach reich geboren oder wie kommt es zu deinem dividenden adel dasein?

>> No.30417305

>>30417001
Based

>> No.30417341

>>30416463
Klar, vorallem in anspruchsvollen Fächern ist die Hürde eigentlich immer die ersten paar Bachelorsemester. Der Master ist dann meistens wirklich einfach, weil man schon die meisten Grundkonzepte kennt und sich selber (wie man lernt etc).

>> No.30417474

reiches eltie kind dazu 2013 allin bitcoin. Reichen werden halt immer reicher.

Deutschland ist ein reichen paradies, ab einer gewissen schwelle lässt einen das famt auch in ruhe. natürlich kacke wenn nen hartzer bis der auf einmal 20k in link hat. das wird natürlich weggenommen.

dividenden natürlich weil arbeit viel zu hoch besteuert wird.

>> No.30417479

>>30397854
Why is sparkasse bad? I'm austrian by the way so maybe its different banks we're talking about

>> No.30417640

>>30417474
aha wie wird das denn weggenommen?

>> No.30417731

>>30417640
keine ahnung frag dein sachbearbeiter.

>> No.30417750

>>30417341
Fand den bachelor ultra kacke
Nicht wegen der inhalte aber zb algorithmen und datenstrukturen sind 93% im ersten und ALLE im zweitversuch durchgefallen
Bayrische uni

Ja danke herr prof das nicht mal die Mathestudenten ne 4 geschrieben haben und über 100 leute ihre semesterferien geopfert haben um ne 5 zu kriegen Sie huso

>> No.30418060

how to make it in germany:

1) leave

>> No.30418134
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30418134

>>30418060
kek

>> No.30418224

>>30397437
>financial independence in Germany.
moving out of Germany

>> No.30418249

>>30417750
Rieche TUM.

>> No.30418372

>>30416364
bist bei der voest?

>> No.30418576

Is there someone here who created a company to optimize his taxes on staking and yield farming?
How does it work?

>> No.30418661

>seine eltern sind keine multimillionäre
ngmi ugezs

>> No.30418973

>>30414716
und die behinderte sprache nich vergessen