/biz/ - Business & Finance

What % dividend yield is enough to invest in in your opinion?
I'd say at least 4%.

>>30367272
Is AT still the best dividend boomer long term hodl?

>>30367272
I’ve considered making a boomer stock general since SMG is nothing but pump n dumps and poltards and redditards screaming at eachother so thank you
I have two ETFs (SCHD and NOBL) that are low (3%) but well reviewed and stable. Everything else is in Altria (MO) because it’s like 8% and smoking isn’t going anywhere. They’re also positionig for legal weed too so it has a chance to adapt and grow.
I don’t now much about bank stocks or funds so I’d love to know more. I’m 30 and just started a roth so I’d rather slow and steady than burn all my money on pharmascams and tech bubbles.

>>30367349
I usually don't go for anything less than 4%, I try to keep it in the 5% - 8% range, but I don't typically trust anything higher than that.

>>30367436
Do you mean AT&T? AT&T is a pretty good long term hold. It is pretty steady and pays a 7% dividend. It was the first stock I ever bought.

>>30367575
Yes, pretty much the same here. I was thinking that once I make it with crypto, I'll buy some dividend stocks to turn it into passive income, but fucking taxes kind of ruin it.

>>30367873
For long term look into a roth. Once you turn 60 it’s all tax free and you can pull your base out anytime for free. Can also pull earnings for a first home, big medical bills, and sending kids to college.

>>30367505
These both look like good places to put your money and watch it grow. The dividend is really low, but ETFs in general are a good way to grow wealth long-term.

Altria might be okay, but I would probably grab Phillip Morris instead. I haven't done much research into either though, to be honest.

>>30367272
Dividend etfs is the way to go. Broadly diversivied, picking individual stocks you will loose against the index in the long run 9 times out of 10

>>30368072
this is the way

>>30368211
I need to grab some pm given I smoke spirits but the volume of marlburough we move at my store is insane, at every age group too
ALSO anyone read up on this SEC thing with AT&T?

>>30368072
I add to my roth IRA every paycheck because I want to be able to be comfortable near the end of my life. I invest in dividend stocks separately because I want to be able to touch the money before I am 60 if I need it for something other than a big, life expense.

>>30368676
Fair point. I’m wagie so stocks are all for later for me.
My granma though mentioned divvies are good for a roth because you can accumulate them over your life then just live off divvies and not touch the principle except for boats or passing on to kids
Which she did for me and I’m very grateful.

>>30368321
ETFs and Mutual Funds are good, but the dividend is usually pretty low. My strategy is to invest in stable/slow growth stocks with a better dividend. I'm not looking to beat the index as much as I'm looking for a good monthly return. But that is just me.

Is it a good idea to put a portion of every paycheck into high dividend ETFs if you're still in your mid twenties?

>>30367272
I hold ALLY with a 1.7% div and STOR with a 4.48% div. Ally is a better company but STOR is realistatte so they aren't going anywhere. I do dividends for my 401k only.

>>30368607
That is awesome that you were paying enough attention to the brands you are selling, and investing in those companies. Some of my best investments came from watching trends in my own field.

I just read a little bit about it. Sounds like the SEC is suing them because executives allegedly made calls in 2016 to investment firms regarding their performance, prior to releasing the information publicly. Overall, I don't think it will cause many waves.

>>30369144
At a 1.7% dividend, it might actually be better to take a slight loss and just do CD laddering with Ally bank instead. You're not going to make as much, but all of your money will be insured by the FDIC.

STOR is an REIT that specializes in single tenant buildings. I have a lot of money in REITs right now, but I have been holding off on investing more until I see how things finish shaking out from the pandemic.

>>30369144
lol is that the mcd coin graph in the background

>>30368072
Biden is going to assfuck roths.

>>30369790
Source? Poltards have been wrong about literally everything for a year now.
Biden is not AOC.

>>30367272
Fuck off boomer, enjoy your $10 dividends

>>30369837
> go into a thread to bitch at people who aren’t in your bioscam pump n dump threads
Buhbye

>>30368329
fuck you. go back

>>30369836
>Poltards have been wrong about literally everything for a year now.
I think you mean right about everything, r*ddit

>>30370804
Trust the plan 2 more weeks amiright

>>30369837
Thank you, I will.

>>30367505
/Cmg/ fren.

>>30371419
That’s still mostly trading rather than investing

>>30371453
Nah it's definitely an older crowd, if you want more investing talk just start talking there.

>>30371453
Even still, the funds they are invested in are still paying a dividend. Even if it is leaning more towards trading, I think it still fits the thread theme.

>boomers enjoying their 4% dividend value stocks that barely move while I'm enjoying my 60% stablecoin APY

>>30371827
Sounds like a good investment. Don't forget to diversify.

>>30367272
Coca cola is my choice soon.

>>30371827
Rugpull

>>30372186
i wanna dump 2.5k into coke when it hits sub 50s

>>30372186
Nice choice, Warren Buffett's favorite. The dividend is a little low, but it has maintained steady growth for decades.

>>30367272
is dividend stock investing the same as value investing/ben graham strategy?

>>30367575
don't stocks with such high yield usually tell about some problems with the company?

>>30368072
mate your country isnt going to be around that long

My advice is to look into REITs. They're kind of the best of both worlds because they grow in SP and also tend to have very high dividends as well.

>>30372863
No? It means they have stable income and not much growth to do so they use the extra money as divvies to attract people to the stock

>>30372186
pajeet scam.

>>30367272

>>30373098
I started investing in REITs 2 months before covid hit and they all went to crap. Fortunately it wasn't much money

>>30369790
Retirement funds are literally the primary mechanism that keeps the tax cattle in check, retard. No one with a sizable IRA will ever be willing to go against the ruling regime because it would hurt their precious portfolios.

>>30372186
Good goyim. Try being less White.

>>30368884
No. Put it into ETFs with good earnings growth. The better the long term earnings growth the more that the stocks held within can grow their dividends. The more the dividends grow from your original investment the higher the effective yield on investment will become over time. In the meantime keep reinvesting those dividends to compound them.

>>30367272
I cant get my head around dividend. So the stock price goes down the exact amount as the dividend paid to you, regardless if it be stocks or cash. Unless youre some whale who can own a lot of shares and the dividend doesnt change your percentage ownership then what different does it make ?

LUMN is michael burrys third biggest hold, it has a dividend yield around 8-10% and they are pivoting from being just an ISP to cloud computing so the stock price has the potential to 2x-3x in the next few years imo

>>30372818
No. A dividend stock with bad valuations is not a good investment. On the other hand a non- dividend stock with good valuations is a good investment. Dividend investing is about buying, holding, and compounding dividend payments. Value investing is about finding undervalued (Price/Book and Price/Earnings mostly) stocks and then waiting to sell them when they reach their true value. You know GME? That began as a value play no different than how Ben Graham or Warren Buffet used to - "cigar butts" investing.

>>30378031
Dividends grow. If the company's earnings keep growing they can grow their dividend. As a company grows it can expand its payout ratio to further grow its dividend. Finally, your total dividend grows as you accumulate more shares. The less you personally paid versus the overall value of the dividends you collect the less each payout affects your overall wealth in the dividend stock.

Look at Russian equities on the MOEX. Anyone can open an account with a russian broker (finam, etc.) Or you can get most of the best ones OTC through american brokers.
GZPFY & OGZPY get between 8% and 12%, but liquidity is weak.
Mechel, Polyus, Rosneft, Surgutneftgaz, Tatneft all have yuge dividends, although most cut back due to COVID.

Vaneck has RSX etf, which gets around 5% - 7% AND its optionable with decent liquidity, so you can sell calls / puts for more income. Right now its about $30 per 100 shares on monthly 20-delta contracts. $25k in that would get you about $400 per month regularly (dividends + premium).

>>30379414
Also, fellow 30 yr old boomer anons can find reliable yield in these jewy products:
>closed end funds
PCEF, 8%, its an etf - a fund of CEFs.
>mortgage REITs
MORT, REM, 8%, not actually REITs, they trade like banks, make money off lending spreads.
>leverages mREITs
REML, 18%, just watch out for the "auto-liquidation" clause (see. MORL, MRRL, HOML, etc.)
>foreign currency bonds
My fav is PCY, 5%, bonds from colombia, mongolia, romania.