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/biz/ - Business & Finance


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30239391 No.30239391 [Reply] [Original]

Budget Thread:
Post your monthly salary, expenses, & how much you put in your Investments.

Salary: $4730 pretax, & 900 for car allowance

Rent: $1395
Utilities: $200
Car: $275
Insurance: $65
Food: $300-$400
Escorts: $600-$800

Investments: $1000 or so a month

>> No.30239441

that's a man

>> No.30239503

>>30239391
Fed Posting on /biz/ now?

>> No.30239580

>>30239391
Cock reaction POV

>> No.30239588

>>30239391
salary: $5,000
rent:$1,200
onlyfans: $1,000
groceries: $1,000
clothes:$200
redditgold and 4chan pass: $50
investing: $1,000

>> No.30239656

>>30239391
i would this taylor swift tranny so hard
you can't even imagine

>> No.30239653

>>30239588
>4chan pass

That's yearly bro.....

>> No.30239753

Salary $6200
Expenses $4400
Savings $1800, plus another $1000 pre-tax into my IRA
THAT'S ALL YOU'RE GETTING FROM ME, FED

>> No.30239857

>>30239653
i have to buy new ones sometimes when i get banned

>> No.30240046

>>30239391
t swift is 100% a man i saw a thing on bitchute

>> No.30240048

>>30239857
LoL.

Permas?.......

>> No.30240166
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30240166

Salary: 0

Rent: 0
Utilities: 0
Car: 0
Insurance: 0
Food: 0
Onlyfans: $8000
Premium porn sites: $700
Cam girls: $20 000
Glass jars: $100

>> No.30240240

>>30239391
Salary?

>> No.30240395

>>30239391
My salary $4050
Wifes salary $4100

Rent $1670
Utilities: $250
Car: $200 (theres nowhere to go right now)
insurance $75
Food: $400-500
Investments/savings $3000-4000
the rest goes into booze, and shit we dont need

>> No.30240439

>>30240046
that rite dar be a transforma

BAM

>> No.30240570

>>30239391
imagine the smell

>> No.30240732
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30240732

>>30240166
Based

>> No.30241138

>>30240166
What's the glass jars for ..... an.. anon?

>> No.30241172

>>30239391
salary 450 usd
food 150 usd
fiber internet 25 usd
water & electricity approx 30usd + 12 usd gas
gas 30 usd

>> No.30241894

>>30241138
how do you think I sustain myself

>> No.30242198

>>30241138
what do you shove in your ass?

>> No.30242546

>>30239391
I have a girl who comes over 2 times a month for 4 hours for $500 each time bc she actually likes me and she has as much fun as I do. Beautiful latina. It's worth every penny. I'm glad to see u spending money for your carnal pleasure it's very important.

>> No.30243056
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30243056

>>30239391
God DAMN TSwift got some nice legs

>> No.30243131

>>30239391
Salary: $0. Unemployment $0. Any financial help $0. Food stamps $0.
https://wsiltv.com/2021/03/03/extended-unemployment-benefits-for-self-employed-end-in-illinois/

Home: Forbearance
Credit Cards: $150
Home Gas: $110
Electric: $100
waste/water: $40
Care insurance: $50
Food: $60
Internet $70
Cell phone $20

>> No.30244530

>>30242546
>I'm glad to see u spending money for your carnal pleasure it's very important.

You do need to get some release. Otherwise, you become stiff & weird

>> No.30245901

>>30244530
Salary £5600 after tax
Food £300
Rent £500
Phone/internet £100
£1500 index tracker fund stocks & Shares ISA
£2000 savings
£1200 investments

Usually less goes into savings but I have fuck all to spend cash on during lockdown and am saving to travel for a year or two anyway.

>> No.30246318
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30246318

>>30239391
Salary: 0
Expenses: 0

>> No.30246795

>>30240570
I want taytay to piss in my mouth

>> No.30247363

Income before tax: $15120.
Income after tax: $10066.
Car: $1200
Car: $800
House: $880
Bills: $2750
Food: $2500

No specific amount for savings or investments and still waiting for next pay day.

>> No.30247373

>>30239391
>rent: 2080
>food: 800
>investments: 4000 minimum
no car payments or insurance because i'm not poor
hopefully i can get out of 6 figure hell this year

>> No.30247403

>>30243131
Net worth?

>> No.30247475

>>30239391
typical lancaster/bucks chicks. seriously. i have a girl that i fuck that looks IDENTICAL to the one on the right. little hotter actually.

>> No.30247592

Income: 0$ (official) Trading bot made: 16000$
Mortgage: 0$ (paid off with 2017 gains + bussines)
Food: 500$
Bills: 250$

Job: none
Age: 32
Status: Depressed

>> No.30247732

>>30242546
that's why she's so cheap, she actually likes you.

>> No.30247745

>>30239391
Rent: $1340
Internet: $175
Food: $500
Alcohol: $200
Investments: $1,000
$250 in SPHD
$250 in Taxfree bond mutual
$250 in Silver
$250 in KXPLF/BayHorse and other small cap silver miners.

>> No.30247868

>>30239391
4200 take home; 1600 rent and utilities; 300-500 random shit like internet, cell phone, food; 120 car insurance.

Up to 1200 random spending, 800 investing/savings. Getting a small raise so it should be 4300 in a month. More money for crypto

>> No.30247881

>>30239391
2 untouched, fish pussies

>> No.30247954

>>30247403
$60,000 now.

>> No.30248121

>>30244530
Or become a cooomer watching porn every day and it changes the way a guy looks and his energy and women are repulsed by it, making it worse and guy can't get laid and even paying for it the girls don't enjoy his company.

>> No.30248154

>>30248121
>Or become a cooomer watching porn every day and it changes the way a guy looks and his energy and women are repulsed by it, making it worse and guy can't get laid and even paying for it the girls don't enjoy his company.
This is you. Has to be a self projection.

>> No.30248204

>>30247732
Yeah I got lucky with her most girls like her would want $1500+ for that much time

>> No.30248359

>>30248121

Cooming doesn't have the same effect as having sex though.

>> No.30248371

>>30239391
Salary: don't give a fuck (self-employed CHAD) 2020 every month +- $3750-$12000 freelancing , start of this year(2021) already made $450k-$1.2mil - started doing crypto (portfolio crypto unrealized gains.)
Rent: $250
Utils: $50
Gym: $25 (also have home gym tho.)
Food: $250-$400
Escort: 0$ (thinking about tryin some tho.)

Invested: (money in crypto) $120k -> CHAINLINK, REN TOKEN, ETH

>> No.30248505

>>30248154
Lol no I keep my coooming in check brother but I know a few guys just like this and I feel for them, they are kinda resigned to their fate, and not bad looking dudes but u need confidence more than anything these days to get laid, more than cash or looks, and confidence is built upon successfully getting laid. And above all u gotta learn how to touch a woman, don't talk too much, and learn how to play with her box gently and touch her face when kissing, be agresive and in control yet gentle and make her feel safe. Don't worry about your dick size just be confident and learn how to work that box

>> No.30248542

>>30239391

I'm 32 years old
I made $190k in 2020 from working 50 hrs/week through 2 jobs
I drive a cheap used Mustang.
$98k cash (usually no more than $30k but I liquidated too much crypto/stocks before I bought my house last month)
$65k in stocks
$160k in retirement accounts
$480k in crypto

My net worth is a little over $900k.

---

Regular living expenses:
$2300 for mortgage on a $550k house
$400 for groceries and eating out
$250 for gas and auto insurance
$200 for utilities
$30 gym
$200 for shopping and random shit

Investing monthly:
$1625 to my 401k/403b
$1000 for bitcoin divided every 2 weeks
$1000 for ethereum split every 1 week
$2000 on ETFs split every 1 week

And then I buy individual stocks (for $1k to $5k) occasionally if I read about a good opportunity.

>> No.30248644

>>30248359
Sometimes u gotta do what u gotta do and coom with porn, but always with a woman is better, always. Tru limiting cooming to porn to twice a week. If u gotta jerk it more than that, do it without porn. Trust me. Don't be hard on yourself.

>> No.30248793
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30248793

>>30239391
Salary / passive income high enough I don’t have to keep track of my budget

Own my house, own my cars, bills auto debit from credit cards earning 2%, credit cards auto debit from checking.

I just do what I want. Lately that’s been a healthy 12hrs a day watching markets and shitposting on /biz/

>> No.30248885

I make 3600 USD after tax
800 rent
200 insurance
65 transportation
40 Internet & phone
90 cleaning lady
300 food
250/month in an ETF
~350/month into Crypto (currently stacking HBAR)
500/month into savings account (until I reach 6000 USD then into investments)
the rest I spend on shit l dont need or on my mom

>> No.30249042

>>30239391
6250 pre-tax, plus another few hundred from various sources.

$400 to rent a single room, total budget is 950 so that leaves 550 for food, gas, insurance, miscellaneous. I max out my 401k, IRA, HSA, and put about 1-2k into crypto per month.

>> No.30249118

>>30248644
Bottom line fellas is don't be a cooomer, it's ok to watch some porn and spank it a few times a week, but fight the urge to be a cooomer.

>> No.30249218

>>30249118

I only cook on Fridays so I'm not working the next day. Cooming just gives you that vibe. Sex, even with escorts, makes you feel awesome

>> No.30249442

>>30239391
$40,400 pretax, around $24000 post
Rent: $6000
Car: $1300
Insurance: $300
Food: $2000-3000
Wine/Whiskey Collecting: $2000ish
Rest dumped into ivv/iemg or crypto whatever im feelin

>> No.30250016

>>30249218
How? They're boring fucks

>> No.30250576

>>30250016
I find it's 60/40, 60% are good times 40 not. But when u find a good girl u just keep seeing her until it's time to move on

>> No.30250656

>>30250016
I had this awesome chinese girl at a spa, nice place, we had the best times together for 2 months then one day I went to see her and they told me she's on vacation. Never came back of course.

>> No.30250685

>>30239391
that's a man

>> No.30250900

>>30247363
Holy shit anon, slow down on restaurants

>> No.30250958

>>30248505
thanks timmy, good luck on your geography quiz tomorrow

>> No.30251401
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30251401

>>30239391
>assets
salary: $0 (Maybe soon I'll be workin in a few months.)
bank: $700 (UI pending. selling ps4. bidenbux? tax return soon?)
crypto holdings: $4500 currently (2-3x next stop)

>monthly liabilities
rent/utilities: $50+chores (momma)
student loans: $1200(PAUSED for 3 months)
car: $30-$40(gas)
insurance: $63 (used to be $55...)
food: $50-$200(usually prepare food at home)
entertainment: $0 (thank you private trackers)

I more or less hate my life. And I'm hoping I can get 20,000-100,000 in crypto before the end of the rumored bullrun.

>> No.30251405

>>30247363
>Food: $2500
that better be some super pricey good food or you're a certified fatass.

>> No.30251452

my stupid friend is asking where do you find an escort?

>> No.30251542

>>30251452
i don't know any but I think some people use something called kik? for hookups

>> No.30251628

>>30248505
t. Elliot Rogers after he fucks one (1) single prostitute

>> No.30251657

>>30239391
god damn id love to date a trans girl can you imagine how fucking good the blowjobs would be god damn

>> No.30251769
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30251769

>>30251657
crossdressers are sexier and less mentally ill

>> No.30251775

>>30239588
Based

>> No.30251776
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30251776

>>30239391
Salary: $125,000/yr

Rent: $500/mo
Utilities: $0
Car: $0 hahahaha
Insurance: $0
Food: $100 for two people
Escorts: $0

Investments: Everything else

>> No.30251842

>>30251776
what state for that rent? do you have roomates? i'm going to be relocating in 3-4 months

>> No.30251878

>>30251776
>not investing property
you almost had it

>> No.30251894

>>30241172
You scare me

>> No.30251963

>>30251842
That's for two apartments in a small country of the US.
>>30251878
I'm working on that :(

>> No.30252043

>>30251842
That's for two apartments in a small country outside of the US. One is where my girlfriend and I sleep and the other is my "Office". They are fully serviced including cleaning and fresh sheets, etc.

>> No.30252353

>tfw i'm a retard who makes massive gains, spends it on gacha, vidya, guns and other retarded shit, still make more massive gains anyway and do no budgeting because no life, minimal amount of bills, live with parents, etc
>only real expense is taking care of a bunch of animals and sometimes dumping money on folks to help them
i need help in learning to better spend my time on things that will matter later in life or will be useful to have as a skill
but i have no ability to focus on anything because i've let myself degenerate for the last 10 fuckin years
does anyone have a fuckin book that i can use to hit myself with that will make me focus nice n proper?

>> No.30252434

Salary: $72,000/yr

Rent: $600/mo
Utilities: $0
Car: $320/mo
Gas: $40/mo
Insurance $60/mo
Food: $100-200~/mo
Dumb shit: $250/mo
Savings: $2000/mo

Want $10,000 in savings. Recently dipped into it for $3k in stocks last month. Made about $400 and want to do more, I've just got no idea what I'm doing. Would much rather start with $1000 in crypto but I'm still doing some research.

>> No.30253626

>>30252353
>>taking care of a bunch of animals and sometimes dumping money on folks to help them
extremely based tho