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/biz/ - Business & Finance


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30208659 No.30208659 [Reply] [Original]

My dear lovely wife put us $30k into credit card debt and now we're bleeding money. How fucked am I?

>> No.30208734

>>30208659
>ever getting a credit card
you deserved it

>> No.30208784

>>30208659
marriage is such as scam (unless you want to have rugrats).

>> No.30208903

>>30208659
If it's that out of hand just consolidate it into a low apr loan

>> No.30208957

>>30208659
>is unironically married to a female
That’s why I’ll only ever marry trap or another man. I rather kms than provide for a roastie.

>> No.30208977

RICE AND BEANS. SELL THE CAR

>> No.30209081

>>30208977
CASH IT DUDE. TONIGHT

>> No.30209156
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30209156

That's only 200 $150 pay-off sessions. Be her guiding hand

>> No.30209197

>>30208659
Regardless of how retarded that sounds, there are people with more college debt who work at McDonald’s.

>> No.30209306

>>30208659
How? And in what span of time? I almost wouldn't believe you, but I knew a guy whose wife randomly put $5k on a credit card out of the blue in like 2 days. I thought that was a lot. I can't imagine what someone would drop 30k on in such a short time that you didn't notice unless you were already loaded.

>> No.30209392
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30209392

>>30208659
>he doesn’t recognise a shit test
The solution she wants from you is boundaries. Get your spanking hand out

>> No.30209733

>>30208734
More like
>Ever getting a wife
Fucked up OP

>> No.30209788

>>30208659
Ok OP, here's a rough guide on what to do:

https://www.youtube.com/watch?v=2r50LKgEG0k

>> No.30209881

>>30208659
The better question is, how fucked is she? Kek. For real.

>> No.30210005

>>30208659
>us
Nah nigga, she's in $30k credit card debt
Let her deal with what she did

>> No.30210114

How did she spend 30,000 dollars?

Somehow I think your wife is just you in a wig and panties buying GameStop.

>> No.30210130
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30210130

>>30208659
>wife
Yes boyim, lets ruin our finances for my insatiable need to CONSOOM the newest products

>> No.30210280
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30210280

>>30208659

>> No.30210482

>>30208659
Depends how good you can suck a dick

>> No.30210530
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30210530

>>30209733
checked

>> No.30210654

>>30210482
Depends on how good she can suck a dick.

>> No.30210672

>>30208659
take the Hyde pill

>> No.30211393

>>30210130
Kek

>> No.30211594

>>30208659
dump the broad

>> No.30211597
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30211597

>>30208659
What the hell did she spend it on?

>> No.30211810

>>30209788
<Aprilia
Don't they make motorcycles?

>> No.30211850

>>30209156
No, it's not, because at 20% apr you're adding like $500/mo in interest

>> No.30211865

>>30211597
I had a girlfriend once who got a $15,000 payout from the Government and ended up spending $75,000 four months after the payout.

So glad I dumped her when she blamed me for it and thought we could "work" together paying it off.

>> No.30211953
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30211953

>he unironically chose to have debts

OH NONONONONO HAHAHAHAHAHA

>> No.30212170

Never understood Americans and their credit card debt. Here, most people only take a loan for a car and a house.

>> No.30212249

>>30208659
Are you blaming your hand for buying mcdo tokens with your credit card?

>> No.30212251

>>30209788
Based Hyde poster

>> No.30212294

>>30212170
I have a credit card I use to buy gas and immediately pay off. It exists for the sole purpose of building credit so I can buy a house.

>> No.30212338

>>30208977
what's this from?

>> No.30212417

whats up with all these incels ITT? yikes

>> No.30212429

>>30212170
American culture is pure cancer. In my perception, if you don't have goods that give you status right now, you're going to be an outcast in America, so you're pretty much forced to have a credit card debt.

>> No.30212433

>>30212294
Ah yes, if you never had debts you get a bad credit rating right?

>> No.30212502
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30212502

>>30208659
How did she even do that?

>> No.30212553

>>30212429
Pretty much the opposite here (belgium). I hide most of my money because people don't like showoffs

>> No.30212772

>>30212433
Pretty much. I also have all my house's bills in my name, and I threaten my roommates with summary execution if they're ever late on their thirds of the rent. I could probably get a mortgage today, but I've been waiting for the economy to crash already.

>> No.30212871

>1 post by this ID
Fucking newfags don't know how threads work. You're a rude fuck if you don't reply to people who respond to you in your thread, faggot OP.

>>30208903
This, especially if you can just roll it into a HELOC or when you refinance your mortgage.

>> No.30213032

>>30212502
>40.000 eurobucks on rose champagne
I hope every faggot here realizes that when wine reaches prices like these, it is because they are a status symbol among rich chinese who think they can buy their way to European refinement and soul.

>> No.30213072

OP here, she has a dreadful shopping problem. Amazon, Gap, Nordstrom are the big ones. And then it looks like she used her credit card with her bank to just pay for things she had no money for.

We have separate accounts because shit no I won't let her have access to my money.

I've been looking into low APR loans to offset her shenanigans, but goddamn it still comes out to so much/month that it still puts us net negative.

>> No.30213259

>>30213072
So 30k on crap? Cut het credit card already.

>> No.30213540

>>30213259
Pretty much.
I'll be forcing her to close out the accounts once I get them zero'd out.

>> No.30213692

That's a sick return for the cc company. They are staking your family and earing 22 percent apr.

>> No.30213751

>>30208734
>Not getting credit card rewards for things you would have bought anyways
ngmi

>> No.30214140

>>30208734
fuck off Dave

>> No.30214414

>>30211865
wtf how?

>> No.30214584

>>30209197
student loan debt is at a fraction of the interest of credit card debto

>> No.30214688
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30214688

>>30208659
This is why I always say only faggots get married

>> No.30215253

>>30214688
that's a pedo

>> No.30215505

this one is more informative

https://youtu.be/oD2gXY4piF4

>> No.30216197

>>30214688
Most based part about this picture is that that's not his blood