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/biz/ - Business & Finance


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29695379 No.29695379 [Reply] [Original]

How do you faggots feel about Dave Ramsey? Just in lurking here for a day I assume most of you think hes just a boomer meme.

>> No.29695805

His finance plan isn't glamorous, but its guaranteed to make you a millionaire, albeit slowly.

>> No.29695860

Wish I could make money telling rich people not to buy their 10th ferrari.

>> No.29696020

I have no time for boomer shitmericans

>> No.29696033

>>29695860
Most people that call his show are making under 50k/year. I'm not sure why people think he only talks to "rich people".

>> No.29696129

>>29695379
for 99% of people, his advice is fantastic. basically solid financial advice for morons through midwits. iow OP you should read financial peace and do everything it says.

>> No.29696228
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29696228

Dave is based, love the guy. Love when he dabs on whiny liberals and lazy bums.
His plan just works

>> No.29696409

All normies should follow his advice.

>> No.29696508

>>29695379
i'd say most of us don't follow his advice, but we wish our family loved ones did.

>> No.29696634

>>29695379
I think the snowball approach to tackling debt is a good idea

>> No.29696734

>>29696228
>folds arms
>tells them to eat ramen and wash dishes on the side
>youtube comment proceeds to wreck them even further
>makes millions dabbing on millenials and zoomers

>> No.29696811

>>29695379
Boomer meme that has no comprehension of exponential technologies that are making us rich.

>> No.29696944
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29696944

>>29696129
This is one of the reasons I like him, he breaks everything down in simple terms. Also fuck you for low-key calling me stupid.

>>29696228
Yeah he doesn't pull any punches, if he thinks you're a lazy piece of shit he'll tell you.

>His plan just works
Damn right. I wish I'd have found this fucker 10 years ago when I actually started working. As it is, I started his plan November 2019, and between then and now I've doubled my net worth, moved out of mom's basement and am looking at real estate that I will realistically be able to afford in about 5 years.

>> No.29696954

>>29695805
most people will be millionaires if they're not stupid. This won't be some accomplishment after decades due to inflation.

>> No.29696993

Do americans REALLY think someone is a financial wiz because they figured out you shouldn't spend more than you earn?

>> No.29697206

>>29695379
His advice will keep you from financial ruin, but you’ll never be above average successful until you’re nearly dead

>> No.29697389

>>29696033
Weird I've never heard poorfag hour on his show. Whats his advice for broke people with no skills and no job experience?

>> No.29697488

His advice is good for people who are not me. If you don't have a financial plan that works then do as the boomer says.

But I made 3x my salary of crypto this year and it'll be alot more before the year is out.

>inb4 it's gonna crash before you cash out
this is why you're poor

>> No.29697638
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29697638

>>29695379
Biz hates him because he represents the statistical mean financial expertise of the average poster here. We have people here that ape into shitcoins cause they see enough pepe edit/anime tits spam and then start pink wojak spam cause they get rugpulled. On the other hand we have some serious high iq posters if you lurk the treasury policy/inflation/pmg threads for certain posters that likely don't make flex posts over how they're balling. Biz's hatred of Dave is just their ego getting to them thinking theyre better then Dave when in reality they're most likely at dave's level of investing insights.

>> No.29697728

>>29695379
I assume he's just a boomer meme

>> No.29697818

>>29697389
Stop feeling sorry for yourself, find a better job and get educated. There are multiple paths to success. You could go to trade school and get certified in a few months and come out qualified to get a job making 50k+. A lot of places will even pay for your schooling/certification if you intern with them.

>> No.29697856

>>29696228
yeah if you want to be a millionaire at 65
fuck that I want to be a millionaire NOW

>> No.29698114

>>29697856
Nah dude I'm content living on 25k and chucking the rest into investments and eventually real estate. When I hit 55 I can probably sit back and just let passive income take care of me.

>> No.29698118

>>29695379
Good financial advice for the lowest common denominator, but horrible advice for anyone that understands opportunity cost.

>> No.29698310

>>29697488
Nice larp waggie

>> No.29698498

>>29697818
>just get a trade bro
Hit me up when you graduate high school.

>> No.29698575

>>29697488
Yeah try doing that consistently though.

>> No.29698685

>>29698498
Hit me up when you're ready to improve your situation instead of whining online about it.

>> No.29698836

>>29698310
Just because you tourists have no idea what you're doing doesn't mean all of us do. Some of us learn these markets while you gamble your lunch money on biz. And you'll be buying my bags come April. And 3 of them when LINK staking is released. And there's more earnings to come with new releases you're either not tracking or never heard of.

>> No.29699023

>>29698685
Thanks Dave. If I need advice on knee replacements before 30 I'll give you a call.

>> No.29699340

>>29695379
whats he saying about the guys putting in 100mill+ in btc???? how long is guna deny it?

>> No.29700773

>>29698575
You only need to be able to do it once every four or five years.

>> No.29700854

>>29699340
All hes said about bitcoin and single stocks is that its pretty much the same as gambling. Hes fine with people doing it for entertainment, but don't stake more than you can afford to lose in something like that. He throws out a statistic something like more than 70% of day traders lose money.

>> No.29701477

He's like the Maury Show for finance. Entertaining to watch but don't actually listen to him.

> Hi Dave, how are you?
> Better than I deserve, what's up?
> My sister just got laid off from her job, and she's thinking of leasing a second car -
> NO! NO! NO!

Like wow such wisdom

>> No.29701912
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>>29701477