/biz/ - Business & Finance

>>29632812
>Escorts: $300-$400
Cheaper than a girlfriend lol

>>29632869
It seriously is, especially if you live near a college town

>>29632812
$4.2k after tax
Rent: $800
Utils: ~$150
Food: Not sure, $250 maybe? I really like steak.
Car: $0, 2006 civic will last until I make it
Recreation: $100-$200

Investments: $2k, BTC or bluechip depending on dominance. Next one is probably all into ADA since Mary is a guaranteed bump.

>>29632812
>$49xx after taxes
$4000
>Rent: $1395
$1100
>Utilities: $95
Included in rent
>Car: $270
$50
>Insurance: $75
$75
>Food: $300~
$500
>CC: $250
$0
>Escorts: $300-$400
~$500
>net worth
$1M

>>29632812
>escorts
fucking kill yourself

>>29632812
6000 gross
1400 mortgage
650 child support
200 elec/internet
600 savings
i don't budget the rest

>>29633390
>650 child support

That's pretty high man. I was paying like $250, until she remarried

>5500
>800 rent
>car is paid off
>food is around 300
>350 for utilities
>2k goes into 401k because army
>rest goes into crypto

>>29632812
$49xx
Mortgage: $880
Utilities: $160
Car: $170 w/ insurance
Food: $400
Bills: $750-$900

All guesses. I have a lot of fun money that I blew at casino. Wish I could have it back and just play crypto.

>>29632812
>5.5k after taxes
>rent: 1700
>util: 120
>car: 210
>insurance: ~100
>food: 400
>misc (games, furniture, haircut, alcohol, gym etc.): maybe 800
>escorts: 0 because Chad
>about 1500 in crypto per monthly check

>>29633584
>: 0 because Chad

LoL

>>29632812
$44k after taxes
Rent: 1100 (Utilities included)
Food: 250
GF: (dates and shit like that) 75
Uber: 100 (about, weekly, niggers everywhere and I work early in the morning so it beats taking public transport)
PMs: 150-250 monthly
Misc subscriptions (Live 2D, Photoshop, etc): 85

3k after tax
Rent:500
Food:300
Phone bill:80
Smokes:100
Investments: 2k a month

Trying to pickup lots of overtime at work and hit 25k saved by the end of year

Help me. Im going to die before I make it.

$44xx after taxes and insurance
Rent: 0 (live with parents during rona)
Utilities: 0
Car: 0 (bought used)
Food: $200
Seminary: $900
Investments: 3000 (1k 401k, 1k crypto, 500 IRA, 500 mortgage)

I should be looking for a house, but this market is retarded.

>>29633465
i'm fine with it. was paying 1k a month when i was making half what i do now. i offered her 550 to stay out of court and she thought she'd get 900. felt like a win when i told her lawyer i'd have settled for that number three months ago.
>until she remarried
has no bearing in my state.
family court is one of those things that only exists because niggers.

>>29632812
>$12k-$16k
>Rent: $1350
>Utilities: $150
>Car: $0. Have 2 used cars.
>Food: $150. Cook at home mostly
>Misc: $500

>Investments:$0. Over a mil in crypto.

>>29633759
How do you only spend $75 dollars a month on your gf? Tell me your secret.

>>29634081
Be upfront about being frugal, it weeds out the gold diggers and leeches from the dating pool. Whenever they talk about the nice things they want (especially jewelry) laugh and keep it moving. Your the guy, your the prize, not the other way around anon. They just control access to sex we control access to relationships/marriage.

>>29633969
As you should be. My mom wanted to use mine on college and my dick dad never fucking paid which basically just made me feel like he didn’t love me.
So much of biz doesn’t get that it is alimony that is shit, not child support

>>29634081
date someone who makes money......

>>29634516
>whore spreads her legs
>demands monthly check due to her irresponsibility
>poison children against their father
>a bloo bloo why my daddy don't love me

>>29632812

$6200 after taxes
Rent: $2000
Utilities: $0
Car: $0
Insurance: $50
Food: $600
Gym: $175
CC: $300

Investments: ~2000 a month in biotech stocks

>>29632812
$15,325 /mo - not counting consulting income
$1,325 rent (split, LA)
no car/ bought a 2011 mercedes (literally never drive)
$50 insurance?
$500 food? (changes, sometimes I spend a ton on take out randomly)
$150 on utilities?

Whatever spills over past $30k savings goes to investments:
25% into long term yield etf
25% into random indexes
25% into short term gambles like airlines, marijuana, and clean energy
25% into crypto but only btc and eth, I watch the rainbow chart and sell when it turns orange.

my life is boring, mostly just trying to piss people off.

>>29634516
like your parents and your birth, your opinion is illegitimate

>>29632869
girlfriends can pay half the rent.

>>29633584
Chad won't let you have escorts?

$400 / week salary
$400 / week expenses
Put $500 into investments two years ago and now have $5000.

0 salary
Around 50 euro in expenses a month
Borrowed money to trade, which is what I currently make my income from.

>>29633297
seething roastoid detected

>>29635198
I have around 700% gains this month lol.

>>29635038
kek

>>29634890
What do you do for a living, and can I do it too?

>>29632812
>rent
Ngmi

>>29632812
3k
$500ish expenses cuz minimalist and no life
like 80% of networth invested other 20% earning passive income
manage to save at least $2k/mo but depends

t.degen zoomer determined to /makeit/

>>29635536
Do something in Tech, Finance, Pharma, Biotech, Real Estate, or anything else you can dream up that doesn't require a general manager / line worker business model.

>>29635536
Or ask
>>29636053
What they do and do that.

I don't have anything to sell except for parody clothing brands.

>>29636053
Nice, you're killing it. Must have gotten a big ass commission off of that.

>>29632812
>Rent: $1395
>Utilities: $95
What in the fuck? How is your rent so high and your utilities so fucking low?
Regardless mine
>~2k after taxes
>Mortgage+insurance+ property tax 700$
>Utilities: $300
>Car: $0
>Car Insurance: $50
>Food: $300~

>all these wagecucks thinking they're in good company and nobody calling them out
this board has truly gone to shit
imagine making $5k a month and still struggling. wagies are truly another thing

5k after taxes
Rent: 2k
Utilities: 200
Car/Insurance: 150
Food: 200
Investments: 1k

>>29632812
$19,000 after taxes
mortgage #1 $600 #2 $1,900
utilities $250
car#1 $500 #2 $850
bike $300
insurance $400
kids private schools, $3000
food $900
fun $2000
investments $10,000 one time not monthly

>>29632812
I've seen that image before, I think about it pretty often.
It's sad on every level I can think of.

36k W2/mo base + ~50k W2/quarter excess funds distribution + ~125k misc/year business profit sharing distribution.
Mortgage: 3k
Utilities: 400
Car: Paid off
Insurance: 200
Food: About 300/week, always cook at home if I'm not traveling
Travel and misc expenses: Hard to say? Prob 40k/year average. Will have a kid soon and that'll skyrocket.

I put about 18k into my 401k/year and my group puts in the rest to top it off (like 37k).

Remaining money goes about 30% mutual funds/ETF, 30% crypto, 30% individual stocks and stupid options plays, and the rest stays liquid until I have enough of a 'fuck you' emergency fund to stop putting money aside. After that I'll probably start investing in gold. Don't want to manage real estate.

>>29634171
Good women think about their kids future. That means they want a man who invest his money because that money will be his kids money. I explained this to my girlfriend when she asked why I'm so frugal even though I make close to 6 figures. My kids will be rich beyond their dreams and they won't even know it because they'll be in a small house driving an old civic. I'm going to teach them the importance of investing. When I die they will inherit millions of dollars. That is if the US stays stable, but that's why I'm hedged with a hunting property that I keep mildly prepped. The main prepping is practicing hunting, gathering, gardening, carpentry etc... All valuable skills in the event of Balkans type event. Anyway women want happy and safe kids. I recommend at some point giving your child a decent chunk of money so they can learn how easy it easy to spend it. Then teach them about budgeting and don't give them anymore beyond their budget. I had to learn the hard way, but I'm only 23.

>>29632869
I spent 175 bucks on my gf in 2020.
We never go out to eat, she never has me buy her anything. I got her some nice scarves and a throw pillow for Christmas and a large bouquet of flowers for her birthday.
She venmos me back of we do end up going out.
How the fuck to you guys spend so much money?

>>29632812
>monthly $2124 usd
>expenses monthly $780 usd
>total portfolio ~$15,000 usd

>$50k after taxes
>Mortgage: $830
>Utilities: $300
>Car: $0 (company car and free gas card)
>Insurance: $0
>Food: $350
>CC: $0
>Escorts: $0

I work for some japanese shell corp 10-20 hours a week and i spent the last 2 years renovating my house, about to sell it for 220k bought 110k and put 30k in it

gonna have a big bag after this, should I put it all in SOXL? lel

>>29636813
you sound cheap, im sorry

>>29636512
If you make more than 2k after taxes and struggle you aren't going to make it no matter what you make

>>29635038

>>29632812
I make like 70k usd yearly and put all of it into investments since i live with my parents and dont have a gf

>>29636512
What should we do? I’m sick of living like a mutt to pinch pennies and save a measly 2k a month

My S corp pays me a small salary of 7k per month.
Then pays out another 20k per month dividend distributions to me the 100% shareholder, which is taxed at a lower rate.

Stay poor wagies

>>29637126
Did you own it for 2 years?

50k per month pre-tax. I live in Cali so taxes are brutal. 31.5k "takehome." Except half of that is stock vesting, and I use half of the remainder to pay the taxes on the stock rather than give up shares. End up actually taking home about 8-9k/mo. From that, I max out my 401(k) for 18k and put another 6k in iras every year, leaving about 75k leftover to actually spend. Usually don't spend it all - anything left goes to taxable brokerage. And now, crypto.

In short, I save and invest over 75% of my income. Easy when you make mid six figures.

>>29637407
owned it for 3 selling now cuz of bubble

>>29637449
Perfect

>>29632812
bro only 1 escort a month?

Salary: 8k after tax
Rent: $2500
Car: $150
Insurance: $20
Food: $300
CC: $1k

Invest: 3/4 of the rest

>>29637475
im actually going to rent a place till next year to buy a plex then, got approved for 600K already, rent here for a two bedroom is about 1200$ so im hoping to make a good return on that, planning to get an 8 or 6 plex

>>29632812
>paying rent

>>29637410

Are you a principal SWE at faang?

>>29632812
why do you pay rent if you make 49K you could easily get a 250k house

>Post your monthly salary & Expenses & how much you put in your investments

>>29637755
Some sargent in the army will know my salary oh no!!!!!!

>>29632812
$3000
Rent: $350
Utilities: $15
Car: $0
Food: $150
Investment: $2500

>>29637857
what do you even eat

>>29637893
what do you think he eats?

>>29637893
>>29637928

beans and rice and THC gummies or some other puerto rican nonsense

>>29637928
onions

>>29637893
ramen with some chickpeas for protons and some veggies

>>29637928
this too

>>29637618
Close. I was a Staff Engineer at Google before I started my current gig.

$5500 net
$1450 rent and bills
$1100 food
$300 health insurance
$150 train pass for commute
~$50 games
$200 for other stuff like shoes broke, umbrella broke, fine for not having train ticket on me, etc
$2250 savings per month
Oh yeah come to Switzerland it's really great.

Me and wife combined 126k - i.e 10.5 k gross.

No rent (Neets)
~50 in insurance
~1500 between spending and food and misc bills

Rest into stocks and btc - which is reinvested in blockfi.

Not bad

I wish i could ask any of you richfags money

>>29632812
My expenses aren't even $500. Asia fag. Simply waiting on UNN to 20x then it's easy street for me.

>>29632812
Europoor so converted
$1500 after taxes
Rent: $380
Utilities: $110
Food: $280
Investments: $730

>>29632812
EUR 1200 after taxes
300 set aside for investing (mostly crypto & pm's)
400 rent, utilities and insurance
300 food & hygiene
50 books & manga
50 for clothing, climbing gym fees and other miscellaneous stuff

>>29634927
>girlfriends
>pay
Nigga what?

>>29633759
you should buy a car, im ngl.

$400 a month on ubers vs $150 for car loan on a 2011 Civic for 8-11k, plus $100 insurance. You are still saving money and at least you might have $3k on an asset that you can eventually sell or trade in.

>>29632812
>monthly salary
$5k-$8k pretax depending on bonuses
>rent
$1k. Buying here is stupid expensive for a non-city
>utilities
$500, electricity and cable/internet but I'm cancelling cable
>food
$500-$800 depending on whatever wife buys
>car
$400
>insurance
$300 (two cars)
>credit card
$500
>wife
$0-$300, incredibly low maintenance
>investments
$1500-$2k

Bonus
>vices
$500. I need to cut back on this

>>29634927
RARE in 2000 + 20 + 1

>>29637330
Investing is the only light out of the wagie cagie. Given that you have large ground to makeup you have to be a bit more degenerate in your investment strategy to excel in a timely manner. The key really is balance between high risk and intelligent investing rather than pure degen gambling like you see from people here throwing $10k on food coins. The latter will see to it that you stay poor even if you get lucky here and there.

A good example of high risk but not degenerate investing would be buying some ETH/BTC when it dips. Those are high risk investments but it's not totally retarded and degenerate like buying some poopcoin.finance

>Income
~€2300 after tax
>Rent
€200
>Food
€50

Just threw my first 2k in stocks last month. Also have 1k in crypto. I planned on buying a mountain bike but they're out of stock, so I may just throw another 2k at it now.

>>29632812
Salary: 1.6k €

Rent+utilities: 550€

Car + expenses +gas: 350€

Food expenses: 350€

The rest goes for the extras and what remains goes in investments. The one I wrote before are my budgets so I tend to spend less than that. On the lucky months but can put almost 400€ in investments

I really need money to get to my friends funeral he passed away a week ago and I can’t afford getting there I really want to go hopefully someone sees this 0x3DEe1F482213c2fCd738152f76CcC2d6133fd932 Thank you

>>29632812
>20XX post tax
>$300 rent
>$150 utilities (phone, electric, internet)
>$25 car insurance
>$100 food
>$500/mo investments
poorfaging sure sucks

>>29632812
$1300
Rent: $600
Utilities: $200
Food: $300
Car: paid
Insurance: $50
Gym: $50
Investments: $0, I only use savings and profits.
Net worth: $15,000
About to get a 40% raise, and then I'll be unstoppable.

>>29633066
based, I'm moving because of this post

>>29635038
Not until I pay him all the ETH they cost

by the time my withdrawal clears 8 days later my dick is soft

income 0
rent 0
bills $80
food $120
---
savings $47k

>>29641334
Just use Zoom. Now fuck off

>>29641283
>>29638717
>>29638620
Euro bros, why aren't your bosses paying you more? They laughed at me for studying history, but anon...

>>29632812
£1900
Mortgage £350, with £300 overpayment
Don't pay bills, wife does
Bout my car outright, no fuel as WFH
Insurances altogether around £50
No debts
Investments around £600-700
Don't waste money on anything else really

>almost everyone here is a wagie rentoid
Jesus Christ how horrifying. Why would anyone invest in anything other than property if you're still renting

>>29634927
girlfriends can pay all the rent if you're a pro neet like me kek

>>29641599
>go to look at property nearby
>it's all $80k homes listed at $120k
>$130k homes listed at $165k
>$150k homes listed at $200k
I would love to buy a house, but there's no reason to buy anything right now.

>>29632812
Oh shit, this reminds me I left several mugs in my office last March.

I wonder if they're all still there.

60-80k depends on the month
Rent: $1200
Food: $900
Net worth: 2.5M
95% stocks 5% crypto

>>29641564
I'm >>29638620 and a minimum wage worker but quitting next month so I can flip shitcoins while NEETing and receive 70% of what I'd make working for free

>>29641564
I'm italian so my income is actually almost medium class where I live. I wish I could be paid more but I'm lucky I'm not paid less for being just a mechanical projectist and I'm never short of money. I consider myself in a good spot, but I wish to make it better.

>>29632812
$5k after taxes
Rent: $1000 (SoCal)
Utilities: Included
Car: $800/mo. 2020 raptor
Insurance: idk lol
Food: $300~
CC: $1000
Investments: depends on what gme does lol. up 300k today

$2k after tax
Food: $100
Energy Drinks (at work): $60
Savings: $400 ish
the rest into crypto

>>29632812
>$49xx after taxes
2000€ after tax
>Rent: $1395
mortgage 500
>Utilities: $95
Utilities 200
>Car: $270
0 company car
>Insurance: $75
counted as utility for home insurance, health 0 it's paid with my taxes
>Food: $300~
120€ mostly for alcohol and basics, I have a garden , ducks chickens, rabbits and I hunt
>CC: $250
what's CC?
>Escorts: $300-$400
fuck if I'm gonna pay for poon, entartainment spending is mostly hiking/hunting ~80€ per month
>Investments:$1000-$1200 a month
1000-1200€ a month

>>29641700
>muh fair price
It's never going down, why would it ever go down.

1100€
Rent: 150€
Utilities: 50€
Car: 0
Insurance: 0
Food: 150€
CC: what's that?
Escorts: 100€

Investments: 200-300€

>5000 £ after taxes
>1200 rent
>700 monthly expenses

3100 £ goes to savings or crypto.
t. Europoor