/biz/ - Business & Finance

>>29412297
nigger what the fuck you already made it

Your definition of making it might be distorted.

>>29412297
Post your portfolio small hat.

you are already rich bitch

40 btc will be enough to run for a Senate position in 2025

>>29412668
Just over 2 million isnt rich you fucking retards. I need enough to buy a house without costing me more than 10% of my btc so i need to get to 12 million. Houses cost like 2 million where i live.

>>29412822
move somewhere cheaper retard, you can trade anywhere with an internet connection

>>29412297
>Is 40 btc enough
nah, pump yourself to 50 btc to be extra comfy
join our pump on Sat
discord gg/SNqPpk5Pjw
we hit some low marketcap coin, pump it, organised shill, sell. It happens all the time here - everyone shilling their shit they bought, why not try an organised version of it

>>29412822
...move?
there, I just save you at least a million dollars. my commission is 10%.

>>29412822
Honestly kill yourself

>>29412822
the absolute state of coastal elites

>>29413003
make a TG
I have a hell of a pump for you guys, I swear. I'll even airdrop a bit.

Yes just buy ORAI, it is the new link with legit big companies backing them. DYOR

>>29412822

You are a dumbshit to not take advantage of low rates and let your crypto keep making gains vs just cashing it out and payin in full. You will actually lose money on the deal.

I want to buy a house in Miami Beach but i need to build it for 1 million so i can make it soundproof so i dont hear niggers blasting bass. I’m extremely sensttive to bass music and it gives me anxiety. I have lived with constant anxiety related to people blasting bass music in every single place i have lived in including Michigan, Arizona, and Florida. I need cinder block construction and quiet rock drywall which costs a fortune to completely eliminate niggers blasting bass from my life.

stop falling for the obvious larping b8, people

And niggers or wiggers blasting bass is a problem EVERYWHERE if you you are hypersensitive to it like i am.

>>29413282
I dont want to have a 2 million dollar mortgage.

>>29413316
Imagine constructing a nigger-bass-proof box like this instead of just moving to Da Nang, VN

>>29413316
>>29413493
>>29413395
you are crying about not having enough money to spend millions of dollars to buy a house that you know will be devalued by niggers
this has to be a troll, sadly, there are actually people like you.
you could move to a place in the midwest that is 99 percent white and buy a 3000+ sq foot home with 5-10 acres of land for less than 300k.
you are retarded, you didn't actually make it, you will never make it despite the millions you have.

>>29412822
This has to be bait. If not I'm glad you're unhappy and 12 million or 120 million won't have a measurable impact on your life if you can't be satisfied with 2M. I could legit live my dream life with that kind of money

>>29412822
Fuck you m8 for 10 BTC I could live near my family with a 96% English area between two major cities.

Staffordshire is pretty sweet.

>>29413757
>>29413623
If you are hypersensitive to low frequency noise you can hear it EVERYWHERE. I could hear it in Scottsdale which is 99.9% white. Niggers and nigger loving bass blasting white propel drive everywhere.

>>29412297
i would trade half my btc for a girl like that

>>29414324
You can fuck a girl like that for 300 bucks anon.

>>29412822
This, people don't understand how little money 2 million actually is. All you can do is buy a house and then what nothing. You need at least 10 million to be comfortable and that's a stretch

>>29412822

>>29414270
>>>/x/

>>29412297
If I had $2.2MM I would be retired a million dollars prior. You made it.

>>29412822
>>29414585
I can told that you two little faggots were already born into some ridiculous wealth, no normal person has this kind of distorted view on reality

why do retards always need to buy houses?
you can just rent and still live nicely

>>29414585
>people don't understand how little money 2 million actually is. All you can do is buy a house and then what nothing.
If you buy a house in cash instead of mortgaging it you're terminally retarded. Leverage your money.

>>29412822
buy a plane ticket retard

>>29415360
With that kind of wealth it's actually smarter to buy, otherwise you run risk of burning away the cash over the years. Buying a view appartments would be the reasonable thing to do. One to live in and two or three others to rent out.

>>29412822
Buy land, gold, and silver. Mainly land.

>>29412297
>40 btc
you made it twice already faggot, leave this god forsaken place

>>29412297
Damn. This chick has my wife's proportions. So fucking hot. I love the long hair, thin waist, plump ass, thigh gap, and small breasts. Mhmmm...

Back on topic. You're a faggot OP.

>>29415519
>With that kind of wealth it's actually smarter to buy, otherwise you run risk of burning away the cash over the years. Buying a view appartments would be the reasonable thing to do. One to live in and two or three others to rent out.
I agree. Makes sense to me to own at least 1 piece of real estate, especially once you're worth a couple million and it's a smaller part of your NW

>>29416220
Plus you can't suddenly get evicted if you own, which is a pain in the ass and can happen if you're unlucky. Even if you're a great tenant for years.

>>29415620
yea dude sure

>>29412822
>>29414585

They're right, anon.
2 million could be enough if you want to live on 40K/year for the rest of your life. That $40K will be enough for one sad hand job by the time you're 10 years into retirement.

The cost of living increased in Austin TX by 24% in 3 years. How long will $40K/y be enough?

The IRS allows 80K in long term capital gains before incurring tax, so people should target at least that amount in withdraws. But that will only let you live in lower middle class.

The math is simple. Check it out.
https://engaging-data.com/will-money-last-retire-early/

>>29412822
If you are not larping, I would genuienly like to fuck you up and give your crazy money to struggling anons here.

>>29412822
larp nobody buys a house with cash, are you 12?

>>29413282
exactly, he's either retarded and failed math or he's a 12 year old larping faggot

>>29418377
>2 million could be enough if you want to live on 40K/year for the rest of your life.
The 4% rule would say $2MM gives you $80k per year for life, which is more than enough when you realize 100% of that can potentially be spent since you're no longer accumulating savings.
I make $60k per year, but I actually LIVE on $25-30k per year because the rest is saved for retirement or otherwise invested. I won't need $60k per year to maintain my standard of living just because that's my income.
Same with OP, that $80k will go a lot further if he's not accumulating savings and is already set for life.

>>29413493

A mortgage is exactly what you want (if you can secure a <2.9% rate).
Google German Inflation King

If you can live comfortably now, it would be best NOT to liquidate any BTC.

To answer your original question, 40 BTC should be enough to make it, and will likely get you over your $10M retirement target.

Also, unless you have money burning a hold in your pocket, I wouldn't buy any more BTC if you're already sitting on 40 BTC.

Spread out your risk of ownership. Backdoor your Roth and load it up with BTC EFTs or GBTC.

Good luck brother. Don't let these poors with their poor-people mentality get you roused.

>>29412430
>made it
>only 2 mil

uhhh, I have bad news for you buddy

>>29412822
2$ million for sure isn't getting you girl like in OPs pic

10x that and then we are talking

>>29419087
First of all, fuck yeah living well below your means. Takes real discipline.

Regarding retirement, you're absolutely right for many scenarios.
There are a lot more factors then just your savings and withdraw rate.

Pic attached is one example.

Something to think about... is what exactly are you going to do during retirement.
YOU are probably able to save a lot of your current income because you're at work all day.

But what if you didn't have to work?
What if you just went golfing with tinder models every day?
Or tried to start a dog park business?
Or decide you want to restore cars?

The rising costs for hobbies, houses, and hoes, is far outpacing the market and inflation index, which the 4% rule is founded on.

tl;dr - You're right. But having more money is more better.

>>29419777
Check and lol this

>>29419777
My yearly budget is less than $30k per year and I don't even sacrifice anything I want. For me, $750k on the 4% rule is enough to make it. Not everyone lives in overpriced shithole coastal cities, but even out there if you think you need $20MM to make it then you'll never make it.

>>29413316
Youre a whiny faggot and I hope you have a miserable life

>>29419960
>Pic attached
Why is it set for 100% cash instead of 100% stocks or 80/20 stocks/bonds, though? Chances of success will skyrocket if you're not keeping your money in a mattress.

You bring up valid concerns, though I'd say if you start up a business or restore cars or something that would make you money and stretch your nest egg much further since you'd potentially be able to pay yourself profits from those businesses and thus expand your spending power. That kind of thing is a lot easier to do once you don't have 40+ hours of every week taken from you.

Just use kucoin autobot with 20 btc