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/biz/ - Business & Finance


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27949964 No.27949964 [Reply] [Original]

Everyone on this board earns 6 figures and has 300k in savings

>> No.27950058

Shockingly accurate

>> No.27950125

>>27949964
a lot of people larp but also a lot did buy ETH early and even more bought were stacking LINK in 2018. If you were here that summer it was easy for a wagie to stack 5k link or so, someone with a good job could have hit 50k without any issues.

I have a lot of liquid assets compared to my peers despite being a NEET. It really is that easy.

>> No.27950156

>>27949964
I earn 24k from wagecucking and 20k from investments and have around 200k net worth. Also that's all in gbp so multiple by 1.25 for usd

>> No.27950192

>>27949964
Usually it's one or the other. The ones who have a load of money in crypto treat it as a full time (sometimes 24/7) job.

>> No.27950214

Not me, lurked from time to time but always feared putting money in crypto. Now idc anymore and been buying, I hope I can make it bros

>> No.27950281

>2021
>imagine not earning 7 figures and having 30m in savings

>> No.27950289

>>27949964
Dont project your failures on us bud were not all scrubs. Get a real fucking job champ

>> No.27950303

Actually it's 600k now but yes OP. You'll be there in a few years just don't give up.

>> No.27950312

>>27949964
Lots of people with jobs that are LARP'ing as day traders, lots of people that bought in early, lots of liars, a few faggots that were given money by their parents threw shit at a wall till it stuck.

>> No.27950336

>>27949964
I earn $70k AUD, started crypto in 2017 with $2k.

Have $100k~ now.

So yeah, you're wrong.

>> No.27950362

>>27949964

yup. made 215k last year waging and my nw is 320k age 25

>> No.27950388

>>27949964
im drowning in student loan debt. i hate all the boomers who pushed college when i was a naive kid. ill get my revenge one day.

>> No.27950578

Spent most of my inheritance on crypto, doubled it in about 5 years. Wagecucking gets me 90,000 USD a year but thats just for connections, looking at other positions. NW is 500k age is 25

>> No.27950583

>>27950388
The second coming of Hitler confirmed.

>> No.27950660

>>27950388
Same. I have two degrees. But I should've made my own money from the start. What a waste of time. And this corona scam is making it even worse.

>> No.27950707

>>27950583
We can only hope.

>> No.27950823

>>27949964
is there a poorfag general? for shit like small incomes, IRA's, cheap-fuck moneysaving

>> No.27950849

>>27950583
>>27950707
Not going to go that far and wish genocide, but I do what I can to express my resentment. I don't feel bad for any of the homeless boomers I see during my commute and I kick their little change cup when they rattle it at me. It makes me a feel a little bit better about my situation.

>> No.27950896

>>27949964
No Anon, not me. I had 6 figures from inheritance, and am now at 7 figures.

>> No.27950957

I only make 5 figs if you don't count passive income.

>> No.27950961

>>27949964
I earn 0 figures and have a 7 digit networh

>> No.27951008
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27951008

>tfw 26yo 63k/yr and 14knetworth

>> No.27951014

i got 35k usd when my dad died
rest of my money is from student loans

>> No.27951023

6 figure salary is easy to obtain now adays. Even my most retarded friends earn 6 figures.

>> No.27951035

I earn 70k/year, $130k net worth, 60k in student loans

>> No.27951125

>>27949964
>be poorfag from third world shithole
>never invested before
>decide I wanna experiment with enough money to get something but not enough to lose too much in the worst case scenario
>around 35 dollars worth of local currency
>apparently local currency has to go through a shitton of places before I can get crypto
>35 dollars turn into 12 dollars by the end of the journey
>this is bullshit
>accidentally throw half of that to the air because retarded
At least doubled the money left and I don't have to get worried they will rob me again with it.
How was your week?
So how was your week?

>> No.27951153

I make 30k a year, my portfolios are worth 14k, I have 50k equity in my house, and I have 200 dollars in my checking account, no savings.

>> No.27951183

>>27949964
*except those of us in 7 figure hell

>> No.27951720
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27951720

>aside from putting $1250 into some vanguard index fund back in May, just start investing 1 month ago
>dumb wagie and can only put $1500 in, friend shows me Stash and invest in Big Marijuana ETF and a few other things and make over $200
>same friend mentions he has a few $1000 in Dogecoin
>laugh, don't even consider doing it
>get Covid, have nothing to do but browse /biz/ and start really doing research
>GME shenanigans happen, suddenly Doge takes off
>friend who I laughed at makes $10000s when Doge spiked to .8
>fug
>see Doge drop down to .2
>have no money but would've put $1000 on it
>realize Eth is about to take off
>no money
>would've put $1000 in when it was at $1300
>fug
>literally asking my grandpa with $300k sitting in a savings to let me use $1000 for a few months to practice or make some out of it because I hate missing these opportunities

Please keep being right so I don't look dumb to my grandpa in a few months.

>> No.27951843

>>27951720
why dont you just put a little bit in and use the money you make to invest more

>> No.27952232
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27952232

>>27951843
I'm keeping all of my money earned from the investing in my investments. The Vanguard index has gotten me $300 so far and its all staying in, the $200 from Stash in staying it. I want to keep that going since its safe and I don't have to worry about fees and shit.

I just really want to try out crypto and see if I can make more money much faster like I could have with Doge and Eth.

>> No.27952329
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27952329

>>27949964
I traded my way up to $100k but then bought a house/land.
I make like $35k and have finally saved up enough to feel comfortable putting $1k seed to start over.
IM NOT STOPPING UNTIL 7 FIGURES LETS FUCKING DO THIS

>> No.27952420

>>27949964
>earns 6 figures
Fuck no, I make like $30k a year.

>300k in savings
This part is accurate though.

>> No.27952476

>>27950214
It's fun just to be a part of a new frontier, IMO. Worst the risk because the upside is just insane.

>> No.27952734

>>27952232
ok i see

>> No.27952917

What a garbage larp attracting thread. Everybody is making bank yet nobody is.

>> No.27953436

Except me. I lurk tho

>> No.27953449

>>27952917
This is 4chan. This is /biz/ (!) ... you are the buyer of possible need to sell bags... so much info is withheld on purpose. i am teaching you 7biz/ here... be grateful at least faggot

>> No.27953537
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27953537

another thread of poor people that never invested in opportunities early, coping in disbelief that some here did

>> No.27953578

>>27949964
Yes.

>> No.27953653

>>27950388
Student loan debt is nothing. Low interest rates and it doesn't compound. Drag out the payments for as long as you can to let inflation work its magic on the principle.

College is a very worthwhile investment (emphasis on investment), but you have to not be a retard and actually get a degree that'll make you money (engineering, tech, business, etc).

Student loan debt is the best kind of debt. And only retards think debt is always the enemy.

>t. richfag who started as an engineering wagie out of college

>> No.27953693
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27953693

Once I broke well into 6 figures it kind of killed my motivation for overtime. I only work par time now and bring in about 60k. I got the momentum going, just need patience, luck, and to not do anything too stupid now and I should cross the finish line.

>> No.27953752

I earn 6 figs but only have a 10k poorfolio

6 figs isnt really that much if you live on your own. I get about 2-2.5k every other week that i can freely invest after paying my expenses, and I live a very cheap life

>> No.27953802

>>27949964
yes

>> No.27953828

People wouldn’t just make things up on the internet, would they?

>> No.27953868

>>27949964
Question to anons. Do you guys sell at the peak and buy in at the dip or do you just hodl? I've made some sick gains just hodling but I feel like I could be getting so much more

>> No.27953887

> what is cost of living
> what are "people who are interested in making money are likely to browse a business board"
> what are "people are more likely to share if they're doing well"

>> No.27953961

2013: 50k
2014: 80k
2015: 115k
2016: ????
2017: ????
2018: 103k
2019: 103k
2020: 20k

>> No.27953972

>>27949964
shut up

>> No.27954003

>>27949964
> earns 6 figures
Just started.

> has 300k in savings
Not yet, but working on it.

>> No.27954027

>>27953868
I'm holding ETFs and select stocks

everything else is a gamble in Robinhood, including options

>> No.27954040

>>27949964
I earn 200USD each month and i have around 4.5kUSD in savings/investing

I am a poorfag but i feel that i've kinda made it and that i'll make it

>> No.27954274
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27954274

I literally have $300 in savings and $150 is invested in crypto. I live in the third world, that makes it hard to start investing, but the second I hit 200k dollars I can comfortably retire. Wish me luck brehs.

>> No.27954279

>>27953868
I hold select ETFs like ARK ones, and swing trade 3x leveraged ETFs like TQQQ and SOXL.

>> No.27954313

>>27953449
Are you high?

>> No.27954343

>>27949964
6 figures salary
7 figures crypto

>> No.27954464

>>27949964
There are genuinely many anons who bought LINK when it was under $1. Of the 3000 wallets in existence that have 10k LINK I would estimate 500 of those are anons. However pretty much everyone else is LARPing

>> No.27954600
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27954600

>>27954274
Sending vibrations of cultivation your way, O my brother. WAGMI, make your community proud.

>> No.27954650

>>27954313
Of course. I am in fact in a constant state on disbelief since 2 weeks ago. I am like a multi millionaire now. What have I done for it? Nothing. Shitpost and read, and do what makes the most sense.

>> No.27954715

>>27952232
Anon, crypto's upside is so fucking crazy that 1000 dollars today can realistically be 1,000,000 in 5 years
Get in, you have a chance

>> No.27954745
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27954745

>>27949964
Only $82k salary here, but $450k in savings
>tfw even OP's hyperbole underestimated me

>> No.27954761
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27954761

>>27954274
make it for him

>> No.27954770

>>27954274
What country?

>> No.27954791

>>27954274
Good luck friend, we will all make it

>> No.27954859

>>27954650

Did you make it hodl ?

>> No.27954862

I'm barely above 6 figures at my job and have 200k. Nice try, CIA.

>> No.27954883

>>27954650
Id ask what exactly you did but ive talked to enough high on cocaine megalos who think they own the world. I mostly come here for entertainment anyway.

>> No.27954897

>>27950125
Pretend code money isn't an asset. You have to find someone who would buy it for real money.

>> No.27954910
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27954910

i only made $145k these past 2 weeks, do I qualify??

>> No.27954983

>>27950336
wow this is identical to me

>> No.27954996

>>27951153
How can you afford a house?

>> No.27955050

>>27951023
Doing what? Onlyfans?

>> No.27955087

Wrong I only make 95000 a year via job and have only 200k in savings

>> No.27955115

>>27949964
It’s all pretend money. You can’t use it in the real world

>> No.27955153
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27955153

Creative Director 130k a year
500k in crypto
Physical assets and debts pretty much cancel each other out
No other investments

>> No.27955155

>>27951125
The problem with not using all your money is once you start gaining you want to break the golden rule and go all in. That's the hardest part about crypto, restraint.

>> No.27955180

>>27954859
I held BTC for a long time ... till now. But that Link thing ... i thought it was a typical /biz/ pnd. I watched them buy at 40 cents. I watched them buy at 1 dollar. I watched. I bought at 5 dollars. I am still making he money on link, but feel stupid. They did tell me to buy a project that clearly wasn't a doge or rubicons, or holo, or one.

>> No.27955194

I earn nothing and have 800k in savings

>> No.27955340

>>27955194
How is that my problem?

>> No.27955350
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27955350

>>27949964
i earn 5 figures and have 4 figures in savings bro
won't stop me from making it

>> No.27955687

>>27951023
If that's in a major city 100k may as well be toilet paper.

>> No.27955741

>>27950192
>full time (sometimes 24/7) job.
this, I don't understand how people can manage to keep up with this market and have a job or even relationships

>> No.27955944

>>27950583
What do you want from me?

>> No.27956075

>>27955340
It isn't. I didn't say it's your problem. Take your meds.

>> No.27956482

>>27956075
If it isn't my problem... then please think about why you would tell complete strangers that. You know, we have as many rich larps here as poor larps.

>> No.27956528

99% are larpers

>> No.27956654

>>27954715
I've been on 4chan for years, just never this board. Figured it was just another stupid shitposting board as usual. I've been blown away the past month realizing a bunch of autists on a Mongolian llama breeding forum are making huge chunks of money by spamming memes and throwing money at crypto.

>> No.27956717

>>27956528
I am not for example.

>> No.27956910

>>27950583
Boomer would all be dead by that time

>> No.27957043

>>27956482
cringe

>> No.27957256

>>27957043
Cringe is necessary I feel. /biz/ made me rich. But what i see now is 7biz/ enriching themselves on clueless idiots. And I guess that is the way it must be, but I tried to help them... not u. Oh well.

>> No.27957539

>>27950823
No. The only /poorfag general/ is gambling on utter shitcoins which will either go 10x or crash and burn

>> No.27957746
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27957746

>>27950849
>Not wishing to end the suffering once and for all
Welcome

>> No.27958095

>>27951008
Where the fuck does your money go? I'll never understand people like this

>> No.27958317

>>27949964
If savings = net worth then yes.

>> No.27958435

>>27956654
same here
crazy isnt it

>> No.27958550

Can confirm.
>t. portfolio manager

>> No.27958621
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27958621

I gambled my entire inheritence on coins like wabi a long time ago and it oaid off and now everyone thinks I'm some market genius because I lied about it being a complete gamble

Oh and then I blew it all shills mad

>> No.27958850

>>27953693
whats that?

>> No.27958953
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27958953

>>27955180
>That subtle rubic fud
absolutely devilish

>> No.27959122
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27959122

>>27949964
I've only got 450k in shares and about 80k in savings. My income is maybe 30k from dividends because I'm not working.
.

>> No.27959203

>>27949964
What happens next are why bankers hate him

>> No.27959207

>>27949964
Lol

>> No.27959614

>>27958953
I am Satan, man. But a good Satan for /biz/... who do you think delivered all they really know?

>> No.27959635
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27959635

>>27949964
I've only been here for 3 months but managed to make 10k.


am happy. just worried ill lose it before I dump into the next train

>> No.27959808

>>27959635
Don't worry. You met us at a very interesting time of our lives ... -t.Tyler

>> No.27960478

>>27954897
he got rich from a scam. plenty of people do that. plenty of people will never invent or contribute anything meaningful to society.

>> No.27960574

Try earning less than 20k a year, 0 in savings.

less than 200 in crypto.

>> No.27960726

>>27950156
Yesh but you like in the UK so you can only spend it on heroine and unseasonably food.

>> No.27960912

>>27960574
ok, you can change that. You should have changed that year5s ago. Had u bought as little as 1 BTC when it was 4k usd last year.... I have no mercy for idiots.

>> No.27960947

>>27960478
you sound jealous. that kind of money frees you up to be able to contribute something meaningful

>> No.27961153
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27961153

>>27960947
not jealous in the slightest. just saying its nothing to brag about. ive won the lottery numerous times in life through various enterprises. none of them were really benevolent for society though and i acknowledge that. its not common to be 'freed' by a large injection of cash. it mostly just turns you into a mouth breathing consumer satiating base desires.

>> No.27961175

i'm about to turn 23, i live with my parents and my networth is $3500. i'm gonna try to study to become a logistician or some shit. fucking hate being unemployed and having no options besides McWaging.

>> No.27961393

>>27954996
I saved up 10k for down payment, 1890 farmhouse needs work, been at it a year every weekend, refi'd into 50k equity with the work I've done, lowered interest rate, PMI off.

>> No.27961598

>>27961393
based, I remember you posting about this earlier.
Living the dream imo
How much land with it?

>> No.27961945

>>27961598
Only 4 acres, but the lady we bought from has the original 50 this houses parcel came from, and she said she'd be open to selling more to us. I'm hoping for at least another 10.

>> No.27962206

I'm 25 and only make 90k a year but my boomer father just gave me and my two brothers control over 3 separate 50k investment accounts each to "play around with and learn how to invest", too bad the accounts are through Fidelity so I can't put it in crypto.

>> No.27962324

>>27961153
>caring about contributing
>muh society
fuck off

>> No.27962530

>have $200k/yr job
>spend 3k plus a month on loans
>spend 3k a month on rent
>spend another 1k on insurance and whatnot
>spend another 1k on other expenses necessary to sustain upper middle class yuppie manhattan status

dont understand how anyone invests. but im an idiot. i couldve gotten the same 200k job in texas. would own a home and have paid off debt in 2 years

>> No.27962611

>>27949964
No
:D

>> No.27962835

>>27954274
I have 200k now. Maybe I should move to your country

>> No.27962986

>>27950125
Neets are the most powerful race in the world

>> No.27963094
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27963094

>>27949964
I'm 29, no job, living off government benefits and have a networth of -2500, I live paycheck to paycheck and struggle to afford groceries, power bill and gas. I have 2 assets, my laptop (which is worth around $700) and my car, a 2004 Mazda6 Atenza which has done 168,000k's and is insured for $5800.

That's it, it doesn't get much worse than me.

>> No.27963172
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27963172

>>27949964
When I was 26 I was poor and had a part time remote job, had 10k in savings though and I used the opportunity to move to China which was a lot cheaper than where I was living, while working the same remote job. Then I managed to save another 10k bringing my total to 25k, then in early 2017 I went balls deep into Ethereum and bought some BTC too, in 2019 bought some LINK when it was 40 cents and my NW is about 400k now (Age 32).

My life has been really weird but I owe it to the creative lifestyle, it never would've been possible if I was a typical 9-5 office wagie.

>> No.27963281

>>27949964
not me I make 0 figures and have only five in savings

>> No.27963451
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27963451

>>27963281
Better than having 2 bank accounts overdrawn to the tune of 2500, I also earn $0/year, I live off of government benefits. Also my credit rating is 70/1000.

>> No.27964724

>>27962324
I forgot this is 4chan

>> No.27964814

>>27960726
Uhm ok

>> No.27964907

>>27950156
>have around 200k net worth


prove it

>> No.27964908

>>27949964
Well I've never held down a job for more than 2 years or earned more than $600 a week in my 27 year run so far, but yeah I have over $300k in "savings" (LINK tokens).

>> No.27964954
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27964954

>>27954770
Brazil.
>>27962835
The economy is too unstable right now because of coronachan, when the pandemic ends and our goverment stop to fuck things over and over again is when you should come.
>>27954600
>>27954761
>>27954791
Thanks for the energy brehs, I can feel it.

>> No.27965000

>>27963094
try unemployed on government benefits. no degree. 60k in collections debt. no car. 30k in crypto. 400 credit score. i'm literally inbetween making it or never being able to dig myself out ever again.

>> No.27965007

>>27949964
Ye-Yes

>> No.27965084

>>27965000
why haven't you just declared bankruptcy if you are in that much debt?

>> No.27965088

>>27953653
>business
biggest meme degree

>> No.27965090

>>27964907
I can't prove it very easily because it's spread across cash, pension, stocks and shares isa, crypto, and 2 properties. I also wouldn't feel comfortable screenshotting those things even if I could be bothered to do so. Why do you want me to prove it anyway? Is 200k a lot to you? I think it's unimpressive desu

>> No.27965176

I work a entry level helplesk job for $29k a year, and I just made $20k from crypto this month which is more than ever. Really hope I can get lucky and make a lot more money, it's my only hope. There's no fucking high paying skills that interest me, I'm not made for most of it. Trading is fun and exciting but also dangerous and idk how tf I'd make money in a bear market. Oh well.

>> No.27965275

I earn 5k a month helping my grandma out, i also live with her, life is good sometimes, covid is hard though.

>> No.27965365

>>27949964
I’m 29 and earn 60k wage slaving at a job I don’t hate which is nice.
I have a net worth of $400k due to receiving a 300k trust fund from my grandparents due to my mom dying of cancer when I was 8.

>> No.27965389

>>27965084
because then i would have to sell my crypto. its a total mindfuck u do not want my situation.

>> No.27965394

>>27949964
I got laid off this week, have $125 in savings and about $20,000 spread out across various assets.

That's it.

>> No.27965610

>>27949964
31, 300k networth, 6figure income, AMA (did it trading stocks, options, warrants; not shitcoins)

>> No.27966235
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27966235

I'm a newfag and I've just started playing stocks and crypto this week I've put 3k into stocks and I'm up 5% overall, decided to put another 3k into crypto today and I'm now just holding until I can reinvest, I make 19k a year at work

>> No.27966428
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27966428

>>27965000
I'm unironically worse off than that, I have about $20 in crypto, no savings, a 70/1000 credit score and 43k in collections, 60k in student debt, no degree's, only a certificate in personal training... Pretty sure I've got it worse. At least you've got 30k in crypto's which you can play with and make money on, there's nothing for me, I don't get enough from the government to be able to afford to put anything in Crypto's.

>> No.27966521
File: 213 KB, 720x493, 1611950316520.jpg [View same] [iqdb] [saucenao] [google]
27966521

>tfw earn 140k usd/yr and have 300 in savings.

>> No.27966524

>>27966235
You make 19k a year and you wasted 6k on dumb shit? Jesus christ.

>> No.27966581

>>27949964
I have only 900usd and no job, from Argentina, help me

>> No.27966621

>>27966521
How? Where does your money go?

>> No.27966642

>>27966581
Start selling dragon bones on runescape

>> No.27966650

>>27965365
Would you rather have your mom or the cash?

>> No.27966653

>>27966428
Imagine if you had bought 60k of crypto instead of going to college

>> No.27966699

>>27949964
you forgot to mention we are 7 feet tall and have 12 inch dongs

>> No.27966727

>>27966621
Options

>> No.27966759

>>27949964
i have a phd in math and work as a non tenure track lecturer, i make 55k/yr living in a large city and have maybe 25k in assets over all my accounts. no debt but i feel poor as fuck. Wish i bought some BTC when i was in grad school.

>> No.27967003

>>27953653
i had 30k student loan debt and paid it all off as soon as i could and i feel broke now.

>> No.27967080

>>27966650
I want to say my mom but at the same time it’s nice that it changed the difficulty level of my life from fucked to manageable

>> No.27967759

>>27966653
In New Zealand the government pays for your "college", so you don't see the money, ever, but you owe the government that money back.

>> No.27967836

>>27955741
you literally just dont sell

>> No.27968162

>>27950583
image failing art school twice, carring that debt and still becoming a fucking god

>> No.27968351

>>27952476
Agreed. Money is nice but pushing the boundaries of technology is the new frontier for this generation.
Also, get rich or die trying.

>> No.27968667

>27
>nw 7k

feels bad man